AGS Transact Technologies Ltd.

•

agsindia.comBSE: 543451NSE: AGSTRA

Market Cap₹ 25 Cr.

Current Price

High / Low₹ 5 / 2

Stock P/E—

Book Value—

Price to Book1.86

Dividend Yield0.00 %

ROCE1.7 %

ROE-16.8 %

Face Value₹ 10

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ABOUT

KEY POINTS

Revenue Breakup Mar 2023 • Payment Solutions: 80.0% • Banking Automation Solutions: 11.5% • Other Automation Solution: 8.5%

AI Sector View

AI GENERATED

Services

Buy

Broad services remain in expansion. Services PMI was 54.1 (Aug/26), export of services grew 13.0% YoY (2026-06), and urban employment was still positive at 2.0% YoY (2026-07), although airport passenger traffic was -2.0% YoY (2026-06). FPI inflows of INR 7081 crore over 3 months to 2026-08-31 support the constructive sector view.

Confidence

72%

View full sector analysis →

PROS

Working capital cycle has improved - days down from 57 to 24
Company generates healthy free cash flow

CONS

Company is loss-making at the operating / net level
Company has a high debt-to-equity of 1.86x
Receivables are growing faster than sales - a possible quality concern
Company has a low return on equity of -8.5% over last 3 years
Poor cash conversion - profits are not backed by operating cash flow (CFO/PAT -7.35x)
Company has a low return on capital employed of 9.8%

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

ServicesBusiness ServicesBusiness Support

Part ofNIFTY 50 NIFTY 500 NIFTY LARGEMIDCAP 250 NIFTY 100 NIFTY 200

S.No.	Name
1.	PFOCUS	310.60	209.28	24188.72	0.00	-457.78	-514.43	12668.15	1196.88	2.74	23.76
2.	SAGILITY	45.15	21.28	21136.20	0.33	216.81	45.94	1963.48	27.59	13.82	22.32
3.	HORIZONIND	55.65	244.03	16043.35	0.00	-116.27	—	2005.46	—	3.32	80.26
4.	SYNGENE	382.65	69.89	15446.40	0.33	-9.00	-110.38	736.00	-15.84	9.48	12.34
5.	INDGN	578.05	34.74	13929.08	0.39	116.20	-0.17	1063.10	39.73	18.92	16.39
6.	IGIL	314.20	22.27	13578.46	1.59	1657.36	1209.83	3707.76	1132.17	77.00	60.35
7.	NESCO	1102.75	18.65	7769.97	0.63	99.96	3.97	211.80	9.55	19.23	48.33
8.	LEAPIND	144.55	102.15	6367.95	0.00	247.33	—	2034.13	—	9.32	51.19
9.	SPARC	196.10	4.02	6363.87	0.00	-20.78	59.94	39.92	314.11	163.94	-85.17
10.	SMARTWORKS	530.60	217.74	6069.06	0.00	131.48	3232.71	5462.48	1340.49	61.12	63.33
11.	JUSTDIAL	665.10	15.59	5656.61	0.00	115.74	38.44	270.27	16.23	12.88	26.17
12.	AGSTRA	1.91	0.00	24.53	0.00	-194.26	-1163.01	209.60	-43.92	1.66	-83.06

Detailed Comparison with:

Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024
	399	418	414	415	425	371	377	374	349	340	352	210
	324	305	305	315	351	288	369	316	300	246	263	384
Operating Profit	75	113	109	101	73	83	7	58	49	93	88	-174
OPM %	18.87%	27.00%	26.30%	24.27%	17.25%	22.43%	1.97%	15.40%	14.09%	27.51%	25.10%	-83.06%
	6	10	7	9	10	8	12	10	8	12	16	4
Interest	72	35	34	35	39	37	37	38	37	36	36	38
Depreciation	65	59	58	56	57	54	54	53	53	49	48	44
Profit before Tax	-56	28	23	19	-13	1	-71	-23	-32	20	21	-252
Tax %	13.56%	31.51%	10.53%	35.11%	-20.00%	36.00%	14.45%	32.40%	86.27%	32.07%	26.79%	22.86%
Net Profit	0	0	0	0	-15	1	-61	-15	-4	14	15	-194
	-4.06	1.60	1.72	1.04	-1.28	0.05	-5.05	-1.28	-0.37	1.14	1.25	-15.99

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	TTM
	1,184	1,192	1,336	1,481	1,806	1,800	1,759	1,772	1,671	1,471	1,250
	1,006	1,076	1,186	1,276	1,381	1,338	1,320	1,361	1,276	1,273	1,193
Operating Profit	178	117	150	205	425	462	439	411	396	197	57
OPM %	15.05%	9.79%	11.23%	13.86%	23.54%	25.68%	24.93%	23.19%	23.67%	13.43%	4.55%
	3	13	18	14	18	33	39	25	36	38	40
Interest	67	71	78	83	137	130	134	250	144	148	147
Depreciation	82	76	100	113	227	245	260	252	231	213	193
Profit before Tax	32	-18	-10	24	79	120	84	-67	58	-125	-243
Tax %	51.91%	-28.15%	-108.60%	73.38%	16.09%	30.33%	32.88%	-23.87%	35.75%	36.11%	30.20%
Net Profit	15	-22	-22	6	66	84	56	-82	37	-80	-170
EPS	0.00	0.00	0.00	0.00	0.00	0.00	4.55	-6.93	3.01	-6.62	—
Dividend Payout %	0.00%	0.00%	0.00%	0.00%	17.91%	0.00%	0.00%	0.00%	0.00%	0.00%	—

