Moneyboxx Finance Ltd.

•

moneyboxxfinance.comBSE: 538446NSE: MONEYBOXX

Market Cap₹ 285 Cr.

Current Price

High / Low₹ 92 / 36

Stock P/E218.7

Book Value₹ 42

Price to Book3.28

Dividend Yield0.00 %

ROCE8.8 %

ROE0.6 %

Face Value₹ 10

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AI Sector View

AI GENERATED

Financial Services

Buy

Financials remain one of the clearest macro beneficiaries. Loan growth was 18.3% (Aug/26) versus deposit growth 14.7% (Aug/26), SCB credit growth was 17.5% YoY (2026-07), UPI transactions rose 22.0% YoY (2026-07), and M3 money supply grew 15.0% YoY (2026-07). Sector flows have also turned meaningfully supportive, with INR 13171 crore net FPI inflow over 3 months to 2026-08-31 after INR -114652 crore in the prior 3 months.

Confidence

84%

View full sector analysis →

PROS

Comfortable capital adequacy - CAR of 29.2%
Company has delivered good sales growth of 121.3% CAGR over last 5 years
Operating margins have improved to 37.1% from 22.6%

CONS

Asset quality is weak - gross NPA at 6.6%
Net NPA is elevated at 3.4% - provisioning cushion is thin
Company has a low return on equity of -1.4% over last 3 years
Company has a low return on capital employed of 8.6%
Free cash flow has been persistently negative
Thin net interest margin of 0.0%

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

Financial ServicesFinanceFinance - NBFC

Part ofNIFTY 50 NIFTY 500 NIFTY LARGEMIDCAP 250 NIFTY 100 NIFTY 200

S.No.	Name
1.	BAJFINANCE	1034.20	31.71	643888.19	0.58	6080.60	27.60	23165.45	20.37	10.87	70.70
2.	SHRIRAMFIN	1028.00	21.37	241893.03	1.05	3452.77	59.90	13400.43	17.46	11.49	74.63
3.	CHOLAFIN	1845.00	27.40	157575.18	0.11	1656.22	45.56	8856.29	21.89	9.70	70.07
4.	TATACAP	362.80	28.50	154003.85	0.16	16281.80	1464.16	88219.30	1051.00	8.66	75.72
5.	JIOFIN	230.00	73.49	151872.26	0.26	8302.50	2457.29	20044.70	3172.82	2.11	69.71
6.	BAJAJHLDNG	11120.70	13.97	123766.17	1.75	2708.08	-92.27	394.33	23.34	14.81	684.72
7.	MUTHOOTFIN	2794.40	9.86	112186.35	1.07	2824.84	43.08	8671.60	36.25	15.87	83.76
8.	ABCAPITAL	398.60	26.59	109118.68	0.00	1223.85	43.85	12179.54	137.84	8.82	41.91
9.	LTF	309.50	24.37	77571.61	0.89	915.99	30.70	5212.92	22.38	8.54	62.13
10.	SBICARD	656.05	27.44	62432.55	0.38	664.44	19.51	5040.55	7.60	11.75	29.83
11.	HDBFS	668.65	25.53	55549.10	0.60	785.20	38.31	4937.90	18.71	9.09	57.98
12.	MONEYBOXX	40.88	218.68	285.38	0.00	2.07	762.50	520.16	781.33	8.79	45.74

Detailed Comparison with:

Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	23	28	33	42	46	49	52	52	59	55	55	63	520
	13	16	19	23	25	30	34	37	36	31	31	39	519
Operating Profit	11	12	14	19	21	19	18	15	23	24	24	24	238
OPM %	46.49%	43.90%	42.39%	44.61%	46.11%	39.36%	34.71%	29.22%	39.65%	42.91%	43.63%	37.65%	45.74%
Other Income	0	0	0	0	0	0	0	0	0	0	0	0	1
Interest	9	10	11	13	15	16	16	17	21	21	21	21	211
Depreciation	1	1	1	1	2	2	2	2	2	2	2	3	26
	2	2	3	4	4	2	0	-4	0	0	0	0	2
Tax %	7.91%	17.96%	25.28%	6.77%	4.02%	3.79%	16.67%	-36.69%	44.19%	9.68%	20.45%	0.00%	14.40%
Net Profit	2	1	2	4	4	2	0	-5	0	0	0	0	2
	1	1	1	1	1	1	0	-1	0	0	0	0	0

