Trust Fintech Ltd.
•₹ 24.950%
2026-08-21
PROS
- Company is almost debt free
CONS
- Operating cash flow has been negative in recent years
- A large part of profit comes from other income (39.2% of PBT)
- Receivables are growing faster than sales - a possible quality concern
- Working capital days have increased from 201 to 838 days
* The pros and cons are machine generated based on quantitative rules.
Peer comparison
EDIT COLUMNS| S.No. | Name | CMP Rs. | P/E | Mar Cap Rs.Cr. | Div Yld % | NP Qtr Rs.Cr. | Qtr Profit Var % | Sales Qtr Rs.Cr. | Qtr Sales Var % | ROCE % | OPM % |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1. | TCS | 2287.00 | 16.62 | 827456.62 | 4.81 | 13420.00 | 4.69 | 72275.00 | 13.93 | 66.25 | 25.67 |
| 2. | INFY | 1117.05 | 14.97 | 453305.21 | 4.30 | 7775.00 | 12.29 | 48211.00 | 14.03 | 42.84 | 23.66 |
| 3. | HCLTECH | 1322.50 | 20.60 | 358882.21 | 4.08 | 4626.00 | 20.34 | 34579.00 | 13.94 | 31.20 | 19.87 |
| 4. | WIPRO | 179.50 | 13.45 | 177780.78 | 6.13 | 3356.30 | 0.59 | 24478.60 | 10.59 | 18.49 | 18.93 |
| 5. | TECHM | 1582.20 | 30.20 | 155076.76 | 3.22 | 1486.30 | 31.67 | 15711.90 | 17.68 | 23.04 | 17.43 |
| 6. | LTM | 4535.00 | 25.72 | 134517.77 | 1.65 | 1468.60 | 17.06 | 11608.00 | 17.96 | 30.25 | 17.75 |
| 7. | OFSS | 11720.00 | 29.90 | 102061.42 | 3.41 | 1415.50 | 120.52 | 3125.20 | 68.73 | 45.50 | 60.04 |
| 8. | PERSISTENT | 5510.00 | 45.20 | 86920.25 | 0.73 | 483.04 | 13.67 | 4303.23 | 29.09 | 35.09 | 16.19 |
| 9. | COFORGE | 1815.00 | 45.76 | 80390.07 | 0.87 | 531.70 | 49.19 | 5527.70 | 49.86 | 24.70 | 19.14 |
| 10. | MPHASIS | 2420.00 | 24.18 | 46192.17 | 2.56 | 489.51 | 10.82 | 4384.05 | 17.46 | 23.31 | 18.15 |
| 11. | LTTS | 3538.70 | 28.44 | 37537.66 | 1.64 | 357.10 | 12.97 | 2940.10 | 11.47 | 27.70 | 18.65 |
| 12. | TRUST | 24.50 | 7.41 | 58.37 | 0.00 | — | — | — | — | 16.22 | — |
Detailed Comparison with:
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
No quarterly results found
We don't have this information yet. Please check back later.
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2024 | Mar 2025 | |
|---|---|---|
| 35 | 31 | |
| 17 | 22 | |
| Operating Profit | 18 | 13 |
| OPM % | 52 | 42 |
| Other Income | 0 | 4 |
| Interest | 0 | 0 |
| Depreciation | 1 | 2 |
| 17 | 11 | |
| Tax % | 25 | 28 |
| Net Profit | 13 | 8 |
| EPS | 7 | 3 |
| Dividend Payout % | 0 | 15 |
| Minority Interest | 0 | 0 |
| Share of Associates | 0 | 0 |
| Adjusted EPS | 7 | 3 |
| Minority Interest | 0 | 0 |
| Share of Associates | 0 | 0 |
| Adjusted EPS | 7 | 3 |
Mar 2024
- 35
- 17
- Operating Profit
- 18
- OPM %
- 52
- Other Income
- 0
- Interest
- 0
- Depreciation
- 1
- 17
- Tax %
- 25
- Net Profit
- 13
- EPS
- 7
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 7
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 7
Mar 2025
- 31
- 22
- Operating Profit
- 13
- OPM %
- 42
- Other Income
- 4
- Interest
- 0
- Depreciation
- 2
- 11
- Tax %
- 28
- Net Profit
- 8
- EPS
- 3
- Dividend Payout %
- 15
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 3
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 3
COMPOUNDED SALES GROWTH
- 10 Years:
- —
- 5 Years:
- —
- 3 Years:
- —
COMPOUNDED PROFIT GROWTH
- 10 Years:
- —
- 5 Years:
- —
- 3 Years:
- —
STOCK PRICE CAGR
- 10 Years:
- —
- 5 Years:
- —
- 3 Years:
- —
- 1 Year:
- -58%
RETURN ON EQUITY
- 10 Years:
- —
- 5 Years:
- —
- 3 Years:
- —
- Last Year:
- 12%
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2024 | Mar 2025 | |
|---|---|---|
| LIABILITIES | - | - |
| Equity Capital | 18 | 24 |
| 28 | 86 | |
| Trade Payables | 1 | 1 |
| 6 | 7 | |
| Total Liabilities | 52 | 118 |
| ASSETS | - | - |
| 13 | 17 | |
| 8 | 54 | |
| 0 | 2 | |
| 12 | 14 | |
| Cash & Bank | 2 | 5 |
| 17 | 26 | |
| Total Assets | 52 | 118 |
| Total Debt | 0 | 0 |
| Net Working Capital | 19 | 72 |
| Contingent Liabilities | 0 | 0 |
| Book Value per Share | 21.15 | 42.63 |
