TruCap Finance Ltd.
•₹ 4.17-0.48%
2026-08-21
PROS
- Comfortable capital adequacy - CAR of 23.6%
- Company has delivered good sales growth of 59.4% CAGR over last 5 years
CONS
- Company is loss-making at the operating / net level
- Net NPA is elevated at 2.2% - provisioning cushion is thin
- Company has a low return on equity of -9.5% over last 3 years
- Promoter holding has decreased over last 2 years: -11.2pp
- Company has a low return on capital employed of 8.2%
* The pros and cons are machine generated based on quantitative rules.
Peer comparison
EDIT COLUMNS| S.No. | Name | CMP Rs. | P/E | Mar Cap Rs.Cr. | Div Yld % | NP Qtr Rs.Cr. | Qtr Profit Var % | Sales Qtr Rs.Cr. | Qtr Sales Var % | ROCE % | OPM % |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1. | PFC | 376.00 | 4.76 | 124083.83 | 4.93 | 8997.92 | 0.18 | 28526.86 | 0.32 | 10.05 | 99.88 |
| 2. | IRFC | 85.10 | 0.00 | 111212.99 | 2.47 | 1927.21 | 10.40 | 8261.11 | 451.73 | 5.64 | 99.49 |
| 3. | RECLTD | 337.35 | 5.54 | 88831.81 | 5.50 | 4192.76 | -6.11 | 14434.92 | -1.51 | 9.71 | 96.90 |
| 4. | IFCI | 81.60 | 126.04 | 21985.60 | 0.00 | 60.27 | -3.46 | 327.06 | 4.79 | 11.51 | 57.66 |
| 5. | TFCILTD | 131.50 | 71.22 | 6088.15 | 0.46 | 18.38 | -8.25 | 51.00 | -17.46 | 11.13 | 90.10 |
| 6. | SATIN | 224.35 | 6.05 | 2478.42 | 0.00 | 122.65 | 171.94 | 762.14 | 7.70 | 12.15 | 62.96 |
| 7. | TRU | 4.35 | 0.00 | 51.70 | 0.00 | -10.58 | -16.29 | 11.27 | -62.55 | 3.48 | -79.12 |
Detailed Comparison with:
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 38 | 43 | 40 | 41 | 52 | 58 | 52 | 35 | 30 | 23 | 15 | 15 | 11 | |
| 17 | 20 | 22 | 24 | 22 | 26 | 25 | 71 | 36 | 48 | 52 | 19 | 26 | |
| Operating Profit | — | — | — | — | — | — | — | — | — | — | — | — | — |
| OPM % | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Other Income | 0 | 0 | 9 | 12 | 0 | 1 | 1 | 1 | 12 | 2 | 1 | 1 | 1 |
| Interest | 17 | 18 | 21 | 23 | 26 | 27 | 25 | 21 | 20 | 20 | 14 | 21 | 4 |
| Depreciation | 2 | 2 | 3 | 2 | 2 | 2 | 2 | 21 | 2 | 2 | 2 | 2 | 2 |
| 1 | 3 | 3 | 4 | 2 | 3 | 1 | -76 | -16 | -46 | -52 | -26 | -14 | |
| Tax % | 27.89% | 46.67% | 13.33% | -38.78% | 35.14% | 61.45% | -24.68% | 11.36% | 42.41% | 27.86% | 19.14% | 27.29% | 24.62% |
| Net Profit | 0 | 0 | 0 | 0 | 1 | 1 | 1 | -68 | -9 | -33 | -42 | -19 | -11 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | -5 | -1 | -3 | -4 | -2 | -0 | |
| Equity Capital | 23 | 23 | 23 | 23 | 23 | 23 | 23 | 23 | 24 | 24 | 24 | 24 | 24 |
| Reserves | 195 | 201 | 196 | 189 | 200 | 201 | 202 | 139 | 118 | 84 | 43 | 27 | 19 |
| Promoter Pledge % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Equity Capital | 23 | 23 | 23 | 23 | 23 | 23 | 23 | 23 | 24 | 24 | 24 | 24 | 24 |
| Reserves | 195 | 201 | 196 | 189 | 200 | 201 | 202 | 139 | 118 | 84 | 43 | 27 | 19 |
