Keynote Financial Services Ltd.
•₹ 262.50.54%
2026-08-21
PROS
- Promoters have been increasing their shareholding - up 15.4pp over 2 years
- Solid return on assets for a lender - ROA of 4.4%
- Asset quality is healthy - gross NPA of just 0.0%
- Latest quarter profit grew 110.7% YoY, showing strong momentum
- Company has delivered good sales growth of 17.9% CAGR over last 5 years
CONS
- Capital adequacy is tight at 0.0% - limited headroom to grow
- A large part of profit comes from other income (43.0% of PBT)
- Company has a low return on capital employed of 8.9%
- Company has a low return on equity of 7.5% over last 3 years
- Operating margins have contracted to 18.8% from 53.6%
- Thin net interest margin of 0.0%
* The pros and cons are machine generated based on quantitative rules.
Peer comparison
EDIT COLUMNS| S.No. | Name | CMP Rs. | P/E | Mar Cap Rs.Cr. | Div Yld % | NP Qtr Rs.Cr. | Qtr Profit Var % | Sales Qtr Rs.Cr. | Qtr Sales Var % | ROCE % | OPM % |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1. | BAJAJFINSV | 2010.00 | 31.74 | 322014.33 | 0.07 | 6296.67 | 18.15 | 42036.90 | 92.22 | 11.88 | 40.79 |
| 2. | AIIL | 549.85 | 22.26 | 46694.66 | 0.00 | 11082.20 | 1075.19 | 14695.40 | 1109.37 | 30.27 | 88.91 |
| 3. | CHOLAHLDNG | 1558.35 | 10.96 | 29262.30 | 0.08 | 1788.99 | 42.04 | 11113.57 | 42.92 | 10.52 | 57.53 |
| 4. | TVSHLTD | 13946.95 | 14.32 | 28217.61 | 0.62 | 1173.58 | 73.77 | 17076.18 | 40.01 | 19.39 | 16.25 |
| 5. | CGCL | 226.40 | 19.32 | 21783.17 | 0.09 | 353.38 | 102.04 | 1576.47 | 62.12 | 11.18 | 68.54 |
| 6. | MAHSCOOTER | 13359.10 | 0.00 | 15267.54 | 1.65 | 3.32 | -90.61 | 5.41 | -81.52 | 1.06 | 84.10 |
| 7. | JSWHL | 11370.60 | 91.87 | 12620.94 | 0.00 | 24.54 | -92.74 | 34.58 | 14.97 | 0.58 | 92.45 |
| 8. | JMFINANCIL | 126.45 | 11.63 | 12100.76 | 2.57 | 368.57 | -19.66 | 1200.53 | 9.69 | 11.91 | 58.30 |
| 9. | TSFINV | 414.70 | 18.92 | 9210.65 | 2.69 | 124.95 | -92.11 | 305.57 | 102.23 | 3.47 | 53.35 |
| 10. | RELIGARE | 230.10 | 144.40 | 7932.32 | 0.00 | -46.98 | -674.86 | 2353.40 | 1051.76 | 11.46 | -2.08 |
| 11. | KAMAHOLD | 2440.10 | 8.41 | 7830.42 | 1.70 | 584.02 | 10.80 | 4657.56 | 7.07 | 20.86 | 22.01 |
| 12. | KEYFINSERV | 254.10 | 24.90 | 141.45 | 0.39 | 11.58 | -90.78 | 19.38 | 23.75 | 9.27 | 79.70 |
Detailed Comparison with:
Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 5 | 3 | 7 | 9 | 5 | 4 | 0 | -2 | 6 | -0 | 2 | -4 | 15 | |
| 1 | 1 | 2 | 6 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 5 | |
| Operating Profit | — | — | — | — | — | — | — | — | — | — | — | — | — |
| OPM % | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 0 | -0 | 0 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 3 | 2 | 6 | 3 | 3 | 2 | -1 | -2 | 5 | -2 | 0 | -5 | 10 | |
| Tax % | 25.58% | 26.36% | 24.49% | 22.58% | 28.49% | 27.75% | 2.44% | 138.14% | 23.54% | 23.72% | 52.94% | 20.19% | 25.18% |
| Net Profit | 3 | 2 | 4 | 2 | 2 | 1 | -1 | 1 | 4 | -1 | 0 | -4 | 8 |
| 4 | 2 | 6 | 3 | 3 | 2 | -1 | 1 | 7 | -2 | 0 | -8 | 1 | |
| Equity Capital | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 6 | 6 | 6 | 6 | 6 | 6 |
| Reserves | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 74 |
| Promoter Pledge % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Equity Capital | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 6 | 6 | 6 | 6 | 6 | 6 |
| Reserves | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 74 |
