Capri Global Capital Ltd.
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ABOUT
KEY POINTS
Revenue Breakup Mar 2018 • Financing Activity: 89.7% • Other Activity: 10.3%
AI Sector View
AI GENERATEDFinancial Services
Financials remain one of the clearest macro beneficiaries. Loan growth was 18.3% (Aug/26) versus deposit growth 14.7% (Aug/26), SCB credit growth was 17.5% YoY (2026-07), UPI transactions rose 22.0% YoY (2026-07), and M3 money supply grew 15.0% YoY (2026-07). Sector flows have also turned meaningfully supportive, with INR 13171 crore net FPI inflow over 3 months to 2026-08-31 after INR -114652 crore in the prior 3 months.
PROS
- Company has delivered good profit growth of 39.9% CAGR over last 5 years
- Comfortable capital adequacy - CAR of 25.9%
- Solid return on assets for a lender - ROA of 3.7%
- Asset quality is healthy - gross NPA of just 0.9%
- Company has consistently been profitable over the last 5 years
- Latest quarter profit grew 102.0% YoY, showing strong momentum
CONS
- Company has a low return on capital employed of 10.8%
- Free cash flow has been persistently negative
- Though reporting repeated profits, the company pays out little dividend (2.0%)
* The pros and cons are machine generated based on quantitative rules.
Peer comparison
| Name | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| BAJAJFINSV | 1924.00 | 30.39 | 308236.60 | 0.08 | 62966.70 | 1081.55 | 420369.00 | 1091.26 | 11.88 | 40.79 |
| AIIL | 512.35 | 20.74 | 43510.07 | 0.00 | 11082.20 | 1075.19 | 14695.40 | 1109.37 | 13.85 | 88.91 |
| CHOLAHLDNG | 1525.85 | 10.74 | 28652.02 | 0.09 | 1788.99 | 42.04 | 11113.57 | 42.92 | 10.52 | 57.53 |
| TVSHLTD | 13146.60 | 13.50 | 26598.34 | 0.65 | 1173.58 | 73.77 | 17076.18 | 40.01 | 19.39 | 16.25 |
| CGCL | 272.25 | 23.23 | 26194.64 | 0.07 | 353.38 | 102.04 | 1576.47 | 62.12 | 11.68 | 68.54 |
| MAHSCOOTER | 13098.50 | 53.75 | 14969.71 | 1.68 | 3.32 | -90.61 | 5.41 | -81.52 | 1.06 | 84.10 |
| JSWHL | 11436.55 | 92.41 | 12694.14 | 0.00 | 24.54 | -92.74 | 34.58 | 14.97 | 0.58 | 92.45 |
| JMFINANCIL | 127.35 | 11.72 | 12186.88 | 2.55 | 368.57 | -19.66 | 1200.53 | 9.69 | 11.91 | 58.30 |
| TSFINV | 441.15 | 20.13 | 9798.11 | 2.53 | 124.95 | -92.11 | 305.57 | 102.23 | 3.47 | 53.35 |
| RELIGARE | 258.30 | 162.10 | 8904.47 | 0.00 | -46.98 | -674.86 | 2353.40 | 1051.76 | 4.71 | -2.08 |
| KAMAHOLD | 2288.70 | 7.89 | 7344.57 | 1.81 | 584.02 | 10.80 | 4657.56 | 7.07 | 20.86 | 22.01 |
| PILANIINVS | 4326.95 | 145.21 | 4790.91 | 0.21 | -47.26 | -17.55 | 14.44 | -70.70 | 1.41 | -9.33 |
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 477 | 527 | 579 | 612 | 706 | 736 | 806 | 957 | 972 | 1,077 | 1,173 | 1,364 | 1,576 | |
| 225 | 253 | 270 | 276 | 325 | 289 | 293 | 336 | 356 | 378 | 426 | 485 | 1,111 | |
| Operating Profit | 276 | 305 | 335 | 372 | 393 | 463 | 528 | 621 | 647 | 744 | 795 | 900 | 1,081 |
| OPM % | 57.84% | 57.81% | 57.80% | 60.82% | 55.65% | 62.90% | 65.53% | 64.92% | 66.58% | 69.06% | 67.75% | 65.95% | 68.54% |