| Promoter Pledge % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Jun 2023
- 38
- 17
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 17
- Depreciation
- 2
- 1
- Tax %
- 27.89%
- Net Profit
- 0
- 0
- Equity Capital
- 23
- Reserves
- 195
- Promoter Pledge %
- 0.00%
- Equity Capital
- 23
- Reserves
- 195
- Promoter Pledge %
- 0.00%
Sep 2023
- 43
- 20
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 18
- Depreciation
- 2
- 3
- Tax %
- 46.67%
- Net Profit
- 0
- 0
- Equity Capital
- 23
- Reserves
- 201
- Promoter Pledge %
- 0.00%
- Equity Capital
- 23
- Reserves
- 201
- Promoter Pledge %
- 0.00%
Dec 2023
- 40
- 22
- Operating Profit
- —
- OPM %
- —
- Other Income
- 9
- Interest
- 21
- Depreciation
- 3
- 3
- Tax %
- 13.33%
- Net Profit
- 0
- 0
- Equity Capital
- 23
- Reserves
- 196
- Promoter Pledge %
- 0.00%
- Equity Capital
- 23
- Reserves
- 196
- Promoter Pledge %
- 0.00%
Mar 2024
- 41
- 24
- Operating Profit
- —
- OPM %
- —
- Other Income
- 12
- Interest
- 23
- Depreciation
- 2
- 4
- Tax %
- -38.78%
- Net Profit
- 0
- 0
- Equity Capital
- 23
- Reserves
- 189
- Promoter Pledge %
- 0.00%
- Equity Capital
- 23
- Reserves
- 189
- Promoter Pledge %
- 0.00%
Jun 2024
- 52
- 22
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 26
- Depreciation
- 2
- 2
- Tax %
- 35.14%
- Net Profit
- 1
- 0
- Equity Capital
- 23
- Reserves
- 200
- Promoter Pledge %
- 0.00%
- Equity Capital
- 23
- Reserves
- 200
- Promoter Pledge %
- 0.00%
Sep 2024
- 58
- 26
- Operating Profit
- —
- OPM %
- —
- Other Income
- 1
- Interest
- 27
- Depreciation
- 2
- 3
- Tax %
- 61.45%
- Net Profit
- 1
- 0
- Equity Capital
- 23
- Reserves
- 201
- Promoter Pledge %
- 0.00%
- Equity Capital
- 23
- Reserves
- 201
- Promoter Pledge %
- 0.00%
Dec 2024
- 52
- 25
- Operating Profit
- —
- OPM %
- —
- Other Income
- 1
- Interest
- 25
- Depreciation
- 2
- 1
- Tax %
- -24.68%
- Net Profit
- 1
- 0
- Equity Capital
- 23
- Reserves
- 202
- Promoter Pledge %
- 0.00%
- Equity Capital
- 23
- Reserves
- 202
- Promoter Pledge %
- 0.00%
Mar 2025
- 35
- 71
- Operating Profit
- —
- OPM %
- —
- Other Income
- 1
- Interest
- 21
- Depreciation
- 21
- -76
- Tax %
- 11.36%
- Net Profit
- -68
- -5
- Equity Capital
- 23
- Reserves
- 139
- Promoter Pledge %
- 0.00%
- Equity Capital
- 23
- Reserves
- 139
- Promoter Pledge %
- 0.00%
Jun 2025
- 30
- 36
- Operating Profit
- —
- OPM %
- —
- Other Income
- 12
- Interest
- 20
- Depreciation
- 2
- -16
- Tax %
- 42.41%
- Net Profit
- -9
- -1
- Equity Capital
- 24
- Reserves
- 118
- Promoter Pledge %
- 0.00%
- Equity Capital
- 24
- Reserves
- 118
- Promoter Pledge %
- 0.00%
Sep 2025
- 23
- 48
- Operating Profit
- —
- OPM %
- —
- Other Income
- 2
- Interest
- 20
- Depreciation
- 2
- -46
- Tax %
- 27.86%
- Net Profit
- -33
- -3
- Equity Capital
- 24
- Reserves
- 84
- Promoter Pledge %
- 0.00%
- Equity Capital
