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Crest Ventures Ltd.

•
crest.inBSE: 511413NSE: CREST
Market Cap₹ 1,033 Cr.
Current Price
High / Low₹ 418 / 298
Stock P/E30.0
Book Value₹ 461
Price to Book0.69
Dividend Yield0.28 %
ROCE5.8 %
ROE3.8 %
Face Value₹ 10

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ABOUT

KEY POINTS

Revenue Breakup Mar 2026 • Investing and Financial Activities: 46.6% • Real Estate and Related Activities: 33.0% • Broking and Related Activities: 20.4%

AI Sector View

AI GENERATED

Financial Services

Buy

Financials remain one of the clearest macro beneficiaries. Loan growth was 18.3% (Aug/26) versus deposit growth 14.7% (Aug/26), SCB credit growth was 17.5% YoY (2026-07), UPI transactions rose 22.0% YoY (2026-07), and M3 money supply grew 15.0% YoY (2026-07). Sector flows have also turned meaningfully supportive, with INR 13171 crore net FPI inflow over 3 months to 2026-08-31 after INR -114652 crore in the prior 3 months.

Confidence
84%
View full sector analysis →

PROS

  • Company has delivered good profit growth of 74.2% CAGR over last 5 years
  • Comfortable capital adequacy - CAR of 64.4%
  • Asset quality is healthy - gross NPA of just 0.0%
  • Solid return on assets for a lender - ROA of 2.8%
  • Company has consistently been profitable over the last 5 years
  • Company has delivered good sales growth of 23.9% CAGR over last 5 years

CONS

  • Recent results are weak - TTM profit is down 48.1% versus prior year
  • Company has a low return on equity of 5.9% over last 3 years
  • Company has a low return on capital employed of 8.1%
  • Operating margins have contracted to 54.6% from 89.2%
  • Valuation is stretched - P/E of 30.0 is well above its own 5-year median (17.5)

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

Financial ServicesFinanceFinance - NBFC
Part ofNIFTY 50NIFTY 500NIFTY LARGEMIDCAP 250NIFTY 100NIFTY 200
S.No.Name
1.BAJFINANCE1055.0032.35656838.180.576080.6027.6023165.4520.3710.8770.70
2.SHRIRAMFIN1029.9521.41242345.541.053452.7759.9013400.4317.4611.4974.63
3.TATACAP367.8028.89156126.280.1516281.801464.1688219.301051.008.6675.72
4.CHOLAFIN1824.9027.10155858.500.111656.2245.568856.2921.899.7070.07
5.JIOFIN233.5074.61154183.360.26830.25155.732004.47227.282.1169.71
6.BAJAJHLDNG11055.6013.89123041.651.762708.08-92.27394.3323.3414.81684.72
7.MUTHOOTFIN2896.7010.23116293.371.042824.8443.088671.6036.2515.8783.76
8.ABCAPITAL396.2026.43108461.670.001223.8543.8512179.54137.848.8241.91
9.LTF308.5024.3077320.980.89915.9930.705212.9222.388.5462.13
10.SBICARD668.5527.9663622.100.37664.4419.515040.557.6011.7529.83
11.HDBFS682.7026.0756716.320.59785.2038.314937.9018.719.0957.98
12.CREST362.9529.971032.580.2811.47-55.8230.24-17.815.7868.93
Detailed Comparison with:

Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
23554434662224223719221930
14142918101020272118151522
Operating Profit17472222672624204212211721
OPM %74.14%85.56%51.39%65.35%102.52%115.09%101.65%92.03%115.30%61.42%95.03%87.72%68.93%
Other Income0000000000000
Interest6666655545555
Depreciation1111111111221
1040151561191814376141014
Tax %35.16%21.48%27.78%25.58%17.10%12.72%25.77%24.25%25.47%32.12%27.10%26.17%18.59%
Net Profit0000501815826411911
211441765391430

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
48965267555765118420415990
3330324050607175737269
Operating Profit156521274-35791091318721
OPM %30.57%68.21%39.30%40.57%8.17%-5.46%89.02%59.31%64.25%54.59%23.31%
11110010630
Interest9881011141124212021
Depreciation11333345456
Profit before Tax6571015715573831116544
Tax %14.73%11.45%36.44%31.98%59.49%20.03%30.92%24.78%18.86%26.35%24.80%
Net Profit55061031239662904833
EPS0.000.000.000.001.054.25139.1421.3331.3916.57—
Dividend Payout %3.42%1.39%2.97%3.14%47.73%11.76%0.71%4.69%3.19%6.04%—