| Promoter Pledge % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Jun 2023
- 5
- 1
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 0
- Depreciation
- 0
- 3
- Tax %
- 25.58%
- Net Profit
- 3
- 4
- Equity Capital
- 7
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 7
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Sep 2023
- 3
- 1
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 0
- Depreciation
- 0
- 2
- Tax %
- 26.36%
- Net Profit
- 2
- 2
- Equity Capital
- 7
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 7
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Dec 2023
- 7
- 2
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 0
- Depreciation
- 0
- 6
- Tax %
- 24.49%
- Net Profit
- 4
- 6
- Equity Capital
- 7
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 7
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Mar 2024
- 9
- 6
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 0
- Depreciation
- 0
- 3
- Tax %
- 22.58%
- Net Profit
- 2
- 3
- Equity Capital
- 7
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 7
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Jun 2024
- 5
- 2
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 0
- Depreciation
- 0
- 3
- Tax %
- 28.49%
- Net Profit
- 2
- 3
- Equity Capital
- 7
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 7
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Sep 2024
- 4
- 2
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 0
- Depreciation
- 0
- 2
- Tax %
- 27.75%
- Net Profit
- 1
- 2
- Equity Capital
- 7
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 7
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Dec 2024
- 0
- 2
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 0
- Depreciation
- 0
- -1
- Tax %
- 2.44%
- Net Profit
- -1
- -1
- Equity Capital
- 7
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 7
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Mar 2025
- -2
- 2
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 0
- Depreciation
- 0
- -2
- Tax %
- 138.14%
- Net Profit
- 1
- 1
- Equity Capital
- 6
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 6
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Jun 2025
- 6
- 2
- Operating Profit
- —
- OPM %
- —
- Other Income
- 1
- Interest
- 0
- Depreciation
- 0
- 5
- Tax %
- 23.54%
- Net Profit
- 4
- 7
- Equity Capital
- 6
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 6
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Sep 2025
- -0
- 2
- Operating Profit
- —
- OPM %
- —
- Other Income
- 1
- Interest
- 0
- Depreciation
- 0
- -2
- Tax %
- 23.72%
- Net Profit
- -1
- -2
- Equity Capital
- 6
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 6
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Dec 2025
- 2
- 2
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 0
- Depreciation
- 0
- 0
- Tax %
- 52.94%
- Net Profit
- 0
- 0
- Equity Capital
- 6
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 6
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Mar 2026
- -4
- 2
- Operating Profit
- —
- OPM %
- —
- Other Income
- -0
- Interest
- 0
- Depreciation
- 0
- -5
- Tax %
- 20.19%
- Net Profit
- -4
- -8
- Equity Capital
- 6
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 6
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Jun 2026
- 15
- 5
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 0
- Depreciation
- 0
- 10
- Tax %
- 25.18%
