Ascom Leasing & Investments Ltd.

•

ascomfinance.comBSE: -NSE: ASCOM

Market Cap₹ 247 Cr.

Current Price

High / Low₹ 285 / 90

Stock P/E47.3

Book Value₹ 42

Price to Book4.96

Dividend Yield0.00 %

ROCE14.4 %

ROE10.8 %

Face Value₹ 10

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ABOUT

AI Sector View

AI GENERATED

Financial Services

Buy

Financials remain one of the clearest macro beneficiaries. Loan growth was 18.3% (Aug/26) versus deposit growth 14.7% (Aug/26), SCB credit growth was 17.5% YoY (2026-07), UPI transactions rose 22.0% YoY (2026-07), and M3 money supply grew 15.0% YoY (2026-07). Sector flows have also turned meaningfully supportive, with INR 13171 crore net FPI inflow over 3 months to 2026-08-31 after INR -114652 crore in the prior 3 months.

Confidence

84%

View full sector analysis →

PROS

Comfortable capital adequacy - CAR of 95.0%
Solid return on assets for a lender - ROA of 9.4%
Asset quality is healthy - gross NPA of just 0.0%
Company generates healthy free cash flow

CONS

Company has delivered a poor profit growth of 2.1% over past five years
Company has delivered a poor sales growth of 4.9% over past five years
Recurring exceptional / one-off items are inflating headline profit
Thin net interest margin of 0.0%

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

Financial ServicesFinanceFinance - NBFC

Part ofNIFTY 50 NIFTY 500 NIFTY LARGEMIDCAP 250 NIFTY 100 NIFTY 200

S.No.	Name
1.	BAJFINANCE	1034.20	31.71	643888.19	0.58	6080.60	27.60	23165.45	20.37	10.87	70.70
2.	SHRIRAMFIN	1028.00	21.37	241893.03	1.05	3452.77	59.90	13400.43	17.46	11.49	74.63
3.	CHOLAFIN	1845.00	27.40	157575.18	0.11	1656.22	45.56	8856.29	21.89	9.70	70.07
4.	TATACAP	362.80	28.50	154003.85	0.16	16281.80	1464.16	88219.30	1051.00	8.66	75.72
5.	JIOFIN	230.00	73.49	151872.26	0.26	8302.50	2457.29	20044.70	3172.82	2.11	69.71
6.	BAJAJHLDNG	11120.70	13.97	123766.17	1.75	2708.08	-92.27	394.33	23.34	14.81	684.72
7.	MUTHOOTFIN	2794.40	9.86	112186.35	1.07	2824.84	43.08	8671.60	36.25	15.87	83.76
8.	ABCAPITAL	398.60	26.59	109118.68	0.00	1223.85	43.85	12179.54	137.84	8.82	41.91
9.	LTF	309.50	24.37	77571.61	0.89	915.99	30.70	5212.92	22.38	8.54	62.13
10.	SBICARD	656.05	27.44	62432.55	0.38	664.44	19.51	5040.55	7.60	11.75	29.83
11.	HDBFS	668.65	25.53	55549.10	0.60	785.20	38.31	4937.90	18.71	9.09	57.98
12.	ASCOM	210.90	47.26	247.05	0.00	—	—	—	—	14.35	—

Detailed Comparison with:

Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

No quarterly results found

We don't have this information yet. Please check back later.

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
	1	4	6	9	10	11	12	12	12	13
	1	3	1	2	3	4	5	5	5	5
Operating Profit	0	1	5	7	7	7	7	7	7	8
OPM %	8.41%	22.39%	82.11%	73.80%	69.38%	65.89%	58.91%	57.55%	56.79%	58.51%
	0	0	0	-1	0	-0	0	-0	-0	-0
Interest	0	0	0	1	1	0	1	0	0	1
Depreciation	0	0	0	0	0	0	0	0	0	0
Profit before Tax	0	1	5	5	6	6	6	7	7	7
Tax %	30.90%	32.30%	9.30%	32.74%	25.35%	25.03%	24.65%	25.03%	25.19%	24.86%
Net Profit	0	0	4	3	5	5	5	5	5	5
EPS	0.00	0.00	0.00	0.00	5.89	6.13	6.24	4.24	4.24	4.36
Dividend Payout %	—	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