- 24
- Reserves
- 84
- Promoter Pledge %
- 0.00%
Dec 2025
- 15
- 52
- Operating Profit
- —
- OPM %
- —
- Other Income
- 1
- Interest
- 14
- Depreciation
- 2
- -52
- Tax %
- 19.14%
- Net Profit
- -42
- -4
- Equity Capital
- 24
- Reserves
- 43
- Promoter Pledge %
- 0.00%
- Equity Capital
- 24
- Reserves
- 43
- Promoter Pledge %
- 0.00%
Mar 2026
- 15
- 19
- Operating Profit
- —
- OPM %
- —
- Other Income
- 1
- Interest
- 21
- Depreciation
- 2
- -26
- Tax %
- 27.29%
- Net Profit
- -19
- -2
- Equity Capital
- 24
- Reserves
- 27
- Promoter Pledge %
- 0.00%
- Equity Capital
- 24
- Reserves
- 27
- Promoter Pledge %
- 0.00%
Jun 2026
- 11
- 26
- Operating Profit
- —
- OPM %
- —
- Other Income
- 1
- Interest
- 4
- Depreciation
- 2
- -14
- Tax %
- 24.62%
- Net Profit
- -11
- -0
- Equity Capital
- 24
- Reserves
- 19
- Promoter Pledge %
- 0.00%
- Equity Capital
- 24
- Reserves
- 19
- Promoter Pledge %
- 0.00%
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|
| 19 | 19 | 30 | 76 | 123 | 162 | 197 | 64 | |
| 12 | 12 | 22 | 40 | 65 | 83 | 144 | 145 | |
| Operating Profit | 8 | 8 | 8 | 36 | 61 | 99 | 55 | — |
| OPM % | 41 | 40 | 28 | 48 | 50 | 61 | 28 | — |
| Other Income | 0 | 0 | 0 | 0 | 3 | 21 | 3 | 4 |
| Interest | 5 | 2 | 4 | 24 | 51 | 79 | 99 | 60 |
| Depreciation | 0 | 0 | 1 | 5 | 8 | 9 | 28 | 7 |
| 2 | 6 | 3 | 7 | 2 | 11 | -71 | -139 | |
| Tax % | 12 | 27 | 53 | 45 | 74 | 4 | 17 | 24 |
| Net Profit | 2 | 4 | 1 | 4 | 1 | 11 | -59 | -105 |
| EPS | 0 | 0 | 0 | 0 | 0 | 1 | -5 | — |
| Dividend Payout % | 16 | 3 | 6 | 2 | 18 | 1 | 0 | — |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Share of Associates | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Adjusted EPS | 0 | 1 | 0 | 0 | 0 | 1 | -5 | — |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Share of Associates | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Adjusted EPS | 0 | 1 | 0 | 0 | 0 | 1 | -5 | — |
Mar 2019
- 19
- 12
- Operating Profit
- 8
- OPM %
- 41
- Other Income
- 0
- Interest
- 5
- Depreciation
- 0
- 2
- Tax %
- 12
- Net Profit
- 2
- EPS
- 0
- Dividend Payout %
- 16
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 0
Mar 2020
- 19
- 12
- Operating Profit
- 8
- OPM %
- 40
- Other Income
- 0
- Interest
- 2
- Depreciation
- 0
- 6
- Tax %
- 27
- Net Profit
- 4
- EPS
- 0
- Dividend Payout %
- 3
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 1
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 1
Mar 2021
- 30
- 22
- Operating Profit
- 8
- OPM %
- 28
- Other Income
- 0
- Interest
- 4
- Depreciation
- 1
- 3
- Tax %
- 53
- Net Profit
- 1
- EPS
- 0
- Dividend Payout %
- 6
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 0
Mar 2022
- 76
- 40
- Operating Profit
- 36
- OPM %
- 48
- Other Income
- 0
- Interest
- 24
- Depreciation
- 5
- 7
- Tax %
- 45
- Net Profit
- 4
- EPS
- 0