- Net Profit
- 8
- 1
- Equity Capital
- 6
- Reserves
- 74
- Promoter Pledge %
- 0.00%
- Equity Capital
- 6
- Reserves
- 74
- Promoter Pledge %
- 0.00%
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 7 | 5 | 8 | 8 | 4 | 10 | 7 | 6 | 25 | 10 | 13 | |
| 5 | 5 | 5 | 6 | 6 | 4 | 5 | 6 | 11 | 8 | 11 | |
| Operating Profit | 5 | 3 | 5 | 3 | -0 | 7 | 4 | 1 | 15 | 3 | — |
| OPM % | 74 | 56 | 64 | 34 | -3 | 73 | 54 | 16 | 60 | 30 | — |
| Other Income | 3 | 3 | 2 | 1 | 1 | 2 | 2 | 1 | 1 | 1 | 1 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 5 | 2 | 4 | 2 | -0 | 7 | 4 | 1 | 15 | 3 | 4 | |
| Tax % | 28 | 20 | 27 | -5 | 80 | 32 | -1 | 32 | 25 | -48 | 36 |
| Net Profit | 3 | 2 | 3 | 2 | -0 | 5 | 4 | 1 | 11 | 4 | 2 |
| EPS | 5 | 3 | 5 | 3 | -0 | 7 | 5 | 1 | 16 | 7 | — |
| Dividend Payout % | 20 | 37 | 54 | 29 | -749 | 15 | 19 | 138 | 6 | 15 | — |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Share of Associates | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Adjusted EPS | 5 | 3 | 5 | 3 | -0 | 7 | 5 | 1 | 16 | 7 | — |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Share of Associates | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Adjusted EPS | 5 | 3 | 5 | 3 | -0 | 7 | 5 | 1 | 16 | 7 | — |
Mar 2016
- 7
- 5
- Operating Profit
- 5
- OPM %
- 74
- Other Income
- 3
- Interest
- 0
- Depreciation
- 0
- 5
- Tax %
- 28
- Net Profit
- 3
- EPS
- 5
- Dividend Payout %
- 20
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 5
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 5
Mar 2017
- 5
- 5
- Operating Profit
- 3
- OPM %
- 56
- Other Income
- 3
- Interest
- 0
- Depreciation
- 0
- 2
- Tax %
- 20
- Net Profit
- 2
- EPS
- 3
- Dividend Payout %
- 37
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 3
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 3
Mar 2018
- 8
- 5
- Operating Profit
- 5
- OPM %
- 64
- Other Income
- 2
- Interest
- 0
- Depreciation
- 0
- 4
- Tax %
- 27
- Net Profit
- 3
- EPS
- 5
- Dividend Payout %
- 54
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 5
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 5
Mar 2019
- 8
- 6
- Operating Profit
- 3
- OPM %
- 34
- Other Income
- 1
- Interest
- 0
- Depreciation
- 0
- 2
- Tax %
- -5
- Net Profit
- 2
- EPS
- 3
- Dividend Payout %
- 29
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 3
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 3
Mar 2020
- 4
- 6
- Operating Profit
- -0
- OPM %
- -3
- Other Income
- 1
- Interest
- 0
- Depreciation
- 0
- -0
- Tax %
- 80
- Net Profit
- -0
- EPS
- -0
- Dividend Payout %
- -749
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- -0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- -0
Mar 2021
- 10
- 4
- Operating Profit
- 7
- OPM %
- 73
- Other Income
- 2
- Interest
- 0
- Depreciation
- 0
- 7
- Tax %
- 32
- Net Profit
- 5
- EPS
- 7
- Dividend Payout %
- 15
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 7
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 7
Mar 2022
- 7
- 5
- Operating Profit
- 4
- OPM %
- 54
- Other Income
- 2
- Interest
- 0
- Depreciation
- 0
- 4
- Tax %
- -1
- Net Profit
- 4
- EPS
- 5
- Dividend Payout %
- 19
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 5
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 5
Mar 2023
- 6
- 6
- Operating Profit
- 1
- OPM %
- 16
- Other Income
- 1
- Interest
- 0
- Depreciation
- 0
- 1
- Tax %
- 32
- Net Profit
- 1
- EPS
- 1
- Dividend Payout %
