Manba Finance Ltd.
•Add ratio to table
ABOUT
AI Sector View
AI GENERATEDFinancial Services
Financials remain one of the clearest macro beneficiaries. Loan growth was 18.3% (Aug/26) versus deposit growth 14.7% (Aug/26), SCB credit growth was 17.5% YoY (2026-07), UPI transactions rose 22.0% YoY (2026-07), and M3 money supply grew 15.0% YoY (2026-07). Sector flows have also turned meaningfully supportive, with INR 13171 crore net FPI inflow over 3 months to 2026-08-31 after INR -114652 crore in the prior 3 months.
PROS
- Promoters have been increasing their shareholding - up 44.3pp over 2 years
- Comfortable capital adequacy - CAR of 30.1%
- Solid return on assets for a lender - ROA of 3.1%
CONS
- Net NPA is elevated at 2.5% - provisioning cushion is thin
- Free cash flow has been persistently negative
- Thin net interest margin of 0.0%
- Though reporting repeated profits, the company pays out little dividend (0.0%)
* The pros and cons are machine generated based on quantitative rules.
Peer comparison
| Name | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| BAJFINANCE | 1046.00 | 32.08 | 651234.82 | 0.57 | 6080.60 | 27.60 | 23165.45 | 20.37 | 10.87 | 70.70 |
| SHRIRAMFIN | 1038.00 | 21.58 | 244239.69 | 1.04 | 3452.77 | 59.90 | 13400.43 | 17.46 | 11.49 | 74.63 |
| CHOLAFIN | 1849.10 | 27.46 | 157925.34 | 0.11 | 1656.22 | 45.56 | 8856.29 | 21.89 | 9.70 | 70.07 |
| TATACAP | 362.95 | 28.51 | 154067.52 | 0.16 | 16281.80 | 1464.16 | 88219.30 | 1051.00 | 8.66 | 75.72 |
| JIOFIN | 231.15 | 73.86 | 152631.62 | 0.26 | 8302.50 | 2457.29 | 20044.70 | 3172.82 | 2.11 | 69.71 |
| BAJAJHLDNG | 10971.00 | 13.79 | 122100.11 | 1.78 | 2708.08 | -92.27 | 394.33 | 23.34 | 14.81 | 684.72 |
| MUTHOOTFIN | 2840.00 | 10.03 | 114017.05 | 1.06 | 2824.84 | 43.08 | 8671.60 | 36.25 | 15.87 | 83.76 |
| ABCAPITAL | 400.00 | 26.68 | 109501.94 | 0.00 | 1223.85 | 43.85 | 12179.54 | 137.84 | 8.82 | 41.91 |
| LTF | 311.25 | 24.51 | 78010.22 | 0.88 | 915.99 | 30.70 | 5212.92 | 22.38 | 8.54 | 62.13 |
| SBICARD | 666.00 | 27.86 | 63379.43 | 0.38 | 664.44 | 19.51 | 5040.55 | 7.60 | 11.75 | 29.83 |
| HDBFS | 676.50 | 25.83 | 56201.25 | 0.59 | 785.20 | 38.31 | 4937.90 | 18.71 | 9.09 | 57.98 |
| MANBA | 131.30 | 46.02 | 659.64 | 0.19 | 13.26 | 36.03 | 92.61 | 46.90 | 13.18 | 65.69 |
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
No quarterly results found
We don't have this information yet. Please check back later.
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | |
|---|---|---|---|
| 47 | 59 | 87 | |
| 20 | 25 | 33 | |
| Operating Profit | 27 | 34 | 55 |
| OPM % | 57.72% | 58.12% | 62.35% |
| 0 | 0 | 3 | |
| Interest | 17 | 21 | 35 |
| Depreciation | 1 | 1 | 2 |
| Profit before Tax | 10 | 12 | 21 |
| Tax % | 33.95% | 31.58% | 31.55% |
| Net Profit | 6 | 8 | 14 |
| EPS | 0.00 | 0.00 | 0.00 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% |
COMPOUNDED SALES GROWTH
- 10 Years:
- —
- 5 Years:
- —
- 3 Years:
- —
COMPOUNDED PROFIT GROWTH
- 10 Years:
- —
- 5 Years:
- —
- 3 Years:
- —
STOCK PRICE CAGR
- 10 Years:
- —
- 5 Years:
- —
- 3 Years:
- —
- 1 Year:
- -4%
RETURN ON EQUITY
- 10 Years:
- —
- 5 Years:
- —
- 3 Years:
- 15%
- Last Year:
- 16%
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | |
|---|---|---|---|
| Equity Capital | 6 | 8 | 9 |
| 44 | 72 | 94 | |
| 157 | 230 | 372 | |
| Trade Payables | 5 | 9 | 10 |
| 14 | 15 | 21 | |
| Total Liabilities | 225 | 334 | 506 |
| 12 | 22 | 15 | |
| Cash & Bank | 9 | 7 | 18 |
| 204 | 304 | 473 | |
| Total Assets | 225 | 334 | 506 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | |
|---|---|---|---|
| -4 | -61 | -108 | |
| Cash from Investing | -2 | -11 | 3 |
| Cash from Financing | 13 | 74 | 123 |
| 4 | -2 | 11 |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | |
|---|---|---|---|
Documents
Corporate disclosures, annual reports, credit ratings, and concall transcripts
2026-09-04 - Manba Finance Limited has informed the Exchange regarding the Trading Window closure pursuant to SEBI (Prohibition of Insider Trading) Regulations, 2015
2026-09-03 - Manba Finance Limited has informed the Exchange regarding 'letter to shareholder'.
2026-09-02 - Manba Finance Limited has informed the Exchange about Copy of Newspaper Publication
2026-09-01 - Manba Finance Limited has informed the Exchange regarding Notice of Annual General Meeting to be held on September 26, 2026
2026-09-01 - Manba Finance Limited has informed the Exchange about Copy of Newspaper Publication
2026-08-31 - Manba Finance Limited has informed the Exchange that Record date for the purpose of Dividend is 18-Sep-2026.
2026-08-31 - Manba Finance Limited has informed the Exchange regarding Outcome of Board Meeting held on August 31, 2026.
2026-08-24 - Manba Finance Limited has informed the Exchange regarding allotment of 9000 securities pursuant to Non Convertible Securities at its meeting held on August 24, 2026
2026-07-30 - Manba Finance Limited has informed the Exchange about Transcript
News
Recent coverage and analyst commentary for MANBA
Loading news…
AI Stock Analyst
Manba Finance Ltd.
Sign in to Chat with AI
Log in with your 5nance account to ask institutional questions about performance, financials, and outlook.
✨ Sign In to ChatFree 5nance Account