- Dividend Payout %
- 2
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 0
Mar 2023
- 123
- 65
- Operating Profit
- 61
- OPM %
- 50
- Other Income
- 3
- Interest
- 51
- Depreciation
- 8
- 2
- Tax %
- 74
- Net Profit
- 1
- EPS
- 0
- Dividend Payout %
- 18
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 0
Mar 2024
- 162
- 83
- Operating Profit
- 99
- OPM %
- 61
- Other Income
- 21
- Interest
- 79
- Depreciation
- 9
- 11
- Tax %
- 4
- Net Profit
- 11
- EPS
- 1
- Dividend Payout %
- 1
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 1
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 1
Mar 2025
- 197
- 144
- Operating Profit
- 55
- OPM %
- 28
- Other Income
- 3
- Interest
- 99
- Depreciation
- 28
- -71
- Tax %
- 17
- Net Profit
- -59
- EPS
- -5
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- -5
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- -5
TTM
- 64
- 145
- Operating Profit
- —
- OPM %
- —
- Other Income
- 4
- Interest
- 60
- Depreciation
- 7
- -139
- Tax %
- 24
- Net Profit
- -105
- EPS
- —
- Dividend Payout %
- —
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- —
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- —
COMPOUNDED SALES GROWTH
- 10 Years:
- —
- 5 Years:
- 59%
- 3 Years:
- 37%
COMPOUNDED PROFIT GROWTH
- 10 Years:
- —
- 5 Years:
- —
- 3 Years:
- —
STOCK PRICE CAGR
- 10 Years:
- —
- 5 Years:
- —
- 3 Years:
- -58%
- 1 Year:
- -59%
RETURN ON EQUITY
- 10 Years:
- —
- 5 Years:
- -5%
- 3 Years:
- -10%
- Last Year:
- -34%
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|
| LIABILITIES | - | - | - | - | - | - | - |
| Equity Capital | 14 | 14 | 15 | 18 | 23 | 23 | 23 |
| 12 | 15 | 77 | 148 | 182 | 174 | 124 | |
| 25 | 16 | 75 | 248 | 439 | 422 | 272 | |
| Trade Payables | 0 | 0 | 3 | 6 | 2 | 3 | 2 |
| 1 | 5 | 20 | 58 | 33 | 294 | 261 | |
| Total Liabilities | 52 | 50 | 189 | 478 | 679 | 917 | 683 |
| ASSETS | - | - | - | - | - | - | - |
| 1 | 3 | 11 | 23 | 24 | 31 | 22 | |
| Capital Work in Progress | 0 | 0 | 1 | 2 | 1 | 0 | 0 |
| 0 | 1 | 11 | 26 | 49 | 28 | 31 | |
| 0 | 0 | 0 | 0 | 0 | 63 | 36 | |
| Cash & Bank | 4 | 3 | 48 | 79 | 88 | 123 | 69 |
| 47 | 41 | 118 | 348 | 518 | 673 | 526 | |
| Total Assets | 52 | 50 | 189 | 478 | 679 | 917 | 683 |
| Total Debt | 25 | 16 | 81 | 286 | 443 | 686 | 520 |
| Net Working Capital | 23 | 25 | 86 | -133 | -265 | -215 | -156 |
| Contingent Liabilities | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Book Value per Share | 18.53 | 21.25 | 60.29 | 18.64 | 17.62 | 16.91 | 12.65 |
| Face Value | 10.00 | 10.00 | 10.00 | 2.00 | 2.00 | 2.00 | 2.00 |
| Total Debt | 25 | 16 | 81 | 286 | 443 | 686 | 520 |
| Net Working Capital | 23 | 25 | 86 | -133 | -265 | -215 | -156 |
| Contingent Liabilities | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Book Value per Share | 18.53 | 21.25 | 60.29 | 18.64 | 17.62 | 16.91 | 12.65 |