- 138
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 1
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 1
Mar 2024
- 25
- 11
- Operating Profit
- 15
- OPM %
- 60
- Other Income
- 1
- Interest
- 0
- Depreciation
- 0
- 15
- Tax %
- 25
- Net Profit
- 11
- EPS
- 16
- Dividend Payout %
- 6
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 16
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 16
Mar 2025
- 10
- 8
- Operating Profit
- 3
- OPM %
- 30
- Other Income
- 1
- Interest
- 0
- Depreciation
- 0
- 3
- Tax %
- -48
- Net Profit
- 4
- EPS
- 7
- Dividend Payout %
- 15
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 7
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 7
TTM
- 13
- 11
- Operating Profit
- —
- OPM %
- —
- Other Income
- 1
- Interest
- 0
- Depreciation
- 0
- 4
- Tax %
- 36
- Net Profit
- 2
- EPS
- —
- Dividend Payout %
- —
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- —
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- —
COMPOUNDED SALES GROWTH
- 10 Years:
- 9%
- 5 Years:
- 18%
- 3 Years:
- 9%
COMPOUNDED PROFIT GROWTH
- 10 Years:
- 22%
- 5 Years:
- —
- 3 Years:
- 1%
STOCK PRICE CAGR
- 10 Years:
- —
- 5 Years:
- 27%
- 3 Years:
- 37%
- 1 Year:
- 1%
RETURN ON EQUITY
- 10 Years:
- 6%
- 5 Years:
- 7%
- 3 Years:
- 7%
- Last Year:
- 5%
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
| LIABILITIES | - | - | - | - | - | - | - | - | - | - |
| Equity Capital | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 6 |
| 43 | 45 | 47 | 49 | 48 | 52 | 55 | 55 | 65 | 68 | |
| 9 | 10 | 11 | 5 | 5 | 7 | 8 | 8 | 16 | 7 | |
| Total Liabilities | 59 | 62 | 65 | 61 | 60 | 66 | 70 | 70 | 88 | 81 |
| ASSETS | - | - | - | - | - | - | - | - | - | - |
| 10 | 9 | 9 | 9 | 8 | 8 | 8 | 8 | 7 | 8 | |
| 38 | 31 | 45 | 43 | 33 | 38 | 53 | 49 | 65 | 67 | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 7 | 0 | |
| Cash & Bank | 1 | 1 | 1 | 4 | 12 | 14 | 2 | 1 | 1 | 2 |
| 11 | 20 | 10 | 6 | 6 | 7 | 8 | 12 | 8 | 4 | |
| Total Assets | 59 | 62 | 65 | 61 | 60 | 66 | 70 | 70 | 88 | 81 |
| Total Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 |
| Net Working Capital | 17 | 19 | 22 | 25 | 21 | 28 | 32 | 31 | 43 | 45 |
| Contingent Liabilities | 22 | 22 | 16 | 16 | 17 | 17 | 17 | 16 | 6 | 6 |
| Book Value per Share | 70.89 | 73.58 | 76.98 | 79.53 | 78.22 | 83.85 | 88.08 | 87.93 | 102.49 | 132.31 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Total Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 |
| Net Working Capital | 17 | 19 | 22 | 25 | 21 | 28 | 32 | 31 | 43 | 45 |
| Contingent Liabilities | 22 | 22 | 16 | 16 | 17 | 17 | 17 | 16 | 6 | 6 |
| Book Value per Share | 70.89 | 73.58 | 76.98 | 79.53 | 78.22 | 83.85 | 88.08 | 87.93 | 102.49 | 132.31 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
Mar 2016
- Equity Capital
- 7
- 43
- 9
- Total Liabilities
- 59
- 10
- 38
- 0
- Cash & Bank
- 1
- 11
- Total Assets
- 59
- Total Debt
- 0
- Net Working Capital
- 17
- Contingent Liabilities
- 22
- Book Value per Share
- 70.89
- Face Value
- 10.00
- Total Debt
- 0
- Net Working Capital
- 17
- Contingent Liabilities
- 22
- Book Value per Share
- 70.89
- Face Value
- 10.00
Mar 2017
- Equity Capital
- 7
- 45
- 10
- Total Liabilities
- 62
- 9
- 31
- 0
- Cash & Bank
- 1
- 20
- Total Assets
- 62
- Total Debt
- 0
- Net Working Capital
- 19
- Contingent Liabilities
- 22
- Book Value per Share
- 73.58
- Face Value
- 10.00
- Total Debt
