BF Investment Ltd.
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ABOUT
KEY POINTS
Revenue Breakup Mar 2018 • Automotive Components: 99.8% • Core Investment Company: 0.2%
AI Sector View
AI GENERATEDFinancial Services
Financials remain one of the clearest macro beneficiaries. Loan growth was 18.3% (Aug/26) versus deposit growth 14.7% (Aug/26), SCB credit growth was 17.5% YoY (2026-07), UPI transactions rose 22.0% YoY (2026-07), and M3 money supply grew 15.0% YoY (2026-07). Sector flows have also turned meaningfully supportive, with INR 13171 crore net FPI inflow over 3 months to 2026-08-31 after INR -114652 crore in the prior 3 months.
PROS
- Solid return on assets for a lender - ROA of 4.2%
- Asset quality is healthy - gross NPA of just 0.0%
- Company has consistently been profitable over the last 5 years
- Company has delivered good sales growth of 36.0% CAGR over last 5 years
- Company generates healthy free cash flow
CONS
- Capital adequacy is tight at 0.0% - limited headroom to grow
- Company has a low return on capital employed of 6.7%
- Company has a low return on equity of 5.0% over last 3 years
- Company has delivered a poor profit growth of 1.1% over past five years
- Thin net interest margin of 0.0%
* The pros and cons are machine generated based on quantitative rules.
Peer comparison
| Name | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| BAJAJFINSV | 1917.30 | 30.28 | 307163.22 | 0.08 | 62966.70 | 1081.55 | 420369.00 | 1091.26 | 11.88 | 40.79 |
| AIIL | 546.65 | 22.13 | 46422.91 | 0.00 | 11082.20 | 1075.19 | 14695.40 | 1109.37 | 13.85 | 88.91 |
| CHOLAHLDNG | 1525.75 | 10.74 | 28650.15 | 0.09 | 1788.99 | 42.04 | 11113.57 | 42.92 | 10.52 | 57.53 |
| TVSHLTD | 13000.05 | 13.35 | 26301.84 | 0.66 | 1173.58 | 73.77 | 17076.18 | 40.01 | 19.39 | 16.25 |
| CGCL | 266.10 | 22.71 | 25602.92 | 0.08 | 353.38 | 102.04 | 1576.47 | 62.12 | 11.68 | 68.54 |
| MAHSCOOTER | 13002.55 | 53.35 | 14860.05 | 1.69 | 3.32 | -90.61 | 5.41 | -81.52 | 1.06 | 84.10 |
| JSWHL | 11435.95 | 92.40 | 12693.48 | 0.00 | 24.54 | -92.74 | 34.58 | 14.97 | 0.58 | 92.45 |
| JMFINANCIL | 124.75 | 11.48 | 11938.08 | 2.61 | 368.57 | -19.66 | 1200.53 | 9.69 | 11.91 | 58.30 |
| TSFINV | 437.25 | 19.95 | 9711.49 | 2.55 | 124.95 | -92.11 | 305.57 | 102.23 | 3.47 | 53.35 |
| RELIGARE | 256.95 | 161.25 | 8857.93 | 0.00 | -46.98 | -674.86 | 2353.40 | 1051.76 | 4.71 | -2.08 |
| KAMAHOLD | 2282.95 | 7.87 | 7326.12 | 1.82 | 584.02 | 10.80 | 4657.56 | 7.07 | 20.86 | 22.01 |
| BFINVEST | 448.05 | 4.33 | 1687.70 | 2.23 | 145.99 | -62.02 | 11.28 | 19.61 | 4.86 | 1728.60 |
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 6 | 15 | 9 | 13 | 8 | 19 | 9 | 26 | 9 | 19 | 10 | 37 | 11 | |
| 1 | 1 | 1 | 4 | 1 | 1 | 0 | 5 | 1 | 3 | 1 | 7 | 1 | |
| Operating Profit | 5 | 14 | 8 | 9 | 7 | 17 | 9 | 22 | 8 | 17 | 9 | 30 | 195 |
| OPM % | 85.45% | 93.02% | 92.93% | 70.84% | 92.23% | 93.60% | 95.14% | 81.30% | 85.15% | 85.99% | 88.72% | 81.06% | 1728.60% |
| Other Income | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 2 | 0 | 0 | 0 | 0 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 5 | 13 | 8 | 9 | 7 | 18 | 9 | 21 | 9 | 17 | 9 | 30 | 195 | |
| Tax % | 379.23% | 171.99% | 232.85% | 894.98% | 856.49% | 107.40% | 33.64% | -10.51% | 133.51% | 79.60% | 339.98% | 123.01% | 25.09% |
| Net Profit | 0 | 0 | 0 | 0 | 1,826 | 360 | 7 | -33 | 384 | 400 | 894 | 1,142 | 146 |
| 15 | 18 | 15 | 66 | 48 | 10 | 2 | -1 | 10 | 11 | 24 | 30 | 4 |
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1,017 | 11 | 18 | 22 | 16 | 20 | 31 | 42 | 62 | 76 | 78 | |
| 946 | 3 | 4 | 6 | 6 | 4 | 6 | 6 | 7 | 12 | 12 | |
| Operating Profit | 71 | 8 | 14 | 16 | 11 | 16 | 26 | 36 | 55 | 64 | 66 |
| OPM % | 6.95% | 69.97% | 75.71% | 73.18% | 64.54% | 78.41% | 81.96% | 85.17% | 88.38% | 83.89% | 84.58% |
| 8 | -12 | 3 | -4 | 0 | 0 | 0 | 0 | 1 | 2 | 0 | |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 15 | 0 | 0 | 1 | 1 | 1 | 1 | 0 | 0 | 0 | 0 |
| Profit before Tax | 63 | -5 | 17 | 12 | 357 | 263 | 344 | 579 | 302 | 375 | 251 |
