IRB InvIT Fund

64.151.01%

2026-08-21

irbfl.co.inBSE: 540526NSE: IRBINVIT
Market Cap₹ 0 Cr.
Current Price₹ 69
High / Low₹ 65 / 57
Stock P/E
Book Value
Price to Book1.00
Dividend Yield0.00 %
ROCE7.3 %
ROE5.9 %
Face Value₹ 102

Add ratio to table

ABOUT

KEY POINTS

PROS

  • Solid return on assets for a lender - ROA of 5.5%
  • Company has consistently been profitable over the last 5 years
  • Latest quarter profit grew 749.4% YoY, showing strong momentum
  • Operating margins have improved to 79.5% from 56.0%
  • Company generates healthy free cash flow

CONS

  • Company has a low return on capital employed of 8.7%
  • Company has a low return on equity of 8.2% over last 3 years
  • Equity base is being diluted - shares outstanding up 80.6%
  • Valuation is stretched - P/E of 22.8 is well above its own 5-year median (10.4)
  • Effective tax rate is unusually low at 8.7% - earnings may be flattered
  • Company has delivered a poor sales growth of 5.7% over past five years

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

EDIT COLUMNS
S.No.NameCMP Rs.P/EMar Cap Rs.Cr.Div Yld %NP Qtr Rs.Cr.Qtr Profit Var %Sales Qtr Rs.Cr.Qtr Sales Var %ROCE %OPM %
1.BAJAJFINSV2010.0031.74322014.330.076296.6718.1542036.9092.2211.8840.79
2.AIIL549.8522.2646694.660.0011082.201075.1914695.401109.3730.2788.91
3.CHOLAHLDNG1558.3510.9629262.300.081788.9942.0411113.5742.9210.5257.53
4.TVSHLTD13946.9514.3228217.610.621173.5873.7717076.1840.0119.3916.25
5.CGCL226.4019.3221783.170.09353.38102.041576.4762.1211.1868.54
6.MAHSCOOTER13359.100.0015267.541.653.32-90.615.41-81.521.0684.10
7.JSWHL11370.6091.8712620.940.0024.54-92.7434.5814.970.5892.45
8.JMFINANCIL126.4511.6312100.762.57368.57-19.661200.539.6911.9158.30
9.TSFINV414.7018.929210.652.69124.95-92.11305.57102.233.4753.35
10.RELIGARE230.10144.407932.320.00-46.98-674.862353.401051.7611.46-2.08
11.KAMAHOLD2440.108.417830.421.70584.0210.804657.567.0720.8622.01
12.IRBINVIT64.600.000.000.00794.444746.341616.647.2579.79
Detailed Comparison with:

Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Mar 2025
276
49
Operating Profit
OPM %
Other Income
6
Interest
71
Depreciation
66
97
Tax %
3.29%
Net Profit
0
2
Equity Capital
0
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
0
Reserves
0
Promoter Pledge %
0.00%
Jun 2025
285
189
Operating Profit
OPM %
Other Income
7
Interest
72
Depreciation
71
103
Tax %
3.37%
Net Profit
100
0
Equity Capital
0
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
0
Reserves
0
Promoter Pledge %
0.00%
Mar 2026
515
140
Operating Profit
OPM %
Other Income
45
Interest
184
Depreciation
138
99
Tax %
2.30%
Net Profit
97
1
Equity Capital
0
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
0
Reserves
0
Promoter Pledge %
0.00%
Jun 2026
4,746
4,118
Operating Profit
OPM %
Other Income
176
Interest
1,881
Depreciation
1,278
804
Tax %
1.16%
Net Profit
794
1
Equity Capital
0
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
0
Reserves
0
Promoter Pledge %
0.00%