- 0
- Net Working Capital
- 19
- Contingent Liabilities
- 22
- Book Value per Share
- 73.58
- Face Value
- 10.00
Mar 2018
- Equity Capital
- 7
- 47
- 11
- Total Liabilities
- 65
- 9
- 45
- 0
- Cash & Bank
- 1
- 10
- Total Assets
- 65
- Total Debt
- 0
- Net Working Capital
- 22
- Contingent Liabilities
- 16
- Book Value per Share
- 76.98
- Face Value
- 10.00
- Total Debt
- 0
- Net Working Capital
- 22
- Contingent Liabilities
- 16
- Book Value per Share
- 76.98
- Face Value
- 10.00
Mar 2019
- Equity Capital
- 7
- 49
- 5
- Total Liabilities
- 61
- 9
- 43
- 0
- Cash & Bank
- 4
- 6
- Total Assets
- 61
- Total Debt
- 0
- Net Working Capital
- 25
- Contingent Liabilities
- 16
- Book Value per Share
- 79.53
- Face Value
- 10.00
- Total Debt
- 0
- Net Working Capital
- 25
- Contingent Liabilities
- 16
- Book Value per Share
- 79.53
- Face Value
- 10.00
Mar 2020
- Equity Capital
- 7
- 48
- 5
- Total Liabilities
- 60
- 8
- 33
- 0
- Cash & Bank
- 12
- 6
- Total Assets
- 60
- Total Debt
- 0
- Net Working Capital
- 21
- Contingent Liabilities
- 17
- Book Value per Share
- 78.22
- Face Value
- 10.00
- Total Debt
- 0
- Net Working Capital
- 21
- Contingent Liabilities
- 17
- Book Value per Share
- 78.22
- Face Value
- 10.00
Mar 2021
- Equity Capital
- 7
- 52
- 7
- Total Liabilities
- 66
- 8
- 38
- 0
- Cash & Bank
- 14
- 7
- Total Assets
- 66
- Total Debt
- 0
- Net Working Capital
- 28
- Contingent Liabilities
- 17
- Book Value per Share
- 83.85
- Face Value
- 10.00
- Total Debt
- 0
- Net Working Capital
- 28
- Contingent Liabilities
- 17
- Book Value per Share
- 83.85
- Face Value
- 10.00
Mar 2022
- Equity Capital
- 7
- 55
- 8
- Total Liabilities
- 70
- 8
- 53
- 0
- Cash & Bank
- 2
- 8
- Total Assets
- 70
- Total Debt
- 0
- Net Working Capital
- 32
- Contingent Liabilities
- 17
- Book Value per Share
- 88.08
- Face Value
- 10.00
- Total Debt
- 0
- Net Working Capital
- 32
- Contingent Liabilities
- 17
- Book Value per Share
- 88.08
- Face Value
- 10.00
Mar 2023
- Equity Capital
- 7
- 55
- 8
- Total Liabilities
- 70
- 8
- 49
- 0
- Cash & Bank
- 1
- 12
- Total Assets
- 70
- Total Debt
- 0
- Net Working Capital
- 31
- Contingent Liabilities
- 16
- Book Value per Share
- 87.93
- Face Value
- 10.00
- Total Debt
- 0
- Net Working Capital
- 31
- Contingent Liabilities
- 16
- Book Value per Share
- 87.93
- Face Value
- 10.00
Mar 2024
- Equity Capital
- 7
- 65
- 16
- Total Liabilities
- 88
- 7
- 65
- 7
- Cash & Bank
- 1
- 8
- Total Assets
- 88
- Total Debt
- 0
- Net Working Capital
- 43
- Contingent Liabilities
- 6
- Book Value per Share
- 102.49
- Face Value
- 10.00
- Total Debt
- 0
- Net Working Capital
- 43
- Contingent Liabilities
- 6
- Book Value per Share
- 102.49
- Face Value
- 10.00
Mar 2025
- Equity Capital
- 6
- 68
- 7
- Total Liabilities
- 81
- 8
- 67
- 0
- Cash & Bank
- 2
- 4
- Total Assets
- 81
- Total Debt
- 1
- Net Working Capital
- 45
- Contingent Liabilities
- 6
- Book Value per Share
- 132.31
- Face Value
- 10.00
- Total Debt
- 1
- Net Working Capital
- 45
- Contingent Liabilities
- 6
- Book Value per Share
- 132.31
- Face Value
- 10.00
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
| 8 | -8 | 12 | -1 | -1 | 6 | -1 | -4 | 8 | 0 | |
| Cash from Investing | -7 | 9 | -12 | 6 | 10 | -16 | 2 | 5 | -8 | 2 |
| Cash from Financing | -1 | -1 | -1 | -2 | -1 | -1 | -1 | -1 | -1 | -1 |
| 0 | 1 | -0 | 3 | 8 | -11 | 1 | -0 | -0 | 1 | |
