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Centrum Capital Ltd.

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centrum.co.inBSE: 501150NSE: CENTRUM
Market Cap₹ 1,094 Cr.
Current Price
High / Low₹ 38 / 20
Stock P/E—
Book Value₹ 2
Price to Book5.98
Dividend Yield0.00 %
ROCE9.3 %
ROE-122.6 %
Face Value₹ 1

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ABOUT

KEY POINTS

Revenue Breakup Mar 2026 • Banking Business: 72.9% • Unallocated: 13.6% • Housing Finance: 5.3%

AI Sector View

AI GENERATED

Financial Services

Buy

Financials remain one of the clearest macro beneficiaries. Loan growth was 18.3% (Aug/26) versus deposit growth 14.7% (Aug/26), SCB credit growth was 17.5% YoY (2026-07), UPI transactions rose 22.0% YoY (2026-07), and M3 money supply grew 15.0% YoY (2026-07). Sector flows have also turned meaningfully supportive, with INR 13171 crore net FPI inflow over 3 months to 2026-08-31 after INR -114652 crore in the prior 3 months.

Confidence
84%
View full sector analysis →

PROS

  • Solid return on assets for a lender - ROA of 7.4%
  • Company has delivered good sales growth of 49.7% CAGR over last 5 years
  • Institutional investors have been accumulating - FII+DII up 2.5pp

CONS

  • Company is loss-making at the operating / net level
  • Company has a low return on equity of -61.6% over last 3 years
  • Company has a low return on capital employed of 10.0%
  • Operating margins have contracted to 27.4% from 37.8%
  • Equity base is being diluted - shares outstanding up 17.0%
  • Recurring exceptional / one-off items are inflating headline profit

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

Financial ServicesFinanceFinance - Others
Part ofNIFTY 50NIFTY 500NIFTY LARGEMIDCAP 250NIFTY 100NIFTY 200
S.No.Name
1.BSE3384.0048.75138027.970.30872.6662.151566.0263.4049.4768.04
2.MFSL1478.50464.3351025.220.00118.2936.8314969.517840.544.321.11
3.ANANDRATHI2210.4078.9236701.760.291630.081635.793219.851075.0464.4833.74
4.PRUDENT3401.1057.4714082.830.1074.7644.38347.6318.3439.0525.62
5.CENTRUM22.487.991094.390.00-148.80-39.11911.9817.539.2826.49
Detailed Comparison with:

Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
413490524621652736739814776768783891912
2932993483144834675526736416476267511,095
Operating Profit150234212341233317326443205176242690242
OPM %36.38%47.90%40.41%54.80%35.71%43.09%44.05%54.42%26.42%22.86%30.94%77.45%26.49%
Other Income743439841758195276601930
Interest213243268299344363417440450459439419387
Depreciation13171923232327383124326138
-68-20-4022-12515-10123-81-32-16423-153
Tax %5.80%-38.52%55.39%-77.49%2.73%49.44%41.99%-6.84%-32.59%73.22%17.83%235.18%2.79%
Net Profit0000-1228-5924-107-9-135-31-149
-1-1-10-2-1-1-0-0-1-20-0

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
6,8639,8843704735006951,3102,2073,4933,7633,354
6,8539,7464693322905558704,5922,1752,7313,120
Operating Profit10138-99141211139440-2,3851,3181,032235
OPM %0.15%1.40%-26.67%29.80%42.10%20.02%33.61%-108.06%37.74%27.43%7.00%
13246517911528553,371168629585
Interest60961551992383306361,0221,5641,7671,704
Depreciation78202019213871111148155
Profit before Tax768024413-32-184-179-107-188-253-326
Tax %39.82%47.94%41.04%94.35%-30.66%-3.05%-2.40%33.28%21.17%-11.15%0.72%
Net Profit46421441-42-190-183-71-149-281-323
EPS0.000.000.000.00-1.13-4.25-3.60-2.39-4.51-2.84—
Dividend Payout %6.93%6.53%1.79%0.00%0.00%0.00%0.00%0.00%0.00%0.00%—

COMPOUNDED SALES GROWTH

10 Years:
-1%
5 Years:
50%
3 Years:
42%

COMPOUNDED PROFIT GROWTH

10 Years:
—
5 Years:
—
3 Years:
—

STOCK PRICE CAGR

10 Years:
—
5 Years:
-9%
3 Years:
-2%
1 Year:
-39%

RETURN ON EQUITY

10 Years:
-19%
5 Years:
-49%
3 Years:
-62%
Last Year:
-123%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Corporate actions

2017

Sep 7

₹ 0.05

Interim Dividend

2017

Aug 23

₹ 0.05

Rs.0.0500 per share(5%)Dividend

Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital42424242424242424249
Minority Interest165150581951971,3151,2831,3021,3461,006
275290490546501600512355193176
4161,1401,8341,7971,9616,1365,33614,40319,67618,582
Trade Payables94114468882180194181168213
2354434374115343,6453,661351345624
Total Liabilities1,2272,1772,9063,0803,31611,91711,02816,63421,76920,649
110149141153169405510663955988
Capital Work in Progress04000034129153
5111819881782,8672,5173,9145,2814,158
173300000000
0000000436058
Cash & Bank2503022663914724,6307805451,4551,284
7991,5712,3022,4552,5964,0147,21711,46613,88914,008
Total Assets1,2272,1772,9063,0803,31611,91711,02816,63421,76920,649

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
-9-743-1,303-123-433,347-4,0881202,532-1,814
Cash from Investing16-60782133-56-286142-1,550-1,7041,459
Cash from Financing8688150363137737971,503-590436
4741-9218403,782-3,8517323880

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026

Shareholding Pattern

Numbers in percentages

Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
38.4938.4938.4938.4938.5134.8434.8439.4439.44
0.360.290.360.430.701.551.641.221.29
0.000.000.000.000.003.863.863.641.93
Government0.000.000.000.000.000.000.000.000.00
61.1561.2261.1561.0760.8059.7559.6655.6957.34

Documents

Corporate disclosures, annual reports, credit ratings, and concall transcripts

2026-08-13
Monitoring Agency Report

2026-08-13 - Please find attached Monitoring Agency Report for the quarter ended June 30, 2026

2026-08-12
Updates

2026-08-12 - Centrum Capital Limited has informed the Exchange regarding Summary of the proceedings of the 48th Annual General Meeting.

2026-08-12
Shareholders meeting

2026-08-12 - Centrum Capital Limited has informed the Exchange regarding Proceedings of 48th Annual General Meeting held on August 12, 2026. Further, the company has submitted the Exchange a copy of Srutinizers report along with voting results.

2026-08-12
Outcome of Board Meeting

2026-08-12 - Centrum Capital Limited has submitted to the Exchange, the financial results for the period ended Jun 30, 2026.

2026-08-04
Cessation

2026-08-04 - Centrum Capital Limited has informed the Exchange regarding Cessation of Mr Manmohan Shetty as Independent Director of the company w.e.f. August 05, 2026.

2026-08-03
Copy of Newspaper Publication

2026-08-03 - Centrum Capital Limited has informed the Exchange about Copy of Newspaper Publication

2026-07-18
Copy of Newspaper Publication

2026-07-18 - Centrum Capital Limited has informed the Exchange about Copy of Newspaper Publication

2026-07-17
General Updates

2026-07-17 - Centrum Capital Limited has informed the Exchange about intimation under Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 - Letter to Shareholders

2026-07-17
Shareholders meeting

2026-07-17 - Centrum Capital Limited has informed the Exchange about Shareholders meeting

News

Recent coverage and analyst commentary for CENTRUM

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