Jaro Institute of Technology Management and Research Ltd.
•₹ 443.10.69%
2026-08-21
PROS
- Company is almost debt free
- Company has a healthy return on capital (ROCE) of 38.0%
- Company has a good return on equity (ROE) track record: 3 Years ROE 34.0%
- Latest quarter profit grew 48.3% YoY, showing strong momentum
- Operating margins have improved to 26.5% from 21.6%
CONS
- Poor cash conversion - profits are not backed by operating cash flow (CFO/PAT 0.12x)
- Operating cash flow has been negative in recent years
- Working capital days have increased from 234 to 487 days
- Equity base is being diluted - shares outstanding up 44.8%
* The pros and cons are machine generated based on quantitative rules.
Peer comparison
EDIT COLUMNS| S.No. | Name | CMP Rs. | P/E | Mar Cap Rs.Cr. | Div Yld % | NP Qtr Rs.Cr. | Qtr Profit Var % | Sales Qtr Rs.Cr. | Qtr Sales Var % | ROCE % | OPM % |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1. | PWL | 122.00 | 1736.12 | 35390.82 | 0.00 | -882.80 | -595.06 | 10539.50 | 1144.20 | -17.62 | -5.41 |
| 2. | SEIL | 211.00 | 584.50 | 3397.10 | 0.00 | 2.82 | -2.76 | 16.30 | 7.51 | 14.21 | 26.28 |
| 3. | CRIZAC | 171.65 | 13.62 | 3003.57 | 4.66 | 46.17 | 0.77 | 201.21 | -3.97 | 52.73 | 30.40 |
| 4. | VERANDA | 233.50 | 15.59 | 2249.79 | 0.00 | 33.87 | 467.88 | 149.54 | 7.37 | 22.75 | 35.96 |
| 5. | JARO | 439.35 | 25.76 | 978.45 | 1.14 | 11.17 | 48.33 | 70.75 | 16.60 | 25.32 | 21.43 |
| 6. | GLOBAL | 107.58 | 21.00 | 547.60 | 0.93 | 3.75 | -11.05 | 14.21 | -4.15 | 29.17 | 41.68 |
| 7. | CPEDU | 204.90 | 15.63 | 372.77 | 0.00 | 8.08 | 12.54 | 14.35 | -1.17 | 40.71 | 64.15 |
| 8. | CPCAP | 122.65 | 4.95 | 223.14 | 0.00 | 13.31 | 23.50 | 21.95 | 47.39 | 9.83 | 93.11 |
| 9. | TREEHOUSE | 6.21 | 0.00 | 26.27 | 0.00 | -2.13 | -233.00 | 1.15 | -20.14 | -1.48 | -212.70 |
| 10. | VIRTUALG | 0.45 | 0.00 | 25.48 | 0.00 | 0.07 | 133.33 | 0.26 | — | -0.46 | 32.57 |
Detailed Comparison with:
Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
| Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|
| 61 | 74 | 43 | 74 | 61 | 80 | 60 | 73 | 71 | |
| 35 | 45 | 45 | 46 | 47 | 54 | 50 | 52 | 58 | |
| Operating Profit | — | — | — | — | — | — | — | — | — |
| OPM % | — | — | — | — | — | — | — | — | — |
| Other Income | 0 | 1 | 0 | 1 | 0 | 0 | 2 | 9 | 2 |
| Interest | 0 | 1 | 1 | 1 | 1 | 1 | 0 | 0 | 0 |
| Depreciation | 2 | 2 | 3 | 2 | 2 | 2 | 3 | 2 | 2 |
| 24 | 27 | -5 | 25 | 10 | 23 | 9 | 27 | 15 | |
| Tax % | 26.58% | 26.11% | 26.74% | 26.42% | 26.51% | 26.57% | 24.63% | 22.37% | 24.49% |
| Net Profit | 17 | 20 | -4 | 18 | 8 | 17 | 7 | 21 | 11 |
| 9 | 10 | -2 | 9 | 4 | 8 | 3 | 10 | 1 | |
| Equity Capital | 20 | 20 | 20 | 20 | 20 | 22 | 22 | 22 | 22 |
| Reserves | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Promoter Pledge % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Equity Capital | 20 | 20 | 20 | 20 | 20 | 22 | 22 | 22 | 22 |
| Reserves | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Promoter Pledge % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Jun 2024
- 61
- 35
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 0