| Free Cash Flow | 8 | -8 | 12 | -1 | -1 | 6 | -1 | -4 | 8 | -1 |
| OCF / Net Profit | 2.38 | -4.07 | 3.72 | -0.29 | 11.50 | 1.24 | -0.29 | -8.14 | 0.77 | 0.11 |
| Cumulative 5-Year FCF | 0 | 0 | 0 | 0 | 11 | 8 | 15 | -1 | 8 | 8 |
| OCF / Net Profit | 2.38 | -4.07 | 3.72 | -0.29 | 11.50 | 1.24 | -0.29 | -8.14 | 0.77 | 0.11 |
| Cumulative 5-Year FCF | 0 | 0 | 0 | 0 | 11 | 8 | 15 | -1 | 8 | 8 |
Mar 2016
- 8
- Cash from Investing
- -7
- Cash from Financing
- -1
- 0
- Free Cash Flow
- 8
- OCF / Net Profit
- 2.38
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- 2.38
- Cumulative 5-Year FCF
- 0
Mar 2017
- -8
- Cash from Investing
- 9
- Cash from Financing
- -1
- 1
- Free Cash Flow
- -8
- OCF / Net Profit
- -4.07
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- -4.07
- Cumulative 5-Year FCF
- 0
Mar 2018
- 12
- Cash from Investing
- -12
- Cash from Financing
- -1
- -0
- Free Cash Flow
- 12
- OCF / Net Profit
- 3.72
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- 3.72
- Cumulative 5-Year FCF
- 0
Mar 2019
- -1
- Cash from Investing
- 6
- Cash from Financing
- -2
- 3
- Free Cash Flow
- -1
- OCF / Net Profit
- -0.29
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- -0.29
- Cumulative 5-Year FCF
- 0
Mar 2020
- -1
- Cash from Investing
- 10
- Cash from Financing
- -1
- 8
- Free Cash Flow
- -1
- OCF / Net Profit
- 11.50
- Cumulative 5-Year FCF
- 11
- OCF / Net Profit
- 11.50
- Cumulative 5-Year FCF
- 11
Mar 2021
- 6
- Cash from Investing
- -16
- Cash from Financing
- -1
- -11
- Free Cash Flow
- 6
- OCF / Net Profit
- 1.24
- Cumulative 5-Year FCF
- 8
- OCF / Net Profit
- 1.24
- Cumulative 5-Year FCF
- 8
Mar 2022
- -1
- Cash from Investing
- 2
- Cash from Financing
- -1
- 1
- Free Cash Flow
- -1
- OCF / Net Profit
- -0.29
- Cumulative 5-Year FCF
- 15
- OCF / Net Profit
- -0.29
- Cumulative 5-Year FCF
- 15
Mar 2023
- -4
- Cash from Investing
- 5
- Cash from Financing
- -1
- -0
- Free Cash Flow
- -4
- OCF / Net Profit
- -8.14
- Cumulative 5-Year FCF
- -1
- OCF / Net Profit
- -8.14
- Cumulative 5-Year FCF
- -1
Mar 2024
- 8
- Cash from Investing
- -8
- Cash from Financing
- -1
- -0
- Free Cash Flow
- 8
- OCF / Net Profit
- 0.77
- Cumulative 5-Year FCF
- 8
- OCF / Net Profit
- 0.77
- Cumulative 5-Year FCF
- 8
Mar 2025
- 0
- Cash from Investing
- 2
- Cash from Financing
- -1
- 1
- Free Cash Flow
- -1
- OCF / Net Profit
- 0.11
- Cumulative 5-Year FCF
- 8
- OCF / Net Profit
- 0.11
- Cumulative 5-Year FCF
- 8
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
| PER SHARE | - | - | - | - | - | - | - | - | - | - |
| EPS (₹) | 4.95 | 2.69 | 4.60 | 3.46 | -0.13 | 6.59 | 5.21 | 0.73 | 15.69 | 6.71 |
| Book Value (₹) | 70.89 | 73.58 | 76.98 | 79.53 | 78.22 | 83.85 | 88.08 | 87.93 | 102.49 | 132.31 |
| Dividend per Share (₹) | 1.00 | 1.00 | 2.50 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Cash EPS (₹) | 5.58 | 3.28 | 5.15 | 4.02 | 0.36 | 7.04 | 5.62 | 1.02 | 15.99 | 7.26 |
| PROFITABILITY | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | 73.77% | 55.84% | 63.56% | 34.45% | -2.61% | 73.22% | 53.57% | 15.88% | 55.80% | 18.84% |
| Net Margin % | 48.57% | 37.78% | 39.06% | 31.02% | -2.24% | 47.32% | 50.05% | 8.40% | 44.63% | 39.10% |
| ROE % | 7.18% | 3.73% | 6.11% | 4.43% | -0.17% | 8.13% | 6.06% | 0.82% | 16.48% | 5.13% |
| ROCE % | 9.95% | 4.68% | 8.40% | 4.21% | -0.83% | 12.01% | 6.02% | 1.23% | 21.87% | 3.53% |
| 5.91% | 3.13% | 5.10% | 3.85% | -0.16% | 7.37% | 5.39% | 0.73% | 13.91% | 4.42% | |
