AK Capital Services Ltd.

•

akgroup.co.inBSE: 530499NSE: AKCAPIT

Market Cap₹ 1,123 Cr.

Current Price

High / Low₹ 1,875 / 1,485

Stock P/E9.8

Book Value₹ 1,628

Price to Book0.95

Dividend Yield3.53 %

ROCE9.5 %

ROE11.3 %

Face Value₹ 10

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ABOUT

AI Sector View

AI GENERATED

Financial Services

Buy

Financials remain one of the clearest macro beneficiaries. Loan growth was 18.3% (Aug/26) versus deposit growth 14.7% (Aug/26), SCB credit growth was 17.5% YoY (2026-07), UPI transactions rose 22.0% YoY (2026-07), and M3 money supply grew 15.0% YoY (2026-07). Sector flows have also turned meaningfully supportive, with INR 13171 crore net FPI inflow over 3 months to 2026-08-31 after INR -114652 crore in the prior 3 months.

Confidence

84%

View full sector analysis →

PROS

Solid return on assets for a lender - ROA of 5.3%
Company has consistently been profitable over the last 5 years
Operating margins have improved to 69.9% from 62.1%
Company has been maintaining a healthy dividend payout of 35.9%
Company has a consistent dividend-paying track record
Offers a healthy dividend yield of 3.5%

CONS

Company has a low return on capital employed of 9.2%
Company has delivered a poor profit growth of 8.7% over past five years

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

Financial ServicesFinanceFinance - Investment

Part ofNIFTY 50 NIFTY 500 NIFTY LARGEMIDCAP 250 NIFTY 100 NIFTY 200

S.No.	Name
1.	BAJAJFINSV	1990.00	31.43	318810.21	0.08	6296.67	18.15	42036.90	92.22	11.88	40.79
2.	AIIL	510.20	20.65	43327.49	0.00	11082.20	1075.19	14695.40	1109.37	30.27	88.91
3.	CHOLAHLDNG	1487.10	10.46	27924.39	0.09	1788.99	42.04	11113.57	42.92	10.52	57.53
4.	TVSHLTD	13055.20	13.41	26413.42	0.66	1173.58	73.77	17076.18	40.01	19.39	16.25
5.	CGCL	256.20	21.86	24650.38	0.08	353.38	102.04	1576.47	62.12	11.68	68.54
6.	MAHSCOOTER	13572.20	55.69	15511.08	1.62	3.32	-90.61	5.41	-81.52	1.06	84.10
7.	JSWHL	11458.70	92.58	12718.73	0.00	24.54	-92.74	34.58	14.97	0.58	92.45
8.	JMFINANCIL	129.45	11.91	12387.85	2.51	368.57	-19.66	1200.53	9.69	11.91	58.30
9.	TSFINV	403.15	18.39	8954.12	2.77	124.95	-92.11	305.57	102.23	3.47	53.35
10.	RELIGARE	247.65	155.41	8537.33	0.00	-46.98	-674.86	2353.40	1051.76	-1.28	-2.08
11.	KAMAHOLD	2341.45	8.07	7513.85	1.77	584.02	10.80	4657.56	7.07	20.86	22.01
12.	AKCAPIT	1701.85	9.81	1123.22	3.53	28.27	18.25	139.72	25.12	9.47	73.32

Detailed Comparison with:

Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	116	124	131	146	91	120	114	131	112	154	134	148	140
	40	50	53	49	30	38	33	40	39	53	39	43	99
Operating Profit	76	74	79	97	85	82	82	92	96	102	96	106	102
OPM %	65.55%	60.13%	60.11%	66.54%	92.80%	68.77%	71.70%	70.10%	85.89%	66.17%	71.53%	71.57%	73.32%
Other Income	0	0	0	0	1	0	0	2	0	0	0	0	1
Interest	44	46	51	55	53	53	57	61	62	58	59	59	59
Depreciation	2	2	2	2	2	3	3	2	3	2	2	2	3
	30	27	26	40	30	26	23	30	32	41	35	45	41
Tax %	25.00%	25.61%	23.17%	24.69%	24.83%	23.36%	23.55%	11.93%	25.05%	24.72%	25.78%	26.66%	31.29%
Net Profit	0	0	0	0	23	20	17	27	24	31	26	33	28
	34	30	30	45	34	30	25	39	35	46	38	49	4
Equity Capital	7	7	7	7	7	7	7	7	7	7	7	7	7
Reserves	0	0	0	0	0	0	0	0	0	0	0	0	0
Promoter Pledge %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
	10,426	330	421	312	293	322	414	519	481	572	575
	10,232	99	170	128	106	122	157	192	141	172	233
Operating Profit	198	232	252	188	188	209	257	327	344	401	—
OPM %	2	70	60	60	64	65	62	63	71	70	—
Other Income	4	0	1	4	2	9	1	1	3	1	2
Interest	106	138	153	115	83	92	131	196	224	237	235
Depreciation	3	3	3	7	7	8	8	8	10	10	10
	89	91	97	65	98	109	118	123	110	153	163
Tax %	35	30	26	21	24	24	25	25	21	26	27
Net Profit	58	63	72	51	75	83	88	93	87	114	118
EPS	0	0	0	77	113	125	133	135	125	167	—
Dividend Payout %	7	6	6	8	5	7	9	12	30	36	—
Minority Interest	-0	-1	-1	-0	-1	-1	-1	-1	-2	-4	1
Share of Associates	0	0	0	0	0	0	0	0	0	0	0
Adjusted EPS	87	95	108	77	111	121	129	135	125	167	—

