Capital Trust Ltd.

•

capitaltrust.inBSE: 511505NSE: CAPTRUST

Market Cap₹ 62 Cr.

Current Price

High / Low₹ 34 / 11

Stock P/E9.5

Book Value—

Price to Book—

Dividend Yield0.00 %

ROCE5.0 %

ROE-8.2 %

Face Value₹ 10

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ABOUT

KEY POINTS

Revenue Breakup Mar 2011 • Leasing Hire Purchase/ Loan Div. & Others: 100.0%

AI Sector View

AI GENERATED

Financial Services

Buy

Financials remain one of the clearest macro beneficiaries. Loan growth was 18.3% (Aug/26) versus deposit growth 14.7% (Aug/26), SCB credit growth was 17.5% YoY (2026-07), UPI transactions rose 22.0% YoY (2026-07), and M3 money supply grew 15.0% YoY (2026-07). Sector flows have also turned meaningfully supportive, with INR 13171 crore net FPI inflow over 3 months to 2026-08-31 after INR -114652 crore in the prior 3 months.

Confidence

84%

View full sector analysis →

PROS

Comfortable capital adequacy - CAR of 35.0%
Company generates healthy free cash flow

CONS

Company is loss-making at the operating / net level
Net NPA is elevated at 4.2% - provisioning cushion is thin
Company has a low return on equity of -7.3% over last 3 years
Promoter holding has decreased over last 2 years: -12.8pp
Company has a low return on capital employed of 6.6%
Company's sales have been declining over the last five years

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

Financial ServicesFinanceFinance - NBFC

Part ofNIFTY 50 NIFTY 500 NIFTY LARGEMIDCAP 250 NIFTY 100 NIFTY 200

S.No.	Name
1.	BAJFINANCE	1034.20	31.71	643888.19	0.58	6080.60	27.60	23165.45	20.37	10.87	70.70
2.	SHRIRAMFIN	1028.00	21.37	241893.03	1.05	3452.77	59.90	13400.43	17.46	11.49	74.63
3.	CHOLAFIN	1845.00	27.40	157575.18	0.11	1656.22	45.56	8856.29	21.89	9.70	70.07
4.	TATACAP	362.80	28.50	154003.85	0.16	16281.80	1464.16	88219.30	1051.00	8.66	75.72
5.	JIOFIN	230.00	73.49	151872.26	0.26	830.25	155.73	2004.47	227.28	2.11	69.71
6.	BAJAJHLDNG	11120.70	13.97	123766.17	1.75	2708.08	-92.27	394.33	23.34	14.81	684.72
7.	MUTHOOTFIN	2794.40	9.86	112186.35	1.07	2824.84	43.08	8671.60	36.25	15.87	83.76
8.	ABCAPITAL	398.60	26.59	109118.68	0.00	1223.85	43.85	12179.54	137.84	8.82	41.91
9.	LTF	309.50	24.37	77571.61	0.89	915.99	30.70	5212.92	22.38	8.54	62.13
10.	SBICARD	656.05	27.44	62432.55	0.38	664.44	19.51	5040.55	7.60	11.75	29.83
11.	HDBFS	668.65	25.53	55549.10	0.60	785.20	38.31	4937.90	18.71	9.09	57.98
12.	CAPTRUST	18.23	9.47	62.02	0.00	2.02	131.84	17.86	-31.85	-16.80	45.73

Detailed Comparison with:

Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

	Dec 2020	Mar 2021	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022
	297	308	227	262	284	23	21	18
	312	615	417	251	279	16	15	14
Operating Profit	69	-228	-108	87	77	12	10	8
OPM %	23.08%	-73.87%	-47.66%	33.13%	27.12%	51.41%	45.79%	45.73%
Other Income	15	-27	1	1	8	0	0	0
Interest	82	77	81	75	71	9	7	6
Depreciation	1	1	1	1	1	0	0	0
	0	-333	-190	12	13	2	3	3
Tax %	3292.31%	21.34%	27.22%	26.64%	24.90%	30.12%	25.75%	26.28%
Net Profit	-4	-262	-138	9	10	2	2	2
	-0	-16	-9	1	1	1	1	1

