Industrial Investment Trust Ltd.
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ABOUT
KEY POINTS
Revenue Breakup Mar 2026 • Lending Activity: -111.6% • Other Services: -17.0% • Investment Activities: 228.5%
AI Sector View
AI GENERATEDFinancial Services
Financials remain one of the clearest macro beneficiaries. Loan growth was 18.3% (Aug/26) versus deposit growth 14.7% (Aug/26), SCB credit growth was 17.5% YoY (2026-07), UPI transactions rose 22.0% YoY (2026-07), and M3 money supply grew 15.0% YoY (2026-07). Sector flows have also turned meaningfully supportive, with INR 13171 crore net FPI inflow over 3 months to 2026-08-31 after INR -114652 crore in the prior 3 months.
PROS
- Promoters have been increasing their shareholding - up 9.3pp over 2 years
- Asset quality is healthy - gross NPA of just 0.0%
- Latest quarter profit grew 37.8% YoY, showing strong momentum
CONS
- Company is loss-making at the operating / net level
- Recent results are weak - TTM profit is down 198.9% versus prior year
- Company has a low return on capital employed of 5.6%
- Company has a low return on equity of 5.2% over last 3 years
- Company's sales have been declining over the last five years
* The pros and cons are machine generated based on quantitative rules.
Peer comparison
| Name | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| BAJFINANCE | 1034.20 | 31.71 | 643888.19 | 0.58 | 6080.60 | 27.60 | 23165.45 | 20.37 | 10.87 | 70.70 |
| SHRIRAMFIN | 1028.00 | 21.37 | 241893.03 | 1.05 | 3452.77 | 59.90 | 13400.43 | 17.46 | 11.49 | 74.63 |
| CHOLAFIN | 1845.00 | 27.40 | 157575.18 | 0.11 | 1656.22 | 45.56 | 8856.29 | 21.89 | 9.70 | 70.07 |
| TATACAP | 362.80 | 28.50 | 154003.85 | 0.16 | 16281.80 | 1464.16 | 88219.30 | 1051.00 | 8.66 | 75.72 |
| JIOFIN | 230.00 | 73.49 | 151872.26 | 0.26 | 830.25 | 155.73 | 2004.47 | 227.28 | 2.11 | 69.71 |
| BAJAJHLDNG | 11120.70 | 13.97 | 123766.17 | 1.75 | 2708.08 | -92.27 | 394.33 | 23.34 | 14.81 | 684.72 |
| MUTHOOTFIN | 2794.40 | 9.86 | 112186.35 | 1.07 | 2824.84 | 43.08 | 8671.60 | 36.25 | 15.87 | 83.76 |
| ABCAPITAL | 398.60 | 26.59 | 109118.68 | 0.00 | 1223.85 | 43.85 | 12179.54 | 137.84 | 8.82 | 41.91 |
| LTF | 309.50 | 24.37 | 77571.61 | 0.89 | 915.99 | 30.70 | 5212.92 | 22.38 | 8.54 | 62.13 |
| SBICARD | 656.05 | 27.44 | 62432.55 | 0.38 | 664.44 | 19.51 | 5040.55 | 7.60 | 11.75 | 29.83 |
| HDBFS | 668.65 | 25.53 | 55549.10 | 0.60 | 785.20 | 38.31 | 4937.90 | 18.71 | 9.09 | 57.98 |
| IITL | 147.75 | 0.00 | 333.14 | 0.00 | 14.24 | 37.84 | 26.85 | 72.91 | -3.43 | 77.41 |
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 5 | 5 | 7 | 17 | 11 | 14 | -4 | -5 | 16 | -1 | 11 | -41 | 27 | |
| 2 | 3 | -16 | -8 | 2 | 2 | 3 | 2 | 2 | 3 | 3 | -9 | 7 | |
| Operating Profit | 3 | 3 | 62 | 28 | 9 | 12 | -7 | -8 | 13 | -3 | 9 | -32 | 21 |
| OPM % | 66.32% | 58.16% | 904.55% | 166.04% | 85.11% | 83.41% | 163.16% | 152.07% | 86.67% | 417.07% | 77.30% | 77.05% | 77.41% |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 0 | 0 | 0 | 1 | 1 |
| 3 | 3 | 42 | 26 | 9 | 12 | -8 | -8 | 13 | -4 | 8 | -32 | 20 | |
| Tax % | 26.21% | 33.58% | 3.05% | 8.37% | 22.55% | 22.88% | 30.78% | 19.38% | 19.67% | 19.25% | 21.40% | 21.17% | 28.54% |
| Net Profit | 0 | 0 | 0 | 0 | 7 | 9 | -6 | -6 | 10 | -3 | 6 | -25 | 14 |
| 1 | 1 | 16 | 11 | 3 | 4 | -2 | -3 | 5 | -1 | 3 | -11 | 1 |
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 324 | 18 | 23 | 23 | 11 | 9 | 17 | 36 | 17 | -15 | -4 | |
| 342 | 54 | 25 | 37 | 12 | 5 | 14 | 11 | 10 | 12 | 3 | |
| Operating Profit | -18 | -36 | -2 | -14 | -1 | 3 | 3 | 25 | 7 | -28 | -7 |
| OPM % | -5.65% | -201.63% | -7.85% | -60.25% | -6.77% | 37.75% | 16.42% | 69.76% | 41.83% | 179.20% | 163.95% |
| 1 | -8 | 0 | 1 | 0 | 74 | 45 | 51 | 1 | 14 | 0 | |
| Interest | 10 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 |
| Depreciation | 1 | 1 | 0 | 9 | 1 | 1 | 1 | 1 | 2 | 2 | 2 |
| Profit before Tax | -28 | -45 | -1 | -23 | -47 | 36 | 52 | 76 | 5 | -15 | -8 |
| Tax % | 1.56% | 6.49% | -18.94% | 1.69% | -0.05% | 0.48% | 15.61% | 6.74% | 15.09% | 21.81% | 2.54% |
