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SIL Investments Ltd.

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silinvestments.inBSE: 521194NSE: SILINV
Market Cap₹ 498 Cr.
Current Price
High / Low₹ 767 / 380
Stock P/E9.9
Book Value₹ 2,440
Price to Book0.16
Dividend Yield0.53 %
ROCE1.8 %
ROE1.3 %
Face Value₹ 10

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ABOUT

AI Sector View

AI GENERATED

Financial Services

Buy

Financials remain one of the clearest macro beneficiaries. Loan growth was 18.3% (Aug/26) versus deposit growth 14.7% (Aug/26), SCB credit growth was 17.5% YoY (2026-07), UPI transactions rose 22.0% YoY (2026-07), and M3 money supply grew 15.0% YoY (2026-07). Sector flows have also turned meaningfully supportive, with INR 13171 crore net FPI inflow over 3 months to 2026-08-31 after INR -114652 crore in the prior 3 months.

Confidence
84%
View full sector analysis →

PROS

  • Asset quality is healthy - gross NPA of just 0.0%
  • Solid return on assets for a lender - ROA of 1.3%
  • Latest quarter profit grew 150.8% YoY, showing strong momentum
  • Company has consistently been profitable over the last 5 years
  • Company has delivered good sales growth of 17.2% CAGR over last 5 years

CONS

  • Company has a low return on capital employed of 1.8%
  • Company has a low return on equity of 1.4% over last 3 years
  • Operating margins have contracted to 83.0% from 98.1%
  • Thin net interest margin of 0.0%
  • Though reporting repeated profits, the company pays out little dividend (7.0%)
  • Company's return on assets is weak at 1.2%

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

Financial ServicesFinanceFinance - NBFC
Part ofNIFTY 50NIFTY 500NIFTY LARGEMIDCAP 250NIFTY 100NIFTY 200
S.No.Name
1.BAJFINANCE1034.2031.71643888.190.586080.6027.6023165.4520.3710.8770.70
2.SHRIRAMFIN1028.0021.37241893.031.053452.7759.9013400.4317.4611.4974.63
3.CHOLAFIN1845.0027.40157575.180.111656.2245.568856.2921.899.7070.07
4.TATACAP362.8028.50154003.850.1616281.801464.1688219.301051.008.6675.72
5.JIOFIN230.0073.49151872.260.26830.25155.732004.47227.282.1169.71
6.BAJAJHLDNG11120.7013.97123766.171.752708.08-92.27394.3323.3414.81684.72
7.MUTHOOTFIN2794.409.86112186.351.072824.8443.088671.6036.2515.8783.76
8.ABCAPITAL398.6026.59109118.680.001223.8543.8512179.54137.848.8241.91
9.LTF309.5024.3777571.610.89915.9930.705212.9222.388.5462.13
10.SBICARD656.0527.4462432.550.38664.4419.515040.557.6011.7529.83
11.HDBFS668.6525.5355549.100.60785.2038.314937.9018.719.0957.98
12.SILINV470.009.94498.010.5320.54150.7923.5587.351.7990.66
Detailed Comparison with:

Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
321216725221132927-624
2243234323233
Operating Profit21917252218-2102625-921
OPM %52.49%91.18%81.78%39.57%69.93%88.36%80.54%-332.76%80.27%91.13%91.29%158.33%90.66%
Other Income1101010010000
Interest000000000-0000
Depreciation0000111111111
21917352218-2102624-921
Tax %22.27%31.84%35.44%21.71%22.13%23.46%21.38%-31.51%21.93%22.98%19.33%-0.42%1.39%
Net Profit000041714-382020-921
11310231513-371818-92

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
32178263928494451556374
455567711121111
Operating Profit29174213422423740435263
OPM %88.48%97.44%80.90%87.25%78.31%86.10%84.74%78.93%78.33%83.01%84.92%
11475163221
Interest6400014000-0
Depreciation00000122333
Profit before Tax23171254027413841425161
Tax %14.58%20.45%17.63%11.37%23.10%18.72%23.79%27.48%25.30%25.32%17.81%
Net Profit19136203621332930313851
EPS0.000.000.0033.2219.1531.1626.5027.7629.1935.69—
Dividend Payout %8.35%1.17%7.95%7.53%13.05%8.02%9.43%9.01%8.56%7.00%—

