DCM Financial Services Ltd.

•

dfslonline.inBSE: 511611NSE: DCMFINSERV

Market Cap₹ 12 Cr.

Current Price

High / Low₹ 9 / 4

Stock P/E0.0

Book Value₹ -23

Price to Book-0.23

Dividend Yield0.00 %

ROCE-4.9 %

ROE0.0 %

Face Value₹ 10

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ABOUT

AI Sector View

AI GENERATED

Financial Services

Buy

Financials remain one of the clearest macro beneficiaries. Loan growth was 18.3% (Aug/26) versus deposit growth 14.7% (Aug/26), SCB credit growth was 17.5% YoY (2026-07), UPI transactions rose 22.0% YoY (2026-07), and M3 money supply grew 15.0% YoY (2026-07). Sector flows have also turned meaningfully supportive, with INR 13171 crore net FPI inflow over 3 months to 2026-08-31 after INR -114652 crore in the prior 3 months.

Confidence

84%

View full sector analysis →

PROS

Company generates healthy free cash flow

CONS

Net worth is negative - accumulated losses have eroded equity
Company is loss-making at the operating / net level
Company has a low return on capital employed of -4.1%
Company has a low return on equity of 0.0% over last 3 years
Effective tax rate is unusually low at -3.2% - earnings may be flattered

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

Financial ServicesFinanceFinance - NBFC

Part ofNIFTY 50 NIFTY 500 NIFTY LARGEMIDCAP 250 NIFTY 100 NIFTY 200

S.No.	Name
1.	BAJFINANCE	1060.50	32.52	660262.45	0.57	6080.60	27.60	23165.45	20.37	10.87	70.70
2.	SHRIRAMFIN	1041.00	21.64	244945.59	1.04	3452.77	59.90	13400.43	17.46	11.49	74.63
3.	TATACAP	375.00	29.46	159182.59	0.15	16281.80	1464.16	88219.30	1051.00	8.66	75.72
4.	JIOFIN	239.85	76.64	158376.35	0.25	830.25	155.73	2004.47	227.28	2.11	69.71
5.	CHOLAFIN	1839.00	27.31	157062.74	0.11	1656.22	45.56	8856.29	21.89	9.70	70.07
6.	BAJAJHLDNG	11148.75	14.01	124078.35	1.75	2708.08	-92.27	394.33	23.34	14.81	684.72
7.	MUTHOOTFIN	2920.00	10.31	117228.79	1.03	2824.84	43.08	8671.60	36.25	15.87	83.76
8.	ABCAPITAL	404.80	27.00	110814.49	0.00	1223.85	43.85	12179.54	137.84	8.82	41.91
9.	LTF	314.00	24.73	78699.47	0.88	915.99	30.70	5212.92	22.38	8.54	62.13
10.	SBICARD	657.90	27.52	62608.60	0.38	664.44	19.51	5040.55	7.60	11.75	29.83
11.	HDBFS	682.25	26.05	56678.94	0.59	785.20	38.31	4937.90	18.71	9.09	57.98
12.	DCMFINSERV	5.21	0.00	11.53	0.00	-0.19	26.56	0.00	—	-4.85	—

Detailed Comparison with:

Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	0	0	0	0	0	0	0	0	0	0	0	0	0
	0	0	0	0	1	0	0	1	0	0	0	0	0
Operating Profit	-0	-0	-0	-0	-1	-0	-0	-1	-0	-0	-0	-0	-0
OPM %	—	—	—	—	—	—	—	—	—	—	—	—	—
	0	0	0	0	1	0	0	-0	0	0	0	0	0
Interest	0	0	0	-0	0	0	0	0	0	0	0	0	0
Depreciation	0	0	0	0	0	0	0	0	0	0	0	-0	0
Profit before Tax	0	-0	-0	-0	0	0	-0	-1	-0	-0	-0	-0	-0
Tax %	166.67%	2.78%	10.00%	9.68%	120.69%	214.29%	-0.00%	17.35%	-0.00%	4.88%	-0.00%	-100.00%	-14.11%
Net Profit	-0	-0	-0	-0	-0	-0	-0	-1	-0	-0	-0	-0	-0
	-0.01	-0.16	-0.12	-0.13	-0.03	-0.03	-0.11	-0.37	-0.11	-0.17	-0.12	-0.06	-0.08

