Williamson Magor & Company Ltd.
•Add ratio to table
ABOUT
AI Sector View
AI GENERATEDFinancial Services
Financials remain one of the clearest macro beneficiaries. Loan growth was 18.3% (Aug/26) versus deposit growth 14.7% (Aug/26), SCB credit growth was 17.5% YoY (2026-07), UPI transactions rose 22.0% YoY (2026-07), and M3 money supply grew 15.0% YoY (2026-07). Sector flows have also turned meaningfully supportive, with INR 13171 crore net FPI inflow over 3 months to 2026-08-31 after INR -114652 crore in the prior 3 months.
PROS
- Asset quality is healthy - gross NPA of just 0.0%
- Company generates healthy free cash flow
CONS
- Net worth is negative - accumulated losses have eroded equity
- Company is loss-making at the operating / net level
- Capital adequacy is tight at 0.0% - limited headroom to grow
- Recent results are weak - TTM profit is down 75.4% versus prior year
- Company has a low return on capital employed of -18.4%
- Company has a low return on equity of 0.0% over last 3 years
* The pros and cons are machine generated based on quantitative rules.
Peer comparison
| Name | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| BAJFINANCE | 1057.00 | 32.41 | 658083.37 | 0.57 | 6080.60 | 27.60 | 23165.45 | 20.37 | 10.87 | 70.70 |
| SHRIRAMFIN | 1046.85 | 21.76 | 246322.08 | 1.03 | 3452.77 | 59.90 | 13400.43 | 17.46 | 11.49 | 74.63 |
| JIOFIN | 237.00 | 75.73 | 156494.46 | 0.25 | 830.25 | 155.73 | 2004.47 | 227.28 | 2.11 | 69.71 |
| CHOLAFIN | 1820.00 | 27.03 | 155440.01 | 0.11 | 1656.22 | 45.56 | 8856.29 | 21.89 | 9.70 | 70.07 |
| TATACAP | 364.85 | 28.66 | 154874.05 | 0.16 | 16281.80 | 1464.16 | 88219.30 | 1051.00 | 8.66 | 75.72 |
| BAJAJHLDNG | 11090.30 | 13.94 | 123427.84 | 1.76 | 2708.08 | -92.27 | 394.33 | 23.34 | 14.81 | 684.72 |
| MUTHOOTFIN | 2935.45 | 10.36 | 117849.06 | 1.02 | 2824.84 | 43.08 | 8671.60 | 36.25 | 15.87 | 83.76 |
| ABCAPITAL | 396.90 | 26.47 | 108651.86 | 0.00 | 1223.85 | 43.85 | 12179.54 | 137.84 | 8.82 | 41.91 |
| LTF | 312.10 | 24.58 | 78223.26 | 0.88 | 915.99 | 30.70 | 5212.92 | 22.38 | 8.54 | 62.13 |
| SBICARD | 633.05 | 26.48 | 60243.77 | 0.39 | 664.44 | 19.51 | 5040.55 | 7.60 | 11.75 | 29.83 |
| HDBFS | 674.80 | 25.76 | 56060.02 | 0.59 | 785.20 | 38.31 | 4937.90 | 18.71 | 9.09 | 57.98 |
| WILLAMAGOR | 23.35 | 0.00 | 25.58 | 0.00 | -125.43 | -7194.46 | 0.00 | -100.00 | -53.61 | — |
Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| -33 | 0 | 1 | 1 | 1 | 1 | 1 | 0 | 0 | 0 | 1 | 0 | 0 | |
| 32 | 0 | 0 | 11 | 30 | 272 | -4 | -7 | 16 | 0 | 0 | 0 | 0 | |
| Operating Profit | -65 | 0 | 0 | -11 | -29 | -271 | 6 | 7 | -15 | 0 | 1 | -0 | -0 |
| OPM % | 197.08% | 22.00% | 39.22% | -2015.09% | -2123.53% | -53200.00% | 428.47% | 1510.20% | -3108.16% | 53.06% | 65.22% | -483.33% | — |
| Other Income | 41 | 0 | 0 | 0 | 2 | 0 | 0 | 0 | 45 | 1 | 0 | 0 | 1 |
| Interest | 2 | 0 | 0 | 1 | 2 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| -27 | 0 | 1 | -11 | -29 | -271 | 6 | 7 | 29 | 1 | 1 | -0 | 1 | |
| Tax % | 61.55% | 109.09% | -119.23% | 25.64% | -10.03% | 23.78% | 21.54% | 14.56% | 47.44% | -70.19% | -3506.35% | -2190.91% | 1980.36% |
| Net Profit | -10 | 0 | 1 | -8 | -32 | -207 | 4 | 6 | 15 | 2 | 23 | -3 | -13 |
| -9 | 0 | 1 | -7 | -29 | -189 | 4 | 5 | 14 | 2 | 21 | -2 | -1 | |
| Equity Capital | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 11 |
| Reserves | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Promoter Pledge % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 35 | 52 | 49 | 52 | 39 | 20 | 26 | 3 | 3 | 3 | 1 | |
| 9 | 11 | 9 | 6 | 93 | 44 | 2 | 33 | 42 | 276 | 1 | |