COMPOUNDED SALES GROWTH

10 Years:
10%
5 Years:
17%
3 Years:
13%

COMPOUNDED PROFIT GROWTH

10 Years:
11%
5 Years:
13%
3 Years:
10%

STOCK PRICE CAGR

10 Years:
17%
5 Years:
11%
3 Years:
12%
1 Year:
-21%

RETURN ON EQUITY

10 Years:
7%
5 Years:
1%
3 Years:
1%
Last Year:
1%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Corporate actions

2026

Jul 24

₹ 0.25

Rs.2.5000 per share(25%)Dividend

2025

Jul 22

₹ 0.25

Rs.2.5000 per share(25%)Final Dividend

2024

Jul 23

₹ 0.25

2023

Aug 18

₹ 0.25

Rs.2.5000 per share(25%)Dividend

2022

Aug 25

₹ 0.25

Rs.2.5000 per share(25%)Final Dividend

2021

Aug 27

₹ 0.25

Rs.2.5000 per share(25%)Dividend

2020

Sep 14

₹ 0.25

Rs.2.5000 per share(25%)Dividend

2018

Aug 23

₹ 0.15

Rs.1.5000 per share(15%)Dividend

2017

Jul 13

₹ 0.15

Rs.1.5000 per share(15%)Dividend

2016

Jul 14

Rs.1.2500 per share(12.5%)Dividend

Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital11111111111111111111
Minority Interest991812226243566966
2173511,0047351,2592,3431,6882,1873,1352,554
7200004946000
265447203101169324227
Total Liabilities3113771,0377611,3392,6681,8892,4233,5392,857
161616008281979897
Capital Work in Progress0000004000
1432289436461,1952,4301,7162,2453,3452,675
Cash & Bank24723649670637920
1501297291796018171765
Total Assets3113771,0377611,3392,6681,8892,4233,5392,857

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
-8-427428-1139107161048
Cash from Investing1379-63-617-64-8814-14-47
Cash from Financing-2-2-2-2-346-6-48-3-3
12316-3136-18-7-2

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026

Shareholding Pattern

Numbers in percentages

Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
63.7963.7963.7963.7963.7963.7963.7963.7963.79
0.100.300.090.090.090.090.090.090.09
0.050.050.050.050.050.050.050.020.02
Government0.000.000.000.000.000.000.000.000.00
36.0635.8536.0636.0636.0636.0636.0636.0936.09

Documents

Corporate disclosures, annual reports, credit ratings, and concall transcripts

2026-08-14
Copy of Newspaper Publication

2026-08-14 - SIL Investments Limited has informed the Exchange about Copy of Newspaper Publication

2026-08-13
Outcome of Board Meeting

2026-08-13 - SIL Investments Limited has submitted to the Exchange, the financial results for the period ended Jun 30, 2026.

2026-08-02
Cessation

2026-08-02 - SIL Investments Limited has informed the Exchange regarding Cessation of Mr. Abhrajit Dutta as Non- Executive Independent Director of the company w.e.f. August 02, 2026.

2026-08-01
Shareholders meeting

2026-08-01 - SIL Investments Limited has submitted the Exchange a copy Srutinizers report of Annual General Meeting held on July 31, 2026. Further, the company has informed the Exchange regarding voting results.

2026-07-31
Shareholders meeting

2026-07-31 - SIL Investments Limited has informed the Exchange regarding Proceedings of Annual General Meeting held on July 31, 2026

2026-07-28
Copy of Newspaper Publication

2026-07-28 - SIL Investments Limited has informed the Exchange about Copy of Newspaper Publication

2026-07-08
Certificate under SEBI (Depositories and Participants) Regulations, 2018

2026-07-08 - SIL Investments Limited has informed the Exchange about Certificate under SEBI (Depositories and Participants) Regulations, 2018

2026-07-08
Copy of Newspaper Publication

2026-07-08 - SIL Investments Limited has informed the Exchange about Notice of 92nd Annual General Meeting - Newspaper Publication

2026-07-07
General Updates

2026-07-07 - SIL Investments Limited has informed the Exchange about General Updates

News

Recent coverage and analyst commentary for SILINV

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