| Face Value | 10.00 | 10.00 | 10.00 | 2.00 | 2.00 | 2.00 | 2.00 |
Mar 2019
- Equity Capital
- 14
- 12
- 25
- Trade Payables
- 0
- 1
- Total Liabilities
- 52
- 1
- Capital Work in Progress
- 0
- 0
- 0
- Cash & Bank
- 4
- 47
- Total Assets
- 52
- Total Debt
- 25
- Net Working Capital
- 23
- Contingent Liabilities
- 1
- Book Value per Share
- 18.53
- Face Value
- 10.00
- Total Debt
- 25
- Net Working Capital
- 23
- Contingent Liabilities
- 1
- Book Value per Share
- 18.53
- Face Value
- 10.00
Mar 2020
- Equity Capital
- 14
- 15
- 16
- Trade Payables
- 0
- 5
- Total Liabilities
- 50
- 3
- Capital Work in Progress
- 0
- 1
- 0
- Cash & Bank
- 3
- 41
- Total Assets
- 50
- Total Debt
- 16
- Net Working Capital
- 25
- Contingent Liabilities
- 1
- Book Value per Share
- 21.25
- Face Value
- 10.00
- Total Debt
- 16
- Net Working Capital
- 25
- Contingent Liabilities
- 1
- Book Value per Share
- 21.25
- Face Value
- 10.00
Mar 2021
- Equity Capital
- 15
- 77
- 75
- Trade Payables
- 3
- 20
- Total Liabilities
- 189
- 11
- Capital Work in Progress
- 1
- 11
- 0
- Cash & Bank
- 48
- 118
- Total Assets
- 189
- Total Debt
- 81
- Net Working Capital
- 86
- Contingent Liabilities
- 1
- Book Value per Share
- 60.29
- Face Value
- 10.00
- Total Debt
- 81
- Net Working Capital
- 86
- Contingent Liabilities
- 1
- Book Value per Share
- 60.29
- Face Value
- 10.00
Mar 2022
- Equity Capital
- 18
- 148
- 248
- Trade Payables
- 6
- 58
- Total Liabilities
- 478
- 23
- Capital Work in Progress
- 2
- 26
- 0
- Cash & Bank
- 79
- 348
- Total Assets
- 478
- Total Debt
- 286
- Net Working Capital
- -133
- Contingent Liabilities
- 1
- Book Value per Share
- 18.64
- Face Value
- 2.00
- Total Debt
- 286
- Net Working Capital
- -133
- Contingent Liabilities
- 1
- Book Value per Share
- 18.64
- Face Value
- 2.00
Mar 2023
- Equity Capital
- 23
- 182
- 439
- Trade Payables
- 2
- 33
- Total Liabilities
- 679
- 24
- Capital Work in Progress
- 1
- 49
- 0
- Cash & Bank
- 88
- 518
- Total Assets
- 679
- Total Debt
- 443
- Net Working Capital
- -265
- Contingent Liabilities
- 1
- Book Value per Share
- 17.62
- Face Value
- 2.00
- Total Debt
- 443
- Net Working Capital
- -265
- Contingent Liabilities
- 1
- Book Value per Share
- 17.62
- Face Value
- 2.00
Mar 2024
- Equity Capital
- 23
- 174
- 422
- Trade Payables
- 3
- 294
- Total Liabilities
- 917
- 31
- Capital Work in Progress
- 0
- 28
- 63
- Cash & Bank
- 123
- 673
- Total Assets
- 917
- Total Debt
- 686
- Net Working Capital
- -215
- Contingent Liabilities
- 1
- Book Value per Share
- 16.91
- Face Value
- 2.00
- Total Debt
- 686
- Net Working Capital
- -215
- Contingent Liabilities
- 1
- Book Value per Share
- 16.91
- Face Value
- 2.00
Mar 2025
- Equity Capital
- 23
- 124
- 272
- Trade Payables
- 2
- 261
- Total Liabilities