| Other Income | 0 | 0 | 1 | 1 | 0 | 1 | 1 | 1 | 1 | 3 | 5 | 3 | 5 |
| Interest | 177 | 196 | 221 | 243 | 272 | 311 | 333 | 358 | 394 | 406 | 431 | 499 | 586 |
| Depreciation | 16 | 23 | 25 | 24 | 23 | 25 | 26 | 29 | 25 | 26 | 28 | 31 | 29 |
| 84 | 86 | 89 | 107 | 99 | 128 | 171 | 236 | 230 | 314 | 340 | 373 | 470 | |
| Tax % | 24.17% | 24.16% | 23.81% | 22.47% | 23.36% | 24.39% | 24.98% | 24.53% | 23.96% | 24.87% | 24.93% | 24.19% | 24.81% |
| Net Profit | 0 | 0 | 0 | 0 | 76 | 97 | 128 | 178 | 175 | 236 | 255 | 283 | 353 |
| 1 | 1 | 1 | 1 | 1 | 1 | 2 | 2 | 2 | 2 | 3 | 3 | 0 |
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 216 | 350 | 589 | 716 | 736 | 980 | 1,464 | 2,313 | 3,248 | 4,731 | 5,190 | |
| 97 | 162 | 191 | 203 | 201 | 368 | 621 | 1,029 | 1,242 | 1,647 | 2,400 | |
| Operating Profit | 119 | 188 | 398 | 513 | 535 | 613 | 843 | 1,284 | 2,006 | 3,084 | 2,790 |
| OPM % | 54.94% | 53.67% | 67.60% | 71.60% | 72.65% | 62.50% | 57.57% | 55.51% | 61.75% | 65.19% | 53.76% |
| 19 | 23 | 3 | 3 | 1 | 1 | 4 | 7 | 3 | 13 | 15 | |
| Interest | 38 | 97 | 207 | 283 | 290 | 332 | 535 | 837 | 1,274 | 1,730 | 1,922 |
| Depreciation | 4 | 6 | 7 | 11 | 11 | 10 | 44 | 88 | 102 | 110 | 114 |
| Profit before Tax | 96 | 108 | 187 | 222 | 236 | 273 | 268 | 366 | 633 | 1,257 | 1,497 |
| Tax % | 39.16% | 40.04% | 27.33% | 27.37% | 24.93% | 24.79% | 23.72% | 23.58% | 24.44% | 24.52% | 24.69% |
| Net Profit | 58 | 65 | 136 | 161 | 177 | 205 | 205 | 279 | 479 | 949 | 1,128 |
| EPS | 3.32 | 3.70 | 7.70 | 9.15 | 10.03 | 11.05 | 2.54 | 3.39 | 5.80 | 9.86 | — |
| Dividend Payout % | 9.04% | 8.08% | 4.65% | 2.17% | 3.96% | 4.28% | 5.04% | 4.43% | 3.45% | 2.03% | — |
COMPOUNDED SALES GROWTH
- 10 Years:
- 36%
- 5 Years:
- 45%
- 3 Years:
- 48%
COMPOUNDED PROFIT GROWTH
- 10 Years:
- 36%
- 5 Years:
- 40%
- 3 Years:
- 67%
STOCK PRICE CAGR
- 10 Years:
- 38%
- 5 Years:
- 17%
- 3 Years:
- 11%
- 1 Year:
- 45%
RETURN ON EQUITY
- 10 Years:
- 10%
- 5 Years:
- 11%
- 3 Years:
- 12%
- Last Year:
- 17%
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 35 | 35 | 35 | 35 | 35 | 35 | 41 | 82 | 83 | 96 |
| 1,126 | 1,215 | 1,345 | 1,498 | 1,674 | 1,877 | 3,499 | 3,723 | 4,184 | 7,070 | |
| 643 | 1,677 | 2,859 | 2,837 | 3,974 | 5,114 | 7,867 | 10,818 | 15,769 | 24,306 | |
| Trade Payables | 9 | 14 | 15 | 14 | 15 | 41 | 111 | 130 | 103 | 127 |
| 171 | 10 | 1 | 43 | 392 | 436 | 652 | 849 | 1,263 | 1,956 | |
| Total Liabilities | 1,984 | 2,952 | 4,254 | 4,426 | 6,090 | 7,503 | 12,170 | 15,603 | 21,401 | 33,555 |
| 13 | 14 | 13 | 31 | 27 | 34 | 291 | 350 | 341 | 361 | |
| Capital Work in Progress | 0 | 0 | 0 | 0 | 0 | 0 | 3 | 0 | 0 | 0 |
| 68 | 56 | 9 | 361 | 807 | 377 | 216 | 216 | 160 | 1,236 | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 137 | 59 | 33 | |
| Cash & Bank | 11 | 48 | 169 | 74 | 224 | 353 | 1,510 | 653 | 1,518 | 2,112 |
| 1,891 | 2,834 | 4,063 | 3,960 | 5,031 | 6,738 | 10,151 | 14,247 | 19,323 | 29,813 | |