| Net Profit | -27 | -42 | -2 | -23 | -47 | 35 | 44 | 71 | 4 | -12 | -8 |
| EPS | 0.00 | 0.00 | 0.00 | 0.00 | -18.65 | 14.39 | 19.93 | 28.77 | 1.78 | -5.52 | — |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | — |
COMPOUNDED SALES GROWTH
- 10 Years:
- —
- 5 Years:
- —
- 3 Years:
- —
COMPOUNDED PROFIT GROWTH
- 10 Years:
- —
- 5 Years:
- —
- 3 Years:
- —
STOCK PRICE CAGR
- 10 Years:
- 7%
- 5 Years:
- 16%
- 3 Years:
- 12%
- 1 Year:
- -22%
RETURN ON EQUITY
- 10 Years:
- 0%
- 5 Years:
- 8%
- 3 Years:
- 5%
- Last Year:
- -3%
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 23 | 23 | 23 | 23 | 23 | 23 | 23 | 23 | 23 | 23 |
| Minority Interest | 0 | 0 | 0 | -13 | -18 | -15 | -16 | -9 | -9 | -9 |
| 468 | 397 | 348 | 316 | 274 | 307 | 352 | 416 | 420 | 408 | |
| 778 | 6 | 5 | 2 | 2 | 0 | 0 | 0 | 2 | 2 | |
| Trade Payables | 116 | 1 | 1 | 1 | 1 | 3 | 0 | 0 | 0 | 0 |
| 109 | 5 | 17 | 29 | 42 | 26 | 24 | 6 | -1 | -10 | |
| Total Liabilities | 1,493 | 432 | 393 | 357 | 323 | 343 | 383 | 436 | 436 | 415 |
| 289 | 22 | 9 | 5 | 6 | 6 | 4 | 6 | 7 | 5 | |
| Capital Work in Progress | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 689 | 385 | 338 | 310 | 276 | 72 | 343 | 354 | 219 | 217 | |
| 348 | 4 | 4 | 4 | 4 | 3 | 2 | 1 | 1 | 1 | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 3 | 0 | 0 | |
| Cash & Bank | 25 | 7 | 18 | 23 | 24 | 253 | 22 | 56 | 37 | 26 |
| 141 | 14 | 25 | 14 | 13 | 9 | 12 | 16 | 172 | 166 | |
| Total Assets | 1,493 | 432 | 393 | 357 | 323 | 343 | 383 | 436 | 436 | 415 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| 0 | 1 | -6 | -6 | -2 | -225 | 279 | -45 | -139 | 17 | |
| Cash from Investing | -30 | 0 | 9 | 5 | -0 | 225 | -274 | 43 | 138 | -17 |
| Cash from Financing | 14 | -1 | -1 | -1 | 1 | -1 | -1 | -0 | 2 | -1 |
| -11 | 0 | 1 | -1 | -1 | -0 | 2 | -2 | 1 | -1 |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
Documents
Corporate disclosures, annual reports, credit ratings, and concall transcripts
2026-09-11 - Industrial Investment Trust Limited has informed the Exchange regarding Closure of Buy Back with effect from September 10, 2026- Completion of Extinguishment of total 16,22,822 fully paid up equity shares
2026-09-08 - Industrial Investment Trust Limited has informed the Exchange about Copy of Newspaper Publication- Submission of Post Buyback Public Announcement published in Financial Express, Jansatta and Lakshwadeep
2026-08-28 - Industrial Investment Trust Limited has informed the Exchange about General Updates regarding Intimation of closure of the Buyback Offer
2026-08-26 - Industrial Investment Trust Limited has informed the Exchange about Copy of Newspaper Publication- Newspaper Advertisement regarding Notice of 93rd Annual General Meeting, Remote E-Voting information, Book Closure and Record Date.
2026-08-25 - Industrial Investment Trust Limited has informed the Exchange that Record date for the purpose of Annual General Meeting to be held on 17-Sept-2026 is 10-Sep-2026.
2026-08-25 - Industrial Investment Trust Limited has informed the Exchange regarding compliance with Regulation 36(1)(b) of the SEBI Listing Regulations, a letter is being sent to those Members whose e-mail id are not registered with the Company/ RTA/ Depository Participants, providing the web-link where Annual Report for the Financial Year 2025-26 and the Notice of the 93rd Annual General Meeting can be accessed on the Company s website.
2026-08-25 - Industrial Investment Trust Limited has informed the Exchange that Record date for the purpose of Annual General Meeting to be held on 17-Sep-2026 is 10-Sep-2026.
2026-08-25 - Industrial Investment Trust Limited has informed the Exchange regarding Notice of Annual General Meeting to be held on September 17, 2026
2026-08-24 - Industrial Investment Trust Limited has informed the Exchange about Copy of Newspaper Publication- Newspaper advertisement 93rd AGM of the Company to be held through Video Conferencing (VC) / Other Audio-Visual Means (OAVM) on September 17, 2026
News
Recent coverage and analyst commentary for IITL
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