- 683
- 22
- Capital Work in Progress
- 0
- 31
- 36
- Cash & Bank
- 69
- 526
- Total Assets
- 683
- Total Debt
- 520
- Net Working Capital
- -156
- Contingent Liabilities
- 1
- Book Value per Share
- 12.65
- Face Value
- 2.00
- Total Debt
- 520
- Net Working Capital
- -156
- Contingent Liabilities
- 1
- Book Value per Share
- 12.65
- Face Value
- 2.00
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|
| 2 | 13 | -80 | -185 | -151 | -212 | 212 | |
| Cash from Investing | 2 | -4 | -34 | -73 | -66 | 30 | -28 |
| Cash from Financing | -3 | -11 | 145 | 284 | 197 | 245 | -246 |
| 1 | -2 | 31 | 26 | -21 | 63 | -62 | |
| Free Cash Flow | 2 | 10 | -90 | -202 | -160 | -227 | 211 |
| OCF / Net Profit | 0.92 | 3.24 | -61.78 | -46.35 | -239.78 | -19.33 | -3.57 |
| Cumulative 5-Year FCF | 0 | 0 | 0 | 0 | 0 | -669 | -467 |
| OCF / Net Profit | 0.92 | 3.24 | -61.78 | -46.35 | -239.78 | -19.33 | -3.57 |
| Cumulative 5-Year FCF | 0 | 0 | 0 | 0 | 0 | -669 | -467 |
Mar 2019
- 2
- Cash from Investing
- 2
- Cash from Financing
- -3
- 1
- Free Cash Flow
- 2
- OCF / Net Profit
- 0.92
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- 0.92
- Cumulative 5-Year FCF
- 0
Mar 2020
- 13
- Cash from Investing
- -4
- Cash from Financing
- -11
- -2
- Free Cash Flow
- 10
- OCF / Net Profit
- 3.24
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- 3.24
- Cumulative 5-Year FCF
- 0
Mar 2021
- -80
- Cash from Investing
- -34
- Cash from Financing
- 145
- 31
- Free Cash Flow
- -90
- OCF / Net Profit
- -61.78
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- -61.78
- Cumulative 5-Year FCF
- 0
Mar 2022
- -185
- Cash from Investing
- -73
- Cash from Financing
- 284
- 26
- Free Cash Flow
- -202
- OCF / Net Profit
- -46.35
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- -46.35
- Cumulative 5-Year FCF
- 0
Mar 2023
- -151
- Cash from Investing
- -66
- Cash from Financing
- 197
- -21
- Free Cash Flow
- -160
- OCF / Net Profit
- -239.78
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- -239.78
- Cumulative 5-Year FCF
- 0
Mar 2024
- -212
- Cash from Investing
- 30
- Cash from Financing
- 245
- 63
- Free Cash Flow
- -227
- OCF / Net Profit
- -19.33
- Cumulative 5-Year FCF
- -669
- OCF / Net Profit
- -19.33
- Cumulative 5-Year FCF
- -669
Mar 2025
- 212
- Cash from Investing
- -28
- Cash from Financing
- -246
- -62
- Free Cash Flow
- 211
- OCF / Net Profit
- -3.57
- Cumulative 5-Year FCF
- -467
- OCF / Net Profit
- -3.57
- Cumulative 5-Year FCF
- -467
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|
| PER SHARE | - | - | - | - | - | - | - |
| EPS (₹) | 1.58 | 3.01 | 0.85 | 0.45 | 0.05 | 0.94 | -5.07 |
| Book Value (₹) | 18.53 | 21.25 | 60.29 | 18.64 | 17.62 | 16.91 | 12.65 |
| Dividend per Share (₹) | 0.25 | 0.10 | 0.05 | 0.01 | 0.01 | 0.01 | 0.00 |
