Beacon Trusteeship Ltd.

•

₹ 84.6-2.2%

2026-08-21

beacontrustee.co.inBSE: -NSE: BEACON

Market Cap₹ 155 Cr.

Current Price₹ 86

High / Low₹ 125 / 50

Stock P/E22.2

Book Value₹ 29

Price to Book2.35

Dividend Yield0.00 %

ROCE20.0 %

ROE14.0 %

Face Value₹ 10

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ABOUT

KEY POINTS

PROS

Solid return on assets for a lender - ROA of 14.3%
Company has a healthy return on capital (ROCE) of 28.6%
Asset quality is healthy - gross NPA of just 0.0%
Company has a good return on equity (ROE) track record: 3 Years ROE 20.5%
Company has delivered good sales growth of 44.7% CAGR over last 5 years
Company has consistently been profitable over the last 5 years

CONS

Capital adequacy is tight at 0.0% - limited headroom to grow
Equity base is being diluted - shares outstanding up 498.2%
Operating margins have contracted to 33.6% from 40.0%
Thin net interest margin of 0.0%
Though reporting repeated profits, the company pays out little dividend (0.0%)

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

EDIT COLUMNS

Financial ServicesFinanceFinance - Investment

Part ofNIFTY 50 NIFTY 500 NIFTY LARGEMIDCAP 250 NIFTY 100 NIFTY 200

S.No.	Name	CMP Rs.	P/E	Mar Cap Rs.Cr.	Div Yld %	NP Qtr Rs.Cr.	Qtr Profit Var %	Sales Qtr Rs.Cr.	Qtr Sales Var %	ROCE %	OPM %
1.	BAJAJFINSV	2010.00	31.74	322014.33	0.07	6296.67	18.15	42036.90	92.22	11.88	40.79
2.	AIIL	549.85	22.26	46694.66	0.00	11082.20	1075.19	14695.40	1109.37	30.27	88.91
3.	CHOLAHLDNG	1558.35	10.96	29262.30	0.08	1788.99	42.04	11113.57	42.92	10.52	57.53
4.	TVSHLTD	13946.95	14.32	28217.61	0.62	1173.58	73.77	17076.18	40.01	19.39	16.25
5.	CGCL	226.40	19.32	21783.17	0.09	353.38	102.04	1576.47	62.12	11.18	68.54
6.	MAHSCOOTER	13359.10	0.00	15267.54	1.65	3.32	-90.61	5.41	-81.52	1.06	84.10
7.	JSWHL	11370.60	91.87	12620.94	0.00	24.54	-92.74	34.58	14.97	0.58	92.45
8.	JMFINANCIL	126.45	11.63	12100.76	2.57	368.57	-19.66	1200.53	9.69	11.91	58.30
9.	TSFINV	414.70	18.92	9210.65	2.69	124.95	-92.11	305.57	102.23	3.47	53.35
10.	RELIGARE	230.10	144.40	7932.32	0.00	-46.98	-674.86	2353.40	1051.76	11.46	-2.08
11.	KAMAHOLD	2440.10	8.41	7830.42	1.70	584.02	10.80	4657.56	7.07	20.86	22.01
12.	BEACON	85.90	22.24	155.18	0.00	—	—	—	—	19.98	—

Detailed Comparison with:

Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

No quarterly results found

We don't have this information yet. Please check back later.

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	5	10	15	20	26	34
	4	5	10	13	19	23
Operating Profit	2	5	6	8	8	13
OPM %	32	53	40	40	33	37
Other Income	0	0	1	1	1	1
Interest	0	0	0	0	0	0
Depreciation	0	0	1	1	1	3
	2	5	5	7	7	10
Tax %	37	26	25	27	28	30
Net Profit	1	4	4	5	5	7
EPS	1	3	3	4	3	4
Dividend Payout %	0	0	0	0	0	0
Minority Interest	0	0	0	0	0	0
Share of Associates	0	0	0	0	0	0
Adjusted EPS	1	3	3	4	3	4
Minority Interest	0	0	0	0	0	0
Share of Associates	0	0	0	0	0	0
Adjusted EPS	1	3	3	4	3	4

