RBZ Jewellers Ltd.
•Add ratio to table
ABOUT
AI Sector View
AI GENERATEDConsumer Durables
Urban discretionary demand is mixed but investable. Credit card transactions rose 27.0% YoY (2026-06), urban CMIE sentiment was 109.5 (2026-07), and consumer spending remained large at INR 44743 billion (Jun/26), even though formal consumer confidence fell to 88.3 points (Jul/26) and debit card transactions were -9.0% YoY (2026-06). Heavy sector inflows of INR 13175 crore over 3 months to 2026-08-31 indicate strong investor positioning behind the theme.
PROS
- Company has delivered good profit growth of 41.2% CAGR over last 5 years
- Company has delivered good sales growth of 42.9% CAGR over last 5 years
- Latest quarter profit grew 27.7% YoY, showing strong momentum
- Attractively priced for its growth - PEG of 0.4
- Company comfortably covers its interest (6.0x coverage)
- Company maintains a comfortable, low leverage position
CONS
- Operating cash flow has been negative in recent years
- Receivables are growing faster than sales - a possible quality concern
- Poor cash conversion - profits are not backed by operating cash flow (CFO/PAT -0.62x)
- Free cash flow has been persistently negative
- Total debt has risen sharply - up 61.5% year on year
- Equity base is being diluted - shares outstanding up 33.3%
* The pros and cons are machine generated based on quantitative rules.
Peer comparison
| Name | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| TITAN | 5010.00 | 77.22 | 444780.87 | 0.30 | 1777.00 | 62.88 | 21356.00 | 44.16 | 21.90 | 13.54 |
| KALYANKJIL | 598.50 | 43.07 | 61810.15 | 0.42 | 348.67 | 32.03 | 10588.93 | 45.68 | 24.86 | 5.97 |
| LALITHAA | 307.90 | 17.07 | 17233.47 | 0.00 | — | — | — | — | 43.11 | — |
| THANGAMAYL | 5331.40 | 42.38 | 16571.07 | 0.34 | 85.09 | 86.15 | 2666.38 | 71.44 | 26.62 | 5.43 |
| BLUESTONE | 842.65 | 228.59 | 12873.90 | 0.00 | 59.61 | 271.56 | 7368.46 | 1395.59 | 9.24 | 14.50 |
| SKYGOLD | 781.15 | 36.11 | 12097.97 | 0.00 | 104.90 | 140.67 | 2012.79 | 77.93 | 23.60 | 7.79 |
| PCJEWELLER | 11.90 | 14.98 | 11605.04 | 0.00 | 221.88 | 37.02 | 877.04 | 20.99 | 6.61 | 27.54 |
| AUGMONT | 904.80 | 24.76 | 8267.47 | 0.00 | — | — | — | — | 70.86 | — |
| SENCO | 358.25 | 10.29 | 5871.75 | 0.49 | 101.14 | -3.35 | 3056.03 | 67.34 | 22.86 | 6.97 |
| GOLDIAM | 345.15 | 24.64 | 5196.48 | 0.60 | 73.97 | 120.06 | 326.03 | 41.92 | 24.85 | 20.33 |
| VAIBHAVGBL | 218.65 | 12.86 | 3664.96 | 2.74 | 563.83 | 1398.27 | 9170.73 | 1026.99 | 18.41 | 10.55 |
| RBZJEWEL | 200.75 | 14.15 | 803.00 | 0.00 | 9.09 | 27.71 | 120.80 | 59.84 | 22.92 | 14.84 |
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 51 | 74 | 116 | 86 | 82 | 117 | 194 | 137 | 76 | 145 | 226 | 189 | 121 | |
| 44 | 60 | 104 | 82 | 68 | 103 | 172 | 123 | 63 | 117 | 197 | 168 | 109 | |