COMPOUNDED SALES GROWTH

10 Years:
16%
5 Years:
24%
3 Years:
-37%

COMPOUNDED PROFIT GROWTH

10 Years:
2%
5 Years:
73%
3 Years:
-51%

STOCK PRICE CAGR

10 Years:
18%
5 Years:
24%
3 Years:
14%
1 Year:
-4%

RETURN ON EQUITY

10 Years:
9%
5 Years:
14%
3 Years:
6%
Last Year:
4%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Corporate actions

2026

Aug 14

₹ 0.10

Rs.1.0000 per share(10%)Final Dividend

2025

Sep 23

₹ 0.10

Rs.1.0000 per share(10%)Final Dividend

2024

Aug 23

₹ 0.10

Rs.1.0000 per share(10%)Final Dividend

2023

Aug 18

₹ 0.10

Rs.1.0000 per share(10%)Dividend

2022

Sep 15

₹ 0.05

Rs.0.5000 per share(5%)Final Dividend

2021

Sep 21

₹ 0.05

Rs.0.5000 per share(5%)Final Dividend

2020

Sep 3

₹ 0.05

Rs.0.5000 per share(5%)Final Dividend

2019

Aug 29

₹ 0.05

Rs.0.5000 per share(5%)Dividend

2018

Aug 24

₹ 0.05

Rs.0.5000 per share(5%)Final Dividend

2017

Aug 2

₹ 0.05

Rs.0.5000 per share(5%)Final Dividend

2016

Jul 28

₹ 0.05

2015

Sep 4

₹ 0.05

Rs.0.5000 per share(5%)Dividend

Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital26262828282828282828
Minority Interest91010000302526
3084005015435505629501,0761,1661,276
626968100122250176208169424
Trade Payables3211222435
910-1027232328163
Total Liabilities4175165986737058491,1801,3701,4201,923
4141414121113141523
Capital Work in Progress0000000001
222313369398441493286316290408
111310922456487107590
00000004104
Cash & Bank1816641210379774149
125132172221228290781852924747
Total Assets4175165986737058491,1801,3701,4201,923

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
-7-4-37-45-0-101-518-7-1446
Cash from Investing-275-515-9-227824828-85
Cash from Financing365503019124-8226-53109
0-22-28-22066-3970

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026

Shareholding Pattern

Numbers in percentages

Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
69.1169.1169.1169.4669.7569.7569.7569.7569.84
1.251.421.431.501.631.631.631.711.71
DIIs0.000.000.000.000.000.000.000.000.00
Government0.000.000.000.000.000.000.000.000.00
29.6329.4729.4629.0428.6228.6228.6228.5428.45

Documents

Corporate disclosures, annual reports, credit ratings, and concall transcripts

2026-09-03
Shareholders meeting

2026-09-03 - Crest Ventures Limited has informed the Exchange with copy of minutes of 44th Annual General Meeting held on August 22, 2026

2026-08-25
Shareholders meeting

2026-08-25 - Declaration of Voting Results and Scrutinizer's Report of the 44th Annual General Meeting of the Company

2026-08-22
Shareholders meeting

2026-08-22 - Crest Ventures Limited has informed the Exchange regarding Proceedings of Annual General Meeting held on August 22, 2026

2026-08-18
General Updates

2026-08-18 - Crest Ventures Limited has informed the Exchange about Incorporation of Step-Down Wholly Owned Subsidiary Companies

2026-08-15
Copy of Newspaper Publication

2026-08-15 - Crest Ventures Limited has informed the Exchange about Copy of Newspaper Publication

2026-08-13
Updates

2026-08-13 - Crest Ventures Limited has informed the Exchange regarding 'Intimation under Regulation 8(2) of the Securities and Exchange Board of India (Prohibition of Insider Trading) Regulations, 2015'.

2026-08-13
Outcome of Board Meeting

2026-08-13 - Crest Ventures Limited has submitted to the Exchange, the Un-audited Financial Results (Standalone and Consolidated) for the quarter ended June 30, 2026.

2026-08-12
ESOP/ESOS/ESPS

2026-08-12 - Transfer of Equity shares pursuant to exercise of options granted under Crest - Employees Stock Option Plan 2022.

2026-07-31
Retirement

2026-07-31 - Crest Ventures Limited has informed the Exchange about Retirement of Mr. Parag Shah, President - Investments and Credit of the Company

News

Recent coverage and analyst commentary for CREST

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