| Total Assets | 1,984 | 2,952 | 4,254 | 4,426 | 6,090 | 7,503 | 12,170 | 15,603 | 21,401 | 33,555 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| -687 | -817 | -1,054 | 256 | -253 | -1,248 | -2,922 | -3,699 | -4,313 | -8,728 | |
| Cash from Investing | 46 | 40 | 41 | -352 | -465 | 317 | 65 | -7 | 62 | -1,088 |
| Cash from Financing | 460 | 835 | 1,196 | 54 | 892 | 1,176 | 4,096 | 2,869 | 5,118 | 10,391 |
| -6 | 18 | 122 | -88 | 108 | 152 | 1,154 | -837 | 867 | 575 |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
Documents
Corporate disclosures, annual reports, credit ratings, and concall transcripts
2026-09-09 - Capri Global Capital Limited has informed the Exchange about Others - Allotment and settlement of the U.S.$ 300,000,000 7.55% senior secured notes due December 2029 ( Notes )
2026-09-09 - Capri Global Capital Limited has informed the Exchange regarding Outcome of Committee Meeting held on September 09, 2026. -Allotment and settlement of the U.S.$ 300,000,000 7.55% senior secured notes due December 2029 ( Notes )
2026-09-09 - Capri Global Capital Limited has informed the Exchange about General Updates - Allotment and settlement of the U.S.$ 300,000,000 7.55% senior secured notes due December 2029 ( Notes )
2026-09-09 - Capri Global Capital Limited has informed the Exchange about General Updates - the Company has uploaded the final supplemental offering circular dated 09 September, 2026 and pricing supplement dated 09 September, 2026 on the websites of India International Exchange (IFSC) Limited ( India INX ) and NSE IFSC Limited ( NSE IFSC ).
2026-09-08 - Capri Global Capital Limited has informed the Exchange about Credit Rating- Fitch Ratings Limited has assigned a final rating of BB- to the USD 300 million 7.55% senior secured notes due December 2029.
2026-09-02 - Capri Global Capital Limited has informed the Exchange about Credit Rating- Moody s Ratings has assigned a Ba3 long-term foreign currency senior secured Rating to the senior secured USD notes
2026-09-02 - Capri Global Capital Limited has informed the Exchange regarding a press release dated September 02, 2026, titled "Capri Global Capital Raises US$ 300 Million via Maiden US Dollar Bond Issuance".
2026-09-02 - Capri Global Capital Limited has informed the Exchange about General Updates - Outcome of Committee Meeting held on September 01, 2026 - Approved the Pricing, tenure and other terms, and drafts of certain documents in relation to the GMTN Programme and submission of the pricing supplement with the India INX and NSE IFSC
2026-09-02 - Capri Global Capital Limited has informed the Exchange regarding Outcome of Committee Meeting held on September 01, 2026 - Approved the Pricing, tenure and other terms, and drafts of certain documents in relation to the GMTN Programme and submission of the pricing supplement with the India INX and NSE IFSC.
News
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