| Operating Profit | 7 | 14 | 12 | 5 | 14 | 14 | 22 | 15 | 13 | 28 | 30 | 21 | 12 |
| OPM % | 14.51% | 19.36% | 10.35% | 5.40% | 17.17% | 11.89% | 11.19% | 10.63% | 17.17% | 19.44% | 13.04% | 11.16% | 9.97% |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Interest | 2 | 3 | 3 | 0 | 2 | 2 | 3 | 2 | 3 | 3 | 5 | 4 | 4 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 2 |
| Profit before Tax | 5 | 11 | 9 | 4 | 12 | 11 | 18 | 11 | 10 | 25 | 23 | 16 | 12 |
| Tax % | 22.82% | 26.07% | 25.93% | 36.32% | 25.21% | 25.28% | 27.96% | 24.89% | 25.76% | 25.52% | 25.39% | 27.27% | 25.21% |
| Net Profit | 4 | 8 | 7 | 3 | 9 | 8 | 13 | 9 | 7 | 19 | 17 | 12 | 9 |
| 1.24 | 2.82 | 2.22 | 0.67 | 2.27 | 2.02 | 3.27 | 2.14 | 1.78 | 4.64 | 4.36 | 2.92 | 2.27 |
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|
| 107 | 252 | 288 | 327 | 530 | 636 | 682 | |
| 87 | 225 | 250 | 289 | 465 | 544 | 591 | |
| Operating Profit | 20 | 27 | 38 | 38 | 65 | 92 | 91 |
| OPM % | 19.11% | 10.60% | 13.11% | 11.75% | 12.20% | 14.52% | 13.34% |
| 1 | 0 | 2 | 0 | 1 | 0 | 1 | |
| Interest | 6 | 6 | 8 | 8 | 10 | 15 | 16 |
| Depreciation | 2 | 1 | 1 | 1 | 3 | 4 | 5 |
| Profit before Tax | 13 | 20 | 30 | 30 | 53 | 74 | 76 |
| Tax % | 27.13% | 26.55% | 24.97% | 27.19% | 26.11% | 25.89% | 25.80% |
| Net Profit | 10 | 14 | 22 | 22 | 39 | 55 | 57 |
| EPS | 3.12 | 4.80 | 7.44 | 5.39 | 9.70 | 13.70 | — |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | — |
COMPOUNDED SALES GROWTH
- 10 Years:
- —
- 5 Years:
- 43%
- 3 Years:
- 30%
COMPOUNDED PROFIT GROWTH
- 10 Years:
- —
- 5 Years:
- 41%
- 3 Years:
- 35%
STOCK PRICE CAGR
- 10 Years:
- —
- 5 Years:
- —
- 3 Years:
- —
- 1 Year:
- 43%
RETURN ON EQUITY
- 10 Years:
- —
- 5 Years:
- 20%
- 3 Years:
- 17%
- Last Year:
- 20%
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|
| Equity Capital | 4 | 4 | 30 | 40 | 40 | 40 |
| 52 | 66 | 62 | 167 | 205 | 260 | |
| 58 | 60 | 96 | 66 | 90 | 168 | |
| Trade Payables | 4 | 15 | 15 | 2 | 8 | 6 |
| 9 | 16 | 10 | 8 | 9 | 12 | |
| Total Liabilities | 127 | 162 | 213 | 284 | 352 | 486 |
| 17 | 16 | 25 | 27 | 33 | 62 | |
| Capital Work in Progress | 0 | 1 | 1 | 0 | 3 | 25 |
| 92 | 119 | 149 | 224 | 292 | 336 | |
| 0 | 0 | 0 | 13 | 17 | 56 | |
| Cash & Bank | 2 | 2 | 8 | 14 | 3 | 3 |
| 16 | 25 | 30 | 6 | 4 | 4 | |
| Total Assets | 127 | 162 | 213 | 284 | 352 | 486 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|
| 1 | 6 | -3 | -49 | -15 | -7 | |
| Cash from Investing | 1 | -1 | -11 | -4 | -5 | -33 |
| Cash from Financing | 2 | -1 | 28 | 59 | 8 | 41 |
| 0 | -1 | 6 | 7 | -12 | 0 |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|
| PER SHARE | ||||||
| EPS (₹) | 24.37 | 36.01 | 7.44 | 5.39 | 9.70 | 13.70 |
| Book Value (₹) | 138.88 | 175.08 | 30.82 | 51.87 | 61.26 | 74.96 |