Mar 2021

: 5
: 4
Operating Profit: 2
OPM %: 32
Other Income: 0
Interest: 0
Depreciation: 0
: 2
Tax %: 37
Net Profit: 1
EPS: 1
Dividend Payout %: 0
Minority Interest: 0
Share of Associates: 0
Adjusted EPS: 1
Minority Interest: 0
Share of Associates: 0
Adjusted EPS: 1

Mar 2022

: 10
: 5
Operating Profit: 5
OPM %: 53
Other Income: 0
Interest: 0
Depreciation: 0
: 5
Tax %: 26
Net Profit: 4
EPS: 3
Dividend Payout %: 0
Minority Interest: 0
Share of Associates: 0
Adjusted EPS: 3
Minority Interest: 0
Share of Associates: 0
Adjusted EPS: 3

Mar 2023

: 15
: 10
Operating Profit: 6
OPM %: 40
Other Income: 1
Interest: 0
Depreciation: 1
: 5
Tax %: 25
Net Profit: 4
EPS: 3
Dividend Payout %: 0
Minority Interest: 0
Share of Associates: 0
Adjusted EPS: 3
Minority Interest: 0
Share of Associates: 0
Adjusted EPS: 3

Mar 2024

: 20
: 13
Operating Profit: 8
OPM %: 40
Other Income: 1
Interest: 0
Depreciation: 1
: 7
Tax %: 27
Net Profit: 5
EPS: 4
Dividend Payout %: 0
Minority Interest: 0
Share of Associates: 0
Adjusted EPS: 4
Minority Interest: 0
Share of Associates: 0
Adjusted EPS: 4

Mar 2025

: 26
: 19
Operating Profit: 8
OPM %: 33
Other Income: 1
Interest: 0
Depreciation: 1
: 7
Tax %: 28
Net Profit: 5
EPS: 3
Dividend Payout %: 0
Minority Interest: 0
Share of Associates: 0
Adjusted EPS: 3
Minority Interest: 0
Share of Associates: 0
Adjusted EPS: 3

Mar 2026

: 34
: 23
Operating Profit: 13
OPM %: 37
Other Income: 1
Interest: 0
Depreciation: 3
: 10
Tax %: 30
Net Profit: 7
EPS: 4
Dividend Payout %: 0
Minority Interest: 0
Share of Associates: 0
Adjusted EPS: 4
Minority Interest: 0
Share of Associates: 0
Adjusted EPS: 4

COMPOUNDED SALES GROWTH

10 Years:: —
5 Years:: 45%
3 Years:: 32%

COMPOUNDED PROFIT GROWTH

10 Years:: —
5 Years:: 49%
3 Years:: 20%

STOCK PRICE CAGR

10 Years:: —
5 Years:: —
3 Years:: —
1 Year:: 48%

RETURN ON EQUITY

10 Years:: —
5 Years:: 29%
3 Years:: 21%
Last Year:: 14%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
LIABILITIES	-	-	-	-	-	-
Equity Capital	3	3	3	14	18	18
	2	7	11	5	27	34
Trade Payables	0	1	0	0	0	2
	4	6	8	7	6	10
Total Liabilities	9	17	23	27	52	63
ASSETS	-	-	-	-	-	-
	1	1	2	1	15	14
Capital Work in Progress	0	1	0	0	0	0
	0	0	0	0	14	17
	0	0	0	3	5	9
Cash & Bank	1	1	1	6	3	2
	7	14	20	17	14	21
Total Assets	9	17	23	27	52	63
Total Debt	2	0	0	0	0	0
Net Working Capital	2	4	5	8	11	11
Contingent Liabilities	0	0	0	0	0	0
Book Value per Share	158.23	33.66	46.93	13.64	24.83	28.62
Face Value	100.00	10.00	10.00	10.00	10.00	10.00
Total Debt	2	0	0	0	0	0
Net Working Capital	2	4	5	8	11	11
Contingent Liabilities	0	0	0	0	0	0
Book Value per Share	158.23	33.66	46.93	13.64	24.83	28.62
Face Value	100.00	10.00	10.00	10.00	10.00	10.00

Mar 2021

Equity Capital: 3
: 2
Trade Payables: 0
: 4
Total Liabilities: 9
: 1
Capital Work in Progress: 0
: 0
: 0
Cash & Bank: 1
: 7
Total Assets: 9
Total Debt: 2
Net Working Capital: 2
Contingent Liabilities: 0
Book Value per Share: 158.23
Face Value: 100.00
Total Debt: 2
Net Working Capital: 2
Contingent Liabilities: 0
Book Value per Share: 158.23
Face Value: 100.00

