Tera Software Ltd.

•

terasoftware.comBSE: 533982NSE: TERASOFT

Market Cap₹ 356 Cr.

Current Price

High / Low₹ 598 / 280

Stock P/E14.4

Book Value₹ 120

Price to Book1.89

Dividend Yield0.00 %

ROCE11.3 %

ROE8.0 %

Face Value₹ 10

Add ratio to table

ABOUT

KEY POINTS

Revenue Breakup Mar 2025 • Technical Division: 55.4% • Projects Division: 41.6% • Integrated Solutions: 3.0%

AI Sector View

AI GENERATED

Information Technology

Buy

IT is supported by a still-expanding services backdrop and a weaker rupee. Export of services grew 13.0% YoY (2026-06), services PMI was 54.1 (Aug/26), and the currency at 95.23 (Sep/26) is depreciated versus the previous 95.16, which helps INR translation of export revenues. FPI positioning is only neutral-to-soft with net 3-month flow of INR -5 crore to 2026-08-31, so the positive stance is primarily macro-driven.

Confidence

68%

View full sector analysis →

PROS

Strong cash generation - operating cash flow backs reported profits (CFO/PAT 2.94x)
Company generates healthy free cash flow
Company maintains a comfortable, low leverage position

CONS

A large part of profit comes from other income (33.2% of PBT)
Company has a low return on equity of 4.9% over last 3 years
Company has a low return on capital employed of 9.4%
Company's sales have been declining over the last five years
Contingent liabilities are large at 64.0% of net worth
Company has delivered a poor profit growth of 7.6% over past five years

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

Information TechnologyITIT - Software

Part ofNIFTY 50 NIFTY 500 NIFTY LARGEMIDCAP 250 NIFTY 100 NIFTY 200

S.No.	Name
1.	TCS	2300.90	16.72	832485.76	4.78	13420.00	4.69	72275.00	13.93	66.25	25.67
2.	INFY	1130.00	15.14	458580.27	4.25	7775.00	12.29	48211.00	14.03	42.84	23.66
3.	HCLTECH	1294.00	20.15	351148.26	4.17	4626.00	20.34	34579.00	13.94	31.20	19.87
4.	WIPRO	176.80	13.25	175109.01	6.22	3356.30	0.59	24478.60	10.59	18.49	18.93
5.	TECHM	1592.00	30.38	156037.29	3.20	1486.30	31.67	15711.90	17.68	23.04	17.43
6.	LTM	4550.00	25.80	134962.70	1.65	1468.60	17.06	11608.00	17.96	30.25	17.75
7.	OFSS	12067.35	30.79	105086.26	3.31	1415.50	120.52	3125.20	68.73	45.50	60.04
8.	PERSISTENT	5655.00	46.38	89207.62	0.71	483.04	13.67	4303.23	29.09	35.09	16.19
9.	COFORGE	1967.45	49.61	87153.72	0.80	531.70	49.19	5527.70	49.86	24.70	19.14
10.	MPHASIS	2425.35	24.23	46294.46	2.56	489.51	10.82	4384.05	17.46	23.31	18.15
11.	LTTS	3492.45	28.07	37047.05	1.66	357.10	12.97	2940.10	11.47	27.70	18.65
12.	TERASOFT	284.50	14.35	355.96	0.00	4.65	-0.09	49.87	52.32	11.25	14.34

Detailed Comparison with:

Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	19	21	21	23	24	25	24	34	33	71	59	75	50
	18	19	20	21	21	23	21	30	25	62	49	65	45
Operating Profit	2	2	1	2	3	2	3	4	8	10	10	10	5
OPM %	8.08%	9.54%	5.35%	8.17%	12.43%	9.12%	12.10%	10.90%	22.94%	13.52%	16.60%	13.02%	9.56%
	1	-1	1	1	1	1	1	1	1	1	1	1	1
Interest	1	1	1	1	1	1	1	1	2	2	2	2	2
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0
Profit before Tax	2	1	1	2	4	2	3	4	6	9	9	9	6
Tax %	58.64%	122.67%	15.91%	12.50%	31.84%	29.61%	24.11%	21.33%	26.66%	25.68%	26.36%	16.63%	21.92%
Net Profit	1	-0	1	2	3	1	2	3	5	7	6	7	5
	0.63	-0.14	0.89	1.51	2.19	1.00	1.71	2.36	3.72	5.25	5.09	5.77	3.72

