5nance5nance
5nance5nance
HomeScreens
LOGINGET FREE ACCOUNT

Industrial & Prudential Investment Company Ltd.

•
industrialprudential.comBSE: 501298NSE: INDPRUD
Market Cap₹ 1,056 Cr.
Current Price
High / Low₹ 7,052 / 5,750
Stock P/E17.3
Book Value₹ 5,086
Price to Book1.08
Dividend Yield1.90 %
ROCE7.7 %
ROE7.7 %
Face Value₹ 10

Add ratio to table

ABOUT

AI Sector View

AI GENERATED

Financial Services

Buy

Financials remain one of the clearest macro beneficiaries. Loan growth was 18.3% (Aug/26) versus deposit growth 14.7% (Aug/26), SCB credit growth was 17.5% YoY (2026-07), UPI transactions rose 22.0% YoY (2026-07), and M3 money supply grew 15.0% YoY (2026-07). Sector flows have also turned meaningfully supportive, with INR 13171 crore net FPI inflow over 3 months to 2026-08-31 after INR -114652 crore in the prior 3 months.

Confidence
84%
View full sector analysis →

PROS

  • Comfortable capital adequacy - CAR of 55.8%
  • Solid return on assets for a lender - ROA of 4.0%
  • Asset quality is healthy - gross NPA of just 0.0%
  • Company has consistently been profitable over the last 5 years
  • Company has been maintaining a healthy dividend payout of 31.6%

CONS

  • Company has a low return on capital employed of 7.5%
  • Company has a low return on equity of 7.5% over last 3 years
  • Company's sales have been declining over the last five years
  • Effective tax rate is unusually low at 0.2% - earnings may be flattered

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

Financial ServicesFinanceFinance - NBFC
Part ofNIFTY 50NIFTY 500NIFTY LARGEMIDCAP 250NIFTY 100NIFTY 200
S.No.Name
1.BAJFINANCE1034.2031.71643888.190.586080.6027.6023165.4520.3710.8770.70
2.SHRIRAMFIN1028.0021.37241893.031.053452.7759.9013400.4317.4611.4974.63
3.CHOLAFIN1845.0027.40157575.180.111656.2245.568856.2921.899.7070.07
4.TATACAP362.8028.50154003.850.1616281.801464.1688219.301051.008.6675.72
5.JIOFIN230.0073.49151872.260.26830.25155.732004.47227.282.1169.71
6.BAJAJHLDNG11120.7013.97123766.171.752708.08-92.27394.3323.3414.81684.72
7.MUTHOOTFIN2794.409.86112186.351.072824.8443.088671.6036.2515.8783.76
8.ABCAPITAL398.6026.59109118.680.001223.8543.8512179.54137.848.8241.91
9.LTF309.5024.3777571.610.89915.9930.705212.9222.388.5462.13
10.SBICARD656.0527.4462432.550.38664.4419.515040.557.6011.7529.83
11.HDBFS668.6525.5355549.100.60785.2038.314937.9018.719.0957.98
12.INDPRUD6301.0017.341055.951.9010.92-92.062.743.837.72400.99
Detailed Comparison with:

Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
2210131032103
0000000000000
Operating Profit21101410321011
OPM %101.95%96.00%94.63%74.42%106.52%111.73%90.21%90.91%101.14%94.01%93.85%22.86%400.99%
Other Income0000000000000
Interest0000000000000
Depreciation0000000000000
21101410321011
Tax %57.42%-49.31%18.44%9.38%2.04%2.21%0.00%-69.70%1.12%1.91%0.00%62.50%0.66%
Net Profit000010618214616313816715817511
5894717263109879782100941047

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
85638776776
11131111111
Operating Profit75507665665
OPM %89.27%87.70%88.66%9.05%91.39%90.99%85.35%86.75%85.01%84.22%81.74%
00050000000
Interest00000000000
Depreciation00000000000
Profit before Tax755527384650606414
Tax %4.16%6.84%25.03%38.00%3.94%4.23%2.04%1.53%-0.24%0.17%1.10%
Net Profit744326374549606414
EPS0.000.000.000.00157.09220.00266.84295.13356.23380.30—
Dividend Payout %20.76%21.87%23.06%17.85%15.91%22.73%22.49%30.49%30.88%31.55%—

COMPOUNDED SALES GROWTH

10 Years:
0%
5 Years:
-4%
3 Years:
-3%

COMPOUNDED PROFIT GROWTH

10 Years:
12%
5 Years:
19%
3 Years:
13%

STOCK PRICE CAGR

10 Years:
—
5 Years:
—
3 Years:
—
1 Year:
—

RETURN ON EQUITY

10 Years:
5%
5 Years:
7%
3 Years:
7%
Last Year:
8%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Corporate actions

2016

Jul 19

2:1

Industrial & Prudential Investment Company Ltd has informed BSE that a meeting of the Board of Directors of the Company will be held on May 30, 2016, to consider the following: 1. To adopt audited financial statements for the year ended March 31, 2016. 2. To recommend dividend for the financial year ended March 31, 2016. 3. To recommend issue of bonus shares. 4. To recommend shifting of the registered office from the State of Maharashtra to the State of West Bengal & Dividend & Bonus issue & Audited Results

Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital2222222222
183197329321512617618768803848
118682132624383931
Total Liabilities186199417405527645644807843881
183197411400521637632794827876
Cash & Bank3222222123
0143461111143
Total Assets186199417405527645644807843881

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
56599614141223
Cash from Investing3-10-271-3-44-5
Cash from Financing-7-5-5-5-15-5-8-10-15-18
1-100-10-0-00-0

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026

Shareholding Pattern

Numbers in percentages

Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
68.1768.1768.1768.1768.1768.1768.1768.1768.17
0.000.000.240.560.560.560.560.560.56
0.070.070.070.070.070.070.070.070.07
0.010.010.010.010.010.010.010.010.01
31.7531.7531.5131.1931.1931.1931.1931.1931.19

Documents

Corporate disclosures, annual reports, credit ratings, and concall transcripts

No announcements filed.

News

Recent coverage and analyst commentary for INDPRUD

Loading news…

🤖

AI Stock Analyst

Industrial & Prudential Investment Company Ltd.

🔒

Sign in to Chat with AI

Log in with your 5nance account to ask institutional questions about performance, financials, and outlook.

✨ Sign In to Chat

Free 5nance Account

5nance5nance

Stock analysis and screening tool

5nanceAI © 2020-2026

Made with ❤️ in India.

Data provided by Accord Fintech

Terms & Privacy.

Product

PremiumWhat's new?Learn

Team

About usSupport

Theme

5nance5nance

Product

PremiumWhat's new?Learn

Team

About usSupport

Theme

5nanceAI © 2020-2026

Data provided by Accord Fintech

Made with ❤️ in India.

HomeScreens
Login