Mar 2022

Equity Capital: 3
: 7
Trade Payables: 1
: 6
Total Liabilities: 17
: 1
Capital Work in Progress: 1
: 0
: 0
Cash & Bank: 1
: 14
Total Assets: 17
Total Debt: 0
Net Working Capital: 4
Contingent Liabilities: 0
Book Value per Share: 33.66
Face Value: 10.00
Total Debt: 0
Net Working Capital: 4
Contingent Liabilities: 0
Book Value per Share: 33.66
Face Value: 10.00

Mar 2023

Equity Capital: 3
: 11
Trade Payables: 0
: 8
Total Liabilities: 23
: 2
Capital Work in Progress: 0
: 0
: 0
Cash & Bank: 1
: 20
Total Assets: 23
Total Debt: 0
Net Working Capital: 5
Contingent Liabilities: 0
Book Value per Share: 46.93
Face Value: 10.00
Total Debt: 0
Net Working Capital: 5
Contingent Liabilities: 0
Book Value per Share: 46.93
Face Value: 10.00

Mar 2024

Equity Capital: 14
: 5
Trade Payables: 0
: 7
Total Liabilities: 27
: 1
Capital Work in Progress: 0
: 0
: 3
Cash & Bank: 6
: 17
Total Assets: 27
Total Debt: 0
Net Working Capital: 8
Contingent Liabilities: 0
Book Value per Share: 13.64
Face Value: 10.00
Total Debt: 0
Net Working Capital: 8
Contingent Liabilities: 0
Book Value per Share: 13.64
Face Value: 10.00

Mar 2025

Equity Capital: 18
: 27
Trade Payables: 0
: 6
Total Liabilities: 52
: 15
Capital Work in Progress: 0
: 14
: 5
Cash & Bank: 3
: 14
Total Assets: 52
Total Debt: 0
Net Working Capital: 11
Contingent Liabilities: 0
Book Value per Share: 24.83
Face Value: 10.00
Total Debt: 0
Net Working Capital: 11
Contingent Liabilities: 0
Book Value per Share: 24.83
Face Value: 10.00

Mar 2026

Equity Capital: 18
: 34
Trade Payables: 2
: 10
Total Liabilities: 63
: 14
Capital Work in Progress: 0
: 17
: 9
Cash & Bank: 2
: 21
Total Assets: 63
Total Debt: 0
Net Working Capital: 11
Contingent Liabilities: 0
Book Value per Share: 28.62
Face Value: 10.00
Total Debt: 0
Net Working Capital: 11
Contingent Liabilities: 0
Book Value per Share: 28.62
Face Value: 10.00

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	-2	1	-1	6	-4	7
Cash from Investing	-0	-1	-0	-1	-27	-7
Cash from Financing	2	0	0	0	34	-1
	-1	1	-1	5	3	-1
Free Cash Flow	-2	-0	-2	6	-19	5
OCF / Net Profit	-2.34	0.18	-0.31	1.11	-0.72	1.06
Cumulative 5-Year FCF	0	0	0	0	0	-11
OCF / Net Profit	-2.34	0.18	-0.31	1.11	-0.72	1.06
Cumulative 5-Year FCF	0	0	0	0	0	-11

Mar 2021

: -2
Cash from Investing: -0
Cash from Financing: 2
: -1
Free Cash Flow: -2
OCF / Net Profit: -2.34
Cumulative 5-Year FCF: 0
OCF / Net Profit: -2.34
Cumulative 5-Year FCF: 0

Mar 2022

: 1
Cash from Investing: -1
Cash from Financing: 0
: 1
Free Cash Flow: -0
OCF / Net Profit: 0.18
Cumulative 5-Year FCF: 0
OCF / Net Profit: 0.18
Cumulative 5-Year FCF: 0

Mar 2023

: -1
Cash from Investing: -0
Cash from Financing: 0
: -1
Free Cash Flow: -2
OCF / Net Profit: -0.31
Cumulative 5-Year FCF: 0
OCF / Net Profit: -0.31
Cumulative 5-Year FCF: 0