| Operating Profit | 27 | 56 | 43 | 50 | 4 | 54 | 25 | 23 | -36 | -229 | — |
| OPM % | 77 | 107 | 88 | 96 | 11 | 269 | 95 | 765 | -1,258 | -8,007 | — |
| Other Income | 2 | 15 | 4 | 4 | 57 | 79 | 1 | 54 | 3 | 45 | 2 |
| Interest | 44 | 70 | 92 | 110 | 59 | 11 | 34 | 10 | 3 | 1 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| -17 | -15 | -49 | -61 | -55 | 44 | -10 | 13 | -39 | -230 | 2 | |
| Tax % | 9 | 0 | 0 | 56 | -40 | -15 | -51 | -30 | 4 | 21 | -323 |
| Net Profit | -16 | -15 | -49 | -27 | -76 | 51 | -14 | 17 | -38 | -181 | 9 |
| EPS | 0 | 0 | 0 | 0 | 0 | 46 | -13 | 16 | -35 | -166 | — |
| Dividend Payout % | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | — |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Share of Associates | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Adjusted EPS | -14 | -14 | -45 | -24 | -70 | 46 | -13 | 16 | -35 | -166 | — |
COMPOUNDED SALES GROWTH
- 10 Years:
- -22%
- 5 Years:
- -41%
- 3 Years:
- -52%
COMPOUNDED PROFIT GROWTH
- 10 Years:
- —
- 5 Years:
- —
- 3 Years:
- —
STOCK PRICE CAGR
- 10 Years:
- -9%
- 5 Years:
- 4%
- 3 Years:
- 6%
- 1 Year:
- -25%
RETURN ON EQUITY
- 10 Years:
- -10%
- 5 Years:
- 0%
- 3 Years:
- 0%
- Last Year:
- 0%
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
| LIABILITIES | - | - | - | - | - | - | - | - | - | - |
| Equity Capital | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 11 |
| 96 | 81 | 32 | -133 | -309 | -154 | -164 | -133 | -74 | -233 | |
| 346 | 205 | 216 | 415 | 367 | 362 | 358 | 349 | 595 | 554 | |
| Trade Payables | 0 | 3 | 0 | 71 | 1 | 1 | 2 | 2 | 3 | 4 |
| 64 | 325 | 422 | 314 | 462 | 312 | 208 | 199 | -26 | -80 | |
| Total Liabilities | 517 | 625 | 681 | 677 | 531 | 533 | 416 | 428 | 508 | 256 |
| ASSETS | - | - | - | - | - | - | - | - | - | - |
| 2 | 2 | 2 | 2 | 1 | 0 | 0 | 0 | 0 | 0 | |
| 287 | 405 | 434 | 247 | 85 | 39 | 41 | 54 | 164 | 184 | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 7 | 9 | |
| Cash & Bank | 2 | 6 | 2 | 2 | 1 | 3 | 1 | 1 | 0 | 0 |
| 226 | 212 | 244 | 426 | 444 | 490 | 374 | 373 | 337 | 63 | |
| Total Assets | 517 | 625 | 681 | 677 | 531 | 533 | 416 | 428 | 508 | 256 |
| Total Debt | 378 | 501 | 579 | 745 | 756 | 604 | 597 | 574 | 595 | 554 |
| Net Working Capital | -162 | -53 | -94 | -149 | -109 | -41 | -54 | -53 | -593 | -548 |
| Contingent Liabilities | 513 | 929 | 399 | 324 | 474 | 35 | 117 | 117 | 116 | 116 |
| Book Value per Share | 97.56 | 83.97 | 39.14 | -111.82 | -272.21 | -130.16 | -139.36 | -111.45 | -57.70 | -202.74 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
| -135 | 2 | -54 | -198 | -7 | -131 | 2 | -29 | 10 | 45 | |
| Cash from Investing | -48 | -121 | -28 | -5 | -0 | 219 | 4 | 53 | 0 | 0 |
| Cash from Financing | 182 | 122 | 79 | 198 | 10 | -87 | -7 | -23 | -11 | -45 |
| -1 | 3 | -3 | -5 | 3 | 1 | -2 | -0 | -1 | -0 | |
| Free Cash Flow | -135 | 2 | -54 | -198 | -7 | -131 | 2 | -29 | 10 | 45 |
| OCF / Net Profit | 8.54 | -0.16 | 1.10 | 7.44 | 0.09 | -2.59 | -0.12 | -1.70 | -0.27 | -0.25 |
| Cumulative 5-Year FCF | 0 | 0 | 0 | 0 | -392 | -387 | -387 | -363 | -154 | -103 |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
| PER SHARE | ||||||||||
| EPS (₹) | -14.47 | -13.59 | -44.83 | -24.26 | -69.67 | 46.11 | -13.23 | 15.62 | -34.61 | -165.56 |
| Book Value (₹) | 97.56 | 83.97 | 39.14 | -111.82 | -272.21 | -130.16 | -139.36 | -111.45 | -57.70 | -202.74 |
| Dividend per Share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash EPS (₹) | -14.37 | -13.51 | -44.76 | -24.20 | -69.62 | 46.15 | -13.21 | 15.63 | -34.61 | -165.55 |
| PROFITABILITY | ||||||||||