COMPOUNDED SALES GROWTH

10 Years:: 4%
5 Years:: -4%
3 Years:: -6%

COMPOUNDED PROFIT GROWTH

10 Years:: —
5 Years:: —
3 Years:: —

STOCK PRICE CAGR

10 Years:: —
5 Years:: —
3 Years:: -69%
1 Year:: -61%

RETURN ON EQUITY

10 Years:: 1%
5 Years:: 1%
3 Years:: -9%
Last Year:: -17%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Equity Capital	120	120	119	119	119	119	119	120	120	121
	313	291	275	284	300	369	426	343	390	320
	457	486	562	593	837	912	1,292	859	948	788
Trade Payables	170	181	198	197	242	258	427	510	367	330
	177	216	240	337	500	530	620	480	423	437
Total Liabilities	1,238	1,295	1,395	1,530	1,998	2,187	2,883	2,313	2,249	1,996
	360	434	493	549	1,008	1,052	965	910	804	718
Capital Work in Progress	59	32	60	54	50	87	47	43	34	22
	0	0	0	0	0	2	10	0	1	2
	178	190	168	135	92	64	72	65	74	88
	0	0	0	0	0	0	0	1	2	731
Cash & Bank	26	10	21	28	38	76	694	81	94	116
	615	628	653	763	810	907	1,095	1,213	1,240	319
Total Assets	1,238	1,295	1,395	1,530	1,998	2,187	2,883	2,313	2,249	1,996

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
	116	165	243	229	511	470	425	361	290	349
Cash from Investing	-114	-125	-210	-161	-165	-291	-156	-12	-126	-15
Cash from Financing	25	-31	15	-31	-315	-172	320	-875	-137	-316
	17	-16	12	4	6	-16	582	-562	-14	18

Ratios

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024

Shareholding Pattern

Numbers in percentages

	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026
	65.53	65.06	60.11	52.24	26.48	26.48	26.48	26.48
	0.83	0.02	0.41	0.12	0.12	0.06	0.06	0.06
	3.78	3.75	4.99	6.12	7.11	4.09	3.57	3.57
Government	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	29.86	31.17	34.49	41.52	66.29	69.36	69.89	69.88

Documents

Corporate disclosures, annual reports, credit ratings, and concall transcripts

2026-09-09

Corporate Insolvency Resolution Process

2026-09-09 - AGS Transact Technologies Limited has informed the Exchange about Corporate Insolvency Resolution Process

2026-08-19

Corporate Insolvency Resolution Process

2026-08-19 - AGS Transact Technologies Limited has informed the Exchange about Corporate Insolvency Resolution Process

2026-08-12

Reasons for Delayed/Non-submission of Financial Results

2026-08-12 - AGS Transact Technologies Limited has informed the Exchange about reasons for Delayed/Non-submission of Financial Results

2026-07-14

Certificate under SEBI (Depositories and Participants) Regulations, 2018

2026-07-14 - AGS Transact Technologies Limited has informed the Exchange about Certificate under SEBI (Depositories and Participants) Regulations, 2018

2026-07-14

Corporate Insolvency Resolution Process

2026-07-14 - AGS Transact Technologies Limited has informed the Exchange about Corporate Insolvency Resolution Process

2026-07-01

Trading Window

2026-07-01 - AGS Transact Technologies Limited has informed the Exchange regarding the Trading Window closure pursuant to SEBI (Prohibition of Insider Trading) Regulations, 2015

2026-06-18

Corporate Insolvency Resolution Process

2026-06-18 - AGS Transact Technologies Limited has informed the Exchange about Corporate Insolvency Resolution Process

2026-06-11

Reasons for Delayed/Non-submission of Financial Results

2026-06-11 - AGS Transact Technologies Limited has informed the Exchange about reasons for Delayed/Non-submission of Financial Results

2026-06-03

Disclosure under SEBI Takeover Regulations

2026-06-03 - AGS Transact Technologies Limited has Submitted to the Exchange a copy of Disclosure under Regulation 31(4) of the Securities and Exchange Board of India (Substantial Acquisition of Shares and Takeovers) Regulations, 2011.

News

Recent coverage and analyst commentary for AGSTRA

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AGS Transact Technologies Ltd.