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	TTM
	2	2	2	1	4	11	23	50	128	199	693
	2	2	2	2	6	10	18	37	71	125	620
Operating Profit	0	-0	-0	-0	-2	1	4	14	57	74	73
OPM %	15.99%	-3.73%	-13.91%	-18.96%	-64.61%	4.98%	19.40%	26.97%	44.29%	37.07%	10.48%
	0	0	0	1	0	0	1	0	0	0	1
Interest	0	0	0	0	1	4	11	22	43	63	274
Depreciation	0	0	0	0	1	1	1	2	3	8	33
Profit before Tax	0	-0	-0	0	-3	-4	-7	-10	11	3	4
Tax %	29.87%	-3.84%	0.06%	-25.67%	-4.05%	23.47%	42.97%	31.57%	13.43%	57.77%	12.88%
Net Profit	0	-0	-0	0	-4	-3	-4	-7	9	1	3
EPS	0.00	0.00	0.00	0.00	0.00	-1.48	-1.81	-2.94	3.00	0.38	—
Dividend Payout %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	—

COMPOUNDED SALES GROWTH

10 Years:: 56%
5 Years:: 121%
3 Years:: 107%

COMPOUNDED PROFIT GROWTH

10 Years:: —
5 Years:: —
3 Years:: —

STOCK PRICE CAGR

10 Years:: —
5 Years:: —
3 Years:: —
1 Year:: —

RETURN ON EQUITY

10 Years:: -4%
5 Years:: -6%
3 Years:: -1%
Last Year:: 1%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Equity Capital	17	17	17	17	20	20	22	25	30	33
	2	2	2	2	7	4	13	50	136	197
	0	0	0	1	17	46	93	234	448	648
Trade Payables	0	0	0	0	0	0	0	1	2	3
	0	0	0	0	1	2	9	14	47	60
Total Liabilities	19	19	19	20	45	72	136	324	664	940
	0	0	0	1	2	2	3	7	20	29
Capital Work in Progress	0	0	0	0	1	2	2	0	0	0
	0	0	0	0	0	0	0	2	11	0
	1	1	1	0	0	0	0	0	0	0
	0	0	0	0	0	0	0	0	1	1
Cash & Bank	1	1	3	17	10	2	8	64	111	167
	17	17	15	2	32	66	123	252	521	743
Total Assets	19	19	19	20	45	72	136	324	664	940

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
	0	0	1	14	-32	-35	-59	-103	-286	-325
Cash from Investing	0	-0	0	-1	-2	-1	-3	-11	-21	-11
Cash from Financing	-0	-0	0	-0	27	29	66	185	284	278
	0	0	2	14	-7	-8	4	50	39	41

Ratios

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025

Shareholding Pattern

Numbers in percentages

	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	47.72	44.68	44.68	44.66	44.59	44.59	44.59	46.79	46.79
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.01	0.00
	0.85	1.20	1.20	1.29	1.29	1.24	0.30	0.00	0.00
Government	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	51.43	54.12	54.12	54.05	54.12	54.17	55.11	53.20	53.21

Documents

Corporate disclosures, annual reports, credit ratings, and concall transcripts

2026-09-11

Price movement

2026-09-11 - Significant movement in price has been observed in Moneyboxx Finance Limited. The Exchange, in order to ensure that investors have latest relevant information about the company and to inform the market place so that the interest of the investors is safeguarded, has written to the company. The response from the company is awaited.

2026-09-11

Updates

2026-09-11 - Moneyboxx Finance Limited has informed the Exchange regarding 'Investor Deck'.

2026-09-07

Copy of Newspaper Publication

2026-09-07 - Moneyboxx Finance Limited has informed the Exchange about Copy of Newspaper Publication

2026-09-06

Shareholders meeting

2026-09-06 - Moneyboxx Finance Limited has informed the Exchange regarding Notice of Annual General Meeting to be held on September 29, 2026

2026-09-05

Copy of Newspaper Publication

2026-09-05 - Moneyboxx Finance Limited has informed the Exchange about Copy of Newspaper Publication

2026-09-01

Press Release

2026-09-01 - Moneyboxx Finance Limited has informed the Exchange regarding a press release dated September 01, 2026, titled "Moneyboxx Finance Partners with Bachatt to Launch Digital Lending Platform, Marking the Beginning of its Digital Lending Journey".

2026-09-01

Product launch

2026-09-01 - Moneyboxx Finance Limited has informed the Exchange about Product launch

2026-08-18

Analysts/Institutional Investor Meet/Con. Call Updates

2026-08-18 - Moneyboxx Finance Limited has informed the Exchange about Transcript

2026-08-13

Analysts/Institutional Investor Meet/Con. Call Updates

2026-08-13 - Moneyboxx Finance Limited has informed the Exchange about Link of Recording

News

Recent coverage and analyst commentary for MONEYBOXX

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Moneyboxx Finance Ltd.