- Depreciation
- 2
- 24
- Tax %
- 26.58%
- Net Profit
- 17
- 9
- Equity Capital
- 20
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 20
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Sep 2024
- 74
- 45
- Operating Profit
- —
- OPM %
- —
- Other Income
- 1
- Interest
- 1
- Depreciation
- 2
- 27
- Tax %
- 26.11%
- Net Profit
- 20
- 10
- Equity Capital
- 20
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 20
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Dec 2024
- 43
- 45
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 1
- Depreciation
- 3
- -5
- Tax %
- 26.74%
- Net Profit
- -4
- -2
- Equity Capital
- 20
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 20
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Mar 2025
- 74
- 46
- Operating Profit
- —
- OPM %
- —
- Other Income
- 1
- Interest
- 1
- Depreciation
- 2
- 25
- Tax %
- 26.42%
- Net Profit
- 18
- 9
- Equity Capital
- 20
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 20
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Jun 2025
- 61
- 47
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 1
- Depreciation
- 2
- 10
- Tax %
- 26.51%
- Net Profit
- 8
- 4
- Equity Capital
- 20
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 20
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Sep 2025
- 80
- 54
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 1
- Depreciation
- 2
- 23
- Tax %
- 26.57%
- Net Profit
- 17
- 8
- Equity Capital
- 22
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 22
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Dec 2025
- 60
- 50
- Operating Profit
- —
- OPM %
- —
- Other Income
- 2
- Interest
- 0
- Depreciation
- 3
- 9
- Tax %
- 24.63%
- Net Profit
- 7
- 3
- Equity Capital
- 22
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 22
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Mar 2026
- 73
- 52
- Operating Profit
- —
- OPM %
- —
- Other Income
- 9
- Interest
- 0
- Depreciation
- 2
- 27
- Tax %
- 22.37%
- Net Profit
- 21
- 10
- Equity Capital
- 22
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 22
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Jun 2026
- 71
- 58
- Operating Profit
- —
- OPM %
- —
- Other Income
- 2
- Interest
- 0
- Depreciation
- 2
- 15
- Tax %
- 24.49%
- Net Profit
- 11
- 1
- Equity Capital
- 22
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 22
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|
| 122 | 199 | 252 | 274 | 284 | |
| 98 | 137 | 171 | 201 | 213 | |
| Operating Profit | 26 | 66 | 85 | 84 | — |
| OPM % | 22 | 33 | 34 | 31 | — |
| Other Income | 2 | 5 | 4 | 11 | 13 |
| Interest | 5 | 5 | 5 | 4 | 2 |
| Depreciation | 5 | 7 | 9 | 10 | 10 |
| 16 | 55 | 70 | 70 | 75 | |
| Tax % | 27 | 26 | 26 | 25 | 24 |
| Net Profit | 12 | 41 | 52 | 53 | 57 |
| EPS | 6 | 27 | 26 | 24 | — |
| Dividend Payout % | 0 | 0 | 0 | 21 | — |
| Minority Interest | 0 | 0 | 0 | 0 | 0 |
| Share of Associates | 0 | 0 | 0 | 0 | 0 |
| Adjusted EPS | 6 | 20 | 26 | 24 | — |
| Minority Interest | 0 | 0 | 0 | 0 | 0 |
| Share of Associates | 0 | 0 | 0 | 0 | 0 |
| Adjusted EPS | 6 | 20 | 26 | 24 | — |
Mar 2023