| EFFICIENCY | - | - | - | - | - | - | - | - | - | - |
| Debtor Days | 67 | 69 | 26 | 20 | 61 | 30 | 60 | 79 | 56 | 130 |
| Inventory Days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Payable Days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 67 | 69 | 26 | 20 | 61 | 30 | 60 | 79 | 56 | 130 | |
| FINANCIAL HEALTH | - | - | - | - | - | - | - | - | - | - |
| Debt to Equity (x) | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.01x |
| Interest Coverage (x) | 190.61x | 198.29x | 964.03x | 777.76x | -94.31x | 142.64x | 844.12x | 164.67x | 3654.55x | 49.12x |
| 11.17x | 9.62x | 9.81x | 6.99x | 27.44x | 29.48x | 18.63x | 17.04x | 7.36x | 19.25x | |
| GROWTH | - | - | - | - | - | - | - | - | - | - |
| Revenue Growth % | 75.16% | -30.12% | 65.17% | -5.17% | -46.57% | 133.35% | -25.19% | -17.04% | 306.94% | -61.30% |
| Operating Profit Growth % | 289.57% | -47.11% | 88.03% | -48.61% | -104.05% | 6639.05% | -45.27% | -75.41% | 1440.29% | -80.54% |
| Net Profit Growth % | 567.43% | -45.65% | 70.78% | -24.69% | -103.86% | 5031.27% | -20.88% | -86.07% | 2061.35% | -66.09% |
| 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 2061.34% | -57.25% | |
| VALUATION | - | - | - | - | - | - | - | - | - | - |
| P/E (x) | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 9.16x | 44.96x |
| P/B (x) | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 1.40x | 2.28x |
| Dividend Yield % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.70% | 0.33% |
| 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 6.73x | 57.75x |
Mar 2016
- EPS (₹)
- 4.95
- Book Value (₹)
- 70.89
- Dividend per Share (₹)
- 1.00
- Cash EPS (₹)
- 5.58
- Operating Margin %
- 73.77%
- Net Margin %
- 48.57%
- ROE %
- 7.18%
- ROCE %
- 9.95%
- 5.91%
- Debtor Days
- 67
- Inventory Days
- 0
- Payable Days
- 0
- 67
- Debt to Equity (x)
- 0.00x
- Interest Coverage (x)
- 190.61x
- 11.17x
- Revenue Growth %
- 75.16%
- Operating Profit Growth %
- 289.57%
- Net Profit Growth %
- 567.43%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2017
- EPS (₹)
- 2.69
- Book Value (₹)
- 73.58
- Dividend per Share (₹)
- 1.00
- Cash EPS (₹)
- 3.28
- Operating Margin %
- 55.84%
- Net Margin %
- 37.78%
- ROE %
- 3.73%
- ROCE %
- 4.68%
- 3.13%
- Debtor Days
- 69
- Inventory Days
- 0
- Payable Days
- 0
- 69
- Debt to Equity (x)
- 0.00x
- Interest Coverage (x)
- 198.29x
- 9.62x
- Revenue Growth %
- -30.12%
- Operating Profit Growth %
- -47.11%
- Net Profit Growth %
- -45.65%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2018
- EPS (₹)
- 4.60
- Book Value (₹)
- 76.98
- Dividend per Share (₹)
- 2.50
- Cash EPS (₹)
- 5.15
- Operating Margin %
- 63.56%
- Net Margin %
- 39.06%
- ROE %
- 6.11%
- ROCE %
- 8.40%
- 5.10%
- Debtor Days
- 26
- Inventory Days
- 0
- Payable Days
- 0
- 26
- Debt to Equity (x)
- 0.00x
- Interest Coverage (x)
- 964.03x
- 9.81x
- Revenue Growth %
- 65.17%
- Operating Profit Growth %
- 88.03%
- Net Profit Growth %
- 70.78%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2019
- EPS (₹)
- 3.46
- Book Value (₹)
- 79.53
- Dividend per Share (₹)
- 1.00
- Cash EPS (₹)
- 4.02
- Operating Margin %
- 34.45%
- Net Margin %
- 31.02%
- ROE %
- 4.43%
- ROCE %
- 4.21%
- 3.85%
- Debtor Days
- 20
- Inventory Days
- 0
- Payable Days
- 0
- 20
- Debt to Equity (x)
- 0.00x
- Interest Coverage (x)
- 777.76x
- 6.99x
- Revenue Growth %
- -5.17%
- Operating Profit Growth %
