Tera Software Ltd.
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ABOUT
KEY POINTS
Revenue Breakup Mar 2025 • Technical Division: 55.4% • Projects Division: 41.6% • Integrated Solutions: 3.0%
AI Sector View
AI GENERATEDInformation Technology
IT is supported by a still-expanding services backdrop and a weaker rupee. Export of services grew 13.0% YoY (2026-06), services PMI was 54.1 (Aug/26), and the currency at 95.23 (Sep/26) is depreciated versus the previous 95.16, which helps INR translation of export revenues. FPI positioning is only neutral-to-soft with net 3-month flow of INR -5 crore to 2026-08-31, so the positive stance is primarily macro-driven.
PROS
- Strong cash generation - operating cash flow backs reported profits (CFO/PAT 2.94x)
- Company generates healthy free cash flow
- Company maintains a comfortable, low leverage position
CONS
- A large part of profit comes from other income (33.2% of PBT)
- Company has a low return on equity of 4.9% over last 3 years
- Company has a low return on capital employed of 9.4%
- Company's sales have been declining over the last five years
- Contingent liabilities are large at 64.0% of net worth
- Company has delivered a poor profit growth of 7.6% over past five years
* The pros and cons are machine generated based on quantitative rules.
Peer comparison
| Name | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| TCS | 2202.00 | 16.00 | 796702.87 | 5.00 | 13420.00 | 4.69 | 72275.00 | 13.93 | 66.25 | 25.67 |
| INFY | 1038.20 | 13.91 | 421325.69 | 4.62 | 7775.00 | 12.29 | 48211.00 | 14.03 | 42.84 | 23.66 |
| HCLTECH | 1207.00 | 18.80 | 327539.38 | 4.47 | 4626.00 | 20.34 | 34579.00 | 13.94 | 31.20 | 19.87 |
| WIPRO | 167.50 | 12.55 | 165902.38 | 6.57 | 3356.30 | 0.59 | 24478.60 | 10.59 | 18.49 | 18.93 |
| TECHM | 1539.50 | 29.38 | 150891.59 | 3.31 | 1486.30 | 31.67 | 15711.90 | 17.68 | 23.04 | 17.43 |
| LTM | 4301.15 | 24.39 | 127581.28 | 1.74 | 1468.60 | 17.06 | 11608.00 | 17.96 | 30.25 | 17.75 |
| OFSS | 11760.00 | 30.01 | 102409.76 | 3.40 | 1415.50 | 120.52 | 3125.20 | 68.73 | 45.50 | 60.04 |
| PERSISTENT | 5537.45 | 45.42 | 87353.27 | 0.72 | 483.04 | 13.67 | 4303.23 | 29.09 | 35.09 | 16.19 |
| COFORGE | 1847.40 | 46.58 | 81835.77 | 0.86 | 531.70 | 49.19 | 5527.70 | 49.86 | 24.70 | 19.14 |
| MPHASIS | 2294.10 | 22.92 | 43790.98 | 2.70 | 489.51 | 10.82 | 4384.05 | 17.46 | 23.31 | 18.15 |
| LTTS | 3334.95 | 26.80 | 35379.24 | 1.74 | 357.10 | 12.97 | 2940.10 | 11.47 | 27.70 | 18.65 |
| TERASOFT | 247.55 | 12.49 | 309.73 | 0.00 | 4.65 | -0.09 | 49.87 | 52.32 | 11.25 | 14.34 |
Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 19 | 21 | 21 | 23 | 24 | 25 | 24 | 34 | 33 | 71 | 59 | 75 | 50 | |
| 18 | 19 | 20 | 21 | 21 | 23 | 21 | 30 | 25 | 62 | 49 | 65 | 45 | |
| Operating Profit | 2 | 2 | 1 | 2 | 3 | 2 | 3 | 4 | 8 | 10 | 10 | 10 | 5 |
| OPM % | 8.08% | 9.54% | 5.35% | 8.17% | 12.43% | 9.12% | 12.10% | 10.90% | 22.94% | 13.52% | 16.60% | 13.02% | 9.56% |
| 1 | -1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | |
| Interest | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 2 | 2 | 2 | 2 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before Tax | 2 | 1 | 1 | 2 | 4 | 2 | 3 | 4 | 6 | 9 | 9 | 9 | 6 |
| Tax % | 58.64% | 122.67% | 15.91% | 12.50% | 31.84% | 29.61% | 24.11% | 21.33% | 26.66% | 25.68% | 26.36% | 16.63% | 21.92% |
| Net Profit | 1 | -0 | 1 | 2 | 3 | 1 | 2 | 3 | 5 | 7 | 6 | 7 | 5 |
| 0.63 | -0.14 | 0.89 | 1.51 | 2.19 | 1.00 | 1.71 | 2.36 | 3.72 | 5.25 | 5.09 | 5.77 | 3.72 |
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 172 | 271 | 146 | 176 | 269 | 161 | 127 | 131 | 84 | 108 | 255 | |