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Free 5nance Account

Name

BAJFINANCE

1034.20

31.71

643888.19

0.58

6080.60

27.60

23165.45

20.37

10.87

70.70

SHRIRAMFIN

1028.00

21.37

241893.03

1.05

3452.77

59.90

13400.43

17.46

11.49

74.63

CHOLAFIN

1845.00

27.40

157575.18

0.11

1656.22

45.56

8856.29

21.89

9.70

70.07

TATACAP

362.80

28.50

154003.85

0.16

16281.80

1464.16

88219.30

1051.00

8.66

75.72

JIOFIN

230.00

73.49

151872.26

0.26

8302.50

2457.29

20044.70

3172.82

2.11

69.71

BAJAJHLDNG

11120.70

13.97

123766.17

1.75

2708.08

-92.27

394.33

23.34

14.81

684.72

MUTHOOTFIN

2794.40

9.86

112186.35

1.07

2824.84

43.08

8671.60

36.25

15.87

83.76

ABCAPITAL

398.60

26.59

109118.68

0.00

1223.85

43.85

12179.54

137.84

8.82

41.91

LTF

309.50

24.37

77571.61

0.89

915.99

30.70

5212.92

22.38

8.54

62.13

SBICARD

656.05

27.44

62432.55

0.38

664.44

19.51

5040.55

7.60

11.75

29.83

HDBFS

668.65

25.53

55549.10

0.60

785.20

38.31

4937.90

18.71

9.09

57.98

MONEYBOXX

40.88

218.68

285.38

0.00

2.07

762.50

520.16

781.33

8.79

45.74

Jun 2023

Sep 2023

Dec 2023

Mar 2024

Jun 2024

Sep 2024

Dec 2024

Mar 2025

Jun 2025

Sep 2025

Dec 2025

Mar 2026

Jun 2026

520

519

Operating Profit

238

OPM %

46.49%

43.90%

42.39%

44.61%

46.11%

39.36%

34.71%

29.22%

39.65%

42.91%

43.63%

37.65%

45.74%

Other Income

Interest

211

Depreciation

-4

Tax %

7.91%

17.96%

25.28%

6.77%

4.02%

3.79%

16.67%

-36.69%

44.19%

9.68%

20.45%

0.00%

14.40%

Net Profit

-5

-1

Mar 2016

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

TTM

128

199

693

125

620

Operating Profit

-0

-2

OPM %

15.99%

-3.73%

-13.91%

-18.96%

-64.61%

4.98%

19.40%

26.97%

44.29%

37.07%

10.48%

Interest

274

Depreciation

Profit before Tax

-0

-3

-4

-7

-10

Tax %

29.87%

-3.84%

0.06%

-25.67%

-4.05%

23.47%

42.97%

31.57%

13.43%

57.77%

12.88%

Net Profit

-0

-4

-3

-4

-7

EPS

0.00

-1.48

-1.81

-2.94

3.00

0.38

—

Dividend Payout %

0.00%

—

Mar 2016

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

Equity Capital

136

197

234

448

648

Trade Payables

Total Liabilities

136

324

664

940

Capital Work in Progress

Cash & Bank

111

167

123

252

521

743

Total Assets

136

324

664

940

Mar 2016

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

-32

-35

-59

-103

-286

-325

Cash from Investing

-0

-1

-2

-1

-3

-11

-21

-11

Cash from Financing

-0

185

284

278

-7

-8

Mar 2016

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

Jun 2024

Sep 2024

Dec 2024

Mar 2025

Jun 2025

Sep 2025

Dec 2025

Mar 2026

Jun 2026

47.72

44.68

44.66

44.59

46.79

0.00

0.01

0.00

0.85

1.20

1.29

1.24

0.30

0.00

Government

0.00

51.43

54.12

54.05

54.12

54.17

55.11

53.20

53.21

Moneyboxx Finance Ltd.

AI Sector View

Peer comparison

Quarterly Results

Profit & Loss

Balance Sheet

Corporate actions

Cash Flows

Ratios

Shareholding Pattern

Documents

News

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Moneyboxx Finance Ltd.

AI Sector View

Peer comparison

Quarterly Results

Profit & Loss

Balance Sheet

Corporate actions

Cash Flows

Ratios

Shareholding Pattern

Documents

News

Sign in to Chat with AI