| Cash EPS (₹) | 0.34 | 0.67 | 0.34 | 0.98 | 0.72 | 1.73 | -2.70 |
| PROFITABILITY | - | - | - | - | - | - | - |
| Operating Margin % | 40.82% | 40.39% | 27.97% | 47.92% | 49.52% | 48.44% | 26.62% |
| Net Margin % | 11.21% | 21.25% | 4.39% | 5.26% | 0.51% | 6.77% | -30.12% |
| ROE % | 8.53% | 15.12% | 2.15% | 3.09% | 0.34% | 5.45% | -34.29% |
| ROCE % | 14.61% | 14.63% | 6.17% | 9.87% | 9.53% | 11.58% | 3.48% |
| 4.14% | 8.02% | 1.09% | 1.20% | 0.11% | 1.37% | -7.40% | |
| EFFICIENCY | - | - | - | - | - | - | - |
| Debtor Days | 0 | 11 | 51 | 57 | 82 | 115 | 91 |
| Inventory Days | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Payable Days | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 0 | 11 | 51 | 57 | 82 | 115 | 91 | |
| FINANCIAL HEALTH | - | - | - | - | - | - | - |
| Debt to Equity (x) | 1.02x | 0.54x | 0.87x | 1.73x | 2.16x | 3.47x | 3.52x |
| Interest Coverage (x) | 1.47x | 4.29x | 1.66x | 1.30x | 1.05x | 1.15x | 0.28x |
| 1.87x | 2.37x | 2.06x | 0.49x | 0.41x | 0.52x | 0.46x | |
| GROWTH | - | - | - | - | - | - | - |
| Revenue Growth % | 0.00% | 0.39% | 55.00% | 155.77% | 62.55% | 31.50% | 21.51% |
| Operating Profit Growth % | 0.00% | -0.69% | 7.36% | 338.12% | 67.98% | 62.99% | -44.44% |
| Net Profit Growth % | 0.00% | 90.27% | -67.96% | 206.29% | -84.15% | 1636.32% | -640.45% |
| 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 1626.14% | -640.45% | |
| VALUATION | - | - | - | - | - | - | - |
| P/E (x) | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 68.41x | 0.00x |
| P/B (x) | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 3.79x | 0.57x |
| Dividend Yield % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.02% | 0.00% |
| 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 13.22x | 9.72x |
Mar 2019
- EPS (₹)
- 1.58
- Book Value (₹)
- 18.53
- Dividend per Share (₹)
- 0.25
- Cash EPS (₹)
- 0.34
- Operating Margin %
- 40.82%
- Net Margin %
- 11.21%
- ROE %
- 8.53%
- ROCE %
- 14.61%
- 4.14%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 1.02x
- Interest Coverage (x)
- 1.47x
- 1.87x
- Revenue Growth %
- 0.00%
- Operating Profit Growth %
- 0.00%
- Net Profit Growth %
- 0.00%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2020
- EPS (₹)
- 3.01
- Book Value (₹)
- 21.25
- Dividend per Share (₹)
- 0.10
- Cash EPS (₹)
- 0.67
- Operating Margin %
- 40.39%
- Net Margin %
- 21.25%
- ROE %
- 15.12%
- ROCE %
- 14.63%
- 8.02%
- Debtor Days
- 11
- Inventory Days
- 0
- Payable Days
- 0
- 11
- Debt to Equity (x)
- 0.54x
- Interest Coverage (x)
- 4.29x
- 2.37x
- Revenue Growth %
- 0.39%
- Operating Profit Growth %
- -0.69%
- Net Profit Growth %
- 90.27%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2021
- EPS (₹)
- 0.85
- Book Value (₹)
- 60.29
- Dividend per Share (₹)
- 0.05
- Cash EPS (₹)
- 0.34
- Operating Margin %
- 27.97%
- Net Margin %