- -48.61%
- Net Profit Growth %
- -24.69%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2020
- EPS (₹)
- -0.13
- Book Value (₹)
- 78.22
- Dividend per Share (₹)
- 1.00
- Cash EPS (₹)
- 0.36
- Operating Margin %
- -2.61%
- Net Margin %
- -2.24%
- ROE %
- -0.17%
- ROCE %
- -0.83%
- -0.16%
- Debtor Days
- 61
- Inventory Days
- 0
- Payable Days
- 0
- 61
- Debt to Equity (x)
- 0.00x
- Interest Coverage (x)
- -94.31x
- 27.44x
- Revenue Growth %
- -46.57%
- Operating Profit Growth %
- -104.05%
- Net Profit Growth %
- -103.86%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2021
- EPS (₹)
- 6.59
- Book Value (₹)
- 83.85
- Dividend per Share (₹)
- 1.00
- Cash EPS (₹)
- 7.04
- Operating Margin %
- 73.22%
- Net Margin %
- 47.32%
- ROE %
- 8.13%
- ROCE %
- 12.01%
- 7.37%
- Debtor Days
- 30
- Inventory Days
- 0
- Payable Days
- 0
- 30
- Debt to Equity (x)
- 0.00x
- Interest Coverage (x)
- 142.64x
- 29.48x
- Revenue Growth %
- 133.35%
- Operating Profit Growth %
- 6639.05%
- Net Profit Growth %
- 5031.27%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2022
- EPS (₹)
- 5.21
- Book Value (₹)
- 88.08
- Dividend per Share (₹)
- 1.00
- Cash EPS (₹)
- 5.62
- Operating Margin %
- 53.57%
- Net Margin %
- 50.05%
- ROE %
- 6.06%
- ROCE %
- 6.02%
- 5.39%
- Debtor Days
- 60
- Inventory Days
- 0
- Payable Days
- 0
- 60
- Debt to Equity (x)
- 0.00x
- Interest Coverage (x)
- 844.12x
- 18.63x
- Revenue Growth %
- -25.19%
- Operating Profit Growth %
- -45.27%
- Net Profit Growth %
- -20.88%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2023
- EPS (₹)
- 0.73
- Book Value (₹)
- 87.93
- Dividend per Share (₹)
- 1.00
- Cash EPS (₹)
- 1.02
- Operating Margin %
- 15.88%
- Net Margin %
- 8.40%
- ROE %
- 0.82%
- ROCE %
- 1.23%
- 0.73%
- Debtor Days
- 79
- Inventory Days
- 0
- Payable Days
- 0
- 79
- Debt to Equity (x)
- 0.00x
- Interest Coverage (x)
- 164.67x
- 17.04x
- Revenue Growth %
- -17.04%
- Operating Profit Growth %
- -75.41%
- Net Profit Growth %
- -86.07%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2024
- EPS (₹)
- 15.69
- Book Value (₹)
- 102.49
- Dividend per Share (₹)
- 1.00
- Cash EPS (₹)
- 15.99
- Operating Margin %
- 55.80%
- Net Margin %
- 44.63%
- ROE %
- 16.48%
- ROCE %
- 21.87%
- 13.91%
- Debtor Days
- 56
- Inventory Days
- 0
- Payable Days
- 0
- 56
- Debt to Equity (x)
- 0.00x
- Interest Coverage (x)
- 3654.55x
- 7.36x
- Revenue Growth %
- 306.94%
- Operating Profit Growth %
- 1440.29%
- Net Profit Growth %
- 2061.35%
- 2061.34%
- P/E (x)
- 9.16x
- P/B (x)
- 1.40x
- Dividend Yield %
- 0.70%
- 6.73x
Mar 2025
- EPS (₹)
- 6.71
- Book Value (₹)
- 132.31
- Dividend per Share (₹)
- 1.00
- Cash EPS (₹)
- 7.26
- Operating Margin %
- 18.84%
- Net Margin %
- 39.10%
- ROE %
- 5.13%
- ROCE %
- 3.53%
- 4.42%
- Debtor Days
- 130
- Inventory Days
- 0
- Payable Days
- 0
- 130
- Debt to Equity (x)
- 0.01x
- Interest Coverage (x)
- 49.12x
- 19.25x
- Revenue Growth %
- -61.30%
- Operating Profit Growth %
- -80.54%
- Net Profit Growth %
- -66.09%
- -57.25%
- P/E (x)
- 44.96x
- P/B (x)
- 2.28x
- Dividend Yield %
- 0.33%
- 57.75x
Documents
Announcements
- Updates
2026-08-17 - Keynote Financial Services Limited has informed the Exchange regarding 'Newspaper Publication'.
- General Updates
2026-08-13 - Keynote Financial Services Limited has informed the Exchange about General Updates
Annual Reports
Credit Ratings
Nothing filed yet.
Concalls
Nothing filed yet.