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2019
1,213
233
Operating Profit
1,000
OPM %
82
Other Income
21
Interest
160
Depreciation
641
199
Tax %
1
Net Profit
198
EPS
3
Dividend Payout %
0
Minority Interest
0
Share of Associates
0
Adjusted EPS
3
Minority Interest
0
Share of Associates
0
Adjusted EPS
3
Mar 2020
1,241
247
Operating Profit
1,023
OPM %
82
Other Income
30
Interest
164
Depreciation
685
173
Tax %
0
Net Profit
173
EPS
3
Dividend Payout %
0
Minority Interest
0
Share of Associates
0
Adjusted EPS
3
Minority Interest
0
Share of Associates
0
Adjusted EPS
3
Mar 2021
1,143
228
Operating Profit
935
OPM %
82
Other Income
19
Interest
146
Depreciation
608
181
Tax %
-0
Net Profit
181
EPS
3
Dividend Payout %
0
Minority Interest
0
Share of Associates
0
Adjusted EPS
3
Minority Interest
0
Share of Associates
0
Adjusted EPS
3
Mar 2022
1,392
242
Operating Profit
1,159
OPM %
83
Other Income
9
Interest
142
Depreciation
681
336
Tax %
10
Net Profit
303
EPS
5
Dividend Payout %
0
Minority Interest
0
Share of Associates
0
Adjusted EPS
5
Minority Interest
0
Share of Associates
0
Adjusted EPS
5
Mar 2023
1,442
634
Operating Profit
828
OPM %
57
Other Income
20
Interest
193
Depreciation
261
374
Tax %
1
Net Profit
370
EPS
6
Dividend Payout %
0
Minority Interest
0
Share of Associates
0
Adjusted EPS
6
Minority Interest
0
Share of Associates
0
Adjusted EPS
6
Mar 2024
1,075
200
Operating Profit
886
OPM %
82
Other Income
11
Interest
272
Depreciation
230
384
Tax %
3
Net Profit
373
EPS
6
Dividend Payout %
0
Minority Interest
0
Share of Associates
0
Adjusted EPS
6
Minority Interest
0
Share of Associates
0
Adjusted EPS
6
Mar 2025
1,092
194
Operating Profit
916
OPM %
84
Other Income
19
Interest
294
Depreciation
254
368
Tax %
3
Net Profit
356
EPS
6
Dividend Payout %
0
Minority Interest
0
Share of Associates
0
Adjusted EPS
6
Minority Interest
0
Share of Associates
0
Adjusted EPS
6
Mar 2026
1,508
309
Operating Profit
1,272
OPM %
84
Other Income
73
Interest
519
Depreciation
380
371
Tax %
9
Net Profit
339
EPS
3
Dividend Payout %
0
Minority Interest
0
Share of Associates
0
Adjusted EPS
3
Minority Interest
0
Share of Associates
0
Adjusted EPS
3
TTM
5,823
4,497
Operating Profit
OPM %
Other Income
234
Interest
2,208
Depreciation
1,552
1,102
Tax %
2
Net Profit
1,084
EPS
Dividend Payout %
Minority Interest
0
Share of Associates
0
Adjusted EPS
Minority Interest
0
Share of Associates
0
Adjusted EPS

COMPOUNDED SALES GROWTH

10 Years:
5 Years:
6%
3 Years:
2%

COMPOUNDED PROFIT GROWTH

10 Years:
5 Years:
13%
3 Years:
-3%

STOCK PRICE CAGR

10 Years:
5 Years:
-5%
3 Years:
-9%
1 Year:
-24%

RETURN ON EQUITY

10 Years:
5 Years:
8%
3 Years:
8%
Last Year:
6%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Corporate actions

2026

May 20

Income Distribution (InvIT)

2026

Feb 16

2025

Nov 18

2025

Jul 24

Income Distribution (InvIT)

2025

May 13

2025

Jan 30

2024

Oct 31

Income Distribution (InvIT)

2024

Jul 31

Income Distribution (InvIT)

2024

May 7

2024

Feb 5

Income Distribution (InvIT)

