The Investment Trust of India Ltd.
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ABOUT
KEY POINTS
Revenue Breakup Mar 2026 • Investment Banking & Advisory Services: 100.0%
AI Sector View
AI GENERATEDFinancial Services
Financials remain one of the clearest macro beneficiaries. Loan growth was 18.3% (Aug/26) versus deposit growth 14.7% (Aug/26), SCB credit growth was 17.5% YoY (2026-07), UPI transactions rose 22.0% YoY (2026-07), and M3 money supply grew 15.0% YoY (2026-07). Sector flows have also turned meaningfully supportive, with INR 13171 crore net FPI inflow over 3 months to 2026-08-31 after INR -114652 crore in the prior 3 months.
PROS
- Company generates healthy free cash flow
CONS
- Company is loss-making at the operating / net level
- Recent results are weak - TTM profit is down 119.4% versus prior year
- Company has a low return on capital employed of 1.6%
- Company has a low return on equity of 0.4% over last 3 years
- Company's sales have been declining over the last five years
* The pros and cons are machine generated based on quantitative rules.
Peer comparison
| Name | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| BAJFINANCE | 1060.50 | 32.52 | 660262.45 | 0.57 | 6080.60 | 27.60 | 23165.45 | 20.37 | 10.87 | 70.70 |
| SHRIRAMFIN | 1041.00 | 21.64 | 244945.59 | 1.04 | 3452.77 | 59.90 | 13400.43 | 17.46 | 11.49 | 74.63 |
| TATACAP | 375.00 | 29.46 | 159182.59 | 0.15 | 16281.80 | 1464.16 | 88219.30 | 1051.00 | 8.66 | 75.72 |
| JIOFIN | 239.85 | 76.64 | 158376.35 | 0.25 | 830.25 | 155.73 | 2004.47 | 227.28 | 2.11 | 69.71 |
| CHOLAFIN | 1839.00 | 27.31 | 157062.74 | 0.11 | 1656.22 | 45.56 | 8856.29 | 21.89 | 9.70 | 70.07 |
| BAJAJHLDNG | 11148.75 | 14.01 | 124078.35 | 1.75 | 2708.08 | -92.27 | 394.33 | 23.34 | 14.81 | 684.72 |
| MUTHOOTFIN | 2920.00 | 10.31 | 117228.79 | 1.03 | 2824.84 | 43.08 | 8671.60 | 36.25 | 15.87 | 83.76 |
| ABCAPITAL | 404.80 | 27.00 | 110815.96 | 0.00 | 1223.85 | 43.85 | 12179.54 | 137.84 | 8.82 | 41.91 |
| LTF | 314.00 | 24.73 | 78699.47 | 0.88 | 915.99 | 30.70 | 5212.92 | 22.38 | 8.54 | 62.13 |
| SBICARD | 657.90 | 27.52 | 62608.60 | 0.38 | 664.44 | 19.51 | 5040.55 | 7.60 | 11.75 | 29.83 |
| HDBFS | 682.25 | 26.05 | 56678.94 | 0.59 | 785.20 | 38.31 | 4937.90 | 18.71 | 9.09 | 57.98 |
| THEINVEST | 95.01 | 14.89 | 496.35 | 0.00 | 12.38 | 21.28 | 59.36 | -15.32 | 8.97 | 23.48 |
Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 10 | 20 | 10 | 10 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 8 | |
| 10 | 12 | 10 | 11 | 3 | 3 | 3 | 4 | 3 | 3 | 4 | 4 | 9 | |
| Operating Profit | -0 | 8 | 0 | -1 | -1 | -0 | -1 | -1 | -0 | 0 | -1 | -1 | -2 |
| OPM % | -2.15% | 39.13% | 4.73% | -9.17% | -19.84% | -14.61% | -26.59% | -19.35% | -17.04% | 1.44% | -37.07% | -29.53% | -19.58% |
| 3 | 2 | 5 | 2 | 2 | 3 | 2 | 3 | 2 | 1 | 3 | 0 | 2 | |
| Interest | 2 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 2 |
| Depreciation | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Profit before Tax | 0 | 7 | 3 | -1 | -0 | 1 | -1 | 1 | 0 | -0 | 0 | -2 | 1 |
| Tax % | -83.33% | 25.40% | -2.59% | -56.25% | -320.00% | -37.70% | -3.74% | -35.38% | -71.43% | 8.57% | -27.27% | 19.03% | 73.23% |
