Canara Bank

•

canarabank.com / www.canarabank.bank.inBSE: 532483NSE: CANBK

Market Cap₹ 1,12,385 Cr.

Current Price

High / Low₹ 163 / 111

Stock P/E5.7

Book Value₹ 129

Price to Book1.01

Dividend Yield3.39 %

ROCE14.5 %

ROE18.0 %

Face Value₹ 2

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ABOUT

KEY POINTS

Revenue Breakup Mar 2026 • Other Retail Banking - Retail Banking Operations: 45.0% • Wholesale Banking Operation: 33.0% • Treasury Operations: 22.0%

AI Sector View

AI GENERATED

Financial Services

Buy

Financials remain one of the clearest macro beneficiaries. Loan growth was 18.3% (Aug/26) versus deposit growth 14.7% (Aug/26), SCB credit growth was 17.5% YoY (2026-07), UPI transactions rose 22.0% YoY (2026-07), and M3 money supply grew 15.0% YoY (2026-07). Sector flows have also turned meaningfully supportive, with INR 13171 crore net FPI inflow over 3 months to 2026-08-31 after INR -114652 crore in the prior 3 months.

Confidence

84%

View full sector analysis →

PROS

Company has delivered good profit growth of 47.6% CAGR over last 5 years
Comfortable capital adequacy - CAR of 17.0%
Asset quality is healthy - gross NPA of just 1.8%
Company has consistently been profitable over the last 5 years
Latest quarter profit grew 62.0% YoY, showing strong momentum
Strong provisioning - provision coverage ratio of 94.8%

CONS

A large part of profit comes from other income (108.2% of PBT)
Operating margins have contracted to 26.0% from 32.6%
Thin net interest margin of 2.0%
Growth is decelerating - 3Y profit CAGR (20.6%) trails the 5Y trend (47.6%)

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

Financial ServicesBankBank - Public

Part ofNIFTY BANK NIFTY NEXT 50 NIFTY ALPHA 50 NIFTY DIV OPPS 50 NIFTYLARGEMIDCAP250

S.No.	Name
1.	SBIN	997.00	10.68	920292.57	1.74	24579.04	13.65	136240.49	8.36	12.16	52.34
2.	UNIONBANK	178.00	6.58	135878.18	2.81	5368.17	29.77	27427.10	1.21	14.57	69.42
3.	PNB	116.65	6.07	134065.18	2.57	5339.15	191.40	33589.17	3.12	13.26	75.40
4.	BANKBARODA	237.80	6.77	122974.99	3.57	1572.59	-53.08	35114.52	6.84	11.20	33.10
5.	INDIANB	852.90	8.99	114882.56	2.14	3299.48	48.73	18095.14	11.11	16.28	67.14
6.	CANBK	123.90	5.66	112385.37	3.39	4864.08	61.96	32957.16	4.55	14.46	68.47
7.	MAHABANK	84.17	8.59	64739.82	2.61	2020.54	26.83	8034.65	13.90	16.53	68.61
8.	IOB	33.13	10.71	63797.08	0.00	1659.24	49.25	8777.57	18.82	11.31	54.56
9.	BANKINDIA	139.80	5.40	63646.30	3.33	3138.46	77.92	20096.90	8.83	10.97	73.18
10.	UCOBANK	23.98	12.18	30069.86	1.83	652.43	24.09	6744.59	15.10	11.00	54.71
11.	CENTRALBK	30.75	6.10	27833.06	3.90	1328.95	5.43	9725.90	12.79	8.27	67.83
12.	PSB	22.78	11.68	16163.74	1.71	331.51	23.16	3213.37	10.40	9.07	71.38

Detailed Comparison with:

Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	25,451	27,290	28,492	29,286	29,173	30,182	30,751	31,496	31,523	32,072	30,938	31,839	32,957
Interest Expended	16,337	17,934	18,620	19,226	19,534	20,427	21,163	21,556	21,992	22,412	22,709	22,024	22,737
Net Interest Income	9,114	9,355	9,872	10,060	9,639	9,755	9,587	9,940	9,531	9,660	8,229	9,814	10,220
	6,809	6,602	7,138	8,098	7,793	7,824	6,679	8,761	9,919	9,942	2,152	4,700	6,739
Total Income	0	0	0	0	36,966	38,006	37,430	40,256	41,442	42,014	33,089	36,539	39,696
Operating Expenses	0	0	0	0	97,275	98,144	83,532	1,02,936	1,07,820	1,08,970	15,845	78,784	8,311
Operating Profit	0	0	0	0	77,041	77,645	79,134	84,067	86,673	87,046	87,961	66,359	8,647
Provisions & Contingencies	0	0	0	0	22,821	22,520	23,988	18,307	23,590	23,540	24,173	9,921	2,080
Profit before Tax	4,933	5,098	5,009	4,960	5,422	5,513	5,515	6,576	6,308	6,351	6,379	5,644	6,567
Tax %	27.56%	27.87%	25.36%	23.52%	26.65%	25.62%	24.55%	22.48%	23.34%	23.38%	23.68%	22.38%	25.93%
Net Profit	0	0	0	0	3,977	4,100	4,161	5,097	3,003	4,866	4,868	4,381	4,864
EPS	21	21	21	22	4	5	5	6	4	5	6	5	1

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
	0	0	0	0	0	0	0	1,10,519	1,21,601	1,26,371	—
Interest Expended	31,540	29,113	32,339	35,817	45,182	43,035	52,990	72,118	82,681	89,138	89,883
Net Interest Income	-31,540	-29,113	-32,339	-35,817	-45,182	-43,035	-52,990	38,401	38,920	37,234	—
	7,852	7,398	9,907	11,799	23,086	23,643	25,325	28,646	31,057	26,712	23,532
Total Income	0	0	0	0	0	0	0	1,39,165	1,52,658	1,53,083	1,51,337
	0	0	0	0	0	0	0	37,337	38,189	31,142	—
Operating Profit	-31,540	-29,113	-32,339	-35,817	-45,182	-43,035	-52,990	29,710	31,789	32,804	—
	7,404	16,328	213	10,902	14,229	11,068	12,880	9,711	8,764	8,122	—
Profit before Tax	1,746	-6,408	-2,111	-1,514	3,882	9,145	14,427	20,000	23,025	24,681	24,940
Tax %	0.00%	-0.00%	-0.00%	-0.00%	0.00%	0.00%	0.00%	26.09%	24.71%	23.22%	23.90%
Net Profit	1,234	-4,087	547	-2,023	2,702	5,795	10,808	14,782	17,336	18,951	18,979
EPS	25	-66	0	-24	19	35	62	84	19	20	—

COMPOUNDED SALES GROWTH

10 Years:: 11%
5 Years:: 12%
3 Years:: 14%

COMPOUNDED PROFIT GROWTH

10 Years:: —
5 Years:: 44%
3 Years:: 17%

STOCK PRICE CAGR

10 Years:: 8%
5 Years:: 32%
3 Years:: 21%
1 Year:: 11%

RETURN ON EQUITY

10 Years:: 8%
5 Years:: 17%
3 Years:: 19%
Last Year:: 18%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
LIABILITIES	-	-	-	-	-	-	-	-	-	-
Equity Capital	597	733	753	1,030	1,647	1,814	1,814	1,814	1,814	1,814
	34,088	36,164	36,936	40,176	60,763	68,147	76,240	90,319	1,03,603	1,15,891
	4,95,266	5,24,847	5,99,123	6,25,408	10,10,985	10,86,341	11,79,086	13,12,242	14,56,495	15,68,333
	39,592	38,909	41,043	42,762	50,013	46,285	58,073	57,538	89,665	1,55,288
Other Liabilities & Provisions	26,117	30,259	33,260	31,334	55,339	55,377	64,912	72,104	79,761	45,926
Total Liabilities	5,96,159	6,31,435	7,11,783	7,41,440	11,79,540	12,58,789	13,81,030	154	173	189
ASSETS	-	-	-	-	-	-	-	-	-	-
	19,924	22,102	29,921	22,573	43,116	51,637	55,045	71,135	90,048	54,054
Balances with Banks & Money at Call	39,043	28,122	36,610	46,017	1,35,750	1,30,754	86,658	80,030	1,15,842	1,52,277
	1,62,073	1,57,444	1,68,678	1,92,645	2,86,191	3,11,347	3,52,893	3,99,207	4,28,024	4,07,389
	3,42,320	3,82,075	4,28,115	4,32,403	6,39,287	7,03,864	8,30,929	9,31,787	10,49,332	12,20,018
	7,187	8,337	8,433	8,323	11,269	11,447	10,333	12,305	10,280	10,595
	25,613	33,357	40,026	39,478	63,924	49,736	45,171	40,528	38,979	42,993
Total Assets	5,96,159	6,31,435	7,11,783	7,41,440	11,79,540	12,58,789	13,81,030	154	173	189