Mar 2019
Equity Capital
5,608
-499
46
Trade Payables
19
8,121
Total Liabilities
13,295
12,975
227
Cash & Bank
65
28
Total Assets
13,295
Total Debt
1,799
Net Working Capital
-212
Contingent Liabilities
0
Book Value per Share
88.00
Face Value
96.60
Total Debt
1,799
Net Working Capital
-212
Contingent Liabilities
0
Book Value per Share
88.00
Face Value
96.60
Mar 2020
Equity Capital
5,428
-802
72
Trade Payables
32
7,832
Total Liabilities
12,561
12,290
53
Cash & Bank
191
27
Total Assets
12,561
Total Debt
1,765
Net Working Capital
-261
Contingent Liabilities
0
Book Value per Share
79.68
Face Value
93.50
Total Debt
1,765
Net Working Capital
-261
Contingent Liabilities
0
Book Value per Share
79.68
Face Value
93.50
Mar 2021
Equity Capital
5,312
-959
65
Trade Payables
11
7,780
Total Liabilities
12,208
11,629
159
Cash & Bank
396
25
Total Assets
12,208
Total Debt
1,899
Net Working Capital
-131
Contingent Liabilities
0
Book Value per Share
74.99
Face Value
91.50
Total Debt
1,899
Net Working Capital
-131
Contingent Liabilities
0
Book Value per Share
74.99
Face Value
91.50
Mar 2022
Equity Capital
5,103
-963
0
Trade Payables
20
7,800
Total Liabilities
11,959
10,951
215
Cash & Bank
690
102
Total Assets
11,959
Total Debt
1,896
Net Working Capital
121
Contingent Liabilities
0
Book Value per Share
71.30
Face Value
87.90
Total Debt
1,896
Net Working Capital
121
Contingent Liabilities
0
Book Value per Share
71.30
Face Value
87.90
Mar 2023
Equity Capital
4,914
-908
0
Trade Payables
108
8,410
Total Liabilities
12,524
10,692
185
Cash & Bank
36
1,611
Total Assets
12,524
Total Debt
3,038
Net Working Capital
147
Contingent Liabilities
0
Book Value per Share
69.02
Face Value
84.65
Total Debt
3,038
Net Working Capital
147
Contingent Liabilities
0
Book Value per Share
69.02
Face Value
84.65
Mar 2024
Equity Capital
4,862
-947
0
Trade Payables
18
8,653
Total Liabilities
12,585
10,461
138
Cash & Bank
118
1,868
Total Assets
12,585
Total Debt
3,049
Net Working Capital
5
Contingent Liabilities
0
Book Value per Share
67.44
Face Value
83.75
Total Debt
3,049
Net Working Capital
5
Contingent Liabilities
0
Book Value per Share
67.44
Face Value
83.75
Mar 2025
Equity Capital
4,748
-942
0
Trade Payables
5
8,528
Total Liabilities
12,340
10,203
237
Cash & Bank
163
1,736
Total Assets
12,340
Total Debt
3,198
Net Working Capital
144
Contingent Liabilities
0
Book Value per Share
65.58
Face Value
81.80
Total Debt
3,198
Net Working Capital
144
Contingent Liabilities
0
Book Value per Share
65.58
Face Value
81.80
Mar 2026
Equity Capital
8,873
-1,135
0
Trade Payables
52
15,191
Total Liabilities
22,981
18,888
591
Cash & Bank
526
2,977
Total Assets
22,981
Total Debt
9,798
Net Working Capital
830
Contingent Liabilities
0
Book Value per Share
60.37
Face Value
69.23
Total Debt
9,798
Net Working Capital
830
Contingent Liabilities
0
Book Value per Share
60.37
Face Value
69.23

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2019
941
Cash from Investing
-142
Cash from Financing
-878
-79
Free Cash Flow
941
OCF / Net Profit
4.76
Cumulative 5-Year FCF
0
OCF / Net Profit
4.76
Cumulative 5-Year FCF
0
Mar 2020
870
Cash from Investing
112
Cash from Financing
-806
176
Free Cash Flow
870
OCF / Net Profit
5.04
Cumulative 5-Year FCF
0
OCF / Net Profit
5.04
Cumulative 5-Year FCF
0
Mar 2021
929
Cash from Investing
-494
Cash from Financing
-581
-146
Free Cash Flow
929
OCF / Net Profit
5.14
Cumulative 5-Year FCF
0
OCF / Net Profit
5.14
Cumulative 5-Year FCF
0
Mar 2022
1,027
Cash from Investing
-378
Cash from Financing
-679
-30
Free Cash Flow
1,024
OCF / Net Profit
3.39
Cumulative 5-Year FCF
0
OCF / Net Profit
3.39
Cumulative 5-Year FCF
0
Mar 2023
809
Cash from Investing
-284
Cash from Financing
-516
9
Free Cash Flow
809
OCF / Net Profit
2.19
Cumulative 5-Year FCF
0
OCF / Net Profit
2.19
Cumulative 5-Year FCF
0
Mar 2024
987
Cash from Investing
-186
Cash from Financing
-784
17
Free Cash Flow
987
OCF / Net Profit
2.65
Cumulative 5-Year FCF
4,620
OCF / Net Profit
2.65
Cumulative 5-Year FCF
4,620
Mar 2025
961
Cash from Investing
-389
Cash from Financing
-579
-7
Free Cash Flow
961
OCF / Net Profit
2.70
Cumulative 5-Year FCF
4,710
OCF / Net Profit
2.70
Cumulative 5-Year FCF
4,710
Mar 2026
1,275
Cash from Investing
-9,647
Cash from Financing
8,588
216
Free Cash Flow
-7,797
OCF / Net Profit
3.76
Cumulative 5-Year FCF
-4,016
OCF / Net Profit
3.76
Cumulative 5-Year FCF
-4,016