Mar 2024

: 6
Cash from Investing: -1
Cash from Financing: 0
: 5
Free Cash Flow: 6
OCF / Net Profit: 1.11
Cumulative 5-Year FCF: 0
OCF / Net Profit: 1.11
Cumulative 5-Year FCF: 0

Mar 2025

: -4
Cash from Investing: -27
Cash from Financing: 34
: 3
Free Cash Flow: -19
OCF / Net Profit: -0.72
Cumulative 5-Year FCF: 0
OCF / Net Profit: -0.72
Cumulative 5-Year FCF: 0

Mar 2026

: 7
Cash from Investing: -7
Cash from Financing: -1
: -1
Free Cash Flow: 5
OCF / Net Profit: 1.06
Cumulative 5-Year FCF: -11
OCF / Net Profit: 1.06
Cumulative 5-Year FCF: -11

Ratios

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
PER SHARE	-	-	-	-	-	-
EPS (₹)	36.22	11.97	13.36	3.65	3.01	3.86
Book Value (₹)	158.23	33.66	46.93	13.64	24.83	28.62
Dividend per Share (₹)	0.00	0.00	0.00	0.00	0.00	0.00
Cash EPS (₹)	0.92	2.79	3.24	4.23	3.52	5.32
PROFITABILITY	-	-	-	-	-	-
Operating Margin %	32.34%	53.03%	39.95%	34.85%	28.06%	33.64%
Net Margin %	17.64%	36.05%	27.25%	26.02%	20.75%	19.79%
ROE %	22.89%	50.52%	33.15%	30.91%	16.71%	14.01%
ROCE %	25.35%	61.27%	44.10%	42.56%	23.32%	19.98%
	10.95%	28.32%	20.48%	20.93%	13.67%	11.77%
EFFICIENCY	-	-	-	-	-	-
Debtor Days	87	85	93	69	62	76
Inventory Days	0	0	0	0	0	0
Payable Days	0	0	0	0	0	0
	87	85	93	69	62	76
FINANCIAL HEALTH	-	-	-	-	-	-
Debt to Equity (x)	0.48x	0.00x	0.00x	0.00x	0.00x	0.00x
Interest Coverage (x)	33.02x	52.39x	1916.61x	964.01x	1562.35x	508.45x
	1.97x	1.62x	1.56x	2.12x	2.94x	2.05x
GROWTH	-	-	-	-	-	-
Revenue Growth %	0.00%	86.25%	47.63%	34.51%	29.80%	32.15%
Operating Profit Growth %	0.00%	205.36%	11.22%	34.17%	6.96%	47.27%
Net Profit Growth %	0.00%	280.61%	11.57%	28.43%	3.55%	26.04%
	0.00%	0.00%	0.00%	-72.67%	-17.68%	28.54%
VALUATION	-	-	-	-	-	-
P/E (x)	0.00x	0.00x	0.00x	0.00x	19.42x	17.42x
P/B (x)	0.00x	0.00x	0.00x	0.00x	2.35x	2.35x
Dividend Yield %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
	0.00x	0.00x	0.00x	1.08x	12.08x	9.55x

Mar 2021

EPS (₹): 36.22
Book Value (₹): 158.23
Dividend per Share (₹): 0.00
Cash EPS (₹): 0.92
Operating Margin %: 32.34%
Net Margin %: 17.64%
ROE %: 22.89%
ROCE %: 25.35%
: 10.95%
Debtor Days: 87
Inventory Days: 0
Payable Days: 0
: 87
Debt to Equity (x): 0.48x
Interest Coverage (x): 33.02x
: 1.97x
Revenue Growth %: 0.00%
Operating Profit Growth %: 0.00%
Net Profit Growth %: 0.00%
: 0.00%
P/E (x): 0.00x
P/B (x): 0.00x
Dividend Yield %: 0.00%
: 0.00x

Mar 2022

EPS (₹): 11.97
Book Value (₹): 33.66
Dividend per Share (₹): 0.00
Cash EPS (₹): 2.79
Operating Margin %: 53.03%
Net Margin %: 36.05%
ROE %: 50.52%
ROCE %: 61.27%
: 28.32%
Debtor Days: 85
Inventory Days: 0
Payable Days: 0
: 85
Debt to Equity (x): 0.00x
Interest Coverage (x): 52.39x
: 1.62x
Revenue Growth %: 86.25%
Operating Profit Growth %: 205.36%
Net Profit Growth %: 280.61%
: 0.00%
P/E (x): 0.00x
P/B (x): 0.00x
Dividend Yield %: 0.00%
: 0.00x

