Computer Age Management Services Ltd.
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ABOUT
KEY POINTS
Revenue Breakup Mar 2026 • Data Processing: 79.1% • Customer Care Services: 9.9% • Miscellaneous Services: 5.1%
AI Sector View
AI GENERATEDFinancial Services
Financials remain one of the clearest macro beneficiaries. Loan growth was 18.3% (Aug/26) versus deposit growth 14.7% (Aug/26), SCB credit growth was 17.5% YoY (2026-07), UPI transactions rose 22.0% YoY (2026-07), and M3 money supply grew 15.0% YoY (2026-07). Sector flows have also turned meaningfully supportive, with INR 13171 crore net FPI inflow over 3 months to 2026-08-31 after INR -114652 crore in the prior 3 months.
PROS
- Company is almost debt free
- Company has a healthy return on capital (ROCE) of 56.6%
- Company has a good return on equity (ROE) track record: 3 Years ROE 44.2%
- Company has consistently been profitable over the last 5 years
- Company has delivered good sales growth of 16.5% CAGR over last 5 years
- Strong cash generation - operating cash flow backs reported profits (CFO/PAT 1.14x)
CONS
- Stock is trading at 12.2x its book value
* The pros and cons are machine generated based on quantitative rules.
Peer comparison
| Name | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| CDSL | 1355.00 | 60.09 | 28319.50 | 0.94 | 117.67 | 14.91 | 292.76 | 13.12 | 32.75 | 47.19 |
| CAMS | 713.00 | 35.79 | 17712.23 | 1.75 | 127.09 | 17.64 | 395.03 | 11.54 | 52.08 | 46.20 |
| KFINTECH | 897.00 | 45.38 | 15506.63 | 1.34 | 75.21 | -2.64 | 356.54 | 30.09 | 30.70 | 34.14 |
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 261 | 275 | 290 | 310 | 331 | 365 | 370 | 356 | 354 | 377 | 390 | 395 | 395 | |
| 151 | 153 | 160 | 167 | 182 | 195 | 197 | 197 | 200 | 209 | 211 | 212 | 238 | |
| Operating Profit | 110 | 122 | 129 | 143 | 150 | 170 | 173 | 159 | 154 | 168 | 179 | 183 | 157 |
| OPM % | 42.12% | 44.39% | 44.66% | 46.17% | 45.20% | 46.61% | 46.74% | 44.75% | 43.56% | 44.49% | 45.86% | 46.33% | 39.67% |
| 10 | 10 | 10 | 11 | 12 | 13 | 15 | 13 | 13 | 12 | 13 | 13 | 17 | |
| Interest | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 1 |
| Depreciation | 16 | 17 | 18 | 18 | 17 | 18 | 20 | 23 | 21 | 25 | 25 | 28 | 25 |
| Profit before Tax | 101 | 112 | 119 | 135 | 142 | 162 | 166 | 148 | 145 | 153 | 165 | 166 | 173 |
| Tax % | 25.22% | 25.43% | 25.43% | 23.47% | 24.89% | 25.53% | 25.29% | 23.74% | 25.13% | 25.70% | 24.35% | 24.40% | 26.56% |
| Net Profit | 0 | 0 | 0 | 0 | 107 | 121 | 124 | 113 | 108 | 114 | 125 | 125 | 127 |
| 15.58 | 17.24 | 18.13 | 21.07 | 22.01 | 24.88 | 5.09 | 4.62 | 22.07 | 23.23 | 5.07 | 5.10 | 5.16 |
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 478 | 642 | 694 | 700 | 705 | 910 | 972 | 1,137 | 1,422 | 1,516 | 1,557 | |
| 292 | 409 | 476 | 413 | 431 | 493 | 551 | 632 | 770 | 832 | 871 | |
| Operating Profit | 186 | 233 | 218 | 286 | 275 | 416 | 421 | 505 | 652 | 684 | 686 |
| OPM % | 38.91% | 36.26% | 31.42% | 40.93% | 38.97% | 45.78% | 43.34% | 44.42% | 45.85% | 45.10% | 44.08% |
| 25 | 22 | 18 | 21 | 51 | 25 | 27 | 41 | 53 | 51 | 55 | |
| Interest | 0 | 0 | 0 | 10 | 8 | 7 | 8 | 8 | 8 | 7 | 7 |
| Depreciation | 17 | 23 | 28 | 51 | 43 | 52 | 60 | 70 | 78 | 99 | 102 |
| Profit before Tax | 194 | 232 | 207 | 247 | 274 | 383 | 380 | 467 | 619 | 629 | 658 |
| Tax % | 34.33% | 35.45% | 34.78% | 30.36% | 25.20% | 25.01% | 25.13% | 24.82% | 24.89% | 24.90% | 25.26% |
| Net Profit | 127 | 150 | 135 | 172 | 205 | 287 | 285 | 351 | 465 | 472 | 492 |