| Tax % | 32.01% | -699.95% | 128.53% | 723.60% | 25.21% | 24.95% | 24.58% | 25.07% | 26.47% | 24.90% | 51.75% |
| Net Profit | 43 | -37 | -5 | -74 | 267 | 198 | 259 | 434 | 222 | 282 | 121 |
| EPS | 0.00 | 0.00 | 0.00 | 0.00 | 70.89 | 52.50 | 68.84 | 115.15 | 59.01 | 74.87 | — |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 13.36% | — |
COMPOUNDED SALES GROWTH
- 10 Years:
- -22%
- 5 Years:
- 36%
- 3 Years:
- 35%
COMPOUNDED PROFIT GROWTH
- 10 Years:
- 8%
- 5 Years:
- 1%
- 3 Years:
- 3%
STOCK PRICE CAGR
- 10 Years:
- 11%
- 5 Years:
- 4%
- 3 Years:
- -3%
- 1 Year:
- -3%
RETURN ON EQUITY
- 10 Years:
- 3%
- 5 Years:
- 5%
- 3 Years:
- 5%
- Last Year:
- 4%
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 19 | 19 | 19 | 19 | 19 | 19 | 19 | 19 | 19 | 19 |
| 1,125 | 2,421 | 2,033 | 1,692 | 3,279 | 4,019 | 4,671 | 6,182 | 6,881 | 8,520 | |
| Trade Payables | 164 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 9 | 120 | 135 | 213 | 294 | 345 | 418 | 612 | 700 | 855 | |
| Total Liabilities | 1,317 | 2,559 | 2,187 | 1,924 | 3,591 | 4,382 | 5,108 | 6,814 | 7,600 | 9,394 |
| 60 | 1 | 1 | 1 | 2 | 3 | 2 | 2 | 1 | 1 | |
| Capital Work in Progress | 3 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 783 | 2,512 | 2,099 | 1,790 | 3,424 | 4,177 | 4,838 | 6,459 | 7,128 | 8,764 | |
| 52 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Cash & Bank | 34 | 3 | 9 | 87 | 103 | 140 | 203 | 287 | 403 | 569 |
| 385 | 42 | 79 | 46 | 63 | 63 | 65 | 66 | 67 | 60 | |
| Total Assets | 1,317 | 2,559 | 2,187 | 1,924 | 3,591 | 4,382 | 5,108 | 6,814 | 7,600 | 9,394 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| 93 | -2 | -24 | -3 | -1 | 17 | 20 | 9 | 21 | 33 | |
| Cash from Investing | -26 | 5 | 30 | 11 | 13 | -27 | 7 | 18 | -49 | 59 |
| Cash from Financing | -6 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -0 |
| 19 | 3 | 5 | 7 | 6 | -21 | 7 | 27 | -28 | 92 |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
Documents
Corporate disclosures, annual reports, credit ratings, and concall transcripts
2026-08-15 - BF Investment Limited has informed the Exchange about Copy of Newspaper Publication
2026-08-14 - BF Investment Limited has submitted to the Exchange, the Unaudited financial results ( Standalone and consolidated ) for the period ended Jun 30, 2026.
2026-08-13 - BF Investment Limited has informed the Exchange about Copy of Newspaper Publication informing about reminder notice of another special window for re-lodgment of transfer requests of physical shares.
2026-07-30 - BF Investment Limited has informed the Exchange regarding Proceedings of Annual General Meeting held on July 30, 2026
2026-07-14 - Significant increase in volume has been observed in BF Investment Limited. The Exchange, in order to ensure that investors have latest relevant information about the company and to inform the market place so that the interest of the investors is safeguarded, had written to the company. BF Investment Limited has submitted their response.
2026-07-10 - Significant increase in volume has been observed in BF Investment Limited. The Exchange, in order to ensure that investors have latest relevant information about the company and to inform the market place so that the interest of the investors is safeguarded, has written to the company. The response from the company is awaited.
2026-07-09 - The Exchange had sought clarification from BF Investment Limited for the quarter ended 31-Mar-2026 with respect to Regulation 33 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. On basis of above the Company was required to clarify the following: The response of the Company is enclosed.
2026-07-08 - BF Investment Limited has informed the Exchange about Copy of Newspaper Publication informing about completion of dispatch of 17th AGM Notice and Annual Report for FY 2025-26 and Remote E-voting information.
2026-07-07 - BF Investment Limited has informed the Exchange about Certificate under SEBI (Depositories and Participants) Regulations, 2018
News
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