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	TTM
	172	271	146	176	269	161	127	131	84	108	255
	154	251	136	164	252	153	119	142	77	95	221
Operating Profit	19	20	10	13	17	7	8	-12	7	12	34
OPM %	10.80%	7.34%	6.73%	7.20%	6.33%	4.65%	6.30%	-8.88%	8.35%	11.41%	13.31%
	3	6	2	4	3	3	3	27	3	4	4
Interest	7	7	7	8	9	9	12	6	3	4	8
Depreciation	3	2	3	3	1	1	0	0	0	0	1
Profit before Tax	12	17	2	6	10	2	-1	9	6	12	32
Tax %	34.37%	35.90%	31.57%	38.34%	33.86%	44.80%	-58.12%	59.96%	36.08%	23.90%	22.72%
Net Profit	8	11	2	4	7	1	-1	3	4	9	25
EPS	0.00	0.00	0.00	0.00	0.00	0.67	-1.04	2.77	3.13	7.53	—
Dividend Payout %	19.46%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	13.28%	—

COMPOUNDED SALES GROWTH

10 Years:: 2%
5 Years:: -17%
3 Years:: -5%

COMPOUNDED PROFIT GROWTH

10 Years:: 10%
5 Years:: 8%
3 Years:: —

STOCK PRICE CAGR

10 Years:: —
5 Years:: 41%
3 Years:: 91%
1 Year:: -13%

RETURN ON EQUITY

10 Years:: 5%
5 Years:: 3%
3 Years:: 5%
Last Year:: 8%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Equity Capital	13	13	13	13	13	13	13	13	13	13
	65	85	86	90	96	96	95	95	100	110
	48	46	44	51	29	55	61	24	33	20
Trade Payables	73	58	32	48	156	106	81	46	42	51
	15	9	10	6	18	26	22	17	17	18
Total Liabilities	213	210	185	207	312	295	271	194	205	211
	12	36	34	32	31	31	30	27	27	27
Capital Work in Progress	2	0	0	0	0	0	0	0	0	0
	8	6	12	11	4	3	3	0	0	0
	0	0	0	0	0	0	0	0	124	136
Cash & Bank	29	8	10	13	16	14	10	16	20	10
	162	160	129	151	261	248	228	152	33	38
Total Assets	213	210	185	207	312	295	271	194	205	211

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
	37	-10	-3	-8	18	-35	-21	40	-3	7
Cash from Investing	2	1	0	0	1	1	1	3	1	1
Cash from Financing	-8	-6	5	14	-12	34	17	-30	6	-17
	28	-21	2	3	3	-2	-4	19	4	-10

Ratios

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
PER SHARE
EPS (₹)	6.17	8.61	1.26	2.94	5.21	0.67	-1.04	2.77	3.13	7.53
Book Value (₹)	61.64	77.61	78.87	81.90	86.98	86.84	85.83	86.21	89.91	97.87
Dividend per Share (₹)	1.20	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	1.00
Cash EPS (₹)	8.32	10.50	3.29	4.97	5.86	1.16	-0.66	2.96	3.25	7.64
PROFITABILITY
Operating Margin %	12.44%	9.53%	8.43%	9.24%	7.45%	6.65%	8.81%	11.73%	8.35%	11.41%
Net Margin %	4.48%	3.98%	1.08%	2.08%	2.43%	0.52%	-1.02%	2.65%	4.64%	8.75%
ROE %	10.40%	12.37%	1.61%	3.66%	6.18%	0.78%	-1.20%	3.22%	3.56%	8.02%
ROCE %	15.94%	17.78%	6.82%	9.30%	13.21%	6.69%	6.47%	10.08%	6.79%	11.25%
	4.14%	5.09%	0.80%	1.88%	2.52%	0.28%	-0.46%	1.49%	1.96%	4.53%
EFFICIENCY
Debtor Days	289	196	322	261	206	415	546	435	545	441
Inventory Days	9	10	23	24	10	8	8	4	0	0
Payable Days	197	143	228	161	4088	0	0	8861	0	0
	102	63	117	123	-3872	423	554	-8423	545	441
FINANCIAL HEALTH
Debt to Equity (x)	0.57x	0.47x	0.45x	0.49x	0.27x	0.50x	0.56x	0.22x	0.30x	0.16x
Interest Coverage (x)	2.69x	3.53x	1.31x	1.77x	2.05x	1.18x	0.93x	2.34x	2.85x	4.22x
	1.47x	1.49x	1.72x	1.62x	1.36x	1.38x	1.45x	1.93x	1.95x	2.01x
GROWTH
Revenue Growth %	88.84%	57.17%	-46.21%	21.09%	52.44%	-40.25%	-20.89%	2.88%	-35.41%	27.42%
Operating Profit Growth %	13.33%	20.38%	-52.37%	32.60%	23.00%	-46.67%	4.72%	37.04%	-28.42%	49.30%
Net Profit Growth %	112.93%	39.62%	-85.37%	133.27%	77.48%	-87.08%	-254.39%	366.29%	13.09%	140.36%
	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	13.09%	140.36%
VALUATION
P/E (x)	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	14.59x	24.57x
P/B (x)	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.51x	1.89x
Dividend Yield %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.54%
	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	6.40x	14.70x