| Face Value | 10.00 | 10.00 |
| Total Debt | 0 | 0 |
| Net Working Capital | 19 | 72 |
| Contingent Liabilities | 0 | 0 |
| Book Value per Share | 21.15 | 42.63 |
| Face Value | 10.00 | 10.00 |
Mar 2024
- Equity Capital
- 18
- 28
- Trade Payables
- 1
- 6
- Total Liabilities
- 52
- 13
- 8
- 0
- 12
- Cash & Bank
- 2
- 17
- Total Assets
- 52
- Total Debt
- 0
- Net Working Capital
- 19
- Contingent Liabilities
- 0
- Book Value per Share
- 21.15
- Face Value
- 10.00
- Total Debt
- 0
- Net Working Capital
- 19
- Contingent Liabilities
- 0
- Book Value per Share
- 21.15
- Face Value
- 10.00
Mar 2025
- Equity Capital
- 24
- 86
- Trade Payables
- 1
- 7
- Total Liabilities
- 118
- 17
- 54
- 2
- 14
- Cash & Bank
- 5
- 26
- Total Assets
- 118
- Total Debt
- 0
- Net Working Capital
- 72
- Contingent Liabilities
- 0
- Book Value per Share
- 42.63
- Face Value
- 10.00
- Total Debt
- 0
- Net Working Capital
- 72
- Contingent Liabilities
- 0
- Book Value per Share
- 42.63
- Face Value
- 10.00
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2024 | Mar 2025 | |
|---|---|---|
| 13 | -37 | |
| Cash from Investing | -17 | -14 |
| Cash from Financing | 6 | 53 |
| 1 | 2 | |
| Free Cash Flow | 13 | -43 |
| OCF / Net Profit | 1.01 | -4.59 |
| Cumulative 5-Year FCF | 0 | 0 |
| OCF / Net Profit | 1.01 | -4.59 |
| Cumulative 5-Year FCF | 0 | 0 |
Mar 2024
- 13
- Cash from Investing
- -17
- Cash from Financing
- 6
- 1
- Free Cash Flow
- 13
- OCF / Net Profit
- 1.01
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- 1.01
- Cumulative 5-Year FCF
- 0
Mar 2025
- -37
- Cash from Investing
- -14
- Cash from Financing
- 53
- 2
- Free Cash Flow
- -43
- OCF / Net Profit
- -4.59
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- -4.59
- Cumulative 5-Year FCF
- 0
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2024 | Mar 2025 | |
|---|---|---|
| PER SHARE | - | - |
| EPS (₹) | 7.13 | 3.36 |
| Book Value (₹) | 21.15 | 42.63 |
| Dividend per Share (₹) | 0.00 | 0.50 |
| Cash EPS (₹) | 7.83 | 4.18 |
| PROFITABILITY | - | - |
| Operating Margin % | 50.34% | 28.31% |
| Net Margin % | 35.67% | 25.61% |
| ROE % | 33.69% | 11.55% |
| ROCE % | 45.19% | 16.22% |
| 23.84% | 9.42% | |
| EFFICIENCY | - | - |
| Debtor Days | 124 | 149 |
| Inventory Days | 0 | 24 |
| Payable Days | 0 | -199 |
| 124 | 372 | |
| FINANCIAL HEALTH | - | - |
| Debt to Equity (x) | 0.00x | 0.00x |
| Interest Coverage (x) | 107.39x | 112.87x |
| 3.66x | 10.03x | |
| GROWTH | - | - |
| Revenue Growth % | 0.00% | -10.79% |
| Operating Profit Growth % | 0.00% | -26.86% |
| Net Profit Growth % | 0.00% | -35.96% |
| 0.00% | -52.85% | |
| VALUATION | - | - |
| P/E (x) | 0.00x | 21.74x |
| P/B (x) | 0.00x | 1.71x |
| Dividend Yield % | 0.00% | 0.68% |
| 0.85x | 12.80x |
Mar 2024
- EPS (₹)
- 7.13
- Book Value (₹)
- 21.15
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 7.83
- Operating Margin %
- 50.34%
- Net Margin %
- 35.67%
- ROE %
- 33.69%
- ROCE %
- 45.19%
- 23.84%
- Debtor Days
- 124
- Inventory Days
- 0
- Payable Days
- 0
- 124
- Debt to Equity (x)
- 0.00x
- Interest Coverage (x)
- 107.39x
- 3.66x
- Revenue Growth %
- 0.00%
- Operating Profit Growth %
- 0.00%
- Net Profit Growth %
- 0.00%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.85x
Mar 2025
- EPS (₹)
- 3.36
- Book Value (₹)
- 42.63
- Dividend per Share (₹)
- 0.50
- Cash EPS (₹)
- 4.18
- Operating Margin %
- 28.31%
- Net Margin %
- 25.61%
- ROE %
- 11.55%
- ROCE %
- 16.22%
- 9.42%
- Debtor Days
- 149
- Inventory Days
- 24
- Payable Days
- -199
- 372
- Debt to Equity (x)
- 0.00x
- Interest Coverage (x)
- 112.87x
- 10.03x
- Revenue Growth %
- -10.79%
- Operating Profit Growth %
- -26.86%
- Net Profit Growth %
- -35.96%
- -52.85%
- P/E (x)
- 21.74x
- P/B (x)
- 1.71x
- Dividend Yield %
- 0.68%
- 12.80x
Documents
Announcements
Nothing filed yet.
Annual Reports
Credit Ratings
Nothing filed yet.