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	2,575	-11,120	18,237	-5,289	59,118	919	-39,978	15,046	60,669	7,942
Cash from Investing	-401	-553	-730	-411	-1,029	-1,256	-1,238	-1,748	-2,461	-2,812
Cash from Financing	124	2,865	-1,185	7,792	290	4,035	445	-3,834	-3,506	-4,795
	2,298	-8,808	16,322	2,092	58,379	3,699	-40,770	9,464	54,701	335

Ratios

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
PER SHARE
EPS (₹)	22.74	-53.89	7.99	-19.28	17.55	33.76	62.04	84.22	19.34	19.70
Book Value (₹)	490.75	414.23	414.75	338.50	328.68	338.76	388.97	457.60	109.11	122.68
Dividend per Share (₹)	1.00	0.00	0.00	0.00	0.00	6.50	12.00	16.10	4.00	4.20
PROFITABILITY
Net Interest Margin %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	2.59%	2.31%	2.03%
ROA %	0.21%	-0.67%	0.08%	-0.28%	0.28%	0.48%	0.82%	1.01%	1.06%	1.05%
ROE %	4.38%	-13.70%	1.78%	-6.12%	6.07%	10.03%	16.37%	19.25%	19.05%	18.03%
	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	55.69%	54.57%	48.70%
ASSET QUALITY
Gross NPA %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	2.94%	1.84%
Net NPA %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.70%	0.43%
Provision Coverage %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	92.70%	94.21%
Slippage Ratio %	—	—	—	—	—	—	—	—	—	—
BALANCE SHEET & LIQUIDITY
CASA %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	29.90%	28.47%	27.33%
Credit-Deposit Ratio %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.04%	0.06%	0.10%
	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
GROWTH & VALUATION
Net Profit Growth %	146.20%	-431.33%	113.39%	-469.64%	233.60%	114.48%	86.50%	36.77%	17.27%	9.32%
Book Value Growth %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	17.64%	-76.16%	12.44%
P/E (x)	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	1.38x	4.60x	6.27x
P/B (x)	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	1.27x	0.82x	1.01x
	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	2.77%	4.49%	3.40%

Shareholding Pattern

Numbers in percentages

	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	62.93	62.93	62.93	62.93	62.93	62.93	62.93	62.93
	11.24	11.09	10.53	11.37	11.88	14.60	14.23	12.67
	11.65	11.71	11.85	11.41	12.23	10.47	10.91	11.91
Government	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	14.17	14.23	14.67	14.27	12.92	11.97	11.93	12.48

Documents

Corporate disclosures, annual reports, credit ratings, and concall transcripts

2026-09-10

Strikes/Lockouts/Disturbances

2026-09-10 - Canara Bank has informed the Exchange about strikes/lockouts/disturbances

2026-09-10

Copy of Newspaper Publication

2026-09-10 - Canara Bank has informed the Exchange about Copy of Newspaper Publication

2026-09-08

Credit Rating

2026-09-08 - Canara Bank has informed the Exchange about Credit Rating

2026-09-04

Credit Rating

2026-09-04 - Canara Bank has informed the Exchange about Credit Rating

2026-09-04

Updates

2026-09-04 - Canara Bank has informed the Exchange regarding 'Excercising of call option'.

2026-09-03

Updates

2026-09-03 - Canara Bank has informed the Exchange regarding 'Excercise of Call option by the Bank subject to RBI approval'.