Shareholding Pattern

Numbers in percentages

	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	47.53	47.53	47.53	47.53	47.53	47.53	47.53	47.53	47.53
	0.01	0.00	0.00	0.00	0.00	0.03	0.14	0.08	0.00
DIIs	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Government	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	52.45	52.47	52.47	52.47	52.47	52.43	52.32	52.38	52.47

Documents

Corporate disclosures, annual reports, credit ratings, and concall transcripts

2026-08-13

Copy of Newspaper Publication

2026-08-13 - Tera Software Limited has informed the Exchange about Copy of Newspaper Publication

2026-08-12

Change in Management

2026-08-12 - Tera Software Limited has informed the Exchange about change in Management

2026-08-11

Outcome of Board Meeting

2026-08-11 - Tera Software Limited has informed the Exchange regarding Outcome of Board Meeting held on August 11, 2026.

2026-08-11

Dividend

2026-08-11 - Tera Software Limited has informed the Exchange that Board of Directors at its meeting held on August 11, 2026, recommended Final Dividend of Rs. 1.20 per equity share.

2026-08-11

Outcome of Board Meeting

2026-08-11 - Tera Software Limited has submitted to the Exchange, the financial results for the period ended Jun 30, 2026.

2026-07-16

Certificate under SEBI (Depositories and Participants) Regulations, 2018

2026-07-16 - Reconciliation of Share Capital Audit Report for the Quarter ended June 30, 2026

2026-07-07

Certificate under SEBI (Depositories and Participants) Regulations, 2018

2026-07-07 - Submission of Certificate under Regulation 74(5) of SEBI (Depositories and Participants) Regulations, 2018 for the quarter ended June 30, 2026

2026-06-26

Resignation of Director/KMP/SMP

2026-06-26 - Tera Software Limited has informed the Exchange about Resignation of Director/KMP/SMP

2026-06-26

Resignation

2026-06-26 - Tera Software Limited has informed the Exchange regarding Resignation of D. Pravallika as Chief Financial Officer of the company w.e.f. Jun 30, 2026.

News

Recent coverage and analyst commentary for TERASOFT

Loading news…

🤖

AI Stock Analyst

Tera Software Ltd.