| Net Profit | 0 | 5 | 3 | -1 | -0 | 1 | -1 | 1 | 0 | -0 | 0 | -2 | 0 |
| 0.02 | 0.97 | 0.61 | -0.24 | -0.08 | 0.16 | -0.21 | 0.17 | 0.02 | -0.06 | 0.08 | -0.35 | 0.04 |
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 12 | 114 | 378 | 186 | 77 | 115 | 97 | 50 | 11 | 12 | 17 | |
| 15 | 112 | 333 | 181 | 71 | 105 | 94 | 41 | 13 | 14 | 20 | |
| Operating Profit | -3 | 3 | 45 | 5 | 6 | 10 | 3 | 9 | -2 | -2 | -3 |
| OPM % | -25.80% | 2.35% | 12.00% | 2.49% | 7.82% | 8.39% | 3.18% | 17.62% | -20.01% | -12.20% | -19.70% |
| 7 | 13 | 6 | 5 | 10 | 9 | 13 | 11 | 10 | 7 | 7 | |
| Interest | 4 | 34 | 48 | 12 | 15 | 14 | 6 | 7 | 5 | 4 | 5 |
| Depreciation | 0 | 0 | 0 | 6 | 5 | 5 | 4 | 4 | 3 | 3 | 4 |
| Profit before Tax | 0 | -18 | 2 | -8 | -4 | 0 | 7 | 9 | 0 | -2 | -2 |
| Tax % | -117.75% | 1.14% | -127.12% | 31.38% | 19.46% | -264.54% | 0.38% | 22.34% | -106.36% | 26.80% | -0.53% |
| Net Profit | 0 | -18 | 6 | -6 | -3 | 1 | 7 | 7 | 0 | -2 | -2 |
| EPS | 0.00 | 0.00 | 1.09 | -1.08 | -0.56 | 0.18 | 1.33 | 1.36 | 0.03 | -0.31 | — |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | — |
COMPOUNDED SALES GROWTH
- 10 Years:
- 14%
- 5 Years:
- -30%
- 3 Years:
- -50%
COMPOUNDED PROFIT GROWTH
- 10 Years:
- —
- 5 Years:
- —
- 3 Years:
- —
STOCK PRICE CAGR
- 10 Years:
- —
- 5 Years:
- -5%
- 3 Years:
- 7%
- 1 Year:
- -38%
RETURN ON EQUITY
- 10 Years:
- 0%
- 5 Years:
- 1%
- 3 Years:
- 0%
- Last Year:
- 0%
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 51 | 51 | 51 | 52 | 52 | 52 | 52 | 52 | 52 | 52 |
| 371 | 354 | 375 | 378 | 375 | 378 | 399 | 406 | 406 | 406 | |
| 197 | 318 | 19 | 134 | 130 | 58 | 53 | 45 | 38 | 41 | |
| Trade Payables | 0 | 3 | 12 | 5 | 1 | 1 | 2 | 2 | 1 | 1 |
| 58 | 5 | 76 | 13 | 21 | 2 | 3 | 7 | 2 | -4 | |
| Total Liabilities | 678 | 730 | 534 | 581 | 579 | 491 | 510 | 512 | 499 | 496 |
| 0 | 0 | 0 | 14 | 5 | 14 | 10 | 7 | 4 | 1 | |
| 644 | 647 | 371 | 475 | 500 | 427 | 465 | 473 | 475 | 476 | |
| 0 | 3 | 0 | 1 | 1 | 0 | 0 | 0 | 0 | 0 | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 21 | 13 | 12 | |
| Cash & Bank | 0 | 2 | 2 | 1 | 2 | 0 | 0 | 0 | 2 | 2 |
| 33 | 78 | 160 | 90 | 71 | 49 | 34 | 11 | 6 | 6 | |
| Total Assets | 678 | 730 | 534 | 581 | 579 | 491 | 510 | 512 | 499 | 496 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| 36 | -92 | 63 | 10 | 32 | 20 | 22 | 19 | 16 | 9 | |
| Cash from Investing | -427 | 8 | 280 | -77 | -22 | 75 | -34 | -4 | -4 | -5 |
| Cash from Financing | 391 | 85 | -331 | 66 | -14 | -96 | 7 | -15 | -11 | -5 |
| 0 | 1 | 0 | -1 | 1 | -2 | 0 | 0 | 2 | -0 |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| PER SHARE | ||||||||||
| EPS (₹) | 0.04 | -3.52 | 1.10 | -1.08 | -0.55 | 0.19 | 1.33 | 1.36 | 0.03 | -0.31 |
| Book Value (₹) | 82.74 | 79.31 | 83.56 | 83.30 | 82.75 | 83.34 | 86.32 | 87.67 | 87.70 | 87.74 |
| Dividend per Share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash EPS (₹) | 0.05 | -3.51 | 1.14 | 0.17 | 0.40 | 1.11 | 2.07 | 2.07 | 0.64 | 0.29 |
| PROFITABILITY | ||||||||||
| Operating Margin % | 28.44% | 13.69% | 13.47% | 5.40% | 20.77% | 16.47% | 16.87% | 17.62% | -20.01% | -12.20% |
| Net Margin % | 1.61% | -15.71% | 1.49% | -3.01% | -3.71% | 0.83% | 7.11% | 14.27% | 1.52% | -12.99% |