- 122
- 98
- Operating Profit
- 26
- OPM %
- 22
- Other Income
- 2
- Interest
- 5
- Depreciation
- 5
- 16
- Tax %
- 27
- Net Profit
- 12
- EPS
- 6
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 6
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 6
Mar 2024
- 199
- 137
- Operating Profit
- 66
- OPM %
- 33
- Other Income
- 5
- Interest
- 5
- Depreciation
- 7
- 55
- Tax %
- 26
- Net Profit
- 41
- EPS
- 27
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 20
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 20
Mar 2025
- 252
- 171
- Operating Profit
- 85
- OPM %
- 34
- Other Income
- 4
- Interest
- 5
- Depreciation
- 9
- 70
- Tax %
- 26
- Net Profit
- 52
- EPS
- 26
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 26
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 26
Mar 2026
- 274
- 201
- Operating Profit
- 84
- OPM %
- 31
- Other Income
- 11
- Interest
- 4
- Depreciation
- 10
- 70
- Tax %
- 25
- Net Profit
- 53
- EPS
- 24
- Dividend Payout %
- 21
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 24
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 24
TTM
- 284
- 213
- Operating Profit
- —
- OPM %
- —
- Other Income
- 13
- Interest
- 2
- Depreciation
- 10
- 75
- Tax %
- 24
- Net Profit
- 57
- EPS
- —
- Dividend Payout %
- —
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- —
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- —
COMPOUNDED SALES GROWTH
- 10 Years:
- —
- 5 Years:
- —
- 3 Years:
- 31%
COMPOUNDED PROFIT GROWTH
- 10 Years:
- —
- 5 Years:
- —
- 3 Years:
- 66%
STOCK PRICE CAGR
- 10 Years:
- —
- 5 Years:
- —
- 3 Years:
- —
- 1 Year:
- —
RETURN ON EQUITY
- 10 Years:
- —
- 5 Years:
- —
- 3 Years:
- 34%
- Last Year:
- 20%
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|
| LIABILITIES | - | - | - | - |
| Equity Capital | 15 | 15 | 20 | 22 |
| 56 | 97 | 145 | 331 | |
| 26 | 24 | 51 | 0 | |
| Trade Payables | 19 | 21 | 13 | 21 |
| 49 | 63 | 55 | 68 | |
| Total Liabilities | 166 | 220 | 284 | 442 |
| ASSETS | - | - | - | - |
| 20 | 17 | 16 | 9 | |
| 16 | 0 | 0 | 70 | |
| 0 | 12 | 36 | 14 | |
| Cash & Bank | 13 | 19 | 5 | 74 |
| 117 | 172 | 226 | 275 | |
| Total Assets | 166 | 220 | 284 | 442 |
| Total Debt | 34 | 25 | 51 | 0 |
| Net Working Capital | 43 | 100 | 162 | 366 |
| Contingent Liabilities | 0 | 7 | 3 | 3 |
| Book Value per Share | 47.55 | 74.37 | 81.72 | 162.17 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 |
| Total Debt | 34 | 25 | 51 | 0 |
| Net Working Capital | 43 | 100 | 162 | 366 |
| Contingent Liabilities | 0 | 7 | 3 | 3 |
| Book Value per Share | 47.55 | 74.37 | 81.72 | 162.17 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 |
Mar 2023
- Equity Capital
- 15
- 56
- 26
- Trade Payables
- 19
- 49
- Total Liabilities
- 166
- 20
- 16
- 0
- Cash & Bank
- 13
- 117
- Total Assets
- 166
- Total Debt
- 34
- Net Working Capital
- 43
- Contingent Liabilities
- 0
- Book Value per Share
- 47.55
- Face Value
- 10.00
- Total Debt
- 34
- Net Working Capital
- 43
- Contingent Liabilities
- 0
- Book Value per Share
- 47.55
- Face Value
- 10.00
Mar 2024
- Equity Capital
- 15
- 97
- 24
- Trade Payables