2026-09-03

Outcome of Board Meeting

2026-09-03 - Canara Bank has informed the Exchange regarding Outcome of Board Meeting held on September 03, 2026.

2026-09-01

Resignation of Director/KMP/SMP

2026-09-01 - Canara Bank has informed the Exchange about Resignation of Director/KMP/SMP

2026-09-01

Change in Management

2026-09-01 - Canara Bank has informed the Exchange about change in Management

News

Recent coverage and analyst commentary for CANBK

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Free 5nance Account

Name

SBIN

997.00

10.68

920292.57

1.74

24579.04

13.65

136240.49

8.36

12.16

52.34

UNIONBANK

178.00

6.58

135878.18

2.81

5368.17

29.77

27427.10

1.21

14.57

69.42

PNB

116.65

6.07

134065.18

2.57

5339.15

191.40

33589.17

3.12

13.26

75.40

BANKBARODA

237.80

6.77

122974.99

3.57

1572.59

-53.08

35114.52

6.84

11.20

33.10

INDIANB

852.90

8.99

114882.56

2.14

3299.48

48.73

18095.14

11.11

16.28

67.14

CANBK

123.90

5.66

112385.37

3.39

4864.08

61.96

32957.16

4.55

14.46

68.47

MAHABANK

84.17

8.59

64739.82

2.61

2020.54

26.83

8034.65

13.90

16.53

68.61

IOB

33.13

10.71

63797.08

0.00

1659.24

49.25

8777.57

18.82

11.31

54.56

BANKINDIA

139.80

5.40

63646.30

3.33

3138.46

77.92

20096.90

8.83

10.97

73.18

UCOBANK

23.98

12.18

30069.86

1.83

652.43

24.09

6744.59

15.10

11.00

54.71

CENTRALBK

30.75

6.10

27833.06

3.90

1328.95

5.43

9725.90

12.79

8.27

67.83

PSB

22.78

11.68

16163.74

1.71

331.51

23.16

3213.37

10.40

9.07

71.38

Jun 2023

Sep 2023

Dec 2023

Mar 2024

Jun 2024

Sep 2024

Dec 2024

Mar 2025

Jun 2025

Sep 2025

Dec 2025

Mar 2026

Jun 2026

25,451

27,290

28,492

29,286

29,173

30,182

30,751

31,496

31,523

32,072

30,938

31,839

32,957

Interest Expended

16,337

17,934

18,620

19,226

19,534

20,427

21,163

21,556

21,992

22,412

22,709

22,024

22,737

Net Interest Income

9,114

9,355

9,872

10,060

9,639

9,755

9,587

9,940

9,531

9,660

8,229

9,814

10,220

6,809

6,602

7,138

8,098

7,793

7,824

6,679

8,761

9,919

9,942

2,152

4,700

6,739

Total Income

36,966

38,006

37,430

40,256

41,442

42,014

33,089

36,539

39,696

Operating Expenses

97,275

98,144

83,532

1,02,936

1,07,820

1,08,970

15,845

78,784

8,311

Operating Profit

77,041

77,645

79,134

84,067

86,673

87,046

87,961

66,359

8,647

Provisions & Contingencies

22,821

22,520

23,988

18,307

23,590

23,540

24,173

9,921

2,080

Profit before Tax

4,933

5,098

5,009

4,960

5,422

5,513

5,515

6,576

6,308

6,351

6,379

5,644

6,567

Tax %

27.56%

27.87%

25.36%

23.52%

26.65%

25.62%

24.55%

22.48%

23.34%

23.38%

23.68%

22.38%

25.93%

Net Profit

3,977

4,100

4,161

5,097

3,003

4,866

4,868

4,381

4,864

EPS

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

Mar 2026

TTM

1,10,519

1,21,601

1,26,371

—

Interest Expended

31,540

29,113

32,339

35,817

45,182

43,035

52,990

72,118

82,681

89,138

89,883

Net Interest Income

-31,540

-29,113

-32,339

-35,817

-45,182

-43,035

-52,990

38,401

38,920