Mar 2023

EPS (₹): 13.36
Book Value (₹): 46.93
Dividend per Share (₹): 0.00
Cash EPS (₹): 3.24
Operating Margin %: 39.95%
Net Margin %: 27.25%
ROE %: 33.15%
ROCE %: 44.10%
: 20.48%
Debtor Days: 93
Inventory Days: 0
Payable Days: 0
: 93
Debt to Equity (x): 0.00x
Interest Coverage (x): 1916.61x
: 1.56x
Revenue Growth %: 47.63%
Operating Profit Growth %: 11.22%
Net Profit Growth %: 11.57%
: 0.00%
P/E (x): 0.00x
P/B (x): 0.00x
Dividend Yield %: 0.00%
: 0.00x

Mar 2024

EPS (₹): 3.65
Book Value (₹): 13.64
Dividend per Share (₹): 0.00
Cash EPS (₹): 4.23
Operating Margin %: 34.85%
Net Margin %: 26.02%
ROE %: 30.91%
ROCE %: 42.56%
: 20.93%
Debtor Days: 69
Inventory Days: 0
Payable Days: 0
: 69
Debt to Equity (x): 0.00x
Interest Coverage (x): 964.01x
: 2.12x
Revenue Growth %: 34.51%
Operating Profit Growth %: 34.17%
Net Profit Growth %: 28.43%
: -72.67%
P/E (x): 0.00x
P/B (x): 0.00x
Dividend Yield %: 0.00%
: 1.08x

Mar 2025

EPS (₹): 3.01
Book Value (₹): 24.83
Dividend per Share (₹): 0.00
Cash EPS (₹): 3.52
Operating Margin %: 28.06%
Net Margin %: 20.75%
ROE %: 16.71%
ROCE %: 23.32%
: 13.67%
Debtor Days: 62
Inventory Days: 0
Payable Days: 0
: 62
Debt to Equity (x): 0.00x
Interest Coverage (x): 1562.35x
: 2.94x
Revenue Growth %: 29.80%
Operating Profit Growth %: 6.96%
Net Profit Growth %: 3.55%
: -17.68%
P/E (x): 19.42x
P/B (x): 2.35x
Dividend Yield %: 0.00%
: 12.08x

Mar 2026

EPS (₹): 3.86
Book Value (₹): 28.62
Dividend per Share (₹): 0.00
Cash EPS (₹): 5.32
Operating Margin %: 33.64%
Net Margin %: 19.79%
ROE %: 14.01%
ROCE %: 19.98%
: 11.77%
Debtor Days: 76
Inventory Days: 0
Payable Days: 0
: 76
Debt to Equity (x): 0.00x
Interest Coverage (x): 508.45x
: 2.05x
Revenue Growth %: 32.15%
Operating Profit Growth %: 47.27%
Net Profit Growth %: 26.04%
: 28.54%
P/E (x): 17.42x
P/B (x): 2.35x
Dividend Yield %: 0.00%
: 9.55x

Shareholding Pattern

Numbers in percentages

TRADES

	Sep 2024	Mar 2025	Sep 2025	Mar 2026
	46.15	46.15	46.15	46.15
	3.72	3.03	2.35	2.51
	1.17	1.17	0.11	0.00
Government	0.00	0.00	0.00	0.00
	48.96	49.66	51.39	51.35

Sep 2024

: 46.15
: 3.72
: 1.17
Government: 0.00
: 48.96

Mar 2025

: 46.15
: 3.03
: 1.17
Government: 0.00
: 49.66

Sep 2025

: 46.15
: 2.35
: 0.11
Government: 0.00
: 51.39

Mar 2026

: 46.15
: 2.51
: 0.00
Government: 0.00
: 51.35

Documents

Announcements

Nothing filed yet.

Annual Reports

Credit Ratings

Nothing filed yet.

Concalls

Feb 2025
TranscriptPPTREC
Nov 2024
TranscriptPPTREC