| EPS | 26.07 | 30.70 | 27.61 | 35.21 | 41.93 | 58.41 | 57.88 | 71.96 | 95.12 | 19.20 | — |
| Dividend Payout % | 50.82% | 48.98% | 81.37% | 34.57% | 149.59% | 66.04% | 64.84% | 64.62% | 76.22% | 65.12% | — |
COMPOUNDED SALES GROWTH
- 10 Years:
- 14%
- 5 Years:
- 17%
- 3 Years:
- 16%
COMPOUNDED PROFIT GROWTH
- 10 Years:
- 17%
- 5 Years:
- 18%
- 3 Years:
- 19%
STOCK PRICE CAGR
- 10 Years:
- —
- 5 Years:
- -1%
- 3 Years:
- 11%
- 1 Year:
- -8%
RETURN ON EQUITY
- 10 Years:
- 40%
- 5 Years:
- 45%
- 3 Years:
- 44%
- Last Year:
- 40%
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 49 | 49 | 49 | 49 | 49 | 49 | 49 | 49 | 49 | 50 |
| Minority Interest | 8 | 8 | 8 | 0 | 0 | 0 | 1 | 1 | 0 | -0 |
| 367 | 401 | 403 | 496 | 456 | 568 | 680 | 812 | 1,022 | 1,227 | |
| 0 | 0 | 0 | 76 | 65 | 62 | 74 | 120 | 79 | 49 | |
| Trade Payables | 29 | 35 | 36 | 36 | 53 | 49 | 43 | 65 | 80 | 91 |
| 279 | 397 | 511 | 588 | 715 | 822 | 240 | 354 | 1,048 | 1,072 | |
| Total Liabilities | 731 | 889 | 1,007 | 1,245 | 1,337 | 1,550 | 1,087 | 1,401 | 2,278 | 2,488 |
| 197 | 217 | 223 | 309 | 284 | 314 | 333 | 376 | 406 | 405 | |
| Capital Work in Progress | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 2 | 5 | 1 |
| 222 | 218 | 233 | 306 | 236 | 317 | 330 | 407 | 425 | 446 | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 65 | 110 | 57 | |
| Cash & Bank | 15 | 28 | 44 | 50 | 180 | 151 | 152 | 211 | 256 | 409 |
| 297 | 427 | 508 | 579 | 637 | 768 | 272 | 340 | 1,076 | 1,170 | |
| Total Assets | 731 | 889 | 1,007 | 1,245 | 1,337 | 1,550 | 1,087 | 1,401 | 2,278 | 2,488 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| 174 | 240 | 238 | 281 | 331 | 429 | 414 | 401 | 477 | 584 | |
| Cash from Investing | -40 | -30 | -32 | -84 | 2 | -131 | -102 | -188 | -132 | -270 |
| Cash from Financing | -72 | -117 | -132 | -97 | -272 | -203 | -205 | -224 | -338 | -316 |
| 0 | 5 | -3 | 18 | -6 | -13 | 12 | -10 | 7 | -2 |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
Documents
Corporate disclosures, annual reports, credit ratings, and concall transcripts
2026-09-07 - Computer Age Management Services Limited has informed the Exchange about Schedule of meet
2026-09-07 - Computer Age Management Services Limited has informed the Exchange about Schedule of meet
2026-09-07 - Computer Age Management Services Limited has informed the Exchange about Schedule of meet
2026-09-03 - Computer Age Management Services Limited has informed the Exchange about Schedule of meet
2026-08-31 - Computer Age Management Services Limited has informed the Exchange about Schedule of meet
2026-08-28 - Computer Age Management Services Limited has informed the Exchange regarding allotment of 120827 securities pursuant to ESOP/ESPS through Circular resolution approved on 28th August 2026.
2026-08-12 - Computer Age Management Services Limited has informed the Exchange regarding a "Press Release titled IIT Madras, CAMS to launch initiatives to boost next-generationFinTech innovation" dated 12th August 2026.
2026-08-11 - Computer Age Management Services Limited has informed the Exchange about update on completion of acquisition of first tranche of balance sale shares from Think Analytics India Private Limited by the Company.
2026-08-11 - Computer Age Management Services Limited has informed the Exchange regarding Cessation of Mr Kaushik Narayan Badri as Chief Executive Officer of Fintuple Technologies Private Limited, a Wholly Owned Subsidiary of the company w.e.f. July 20, 2026.
News
Recent coverage and analyst commentary for CAMS
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