- 4.39%
- ROE %
- 2.15%
- ROCE %
- 6.17%
- 1.09%
- Debtor Days
- 51
- Inventory Days
- 0
- Payable Days
- 0
- 51
- Debt to Equity (x)
- 0.87x
- Interest Coverage (x)
- 1.66x
- 2.06x
- Revenue Growth %
- 55.00%
- Operating Profit Growth %
- 7.36%
- Net Profit Growth %
- -67.96%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2022
- EPS (₹)
- 0.45
- Book Value (₹)
- 18.64
- Dividend per Share (₹)
- 0.01
- Cash EPS (₹)
- 0.98
- Operating Margin %
- 47.92%
- Net Margin %
- 5.26%
- ROE %
- 3.09%
- ROCE %
- 9.87%
- 1.20%
- Debtor Days
- 57
- Inventory Days
- 0
- Payable Days
- 0
- 57
- Debt to Equity (x)
- 1.73x
- Interest Coverage (x)
- 1.30x
- 0.49x
- Revenue Growth %
- 155.77%
- Operating Profit Growth %
- 338.12%
- Net Profit Growth %
- 206.29%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2023
- EPS (₹)
- 0.05
- Book Value (₹)
- 17.62
- Dividend per Share (₹)
- 0.01
- Cash EPS (₹)
- 0.72
- Operating Margin %
- 49.52%
- Net Margin %
- 0.51%
- ROE %
- 0.34%
- ROCE %
- 9.53%
- 0.11%
- Debtor Days
- 82
- Inventory Days
- 0
- Payable Days
- 0
- 82
- Debt to Equity (x)
- 2.16x
- Interest Coverage (x)
- 1.05x
- 0.41x
- Revenue Growth %
- 62.55%
- Operating Profit Growth %
- 67.98%
- Net Profit Growth %
- -84.15%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2024
- EPS (₹)
- 0.94
- Book Value (₹)
- 16.91
- Dividend per Share (₹)
- 0.01
- Cash EPS (₹)
- 1.73
- Operating Margin %
- 48.44%
- Net Margin %
- 6.77%
- ROE %
- 5.45%
- ROCE %
- 11.58%
- 1.37%
- Debtor Days
- 115
- Inventory Days
- 0
- Payable Days
- 0
- 115
- Debt to Equity (x)
- 3.47x
- Interest Coverage (x)
- 1.15x
- 0.52x
- Revenue Growth %
- 31.50%
- Operating Profit Growth %
- 62.99%
- Net Profit Growth %
- 1636.32%
- 1626.14%
- P/E (x)
- 68.41x
- P/B (x)
- 3.79x
- Dividend Yield %
- 0.02%
- 13.22x
Mar 2025
- EPS (₹)
- -5.07
- Book Value (₹)
- 12.65
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- -2.70
- Operating Margin %
- 26.62%
- Net Margin %
- -30.12%
- ROE %
- -34.29%
- ROCE %
- 3.48%
- -7.40%
- Debtor Days
- 91
- Inventory Days
- 0
- Payable Days
- 0
- 91
- Debt to Equity (x)
- 3.52x
- Interest Coverage (x)
- 0.28x
- 0.46x
- Revenue Growth %
- 21.51%
- Operating Profit Growth %
- -44.44%
- Net Profit Growth %
- -640.45%
- -640.45%
- P/E (x)
- 0.00x
- P/B (x)
- 0.57x
- Dividend Yield %
- 0.00%
- 9.72x
Documents
Announcements
- Copy of Newspaper Publication
2026-08-15 - TruCap Finance Limited has informed the Exchange about copy of newspaper publication regarding unaudited financial results for the quarter ended June 30, 2026.
- Statement of deviation(s) or variation(s) under Reg. 32
2026-08-13 - TruCap Finance Limited has informed the Exchange about statement of deviation(s) or variation(s) under Reg. 32
Annual Reports
Credit Ratings
Nothing filed yet.
Concalls
May 2025
Feb 2025
Nov 2024