COMPOUNDED SALES GROWTH

10 Years:: -21%
5 Years:: 14%
3 Years:: 11%

COMPOUNDED PROFIT GROWTH

10 Years:: 10%
5 Years:: 8%
3 Years:: 8%

STOCK PRICE CAGR

10 Years:: —
5 Years:: —
3 Years:: —
1 Year:: —

RETURN ON EQUITY

10 Years:: 11%
5 Years:: 11%
3 Years:: 10%
Last Year:: 11%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
LIABILITIES	-	-	-	-	-	-	-	-	-	-
Equity Capital	7	7	7	7	7	7	7	7	7	7
	471	517	578	608	677	753	833	912	964	1,040
	1,551	0	0	1	476	895	888	2,283	2,278	2,103
Trade Payables	4	3	8	9	5	3	6	7	5	4
	524	1,966	1,972	956	996	1,056	1,384	597	986	1,130
Total Liabilities	2,557	2,493	2,565	1,581	2,161	2,714	3,118	3,805	4,240	4,283
ASSETS	-	-	-	-	-	-	-	-	-	-
	52	33	28	33	28	42	44	54	49	45
Capital Work in Progress	0	0	0	0	0	3	0	2	0	0
	1,118	867	829	629	1,098	1,462	1,838	2,729	2,828	2,434
	925	543	917	499	583	683	542	287	529	749
	0	0	0	0	0	0	0	2	8	7
Cash & Bank	10	18	17	104	17	37	34	28	32	63
	452	1,032	774	317	434	486	660	704	793	985
Total Assets	2,557	2,493	2,565	1,581	2,161	2,714	3,118	3,805	4,240	4,283
Total Debt	2,002	1,884	1,875	878	1,388	1,843	2,162	2,754	3,148	3,089
Net Working Capital	549	2,381	2,445	1,453	1,560	1,659	2,068	717	1,125	1,154
Contingent Liabilities	0	0	0	0	0	0	0	0	0	0
Book Value per Share	724.04	793.70	886.46	931.31	1036.14	1151.25	1271.78	1392.52	1470.39	1585.47
Face Value	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	-540	345	25	966	-91	-119	45	202	-478	-258
Cash from Investing	28	-139	133	288	-418	-218	-230	-735	163	404
Cash from Financing	509	-210	-152	-1,163	425	356	177	530	319	-114
	-3	-3	6	91	-85	20	-8	-3	4	33
Free Cash Flow	-547	345	25	955	-92	-131	39	185	-481	-261
OCF / Net Profit	-9.34	5.44	0.35	18.77	-1.21	-1.43	0.50	2.18	-5.48	-2.26
Cumulative 5-Year FCF	0	0	0	0	687	1,102	796	956	-480	-648

Ratios

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
PER SHARE
EPS (₹)	87.01	95.31	108.14	77.28	110.98	121.17	129.29	135.46	124.93	167.20
Book Value (₹)	724.04	793.70	886.46	931.31	1036.14	1151.25	1271.78	1392.52	1470.39	1585.47
Dividend per Share (₹)	6.00	6.00	6.00	6.00	6.00	8.00	12.00	16.00	38.00	60.00
Cash EPS (₹)	91.62	100.10	113.09	88.81	124.24	137.23	145.92	153.00	147.57	187.76
PROFITABILITY
Operating Margin %	1.90%	70.16%	59.88%	60.08%	64.28%	64.78%	62.13%	62.94%	70.79%	69.85%
Net Margin %	0.55%	19.24%	17.08%	16.48%	25.65%	25.77%	21.37%	17.84%	18.10%	19.94%
ROE %	12.87%	12.67%	12.98%	8.58%	11.56%	11.50%	11.06%	10.52%	9.22%	11.31%
ROCE %	9.13%	9.37%	10.26%	9.13%	10.16%	8.60%	8.89%	9.55%	8.56%	9.47%
	2.61%	2.51%	2.85%	2.48%	4.01%	3.41%	3.03%	2.67%	2.17%	2.68%
EFFICIENCY
Debtor Days	1	14	5	6	3	5	5	3	4	5
Inventory Days	25	812	632	827	675	718	540	292	309	408
Payable Days	0	0	0	0	0	0	0	0	0	0
	26	826	637	833	678	723	545	294	313	413
FINANCIAL HEALTH
Debt to Equity (x)	4.19x	3.60x	3.21x	1.43x	2.03x	2.43x	2.58x	3.00x	3.24x	2.95x
Interest Coverage (x)	1.84x	1.66x	1.63x	1.57x	2.19x	2.18x	1.90x	1.63x	1.49x	1.65x
	1.34x	102.44x	49.43x	26.62x	3.93x	2.71x	3.14x	1.30x	1.48x	1.54x
GROWTH
Revenue Growth %	75.83%	-96.84%	27.72%	-25.87%	-6.33%	10.07%	28.45%	25.33%	-7.15%	18.80%
Operating Profit Growth %	38.48%	16.71%	9.00%	-25.62%	0.21%	10.92%	23.20%	27.22%	5.05%	16.61%
Net Profit Growth %	38.09%	9.77%	13.38%	-28.47%	45.79%	10.61%	6.52%	4.64%	-5.83%	30.89%
	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	4.77%	-7.78%	33.83%
VALUATION
P/E (x)	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	6.74x	8.22x	9.01x
P/B (x)	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.66x	0.70x	0.95x
Dividend Yield %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	1.75%	3.70%	3.98%
	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	10.18x	11.04x	10.04x

Shareholding Pattern

Numbers in percentages

	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	71.50	71.50	71.50	71.50	71.48	70.72	72.09	72.16	72.24
FIIs	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
DIIs	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Government	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	28.50	28.50	28.50	28.50	28.51	29.28	27.91	27.84	27.76

Documents

Corporate disclosures, annual reports, credit ratings, and concall transcripts

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