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Free 5nance Account

Name

PFOCUS

310.60

209.28

24188.72

0.00

-457.78

-514.43

12668.15

1196.88

2.74

23.76

SAGILITY

45.15

21.28

21136.20

0.33

216.81

45.94

1963.48

27.59

13.82

22.32

HORIZONIND

55.65

244.03

16043.35

0.00

-116.27

—

2005.46

—

3.32

80.26

SYNGENE

382.65

69.89

15446.40

0.33

-9.00

-110.38

736.00

-15.84

9.48

12.34

INDGN

578.05

34.74

13929.08

0.39

116.20

-0.17

1063.10

39.73

18.92

16.39

IGIL

314.20

22.27

13578.46

1.59

1657.36

1209.83

3707.76

1132.17

77.00

60.35

NESCO

1102.75

18.65

7769.97

0.63

99.96

3.97

211.80

9.55

19.23

48.33

LEAPIND

144.55

102.15

6367.95

0.00

247.33

—

2034.13

—

9.32

51.19

SPARC

196.10

4.02

6363.87

0.00

-20.78

59.94

39.92

314.11

163.94

-85.17

SMARTWORKS

530.60

217.74

6069.06

0.00

131.48

3232.71

5462.48

1340.49

61.12

63.33

JUSTDIAL

665.10

15.59

5656.61

0.00

115.74

38.44

270.27

16.23

12.88

26.17

AGSTRA

1.91

0.00

24.53

0.00

-194.26

-1163.01

209.60

-43.92

1.66

-83.06

Mar 2022

Jun 2022

Sep 2022

Dec 2022

Mar 2023

Jun 2023

Sep 2023

Dec 2023

Mar 2024

Jun 2024

Sep 2024

Dec 2024

399

418

414

415

425

371

377

374

349

340

352

210

324

305

315

351

288

369

316

300

246

263

384

Operating Profit

113

109

101

-174

OPM %

18.87%

27.00%

26.30%

24.27%

17.25%

22.43%

1.97%

15.40%

14.09%

27.51%

25.10%

-83.06%

Interest

Depreciation

Profit before Tax

-56

-13

-71

-23

-32

-252

Tax %

13.56%

31.51%

10.53%

35.11%

-20.00%

36.00%

14.45%

32.40%

86.27%

32.07%

26.79%

22.86%

Net Profit

-15

-61

-15

-4

-194

-4.06

1.60

1.72

1.04

-1.28

0.05

-5.05

-1.28

-0.37

1.14

1.25

-15.99

Mar 2015

Mar 2016

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

TTM

1,184

1,192

1,336

1,481

1,806

1,800

1,759

1,772

1,671

1,471

1,250

1,006

1,076

1,186

1,276

1,381

1,338

1,320

1,361

1,276

1,273

1,193

Operating Profit

178

117

150

205

425

462

439

411

396

197

OPM %

15.05%

9.79%

11.23%

13.86%

23.54%

25.68%

24.93%

23.19%

23.67%

13.43%

4.55%

Interest

137

130

134

250

144

148

147

Depreciation

100

113

227

245

260

252

231

213

193

Profit before Tax

-18

-10

120

-67

-125

-243

Tax %

51.91%

-28.15%

-108.60%

73.38%

16.09%

30.33%

32.88%

-23.87%

35.75%

36.11%

30.20%

Net Profit

-22

-82

-80

-170

EPS

0.00

4.55

-6.93

3.01

-6.62

—

Dividend Payout %

0.00%

17.91%

0.00%

—

Mar 2015

Mar 2016

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Equity Capital

120

119

120

121

313

291

275

284

300

369

426

343

390

320

457

486

562

593

837

912

1,292

859

948

788

Trade Payables

170

181

198

197

242

258

427

510

367

330

177

216

240

337

500

530

620

480

423

437

Total Liabilities

1,238

1,295

1,395

1,530

1,998

2,187

2,883

2,313

2,249

1,996

360

434

493

549

1,008

1,052

965

910

804

718

Capital Work in Progress

178

190

168

135

731

Cash & Bank

694

116

615

628

653

763

810

907

1,095

1,213

1,240

319

Total Assets

1,238

1,295

1,395

1,530

1,998

2,187

2,883

2,313

2,249

1,996

Mar 2015

Mar 2016

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

116

165

243

229

511

470

425

361

290

349

Cash from Investing

-114

-125

-210

-161

-165

-291

-156

-12

-126

-15

Cash from Financing

-31

-315

-172

320

-875

-137

-316

-16

582

-562

-14

Mar 2015

Mar 2016

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Jun 2024

Sep 2024

Dec 2024

Mar 2025

Jun 2025

Sep 2025

Dec 2025

Mar 2026

65.53

65.06

60.11

52.24

26.48

0.83

0.02

0.41

0.12

0.06

3.78

3.75

4.99

6.12

7.11

4.09

3.57

Government

0.00

29.86

31.17

34.49

41.52

66.29

69.36

69.89

69.88

AGS Transact Technologies Ltd.

AI Sector View

Peer comparison

Quarterly Results

Profit & Loss

Balance Sheet

Corporate actions

Cash Flows

Ratios

Shareholding Pattern

Documents

News

Sign in to Chat with AI

AGS Transact Technologies Ltd.

AI Sector View

Peer comparison

Quarterly Results

Profit & Loss

Balance Sheet

Corporate actions

Cash Flows

Ratios

Shareholding Pattern

Documents

News

Sign in to Chat with AI