| ROE % | 0.06% | -4.35% | 1.35% | -1.30% | -0.66% | 0.22% | 1.57% | 1.57% | 0.04% | -0.35% |
| ROCE % | 0.96% | 2.32% | 8.68% | 0.71% | 1.99% | 2.75% | 2.56% | 3.31% | 0.95% | 0.43% |
| 0.04% | -2.55% | 0.89% | -1.00% | -0.49% | 0.18% | 1.38% | 1.39% | 0.03% | -0.33% | |
| EFFICIENCY | ||||||||||
| Debtor Days | 70 | 49 | 43 | 102 | 181 | 100 | 97 | 158 | 576 | 363 |
| Inventory Days | 0 | 10 | 2 | 1 | 4 | 0 | 0 | 0 | 0 | 0 |
| Payable Days | 14 | 6 | 9 | 19 | 20 | 5 | 8 | 32 | 0 | 0 |
| 55 | 53 | 35 | 84 | 166 | 95 | 90 | 127 | 576 | 363 | |
| FINANCIAL HEALTH | ||||||||||
| Debt to Equity (x) | 0.47x | 0.79x | 0.05x | 0.28x | 0.29x | 0.11x | 0.10x | 0.09x | 0.08x | 0.09x |
| Interest Coverage (x) | 1.02x | 0.46x | 1.05x | 0.30x | 0.76x | 1.02x | 2.25x | 2.24x | 1.02x | 0.49x |
| 0.12x | 11.23x | 1.33x | 0.61x | 0.46x | 1.00x | 0.46x | 0.45x | 0.41x | 0.36x | |
| GROWTH | ||||||||||
| Revenue Growth % | 277.99% | 830.67% | 230.82% | -50.98% | -58.74% | 50.26% | -15.32% | -48.81% | -78.22% | 14.83% |
| Operating Profit Growth % | 1279.39% | 347.94% | 225.55% | -80.36% | 58.81% | 19.18% | -13.29% | 23.21% | -60.98% | -33.15% |
| Net Profit Growth % | 81.36% | -9201.42% | 131.32% | -199.13% | 49.12% | 133.60% | 625.89% | 2.77% | -97.67% | -1078.19% |
| 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 2.76% | -97.67% | -1078.24% | |
| VALUATION | ||||||||||
| P/E (x) | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 99.10x | 3787.95x | 0.00x |
| P/B (x) | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 1.54x | 1.37x | 1.05x |
| Dividend Yield % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 36.81x | 83.84x | 98.61x |
Documents
Corporate disclosures, annual reports, credit ratings, and concall transcripts
2026-08-26 - The Investment Trust Of India Limited has disclosed newspaper advertisement w.r.t. dispatch of annual report and notice for the AGM to be held on 28th September, 2026.
2026-08-25 - The Investment Trust Of India Limited has informed the Exchange regarding Notice of undefined to be held on September 28, 2026
2026-08-14 - The Investment Trust Of India Limited has informed the Exchange about Copy of Newspaper Publication
2026-08-13 - The Investment Trust Of India Limited has informed the Exchange regarding the update on the transfer of business to ITI Asset Management Limited.
2026-08-13 - The Investment Trust Of India Limited has submitted to the Exchange, the financial results for the period ended Jun 30, 2026.
2026-07-17 - The Investment Trust of India Limited has informed the Exchange about Copy of Newspaper Publication - Special Window For Transfer and Dematerialisation (Demat) of Physical Shares
2026-07-09 - The Investment Trust Of India Limited has informed the Exchange about Certificate under SEBI (Depositories and Participants) Regulations, 2018
2026-07-09 - The Investment Trust Of India Limited has informed the Exchange regarding the Trading Window closure pursuant to SEBI (Prohibition of Insider Trading) Regulations, 2015
2026-06-25 - The Investment Trust Of India Limited has informed the Exchange regarding the Trading Window closure pursuant to SEBI (Prohibition of Insider Trading) Regulations, 2015
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