| Dividend per Share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash EPS (₹) | 3.76 | 5.27 | 1.05 | 5.73 | 10.41 | 14.78 |
| PROFITABILITY | ||||||
| Operating Margin % | 19.78% | 10.79% | 13.71% | 11.75% | 12.20% | 14.52% |
| Net Margin % | 9.11% | 5.71% | 7.76% | 6.59% | 7.32% | 8.61% |
| ROE % | 17.55% | 22.94% | 27.49% | 14.38% | 17.15% | 20.11% |
| ROCE % | 17.78% | 21.47% | 23.96% | 16.13% | 20.51% | 22.92% |
| 7.68% | 9.98% | 11.91% | 8.67% | 12.20% | 13.08% | |
| EFFICIENCY | ||||||
| Debtor Days | 35 | 17 | 23 | 19 | 10 | 21 |
| Inventory Days | 312 | 152 | 170 | 208 | 178 | 180 |
| Payable Days | 21 | 17 | 24 | 12 | 4 | 5 |
| 326 | 153 | 169 | 215 | 184 | 196 | |
| FINANCIAL HEALTH | ||||||
| Debt to Equity (x) | 0.99x | 0.85x | 1.04x | 0.33x | 0.36x | 0.47x |
| Interest Coverage (x) | 3.14x | 4.18x | 4.58x | 4.76x | 6.28x | 6.05x |
| 1.90x | 1.86x | 1.95x | 4.61x | 3.15x | 2.99x | |
| GROWTH | ||||||
| Revenue Growth % | 0.00% | 135.63% | 14.21% | 13.72% | 61.90% | 20.06% |
| Operating Profit Growth % | 0.00% | 28.49% | 45.12% | -1.51% | 68.00% | 42.27% |
| Net Profit Growth % | 0.00% | 47.78% | 55.03% | -3.42% | 79.88% | 41.23% |
| 0.00% | 0.00% | 0.00% | -27.57% | 79.88% | 41.23% | |
| VALUATION | ||||||
| P/E (x) | 0.00x | 0.00x | 0.00x | 27.85x | 14.01x | 7.39x |
| P/B (x) | 0.00x | 0.00x | 0.00x | 2.89x | 2.22x | 1.35x |
| Dividend Yield % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| 0.00x | 0.00x | 0.00x | 16.86x | 9.62x | 5.85x |
Documents
Corporate disclosures, annual reports, credit ratings, and concall transcripts
2026-08-20 - Rbz Jewellers Limited has informed the Exchange about Copy of Newspaper Publication
2026-08-18 - Rbz Jewellers Limited has informed the Exchange regarding Notice of Annual General Meeting to be held on September 10, 2026
2026-08-17 - Rbz Jewellers Limited has informed the Exchange about Transcript
2026-08-13 - Rbz Jewellers Limited has informed the Exchange about Copy of Newspaper Publication
2026-08-12 - Rbz Jewellers Limited has informed the Exchange about Link of Recording
2026-08-12 - Rbz Jewellers Limited has informed the Exchange about Copy of Newspaper Publication
2026-08-11 - Rbz Jewellers Limited has informed the Exchange about Investor Presentation
2026-08-11 - We hereby attaching herewith Unaudited Financial Results of the Company for Quarter ended as on 30 June 2026.
2026-08-11 - Rbz Jewellers Limited has submitted to the Exchange, the Unaudited financial results for the period ended June 30, 2026.
News
Recent coverage and analyst commentary for RBZJEWEL
Loading news…
AI Stock Analyst
RBZ Jewellers Ltd.
Sign in to Chat with AI
Log in with your 5nance account to ask institutional questions about performance, financials, and outlook.
✨ Sign In to ChatFree 5nance Account