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2019
EPS (₹)
3.41
Book Value (₹)
88.00
Dividend per Share (₹)
0.00
Cash EPS (₹)
14.44
Operating Margin %
82.45%
Net Margin %
16.31%
ROE %
3.87%
ROCE %
5.20%
1.49%
Debtor Days
0
Inventory Days
0
Payable Days
0
0
Debt to Equity (x)
0.35x
Interest Coverage (x)
2.24x
0.60x
Revenue Growth %
0.00%
Operating Profit Growth %
0.00%
Net Profit Growth %
0.00%
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
Dividend Yield %
0.00%
0.00x
Mar 2020
EPS (₹)
2.98
Book Value (₹)
79.68
Dividend per Share (₹)
0.00
Cash EPS (₹)
14.78
Operating Margin %
82.43%
Net Margin %
13.92%
ROE %
3.55%
ROCE %
5.07%
1.34%
Debtor Days
0
Inventory Days
0
Payable Days
0
0
Debt to Equity (x)
0.38x
Interest Coverage (x)
2.05x
0.51x
Revenue Growth %
2.29%
Operating Profit Growth %
2.26%
Net Profit Growth %
-12.67%
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
Dividend Yield %
0.00%
0.00x
Mar 2021
EPS (₹)
3.11
Book Value (₹)
74.99
Dividend per Share (₹)
0.00
Cash EPS (₹)
13.59
Operating Margin %
81.78%
Net Margin %
15.82%
ROE %
4.03%
ROCE %
5.17%
1.46%
Debtor Days
0
Inventory Days
0
Payable Days
0
0
Debt to Equity (x)
0.44x
Interest Coverage (x)
2.24x
0.82x
Revenue Growth %
-7.88%
Operating Profit Growth %
-8.61%
Net Profit Growth %
4.71%
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
Dividend Yield %
0.00%
0.00x
Mar 2022
EPS (₹)
5.21
Book Value (₹)
71.30
Dividend per Share (₹)
0.00
Cash EPS (₹)
16.94
Operating Margin %
82.63%
Net Margin %
21.75%
ROE %
7.13%
ROCE %
7.78%
2.50%
Debtor Days
0
Inventory Days
0
Payable Days
0
0
Debt to Equity (x)
0.46x
Interest Coverage (x)
3.37x
1.14x
Revenue Growth %
21.76%
Operating Profit Growth %
23.97%
Net Profit Growth %
67.36%
67.72%
P/E (x)
10.06x
P/B (x)
0.74x
Dividend Yield %
0.00%
3.67x
Mar 2023
EPS (₹)
6.37
Book Value (₹)
69.02
Dividend per Share (₹)
0.00
Cash EPS (₹)
10.87
Operating Margin %
56.03%
Net Margin %
25.63%
ROE %
9.07%
ROCE %
8.66%
3.02%
Debtor Days
0
Inventory Days
0
Payable Days
0
0
Debt to Equity (x)
0.76x
Interest Coverage (x)
2.94x
1.28x
Revenue Growth %
3.60%
Operating Profit Growth %
-28.55%
Net Profit Growth %
22.11%
22.11%
P/E (x)
10.62x
P/B (x)
0.98x
Dividend Yield %
0.00%
8.37x
Mar 2024
EPS (₹)
6.43
Book Value (₹)
67.44
Dividend per Share (₹)
0.00
Cash EPS (₹)
10.38
Operating Margin %
81.41%
Net Margin %
34.72%
ROE %
9.42%
ROCE %
9.37%
2.97%
Debtor Days
0
Inventory Days
0
Payable Days
0
0
Debt to Equity (x)
0.78x
Interest Coverage (x)
2.41x
1.00x
Revenue Growth %
-25.47%
Operating Profit Growth %
7.03%
Net Profit Growth %
0.95%
0.95%
P/E (x)
10.41x
P/B (x)
0.99x
Dividend Yield %
0.00%
7.69x
Mar 2025
EPS (₹)
6.13
Book Value (₹)
65.58
Dividend per Share (₹)
0.00
Cash EPS (₹)
10.50
Operating Margin %
82.25%
Net Margin %
32.57%
ROE %
9.21%
ROCE %
9.48%
2.85%
Debtor Days
0
Inventory Days
0
Payable Days
0
0
Debt to Equity (x)
0.84x
Interest Coverage (x)
2.25x
1.16x
Revenue Growth %
1.59%
Operating Profit Growth %
3.42%
Net Profit Growth %
-4.69%
-4.69%
P/E (x)
8.16x
P/B (x)
0.76x
Dividend Yield %
0.00%
6.48x
Mar 2026
EPS (₹)
2.64
Book Value (₹)
60.37
Dividend per Share (₹)
0.00
Cash EPS (₹)
5.61
Operating Margin %
79.48%
Net Margin %
22.45%
ROE %
5.87%
ROCE %
7.25%
1.92%
Debtor Days
0
Inventory Days
0
Payable Days
0
0
Debt to Equity (x)
1.27x
Interest Coverage (x)
1.71x
2.00x
Revenue Growth %
38.16%
Operating Profit Growth %
38.83%
Net Profit Growth %
-4.77%
-56.87%
P/E (x)
22.80x
P/B (x)
1.00x
Dividend Yield %
0.00%
13.36x

Shareholding Pattern

Numbers in percentages

TRADES

No quarterly shareholding data found

We don't have this information yet. Please check back later.

Documents

Announcements

Nothing filed yet.

Credit Ratings

Nothing filed yet.

Concalls