| 154 | 251 | 136 | 164 | 252 | 153 | 119 | 142 | 77 | 95 | 221 | |
| Operating Profit | 19 | 20 | 10 | 13 | 17 | 7 | 8 | -12 | 7 | 12 | 34 |
| OPM % | 10.80% | 7.34% | 6.73% | 7.20% | 6.33% | 4.65% | 6.30% | -8.88% | 8.35% | 11.41% | 13.31% |
| 3 | 6 | 2 | 4 | 3 | 3 | 3 | 27 | 3 | 4 | 4 | |
| Interest | 7 | 7 | 7 | 8 | 9 | 9 | 12 | 6 | 3 | 4 | 8 |
| Depreciation | 3 | 2 | 3 | 3 | 1 | 1 | 0 | 0 | 0 | 0 | 1 |
| Profit before Tax | 12 | 17 | 2 | 6 | 10 | 2 | -1 | 9 | 6 | 12 | 32 |
| Tax % | 34.37% | 35.90% | 31.57% | 38.34% | 33.86% | 44.80% | -58.12% | 59.96% | 36.08% | 23.90% | 22.72% |
| Net Profit | 8 | 11 | 2 | 4 | 7 | 1 | -1 | 3 | 4 | 9 | 25 |
| EPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.67 | -1.04 | 2.77 | 3.13 | 7.53 | — |
| Dividend Payout % | 19.46% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 13.28% | — |
COMPOUNDED SALES GROWTH
- 10 Years:
- 2%
- 5 Years:
- -17%
- 3 Years:
- -5%
COMPOUNDED PROFIT GROWTH
- 10 Years:
- 10%
- 5 Years:
- 8%
- 3 Years:
- —
STOCK PRICE CAGR
- 10 Years:
- —
- 5 Years:
- 37%
- 3 Years:
- 82%
- 1 Year:
- -33%
RETURN ON EQUITY
- 10 Years:
- 5%
- 5 Years:
- 3%
- 3 Years:
- 5%
- Last Year:
- 8%
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 13 | 13 | 13 | 13 | 13 | 13 | 13 | 13 | 13 | 13 |
| 65 | 85 | 86 | 90 | 96 | 96 | 95 | 95 | 100 | 110 | |
| 48 | 46 | 44 | 51 | 29 | 55 | 61 | 24 | 33 | 20 | |
| Trade Payables | 73 | 58 | 32 | 48 | 156 | 106 | 81 | 46 | 42 | 51 |
| 15 | 9 | 10 | 6 | 18 | 26 | 22 | 17 | 17 | 18 | |
| Total Liabilities | 213 | 210 | 185 | 207 | 312 | 295 | 271 | 194 | 205 | 211 |
| 12 | 36 | 34 | 32 | 31 | 31 | 30 | 27 | 27 | 27 | |
| Capital Work in Progress | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 8 | 6 | 12 | 11 | 4 | 3 | 3 | 0 | 0 | 0 | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 124 | 136 | |
| Cash & Bank | 29 | 8 | 10 | 13 | 16 | 14 | 10 | 16 | 20 | 10 |
| 162 | 160 | 129 | 151 | 261 | 248 | 228 | 152 | 33 | 38 | |
| Total Assets | 213 | 210 | 185 | 207 | 312 | 295 | 271 | 194 | 205 | 211 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
| 37 | -10 | -3 | -8 | 18 | -35 | -21 | 40 | -3 | 7 | |
| Cash from Investing | 2 | 1 | 0 | 0 | 1 | 1 | 1 | 3 | 1 | 1 |
| Cash from Financing | -8 | -6 | 5 | 14 | -12 | 34 | 17 | -30 | 6 | -17 |
| 28 | -21 | 2 | 3 | 3 | -2 | -4 | 19 | 4 | -10 |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
Documents
Corporate disclosures, annual reports, credit ratings, and concall transcripts
2026-09-07 - Tera Software Limited has informed the Exchange about Copy of Newspaper Publication
2026-09-07 - Tera Software Limited has informed the Exchange about Copy of Newspaper Publication
2026-09-07 - Tera Software Limited has informed the Exchange that Record date for the purpose of Dividend & Meeting is 22-Sep-2026.
2026-09-07 - Tera Software Limited has informed the Exchange regarding Notice of Annual General Meeting to be held on September 29, 2026
2026-08-13 - Tera Software Limited has informed the Exchange about Copy of Newspaper Publication
2026-08-12 - Tera Software Limited has informed the Exchange about change in Management
2026-08-11 - Tera Software Limited has informed the Exchange regarding Outcome of Board Meeting held on August 11, 2026.
2026-08-11 - Tera Software Limited has informed the Exchange that Board of Directors at its meeting held on August 11, 2026, recommended Final Dividend of Rs. 1.20 per equity share.
2026-08-11 - Tera Software Limited has submitted to the Exchange, the financial results for the period ended Jun 30, 2026.
News
Recent coverage and analyst commentary for TERASOFT
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