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
	0	0	0	0	0	0	0	0	0	0	0
	1	4	2	2	1	2	2	1	2	1	1
Operating Profit	-1	-4	-2	-2	-1	-2	-2	-1	-2	-1	-1
OPM %	—	—	—	—	—	—	—	—	—	—	—
	5	7	3	3	2	4	1	1	2	1	1
Interest	1	1	1	1	0	0	0	0	0	0	0
Depreciation	0	0	0	0	0	0	0	0	0	0	-0
Profit before Tax	2	1	-0	-1	0	1	-1	-1	-1	-1	-1
Tax %	22.05%	104.36%	-93.49%	58.46%	141.49%	44.86%	-435.31%	2.02%	-39.06%	-3.17%	-7.05%
Net Profit	2	-0	-1	-0	-0	0	-5	-1	-1	-1	-1
EPS	0.00	0.00	0.00	-0.15	-0.06	0.22	-2.19	-0.42	-0.53	-0.46	—
Dividend Payout %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	—

COMPOUNDED SALES GROWTH

10 Years:: —
5 Years:: —
3 Years:: —

COMPOUNDED PROFIT GROWTH

10 Years:: —
5 Years:: —
3 Years:: —

STOCK PRICE CAGR

10 Years:: —
5 Years:: 17%
3 Years:: 4%
1 Year:: -10%

RETURN ON EQUITY

10 Years:: 0%
5 Years:: 0%
3 Years:: 0%
Last Year:: 0%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	22	22	22	22	22	22	22	22	22	22
	-64	-64	-65	-66	-66	-65	-70	-71	-72	-73
	111	15	15	2	80	78	74	70	69	69
	-2	80	75	77	-1	-1	3	3	2	2
Total Liabilities	67	52	47	36	36	34	29	24	21	20
	13	13	12	12	12	11	11	11	10	0
	1	2	1	1	1	1	1	1	1	1
	0	0	0	0	0	0	0	0	0	0
Cash & Bank	47	35	9	3	3	16	11	6	5	3
	5	4	24	20	20	5	6	6	6	16
Total Assets	67	52	47	36	36	34	29	24	21	20

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	-1	-0	0	-3	-1	-1	-2	-1	-2	-2
Cash from Investing	1	16	5	13	1	3	6	6	2	2
Cash from Financing	-0	-15	-6	-10	-1	-2	-4	-4	-0	-0
	0	1	-1	-0	0	-0	0	-0	-0	0

Ratios

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
PER SHARE
EPS (₹)	0.71	-0.03	-0.41	-0.15	-0.06	0.22	-2.19	-0.42	-0.53	-0.46
Book Value (₹)	-19.07	-19.10	-19.52	-19.67	-19.73	-19.51	-21.70	-22.12	-22.65	-23.11
Dividend per Share (₹)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Cash EPS (₹)	0.85	0.11	-0.27	-0.02	0.09	0.36	-2.04	-0.29	-0.40	-0.46
PROFITABILITY
Operating Margin %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Net Margin %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
ROE %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
ROCE %	6.07%	13.28%	0.00%	0.00%	11.87%	2.49%	-2.96%	-4.09%	-3.29%	-4.88%
	2.05%	-0.11%	-1.82%	-0.78%	-0.35%	1.38%	-15.28%	-3.52%	-5.23%	-4.93%
EFFICIENCY
Debtor Days	0	0	0	0	0	0	0	0	0	0
Inventory Days	0	0	0	0	0	0	0	0	0	0
Payable Days	0	0	0	0	0	0	0	0	0	0
	0	0	0	0	0	0	0	0	0	0
FINANCIAL HEALTH
Debt to Equity (x)	-2.56x	-0.31x	-0.33x	-0.29x	-1.83x	-1.81x	-1.54x	-1.42x	-1.38x	-1.36x
Interest Coverage (x)	2.41x	2.44x	0.58x	0.21x	28.05x	89.71x	-152.32x	-526.56x	-3.45x	-12.09x
	17.39x	0.46x	0.13x	0.06x	0.05x	0.23x	0.17x	0.11x	0.08x	0.06x
GROWTH
Revenue Growth %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Operating Profit Growth %	27.26%	-26.06%	-65.49%	-48.83%	31.26%	88.38%	-147.33%	-15.59%	44.07%	-145.68%
Net Profit Growth %	-25.09%	-104.02%	-1331.35%	64.16%	61.13%	485.20%	-1100.08%	80.79%	-26.74%	13.42%
	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	80.79%	-26.74%	13.41%
VALUATION
P/E (x)	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x
P/B (x)	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	-0.22x	-0.23x	-0.23x
Dividend Yield %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	-111.99x	-206.33x	-85.41x

