Delphi World Money Ltd.
•Add ratio to table
ABOUT
KEY POINTS
Revenue Breakup Mar 2019 • Foreign Exchange: 99.9% • Unallocable: 0.1% • Power: 0.0%
AI Sector View
AI GENERATEDFinancial Services
Financials remain one of the clearest macro beneficiaries. Loan growth was 18.3% (Aug/26) versus deposit growth 14.7% (Aug/26), SCB credit growth was 17.5% YoY (2026-07), UPI transactions rose 22.0% YoY (2026-07), and M3 money supply grew 15.0% YoY (2026-07). Sector flows have also turned meaningfully supportive, with INR 13171 crore net FPI inflow over 3 months to 2026-08-31 after INR -114652 crore in the prior 3 months.
PROS
- Asset quality is healthy - gross NPA of just 0.0%
- Company generates healthy free cash flow
- Company converts assets efficiently - asset turnover of 27.3x
CONS
- Company is loss-making at the operating / net level
- Capital adequacy is tight at 0.0% - limited headroom to grow
- Promoter holding has decreased over last 2 years: -13.7pp
- Thin net interest margin of 0.0%
- Company's return on assets is weak at -4.1%
* The pros and cons are machine generated based on quantitative rules.
Peer comparison
| Name | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| BSE | 3384.00 | 48.75 | 138027.97 | 0.30 | 872.66 | 62.15 | 1566.02 | 63.40 | 49.47 | 68.04 |
| MFSL | 1478.50 | 464.33 | 51025.22 | 0.00 | 118.29 | 36.83 | 14969.51 | 7840.54 | 4.32 | 1.11 |
| ANANDRATHI | 2210.40 | 78.92 | 36701.76 | 0.29 | 1630.08 | 1635.79 | 3219.85 | 1075.04 | 64.48 | 33.74 |
| PRUDENT | 3401.10 | 57.47 | 14082.83 | 0.10 | 74.76 | 44.38 | 347.63 | 18.34 | 39.05 | 25.62 |
| CENTRUM | 22.48 | 7.99 | 1094.39 | 0.00 | -148.80 | -39.11 | 911.98 | 17.53 | 9.28 | 26.49 |
| DELPHIFX | 5.78 | 32.64 | 141.76 | 0.00 | -1.86 | — | 2.73 | -35.00 | 2.08 | -114.29 |
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
| Sep 2024 | Dec 2024 | Mar 2025 | Sep 2025 | Dec 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|
| 7 | 5 | 4 | 43 | 57 | 3 | |
| 18 | 13 | 10 | 47 | 61 | 72 | |
| Operating Profit | -11 | -8 | -5 | -4 | -4 | -69 |
| OPM % | -166.52% | -147.10% | -129.05% | -9.57% | -7.91% | -2524.18% |
| 5 | -8 | 5 | 1 | 7 | 11 | |
| Interest | 1 | 1 | 1 | 1 | 8 | 4 |
| Depreciation | 0 | 0 | 0 | 1 | 2 | 1 |
| Profit before Tax | 0 | -10 | 7 | 2 | 0 | 2 |
| Tax % | -60.00% | 39.21% | 57.14% | 107.91% | 4.76% | 179.83% |
| Net Profit | 0 | 0 | 0 | -0 | 0 | -2 |
| 0.15 | -0.33 | 2.58 | -0.15 | 0.02 | -0.08 |
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2011 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | TTM | |
|---|---|---|---|---|---|---|
| 3,466 | 4,782 | 5,990 | 7,692 | 9,163 | 107 | |
| 3,437 | 4,740 | 5,942 | 7,637 | 9,214 | 189 | |
| Operating Profit | 29 | 43 | 48 | 55 | -50 | -83 |
| OPM % | 0.84% | 0.89% | 0.80% | 0.72% | -0.55% | -77.84% |
| 0 | 10 | 4 | 8 | 29 | 23 | |
| Interest | 7 | 13 | 11 | 7 | 4 | 13 |
| Depreciation | 2 | 5 | 5 | 4 | 3 | 4 |
| Profit before Tax | 20 | 35 | 37 | 52 | -29 | 12 |
| Tax % | 35.79% | 37.76% | 36.69% | 34.47% | 52.28% | 89.24% |
| Net Profit | 13 | 22 | 23 | 34 | -14 | 1 |
| EPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | — |
| Dividend Payout % | — | 58.69% | 16.67% | 3.52% | 0.00% | — |
COMPOUNDED SALES GROWTH
- 10 Years:
- —
- 5 Years:
- —
- 3 Years:
- 24%
COMPOUNDED PROFIT GROWTH
- 10 Years:
- —
- 5 Years:
- —
- 3 Years:
- —
STOCK PRICE CAGR
- 10 Years:
- -6%
- 5 Years:
- -33%
- 3 Years:
- -37%
- 1 Year:
- -58%
RETURN ON EQUITY
- 10 Years:
- —
- 5 Years:
- —
- 3 Years:
- 11%
- Last Year:
- -10%
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2011 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | |
|---|---|---|---|---|---|
| Equity Capital | 12 | 12 | 12 | 12 | 11 |
| 33 | 78 | 114 | 167 | 94 | |
| 85 | 73 | 60 | 117 | 67 | |
| Trade Payables | 0 | 56 | 57 | 45 | 56 |
| 86 | 43 | 48 | 60 | 43 | |
| Total Liabilities | 216 | 261 | 291 | 400 | 271 |
| 54 | 39 | 39 | 39 | 8 | |
| 0 | 18 | 43 | 73 | 0 | |
| 17 | 14 | 24 | 24 | 30 | |
| 0 | 0 | 0 | 0 | 0 | |
| Cash & Bank | 56 | 48 | 36 | 163 | 88 |
| 89 | 142 | 150 | 102 | 145 | |
| Total Assets | 216 | 261 | 291 | 400 | 271 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2011 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | |
|---|---|---|---|---|---|
| 0 | 33 | 37 | 85 | 8 | |
| Cash from Investing | 0 | -9 | -8 | 20 | 16 |
| Cash from Financing | 0 | -29 | -14 | -11 | -43 |
| 0 | -24 | 1 | 73 | -32 |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | |
|---|---|---|---|---|
Documents
Corporate disclosures, annual reports, credit ratings, and concall transcripts
2026-09-05 - DELPHI WORLD MONEY LIMITED has informed the Exchange about Copy of Newspaper Publication
2026-09-04 - DELPHI WORLD MONEY LIMITED has informed the Exchange regarding Notice of Annual General Meeting to be held on September 30, 2026
2026-08-31 - DELPHI WORLD MONEY LIMITED has informed the Exchange regarding '3. Dates of closure of register of members and share transfer books for the purpose of AGM'.
2026-08-31 - DELPHI WORLD MONEY LIMITED has informed the Exchange regarding '4. Appointment of Scrutinizer for the upcoming Annual General Meeting'.
2026-08-31 - DELPHI WORLD MONEY LIMITED has informed the Exchange regarding Appointment of Hariprasad Meenoth Panichikkil as Other of the company w.e.f. February 11, 2027.
2026-08-31 - DELPHI WORLD MONEY LIMITED has informed the Exchange regarding 'Outcome of Board Meeting held on Monday, August 31, 2026'.
2026-08-04 - DELPHI WORLD MONEY LIMITED has informed the Exchange about General Updates
2026-07-15 - DELPHI WORLD MONEY LIMITED has informed the Exchange about Certificate under SEBI (Depositories and Participants) Regulations, 2018
2026-06-26 - DELPHI WORLD MONEY LIMITED has informed the Exchange regarding the Trading Window closure pursuant to SEBI (Prohibition of Insider Trading) Regulations, 2015
News
Recent coverage and analyst commentary for DELPHIFX
Loading news…
AI Stock Analyst
Delphi World Money Ltd.
Sign in to Chat with AI
Log in with your 5nance account to ask institutional questions about performance, financials, and outlook.
✨ Sign In to ChatFree 5nance Account