- 21
- 63
- Total Liabilities
- 220
- 17
- 0
- 12
- Cash & Bank
- 19
- 172
- Total Assets
- 220
- Total Debt
- 25
- Net Working Capital
- 100
- Contingent Liabilities
- 7
- Book Value per Share
- 74.37
- Face Value
- 10.00
- Total Debt
- 25
- Net Working Capital
- 100
- Contingent Liabilities
- 7
- Book Value per Share
- 74.37
- Face Value
- 10.00
Mar 2025
- Equity Capital
- 20
- 145
- 51
- Trade Payables
- 13
- 55
- Total Liabilities
- 284
- 16
- 0
- 36
- Cash & Bank
- 5
- 226
- Total Assets
- 284
- Total Debt
- 51
- Net Working Capital
- 162
- Contingent Liabilities
- 3
- Book Value per Share
- 81.72
- Face Value
- 10.00
- Total Debt
- 51
- Net Working Capital
- 162
- Contingent Liabilities
- 3
- Book Value per Share
- 81.72
- Face Value
- 10.00
Mar 2026
- Equity Capital
- 22
- 331
- 0
- Trade Payables
- 21
- 68
- Total Liabilities
- 442
- 9
- 70
- 14
- Cash & Bank
- 74
- 275
- Total Assets
- 442
- Total Debt
- 0
- Net Working Capital
- 366
- Contingent Liabilities
- 3
- Book Value per Share
- 162.17
- Face Value
- 10.00
- Total Debt
- 0
- Net Working Capital
- 366
- Contingent Liabilities
- 3
- Book Value per Share
- 162.17
- Face Value
- 10.00
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|
| 3 | -17 | -23 | 57 | |
| Cash from Investing | -8 | 47 | -4 | -112 |
| Cash from Financing | -5 | -18 | 14 | 73 |
| -10 | 12 | -13 | 19 | |
| Free Cash Flow | 3 | -20 | -30 | 57 |
| OCF / Net Profit | 0.24 | -0.42 | -0.45 | 1.09 |
| Cumulative 5-Year FCF | 0 | 0 | 0 | 0 |
| OCF / Net Profit | 0.24 | -0.42 | -0.45 | 1.09 |
| Cumulative 5-Year FCF | 0 | 0 | 0 | 0 |
Mar 2023
- 3
- Cash from Investing
- -8
- Cash from Financing
- -5
- -10
- Free Cash Flow
- 3
- OCF / Net Profit
- 0.24
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- 0.24
- Cumulative 5-Year FCF
- 0
Mar 2024
- -17
- Cash from Investing
- 47
- Cash from Financing
- -18
- 12
- Free Cash Flow
- -20
- OCF / Net Profit
- -0.42
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- -0.42
- Cumulative 5-Year FCF
- 0
Mar 2025
- -23
- Cash from Investing
- -4
- Cash from Financing
- 14
- -13
- Free Cash Flow
- -30
- OCF / Net Profit
- -0.45
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- -0.45
- Cumulative 5-Year FCF
- 0
Mar 2026
- 57
- Cash from Investing
- -112
- Cash from Financing
- 73
- 19
- Free Cash Flow
- 57
- OCF / Net Profit
- 1.09
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- 1.09
- Cumulative 5-Year FCF
- 0
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|
| PER SHARE | - | - | - | - |
| EPS (₹) | 7.66 | 26.94 | 25.53 | 24.30 |
| Book Value (₹) | 47.55 | 74.37 | 81.72 | 162.17 |
| Dividend per Share (₹) | 0.00 | 0.00 | 0.00 | 5.00 |
| Cash EPS (₹) | 8.47 | 23.68 | 30.05 | 28.78 |
| PROFITABILITY | - | - | - | - |
| Operating Margin % | 21.64% | 31.00% | 32.08% | 26.47% |
| Net Margin % | 9.43% | 20.36% | 20.48% | 19.32% |
| ROE % | 16.10% | 44.20% | 37.27% | 20.41% |
| ROCE % | 19.26% | 47.37% | 41.31% | 25.32% |
| 6.94% | 21.03% | 20.54% | 14.58% | |
| EFFICIENCY | - | - | - | - |
| Debtor Days | 21 | 17 | 35 | 33 |
| Inventory Days | 0 | 0 | 0 | 0 |
| Payable Days | 0 | 0 | 0 | 0 |