🔒

Sign in to Chat with AI

✨ Sign In to Chat

Free 5nance Account

Name

TCS

2300.90

16.72

832485.76

4.78

13420.00

4.69

72275.00

13.93

66.25

25.67

INFY

1130.00

15.14

458580.27

4.25

7775.00

12.29

48211.00

14.03

42.84

23.66

HCLTECH

1294.00

20.15

351148.26

4.17

4626.00

20.34

34579.00

13.94

31.20

19.87

WIPRO

176.80

13.25

175109.01

6.22

3356.30

0.59

24478.60

10.59

18.49

18.93

TECHM

1592.00

30.38

156037.29

3.20

1486.30

31.67

15711.90

17.68

23.04

17.43

LTM

4550.00

25.80

134962.70

1.65

1468.60

17.06

11608.00

17.96

30.25

17.75

OFSS

12067.35

30.79

105086.26

3.31

1415.50

120.52

3125.20

68.73

45.50

60.04

PERSISTENT

5655.00

46.38

89207.62

0.71

483.04

13.67

4303.23

29.09

35.09

16.19

COFORGE

1967.45

49.61

87153.72

0.80

531.70

49.19

5527.70

49.86

24.70

19.14

MPHASIS

2425.35

24.23

46294.46

2.56

489.51

10.82

4384.05

17.46

23.31

18.15

LTTS

3492.45

28.07

37047.05

1.66

357.10

12.97

2940.10

11.47

27.70

18.65

TERASOFT

284.50

14.35

355.96

0.00

4.65

-0.09

49.87

52.32

11.25

14.34

Jun 2023

Sep 2023

Dec 2023

Mar 2024

Jun 2024

Sep 2024

Dec 2024

Mar 2025

Jun 2025

Sep 2025

Dec 2025

Mar 2026

Jun 2026

Operating Profit

OPM %

8.08%

9.54%

5.35%

8.17%

12.43%

9.12%

12.10%

10.90%

22.94%

13.52%

16.60%

13.02%

9.56%

-1

Interest

Depreciation

Profit before Tax

Tax %

58.64%

122.67%

15.91%

12.50%

31.84%

29.61%

24.11%

21.33%

26.66%

25.68%

26.36%

16.63%

21.92%

Net Profit

-0

0.63

-0.14

0.89

1.51

2.19

1.00

1.71

2.36

3.72

5.25

5.09

5.77

3.72

Mar 2016

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

TTM

172

271

146

176

269

161

127

131

108

255

154

251

136

164

252

153

119

142

221

Operating Profit

-12

OPM %

10.80%

7.34%

6.73%

7.20%

6.33%

4.65%

6.30%

-8.88%

8.35%

11.41%

13.31%

Interest

Depreciation

Profit before Tax

-1

Tax %

34.37%

35.90%

31.57%

38.34%

33.86%

44.80%

-58.12%

59.96%

36.08%

23.90%

22.72%

Net Profit

-1

EPS

0.00

0.67

-1.04

2.77

3.13

7.53

—

Dividend Payout %

19.46%

0.00%

13.28%

—

Mar 2016

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

Equity Capital

100

110

Trade Payables

156

106

Total Liabilities

213

210

185

207

312

295

271

194

205

211

Capital Work in Progress

124

136

Cash & Bank

162

160

129

151

261

248

228

152

Total Assets

213

210

185

207

312

295

271

194

205

211

Mar 2016

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

-10

-3

-8

-35

-21

-3

Cash from Investing

Cash from Financing

-8

-6

-12

-30

-17

-21

-2

-4

-10

Mar 2016

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

PER SHARE

EPS (₹)

6.17

8.61

1.26

2.94

5.21

0.67

-1.04

2.77

3.13

7.53

Book Value (₹)

61.64

77.61

78.87

81.90

86.98

86.84

85.83

86.21

89.91

97.87

Dividend per Share (₹)

1.20

0.00

1.00

Cash EPS (₹)

8.32

10.50

3.29

4.97

5.86

1.16

-0.66

2.96

3.25

7.64

PROFITABILITY

Operating Margin %

12.44%

9.53%

8.43%

9.24%

7.45%

6.65%

8.81%

11.73%

8.35%

11.41%

Net Margin %

4.48%

3.98%

1.08%

2.08%

2.43%

0.52%

-1.02%

2.65%

4.64%

8.75%

ROE %

10.40%

12.37%

1.61%

3.66%

6.18%

0.78%

-1.20%

3.22%

3.56%

8.02%

ROCE %

15.94%

17.78%

6.82%

9.30%

13.21%

6.69%

6.47%

10.08%

6.79%

11.25%

4.14%

5.09%

0.80%

1.88%

2.52%

0.28%

-0.46%

1.49%

1.96%

4.53%

EFFICIENCY

Debtor Days

289

196

322

261

206

415

546

435

545

441

Inventory Days

Payable Days

197

143

228

161

4088

8861

102

117

123

-3872

423

554

-8423

545

441

FINANCIAL HEALTH

Debt to Equity (x)

0.57x

0.47x

0.45x

0.49x

0.27x

0.50x

0.56x

0.22x

0.30x

0.16x

Interest Coverage (x)

2.69x

3.53x

1.31x

1.77x

2.05x

1.18x

0.93x

2.34x

2.85x

4.22x

1.47x

1.49x

1.72x

1.62x

1.36x

1.38x

1.45x

1.93x

1.95x

2.01x

GROWTH

Revenue Growth %

88.84%

57.17%

-46.21%

21.09%

52.44%

-40.25%

-20.89%

2.88%

-35.41%

27.42%

Operating Profit Growth %

13.33%

20.38%

-52.37%

32.60%

23.00%

-46.67%

4.72%

37.04%

-28.42%

49.30%

Net Profit Growth %

112.93%

39.62%

-85.37%

133.27%

77.48%

-87.08%

-254.39%

366.29%

13.09%

140.36%

0.00%

13.09%

140.36%

VALUATION

P/E (x)

0.00x

14.59x

24.57x

P/B (x)

0.00x

0.51x

1.89x

Dividend Yield %

0.00%

0.54%

0.00x

6.40x

14.70x

Jun 2024

Sep 2024

Dec 2024

Mar 2025

Jun 2025

Sep 2025

Dec 2025

Mar 2026

Jun 2026

47.53

0.01

0.00

0.03

0.14

0.08

0.00

DIIs

0.00

Government

0.00

52.45

52.47

52.43

52.32

52.38

52.47

Tera Software Ltd.

AI Sector View

Peer comparison

Quarterly Results

Profit & Loss

Balance Sheet

Corporate actions

Cash Flows

Ratios

Shareholding Pattern

Documents

News

Sign in to Chat with AI

Tera Software Ltd.

AI Sector View

Peer comparison

Quarterly Results

Profit & Loss

Balance Sheet

Corporate actions

Cash Flows

Ratios

Shareholding Pattern

Documents

News

Sign in to Chat with AI