Shareholding Pattern

Numbers in percentages

	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	39.51	39.50	39.50	39.50	39.50	39.50	39.50	39.50	39.50
FIIs	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	6.05	6.05	6.05	6.18	6.18	6.18	6.18	6.18	6.18
Government	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	54.30	54.30	54.30	54.32	54.32	54.32	54.32	54.32	54.33

Documents

Corporate disclosures, annual reports, credit ratings, and concall transcripts

2026-08-27

General Updates

2026-08-27 - Revised Unaudited Standalone & Consolidated Financial Results for the Quarter Ended June 30, 2026

2026-08-27

General Updates

2026-08-27 - Newspaper Publication of Notice of 35th Annual General Meeting of DCM Financial Services Limited

2026-08-22

Outcome of Board Meeting

2026-08-22 - Dcm Financial Services Limited has informed the Exchange regarding Outcome of Board Meeting held on August 22, 2026.

2026-08-22

Shareholders meeting

2026-08-22 - Dcm Financial Services Limited has informed the Exchange regarding Notice of Annual General Meeting to be held on September 24, 2026

2026-08-13

General Updates

2026-08-13 - Dcm Financial Services Limited has informed the Exchange about Newspaper Advertisement of Unaudited Financial Results for quarter ended June 30, 2026.

2026-08-11

Resignation of Director/KMP/SMP

2026-08-11 - Dcm Financial Services Limited has informed the Exchange about Resignation of Director/KMP/SMP

2026-08-11

Resignation of Director/KMP/SMP

2026-08-11 - Dcm Financial Services Limited has informed the Exchange about Resignation of Director/KMP/SMP

2026-08-11

Appointment

2026-08-11 - Dcm Financial Services Limited has informed the Exchange regarding Appointment of Ms. Snehlata Kaim as Additional Director (Non- Executive Independent) of the company w.e.f. August 11, 2026.

2026-08-11

Resignation

2026-08-11 - Dcm Financial Services Limited has informed the Exchange regarding Resignation of Ms. Richa Kathuria as Non- Executive Independent Director of the company w.e.f. August 11, 2026.

News

Recent coverage and analyst commentary for DCMFINSERV

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DCM Financial Services Ltd.