| Operating Margin % | 77.29% | 107.01% | 88.17% | 96.33% | 10.66% | 269.50% | 94.72% | 765.30% | -1358.05% | -9571.97% |
| Net Margin % | -45.72% | -28.71% | -101.18% | -51.57% | -193.25% | 250.20% | -55.82% | 560.00% | -1312.13% | -6353.63% |
| ROE % | -13.81% | -14.98% | -72.82% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| ROCE % | 6.64% | 10.28% | 7.04% | 7.97% | 0.77% | 11.83% | 5.42% | 5.22% | -7.40% | -52.94% |
| -3.65% | -2.61% | -7.52% | -3.91% | -12.63% | 9.50% | -3.06% | 4.06% | -8.10% | -47.47% | |
| EFFICIENCY | ||||||||||
| Debtor Days | 14 | 8 | 6 | 6 | 9 | 19 | 344 | 8107 | 5989 | 1020 |
| Inventory Days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Payable Days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 14 | 8 | 6 | 6 | 9 | 19 | 344 | 8107 | 5989 | 1020 | |
| FINANCIAL HEALTH | ||||||||||
| Debt to Equity (x) | 3.54x | 5.44x | 13.50x | -6.08x | -2.53x | -4.24x | -3.91x | -4.70x | -9.40x | -2.50x |
| Interest Coverage (x) | 0.61x | 0.79x | 0.47x | 0.45x | 0.07x | 5.14x | 0.72x | 2.30x | -12.02x | -177.23x |
| 0.58x | 0.80x | 0.70x | 0.73x | 0.80x | 0.92x | 0.87x | 0.88x | 0.10x | 0.11x | |
| GROWTH | ||||||||||
| Revenue Growth % | -3.21% | 49.60% | -6.43% | 6.19% | -23.37% | -48.87% | 28.61% | -88.23% | -5.46% | -1.21% |
| Operating Profit Growth % | 14.65% | 107.14% | -22.90% | 16.01% | -91.52% | 1192.73% | -54.79% | -4.90% | -255.45% | -528.54% |
| Net Profit Growth % | -277.80% | 6.04% | -229.72% | 45.88% | -187.14% | 166.19% | -128.69% | 218.08% | -321.51% | -378.36% |
| 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | -321.51% | -378.36% | |
| VALUATION | ||||||||||
| P/E (x) | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x |
| P/B (x) | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | -0.58x | -0.14x |
| Dividend Yield % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | -17.34x | -2.56x |
Documents
Corporate disclosures, annual reports, credit ratings, and concall transcripts
2026-08-28 - Williamson Magor & Company Limited has informed the Exchange about Copy of Newspaper Publication
2026-08-17 - Williamson Magor & Company Limited has informed the Exchange about Copy of Newspaper Publication
2026-08-12 - Williamson Magor & Company Limited has submitted to the Exchange, the financial results for the period ended Jun 30, 2026.
2026-07-22 - Williamson Magor & Company Limited has informed the Exchange regarding Resignation of Mr Javed Hossain and Mr Dillip Kumar Parida as Non- Executive Director of the company w.e.f. July 22, 2026.
2026-07-21 - Williamson Magor & Company Limited has informed the Exchange regarding Change in Director(s) of the company.
2026-07-07 - Williamson Magor & Company Limited has informed the Exchange about Certificate under SEBI (Depositories and Participants) Regulations, 2018
2026-06-24 - Williamson Magor & Company Limited has informed the Exchange regarding the Trading Window closure pursuant to SEBI (Prohibition of Insider Trading) Regulations, 2015
2026-06-02 - Bishnauth Investments Limited has Submitted to the Exchange a copy of Disclosure under Regulation 31(4) of the Securities and Exchange Board of India (Substantial Acquisition of Shares and Takeovers) Regulations, 2011.
2026-05-29 - Williamson Magor & Company Limited has informed the Exchange about Copy of Newspaper Publication
News
Recent coverage and analyst commentary for WILLAMAGOR
Loading news…
AI Stock Analyst
Williamson Magor & Company Ltd.
Sign in to Chat with AI
Log in with your 5nance account to ask institutional questions about performance, financials, and outlook.
✨ Sign In to ChatFree 5nance Account