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	TTM
	54	120	178	193	154	114	105	90
	18	39	108	69	176	136	101	73
Operating Profit	37	81	70	124	-21	-22	4	17
OPM %	67.13%	67.80%	39.08%	64.38%	-13.85%	-19.41%	4.12%	18.67%
	7	5	4	-34	95	27	14	1
Interest	12	29	66	76	59	34	32	29
Depreciation	0	0	0	1	1	1	0	1
Profit before Tax	31	57	8	13	14	-29	-14	9
Tax %	34.74%	33.43%	81.78%	29.33%	68.64%	19.58%	27.00%	26.93%
Net Profit	20	38	1	9	4	-24	-10	7
EPS	0.00	0.00	0.00	0.00	0.00	-14.57	-6.38	—
Dividend Payout %	10.92%	6.48%	59.60%	8.85%	0.00%	0.00%	0.00%	—

COMPOUNDED SALES GROWTH

10 Years:: —
5 Years:: -3%
3 Years:: -18%

COMPOUNDED PROFIT GROWTH

10 Years:: —
5 Years:: —
3 Years:: —

STOCK PRICE CAGR

10 Years:: —
5 Years:: -21%
3 Years:: -36%
1 Year:: -37%

RETURN ON EQUITY

10 Years:: —
5 Years:: -3%
3 Years:: -7%
Last Year:: -8%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022
Equity Capital	15	16	16	16	16	16	16
	136	204	202	135	138	114	104
	43	367	544	481	271	257	208
Trade Payables	1	1	1	0	1	1	1
	46	25	40	-5	2	-11	-10
Total Liabilities	241	613	804	627	429	377	319
	1	1	2	4	4	2	2
	0	0	0	0	38	41	43
	0	0	0	0	0	0	0
Cash & Bank	79	41	40	72	64	79	57
	161	570	762	550	323	254	218
Total Assets	241	613	804	627	429	377	319

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022
	-9	-324	-166	81	254	19	19
Cash from Investing	-1	-31	-1	-0	-37	-0	-0
Cash from Financing	73	311	176	-57	-213	-14	-49
	52	-54	-10	18	2	4	-34

Ratios

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022

Shareholding Pattern

Numbers in percentages

	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	66.95	64.87	64.87	64.68	54.13	54.13	54.13	54.13	54.13
	0.00	0.01	0.00	0.00	0.04	0.00	0.00	0.00	0.00
DIIs	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Government	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	15.78	18.52	18.53	18.71	29.22	29.26	37.56	37.57	37.57

Documents

Corporate disclosures, annual reports, credit ratings, and concall transcripts

2026-08-18

General Updates

2026-08-18 - Capital Trust Limited has informed the Exchange about General Updates- Investor Presentation

2026-08-12

Press Release

2026-08-12 - Capital Trust Limited has informed the Exchange regarding a press release dated August 12, 2026, titled "Capital Trust Reports Positive PAT in Q1FY27; AUM Grows 52% to ₹240 Crore on Secured and Partner-Led Growth".

2026-08-12

Outcome of Board Meeting

2026-08-12 - Outcome of the board ,meeting

2026-06-30

Trading Window

2026-06-30 - Capital Trust Limited has informed the Exchange regarding the Trading Window closure pursuant to SEBI (Prohibition of Insider Trading) Regulations, 2015

2026-06-12

Disclosure under SEBI Takeover Regulations

2026-06-12 - Yogen Khosla has Submitted to the Exchange a copy of Disclosure under Regulation 31(4) of the Securities and Exchange Board of India (Substantial Acquisition of Shares and Takeovers) Regulations, 2011.

2026-05-31

General Updates

2026-05-31 - Capital Trust Limited has informed the Exchange about General Updates about the corporate presentation for the Q4 of the FY 2025-26

2026-05-27

Press Release

2026-05-27 - Capital Trust Limited has informed the Exchange regarding a press release dated May 27, 2026, titled "Financial Results for Quarter and Year Ended March31, 2026".

2026-05-27

Outcome of Board Meeting

2026-05-27 - Capital Trust Limited has submitted to the Exchange, the financial results for the period ended March 31, 2026.

News

Recent coverage and analyst commentary for CAPTRUST

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Capital Trust Ltd.