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Free 5nance Account

Name

BAJFINANCE

1060.50

32.52

660262.45

0.57

6080.60

27.60

23165.45

20.37

10.87

70.70

SHRIRAMFIN

1041.00

21.64

244945.59

1.04

3452.77

59.90

13400.43

17.46

11.49

74.63

TATACAP

375.00

29.46

159182.59

0.15

16281.80

1464.16

88219.30

1051.00

8.66

75.72

JIOFIN

239.85

76.64

158376.35

0.25

830.25

155.73

2004.47

227.28

2.11

69.71

CHOLAFIN

1839.00

27.31

157062.74

0.11

1656.22

45.56

8856.29

21.89

9.70

70.07

BAJAJHLDNG

11148.75

14.01

124078.35

1.75

2708.08

-92.27

394.33

23.34

14.81

684.72

MUTHOOTFIN

2920.00

10.31

117228.79

1.03

2824.84

43.08

8671.60

36.25

15.87

83.76

ABCAPITAL

404.80

27.00

110814.49

0.00

1223.85

43.85

12179.54

137.84

8.82

41.91

LTF

314.00

24.73

78699.47

0.88

915.99

30.70

5212.92

22.38

8.54

62.13

SBICARD

657.90

27.52

62608.60

0.38

664.44

19.51

5040.55

7.60

11.75

29.83

HDBFS

682.25

26.05

56678.94

0.59

785.20

38.31

4937.90

18.71

9.09

57.98

DCMFINSERV

5.21

0.00

11.53

0.00

-0.19

26.56

0.00

—

-4.85

—

Jun 2023

Sep 2023

Dec 2023

Mar 2024

Jun 2024

Sep 2024

Dec 2024

Mar 2025

Jun 2025

Sep 2025

Dec 2025

Mar 2026

Jun 2026

Operating Profit

-0

-1

-0

-1

-0

OPM %

—

-0

Interest

-0

Depreciation

-0

Profit before Tax

-0

-1

-0

Tax %

166.67%

2.78%

10.00%

9.68%

120.69%

214.29%

-0.00%

17.35%

-0.00%

4.88%

-0.00%

-100.00%

-14.11%

Net Profit

-0

-1

-0

-0.01

-0.16

-0.12

-0.13

-0.03

-0.11

-0.37

-0.11

-0.17

-0.12

-0.06

-0.08

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

Mar 2026

TTM

Operating Profit

-1

-4

-2

-1

-2

-1

-2

-1

OPM %

—

Interest

Depreciation

-0

Profit before Tax

-0

-1

Tax %

22.05%

104.36%

-93.49%

58.46%

141.49%

44.86%

-435.31%

2.02%

-39.06%

-3.17%

-7.05%

Net Profit

-0

-1

-0

-5

-1

EPS

0.00

-0.15

-0.06

0.22

-2.19

-0.42

-0.53

-0.46

—

Dividend Payout %

0.00%

—

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

Mar 2026

Equity Capital

-64

-65

-66

-65

-70

-71

-72

-73

111

-2

-1

Total Liabilities

Cash & Bank

Total Assets

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

Mar 2026

-1

-0

-3

-1

-2

-1

-2

Cash from Investing

Cash from Financing

-0

-15

-6

-10

-1

-2

-4

-0

-1

-0

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

Mar 2026

PER SHARE

EPS (₹)

0.71

-0.03

-0.41

-0.15

-0.06

0.22

-2.19

-0.42

-0.53

-0.46

Book Value (₹)

-19.07

-19.10

-19.52

-19.67

-19.73

-19.51

-21.70

-22.12

-22.65

-23.11

Dividend per Share (₹)

0.00

Cash EPS (₹)

0.85

0.11

-0.27

-0.02

0.09

0.36

-2.04

-0.29

-0.40

-0.46

PROFITABILITY

Operating Margin %

0.00%

Net Margin %

0.00%

ROE %

0.00%

ROCE %

6.07%

13.28%

0.00%

11.87%

2.49%

-2.96%

-4.09%

-3.29%

-4.88%

2.05%

-0.11%

-1.82%

-0.78%

-0.35%

1.38%

-15.28%

-3.52%

-5.23%

-4.93%

EFFICIENCY

Debtor Days

Inventory Days

Payable Days

FINANCIAL HEALTH

Debt to Equity (x)

-2.56x

-0.31x

-0.33x

-0.29x

-1.83x

-1.81x

-1.54x

-1.42x

-1.38x

-1.36x

Interest Coverage (x)

2.41x

2.44x

0.58x

0.21x

28.05x

89.71x

-152.32x

-526.56x

-3.45x

-12.09x

17.39x

0.46x

0.13x

0.06x

0.05x

0.23x

0.17x

0.11x

0.08x

0.06x

GROWTH

Revenue Growth %

0.00%

Operating Profit Growth %

27.26%

-26.06%

-65.49%

-48.83%

31.26%

88.38%

-147.33%

-15.59%

44.07%

-145.68%

Net Profit Growth %

-25.09%

-104.02%

-1331.35%

64.16%

61.13%

485.20%

-1100.08%

80.79%

-26.74%

13.42%

0.00%

80.79%

-26.74%

13.41%

VALUATION

P/E (x)

0.00x

P/B (x)

0.00x

-0.22x

-0.23x

Dividend Yield %

0.00%

0.00x

-111.99x

-206.33x

-85.41x

Jun 2024

Sep 2024

Dec 2024

Mar 2025

Jun 2025

Sep 2025

Dec 2025

Mar 2026

Jun 2026

39.51

39.50

FIIs

0.00

6.05

6.18

Government

0.00

54.30

54.32

54.33

DCM Financial Services Ltd.

AI Sector View

Peer comparison

Quarterly Results

Profit & Loss

Balance Sheet

Corporate actions

Cash Flows

Ratios

Shareholding Pattern

Documents

News

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DCM Financial Services Ltd.

AI Sector View

Peer comparison

Quarterly Results

Profit & Loss

Balance Sheet

Corporate actions

Cash Flows

Ratios

Shareholding Pattern

Documents

News

Sign in to Chat with AI