COMPOUNDED SALES GROWTH

10 Years:: —
5 Years:: 5%
3 Years:: 1%

COMPOUNDED PROFIT GROWTH

10 Years:: —
5 Years:: 2%
3 Years:: 2%

STOCK PRICE CAGR

10 Years:: —
5 Years:: 56%
3 Years:: -7%
1 Year:: 9%

RETURN ON EQUITY

10 Years:: 18%
5 Years:: 14%
3 Years:: 12%
Last Year:: 11%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Equity Capital	6	6	6	6	8	8	8	12	12	12
	0	1	5	8	17	22	27	28	33	38
	0	1	5	10	10	7	4	0	2	7
	1	1	0	3	2	2	2	2	2	3
Total Liabilities	7	8	16	27	37	39	41	42	49	60
	0	0	0	0	0	0	0	0	0	1
	0	0	0	0	0	0	0	0	3	4
Cash & Bank	1	1	0	5	6	4	5	3	2	6
	6	7	16	22	30	35	36	39	44	49
Total Assets	7	8	16	27	37	39	41	42	49	60

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
	-5	-0	-3	5	-2	-0	7	3	-0	1
Cash from Investing	-0	-0	-0	-0	-0	-0	-0	-0	-3	-0
Cash from Financing	6	1	3	1	5	-1	-4	-4	2	4
	0	0	-0	5	1	-3	1	-2	-1	4

Ratios

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025

Shareholding Pattern

Numbers in percentages

	Sep 2022	Mar 2023	Sep 2023	Mar 2024	Sep 2024	Mar 2025	Sep 2025	Mar 2026
	73.98	73.98	73.98	73.98	73.98	74.85	74.85	74.85
FIIs	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
DIIs	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Government	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	26.02	26.02	26.02	26.02	26.02	25.15	25.15	25.15

Documents

Corporate disclosures, annual reports, credit ratings, and concall transcripts

No announcements filed.

News

Recent coverage and analyst commentary for ASCOM

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Ascom Leasing & Investments Ltd.

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Name

BAJFINANCE

1034.20

31.71

643888.19

0.58

6080.60

27.60

23165.45

20.37

10.87

70.70

SHRIRAMFIN

1028.00

21.37

241893.03

1.05

3452.77

59.90

13400.43

17.46

11.49

74.63

CHOLAFIN

1845.00

27.40

157575.18

0.11

1656.22

45.56

8856.29

21.89

9.70

70.07

TATACAP

362.80

28.50

154003.85

0.16

16281.80

1464.16

88219.30

1051.00

8.66

75.72

JIOFIN

230.00

73.49

151872.26

0.26

8302.50

2457.29

20044.70

3172.82

2.11

69.71

BAJAJHLDNG

11120.70

13.97

123766.17

1.75

2708.08

-92.27

394.33

23.34

14.81

684.72

MUTHOOTFIN

2794.40

9.86

112186.35

1.07

2824.84

43.08

8671.60

36.25

15.87

83.76

ABCAPITAL

398.60

26.59

109118.68

0.00

1223.85

43.85

12179.54

137.84

8.82

41.91

LTF

309.50

24.37

77571.61

0.89

915.99

30.70

5212.92

22.38

8.54

62.13

SBICARD

656.05

27.44

62432.55

0.38

664.44

19.51

5040.55

7.60

11.75

29.83

HDBFS

668.65

25.53

55549.10

0.60

785.20

38.31

4937.90

18.71

9.09

57.98

ASCOM

210.90

47.26

247.05

0.00

—

14.35

—

Mar 2016

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

Operating Profit

OPM %

8.41%

22.39%

82.11%

73.80%

69.38%

65.89%

58.91%

57.55%

56.79%

58.51%

-1

-0

Interest

Depreciation

Profit before Tax

Tax %

30.90%

32.30%

9.30%

32.74%

25.35%

25.03%

24.65%

25.03%

25.19%

24.86%

Net Profit

EPS

0.00

5.89

6.13

6.24

4.24

4.36

Dividend Payout %

—

0.00%

Mar 2016

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

Equity Capital

Total Liabilities

Cash & Bank

Total Assets

Mar 2016

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

-5

-0

-3

-2

-0

Cash from Investing

-0

-3

-0

Cash from Financing

-1

-4

-0

-3

-2

-1

Mar 2016

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

Sep 2022

Mar 2023

Sep 2023

Mar 2024

Sep 2024

Mar 2025

Sep 2025

Mar 2026

73.98

74.85

FIIs

0.00

DIIs

0.00

Government

0.00

26.02

25.15

Ascom Leasing & Investments Ltd.

AI Sector View

Peer comparison

Quarterly Results

Profit & Loss

Balance Sheet

Corporate actions

Cash Flows

Ratios

Shareholding Pattern

Documents

News

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Ascom Leasing & Investments Ltd.

AI Sector View

Peer comparison

Quarterly Results

Profit & Loss

Balance Sheet

Corporate actions

Cash Flows

Ratios

Shareholding Pattern

Documents

News

Sign in to Chat with AI