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Free 5nance Account

Name

BAJFINANCE

1034.20

31.71

643888.19

0.58

6080.60

27.60

23165.45

20.37

10.87

70.70

SHRIRAMFIN

1028.00

21.37

241893.03

1.05

3452.77

59.90

13400.43

17.46

11.49

74.63

CHOLAFIN

1845.00

27.40

157575.18

0.11

1656.22

45.56

8856.29

21.89

9.70

70.07

TATACAP

362.80

28.50

154003.85

0.16

16281.80

1464.16

88219.30

1051.00

8.66

75.72

JIOFIN

230.00

73.49

151872.26

0.26

830.25

155.73

2004.47

227.28

2.11

69.71

BAJAJHLDNG

11120.70

13.97

123766.17

1.75

2708.08

-92.27

394.33

23.34

14.81

684.72

MUTHOOTFIN

2794.40

9.86

112186.35

1.07

2824.84

43.08

8671.60

36.25

15.87

83.76

ABCAPITAL

398.60

26.59

109118.68

0.00

1223.85

43.85

12179.54

137.84

8.82

41.91

LTF

309.50

24.37

77571.61

0.89

915.99

30.70

5212.92

22.38

8.54

62.13

SBICARD

656.05

27.44

62432.55

0.38

664.44

19.51

5040.55

7.60

11.75

29.83

HDBFS

668.65

25.53

55549.10

0.60

785.20

38.31

4937.90

18.71

9.09

57.98

CAPTRUST

18.23

9.47

62.02

0.00

2.02

131.84

17.86

-31.85

-16.80

45.73

Dec 2020

Mar 2021

Jun 2021

Sep 2021

Dec 2021

Mar 2022

Jun 2022

Sep 2022

297

308

227

262

284

312

615

417

251

279

Operating Profit

-228

-108

OPM %

23.08%

-73.87%

-47.66%

33.13%

27.12%

51.41%

45.79%

45.73%

Other Income

-27

Interest

Depreciation

-333

-190

Tax %

3292.31%

21.34%

27.22%

26.64%

24.90%

30.12%

25.75%

26.28%

Net Profit

-4

-262

-138

-0

-16

-9

Mar 2016

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

TTM

120

178

193

154

114

105

108

176

136

101

Operating Profit

124

-21

-22

OPM %

67.13%

67.80%

39.08%

64.38%

-13.85%

-19.41%

4.12%

18.67%

-34

Interest

Depreciation

Profit before Tax

-29

-14

Tax %

34.74%

33.43%

81.78%

29.33%

68.64%

19.58%

27.00%

26.93%

Net Profit

-24

-10

EPS

0.00

-14.57

-6.38

—

Dividend Payout %

10.92%

6.48%

59.60%

8.85%

0.00%

—

Mar 2016

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Equity Capital

136

204

202

135

138

114

104

367

544

481

271

257

208

Trade Payables

-5

-11

-10

Total Liabilities

241

613

804

627

429

377

319

Cash & Bank

161

570

762

550

323

254

218

Total Assets

241

613

804

627

429

377

319

Mar 2016

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

-9

-324

-166

254

Cash from Investing

-1

-31

-1

-0

-37

-0

Cash from Financing

311

176

-57

-213

-14

-49

-54

-10

-34

Mar 2016

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Jun 2024

Sep 2024

Dec 2024

Mar 2025

Jun 2025

Sep 2025

Dec 2025

Mar 2026

Jun 2026

66.95

64.87

64.68

54.13

0.00

0.01

0.00

0.04

0.00

DIIs

0.00

Government

0.00

15.78

18.52

18.53

18.71

29.22

29.26

37.56

37.57

Capital Trust Ltd.

AI Sector View

Peer comparison

Quarterly Results

Profit & Loss

Balance Sheet

Corporate actions

Cash Flows

Ratios

Shareholding Pattern

Documents

News

Sign in to Chat with AI

Capital Trust Ltd.

AI Sector View

Peer comparison

Quarterly Results

Profit & Loss

Balance Sheet

Corporate actions

Cash Flows

Ratios

Shareholding Pattern

Documents

News

Sign in to Chat with AI