| 21 | 17 | 35 | 33 | |
| FINANCIAL HEALTH | - | - | - | - |
| Debt to Equity (x) | 0.47x | 0.22x | 0.31x | 0.00x |
| Interest Coverage (x) | 3.98x | 11.85x | 14.42x | 20.51x |
| 1.62x | 2.59x | 3.09x | 10.08x | |
| GROWTH | - | - | - | - |
| Revenue Growth % | 0.00% | 62.96% | 26.74% | 8.57% |
| Operating Profit Growth % | 0.00% | 151.14% | 27.33% | -1.06% |
| Net Profit Growth % | 0.00% | 251.87% | 27.49% | 2.41% |
| 0.00% | 251.87% | -5.24% | -4.83% | |
| VALUATION | - | - | - | - |
| P/E (x) | 0.00x | 0.00x | 0.00x | 15.98x |
| P/B (x) | 0.00x | 0.00x | 0.00x | 2.39x |
| Dividend Yield % | 0.00% | 0.00% | 0.00% | 1.29% |
| 0.00x | 0.32x | 0.78x | 9.23x |
Mar 2023
- EPS (₹)
- 7.66
- Book Value (₹)
- 47.55
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 8.47
- Operating Margin %
- 21.64%
- Net Margin %
- 9.43%
- ROE %
- 16.10%
- ROCE %
- 19.26%
- 6.94%
- Debtor Days
- 21
- Inventory Days
- 0
- Payable Days
- 0
- 21
- Debt to Equity (x)
- 0.47x
- Interest Coverage (x)
- 3.98x
- 1.62x
- Revenue Growth %
- 0.00%
- Operating Profit Growth %
- 0.00%
- Net Profit Growth %
- 0.00%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2024
- EPS (₹)
- 26.94
- Book Value (₹)
- 74.37
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 23.68
- Operating Margin %
- 31.00%
- Net Margin %
- 20.36%
- ROE %
- 44.20%
- ROCE %
- 47.37%
- 21.03%
- Debtor Days
- 17
- Inventory Days
- 0
- Payable Days
- 0
- 17
- Debt to Equity (x)
- 0.22x
- Interest Coverage (x)
- 11.85x
- 2.59x
- Revenue Growth %
- 62.96%
- Operating Profit Growth %
- 151.14%
- Net Profit Growth %
- 251.87%
- 251.87%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.32x
Mar 2025
- EPS (₹)
- 25.53
- Book Value (₹)
- 81.72
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 30.05
- Operating Margin %
- 32.08%
- Net Margin %
- 20.48%
- ROE %
- 37.27%
- ROCE %
- 41.31%
- 20.54%
- Debtor Days
- 35
- Inventory Days
- 0
- Payable Days
- 0
- 35
- Debt to Equity (x)
- 0.31x
- Interest Coverage (x)
- 14.42x
- 3.09x
- Revenue Growth %
- 26.74%
- Operating Profit Growth %
- 27.33%
- Net Profit Growth %
- 27.49%
- -5.24%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.78x
Mar 2026
- EPS (₹)
- 24.30
- Book Value (₹)
- 162.17
- Dividend per Share (₹)
- 5.00
- Cash EPS (₹)
- 28.78
- Operating Margin %
- 26.47%
- Net Margin %
- 19.32%
- ROE %
- 20.41%
- ROCE %
- 25.32%
- 14.58%
- Debtor Days
- 33
- Inventory Days
- 0
- Payable Days
- 0
- 33
- Debt to Equity (x)
- 0.00x
- Interest Coverage (x)
- 20.51x
- 10.08x
- Revenue Growth %
- 8.57%
- Operating Profit Growth %
- -1.06%
- Net Profit Growth %
- 2.41%
- -4.83%
- P/E (x)
- 15.98x
- P/B (x)
- 2.39x
- Dividend Yield %
- 1.29%
- 9.23x
Documents
Announcements
- Monitoring Agency Report
2026-08-14 - Report of the Monitoring Agency for the quarter ended June 30, 2026.
- General Updates
2026-08-11 - Jaro Institute of Technology Management and Research Limited has informed the Exchange about Investor Presentation on Unaudited Financial Result for quarter ended June 30, 2026.
Annual Reports
Credit Ratings
Nothing filed yet.
Concalls
Aug 2026
May 2026
Feb 2026