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Summit Securities Ltd.

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summitsecurities.netBSE: 533306NSE: SUMMITSEC
Market Cap₹ 1,531 Cr.
Current Price
High / Low₹ 2,495 / 1,312
Stock P/E32.9
Book Value₹ 3,073
Price to Book0.43
Dividend Yield0.00 %
ROCE1.4 %
ROE1.1 %
Face Value₹ 10

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ABOUT

AI Sector View

AI GENERATED

Financial Services

Buy

Financials remain one of the clearest macro beneficiaries. Loan growth was 18.3% (Aug/26) versus deposit growth 14.7% (Aug/26), SCB credit growth was 17.5% YoY (2026-07), UPI transactions rose 22.0% YoY (2026-07), and M3 money supply grew 15.0% YoY (2026-07). Sector flows have also turned meaningfully supportive, with INR 13171 crore net FPI inflow over 3 months to 2026-08-31 after INR -114652 crore in the prior 3 months.

Confidence
84%
View full sector analysis →

PROS

  • Company has delivered good profit growth of 35.8% CAGR over last 5 years
  • Comfortable capital adequacy - CAR of 98.2%
  • Asset quality is healthy - gross NPA of just 0.0%
  • Latest quarter profit grew 68.5% YoY, showing strong momentum
  • Company has delivered good sales growth of 29.5% CAGR over last 5 years
  • Operating margins have improved to 94.8% from 90.7%

CONS

  • Company has a low return on capital employed of 1.3%
  • Company has a low return on equity of 1.0% over last 3 years
  • Free cash flow has been persistently negative
  • Thin net interest margin of 0.0%
  • Though reporting repeated profits, the company pays out little dividend (0.0%)
  • Company's return on assets is weak at 0.9%

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

Financial ServicesFinanceFinance - NBFC
Part ofNIFTY 50NIFTY 500NIFTY LARGEMIDCAP 250NIFTY 100NIFTY 200
S.No.Name
1.BAJFINANCE1034.2031.71643888.190.586080.6027.6023165.4520.3710.8770.70
2.SHRIRAMFIN1028.0021.37241893.031.053452.7759.9013400.4317.4611.4974.63
3.CHOLAFIN1845.0027.40157575.180.111656.2245.568856.2921.899.7070.07
4.TATACAP362.8028.50154003.850.1616281.801464.1688219.301051.008.6675.72
5.JIOFIN230.0073.49151872.260.26830.25155.732004.47227.282.1169.71
6.BAJAJHLDNG11120.7013.97123766.171.752708.08-92.27394.3323.3414.81684.72
7.MUTHOOTFIN2794.409.86112186.351.072824.8443.088671.6036.2515.8783.76
8.ABCAPITAL398.6026.59109118.680.001223.8543.8512179.54137.848.8241.91
9.LTF309.5024.3777571.610.89915.9930.705212.9222.388.5462.13
10.SBICARD656.0527.4462432.550.38664.4419.515040.557.6011.7529.83
11.HDBFS668.6525.5355549.100.60785.2038.314937.9018.719.0957.98
12.SUMMITSEC1404.0012.781530.610.0035.2974.8340.8948.471.5296.94
Detailed Comparison with:

Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
62291111400512478619
11110157111191
Operating Profit5219101039-5-111467-1318
OPM %90.23%96.46%93.98%93.91%95.90%97.76%-1000.00%-24.31%94.74%98.44%89.45%-200.31%96.06%
Other Income0000000000000
Interest0000000000000
Depreciation0000000000000
5219101039-5-111467-1318
Tax %12.80%27.25%14.20%21.66%17.49%28.22%13.67%-35.34%15.94%21.30%12.20%5.31%11.01%
Net Profit41578828-4-29367-1216
41477826-4-29336-111

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
386143115302647465580
122723233322
Operating Profit184122413272445435258
OPM %51.54%98.18%84.17%78.67%86.14%91.10%90.65%94.71%94.00%94.77%73.10%
00000100000
Interest00000000000
Depreciation00000000000
Profit before Tax284122413282445435258
Tax %-201.96%10.66%0.96%-4.24%32.91%28.71%17.79%21.86%29.27%22.79%20.51%
Net Profit67512259201935314046
EPS0.000.000.000.007.9518.1917.8232.2228.1636.75—
Dividend Payout %0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%—

COMPOUNDED SALES GROWTH

10 Years:
12%
5 Years:
30%
3 Years:
28%

COMPOUNDED PROFIT GROWTH

10 Years:
10%
5 Years:
36%
3 Years:
27%

STOCK PRICE CAGR

10 Years:
13%
5 Years:
14%
3 Years:
15%
1 Year:
-35%

RETURN ON EQUITY

10 Years:
2%
5 Years:
1%
3 Years:
1%
Last Year:
1%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

Corporate actions

No bonus data found

Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital11111111111111111111
4375131,7901,1812,2342,3252,3833,8884,2743,323
0000000333
4416480219231236432620441
Total Liabilities4525271,9651,2712,4652,5672,6314,3344,9083,778
4485191,9611,2602,4612,5542,6174,3304,8943,776
Cash & Bank3031031214220
18111111131
Total Assets4525271,9651,2712,4652,5672,6314,3344,9083,778

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
111122912123141750
Cash from Investing-72-9-21-6-6-18-25-17-51
Cash from Financing0000000000
-6-337-7101-11-1-1

Ratios

Standalone Figures in Rs. Crores / View Consolidated

Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026

Shareholding Pattern

Numbers in percentages

Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
74.6574.6574.6574.6574.6574.6574.6574.6574.65
0.580.430.050.030.060.100.030.060.04
0.210.210.210.270.300.430.450.460.46
Government0.000.000.000.000.000.000.000.000.00
24.5524.7025.0825.0424.9824.8224.8724.8224.85

Documents

Corporate disclosures, annual reports, credit ratings, and concall transcripts

2026-08-06
Copy of Newspaper Publication

2026-08-06 - Summit Securities Limited has informed the Exchange about Copy of Newspaper Publication regarding Special Window.

2026-08-05
Copy of Newspaper Publication

2026-08-05 - Summit Securities Limited has informed the Exchange about Copy of Newspaper Publication regarding Unaudited Financial Results for the quarter ended June 30, 2026.

2026-08-04
Outcome of Board Meeting

2026-08-04 - Summit Securities Limited has submitted to the Exchange, the financial results for the period ended Jun 30, 2026.

2026-07-30
Shareholders meeting

2026-07-30 - Summit Securities Limited has submitted the Exchange a copy Srutinizers report of Annual General Meeting held on July 30, 2026. Further, the company has informed the Exchange regarding voting results.

2026-07-30
Shareholders meeting

2026-07-30 - Summit Securities Limited has informed the Exchange regarding Proceedings of Annual General Meeting held on July 30, 2026

2026-07-03
General Updates

2026-07-03 - Summit Securities Limited has informed the Exchange about Inland Letter dispatched to the Shareholder of the Company pursuant to the Regulation 36(1)(b) of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015.

2026-07-03
Copy of Newspaper Publication

2026-07-03 - Summit Securities Limited has informed the Exchange about Copy of Newspaper Publication regarding Twenty-Ninth Annual General Meeting of the Company including E-Voting Information.

2026-07-02
Shareholders meeting

2026-07-02 - Summit Securities Limited has informed the Exchange regarding Notice of Annual General Meeting to be held on July 30, 2026

2026-06-24
Trading Window

2026-06-24 - Summit Securities Limited has informed the Exchange regarding the Trading Window closure pursuant to SEBI (Prohibition of Insider Trading) Regulations, 2015

News

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