37,234

—

7,852

7,398

9,907

11,799

23,086

23,643

25,325

28,646

31,057

26,712

23,532

Total Income

1,39,165

1,52,658

1,53,083

1,51,337

37,337

38,189

31,142

—

Operating Profit

-31,540

-29,113

-32,339

-35,817

-45,182

-43,035

-52,990

29,710

31,789

32,804

—

7,404

16,328

213

10,902

14,229

11,068

12,880

9,711

8,764

8,122

—

Profit before Tax

1,746

-6,408

-2,111

-1,514

3,882

9,145

14,427

20,000

23,025

24,681

24,940

Tax %

0.00%

-0.00%

0.00%

26.09%

24.71%

23.22%

23.90%

Net Profit

1,234

-4,087

547

-2,023

2,702

5,795

10,808

14,782

17,336

18,951

18,979

EPS

-66

-24

—

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

Mar 2026

LIABILITIES

Equity Capital

597

733

753

1,030

1,647

1,814

34,088

36,164

36,936

40,176

60,763

68,147

76,240

90,319

1,03,603

1,15,891

4,95,266

5,24,847

5,99,123

6,25,408

10,10,985

10,86,341

11,79,086

13,12,242

14,56,495

15,68,333

39,592

38,909

41,043

42,762

50,013

46,285

58,073

57,538

89,665

1,55,288

Other Liabilities & Provisions

26,117

30,259

33,260

31,334

55,339

55,377

64,912

72,104

79,761

45,926

Total Liabilities

5,96,159

6,31,435

7,11,783

7,41,440

11,79,540

12,58,789

13,81,030

154

173

189

ASSETS

19,924

22,102

29,921

22,573

43,116

51,637

55,045

71,135

90,048

54,054

Balances with Banks & Money at Call

39,043

28,122

36,610

46,017

1,35,750

1,30,754

86,658

80,030

1,15,842

1,52,277

1,62,073

1,57,444

1,68,678

1,92,645

2,86,191

3,11,347

3,52,893

3,99,207

4,28,024

4,07,389

3,42,320

3,82,075

4,28,115

4,32,403

6,39,287

7,03,864

8,30,929

9,31,787

10,49,332

12,20,018

7,187

8,337

8,433

8,323

11,269

11,447

10,333

12,305

10,280

10,595

25,613

33,357

40,026

39,478

63,924

49,736

45,171

40,528

38,979

42,993

Total Assets

5,96,159

6,31,435

7,11,783

7,41,440

11,79,540

12,58,789

13,81,030

154

173

189

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

Mar 2026

2,575

-11,120

18,237

-5,289

59,118

919

-39,978

15,046

60,669

7,942

Cash from Investing

-401

-553

-730

-411

-1,029

-1,256

-1,238

-1,748

-2,461

-2,812

Cash from Financing

124

2,865

-1,185

7,792

290

4,035

445

-3,834

-3,506

-4,795

2,298

-8,808

16,322

2,092

58,379

3,699

-40,770

9,464

54,701

335

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

Mar 2026

PER SHARE

EPS (₹)

22.74

-53.89

7.99

-19.28

17.55

33.76

62.04

84.22

19.34

19.70

Book Value (₹)

490.75

414.23

414.75

338.50

328.68

338.76

388.97

457.60

109.11

122.68

Dividend per Share (₹)

1.00

0.00

6.50

12.00

16.10

4.00

4.20

PROFITABILITY

Net Interest Margin %

0.00%

2.59%

2.31%

2.03%

ROA %

0.21%

-0.67%

0.08%

-0.28%

0.28%

0.48%

0.82%

1.01%

1.06%

1.05%

ROE %

4.38%

-13.70%

1.78%

-6.12%

6.07%

10.03%

16.37%

19.25%

19.05%

18.03%

0.00%

55.69%

54.57%

48.70%

ASSET QUALITY

Gross NPA %

0.00%

2.94%

1.84%

Net NPA %

0.00%

0.70%

0.43%

Provision Coverage %

0.00%

92.70%

94.21%

Slippage Ratio %

—

BALANCE SHEET & LIQUIDITY

CASA %

0.00%

29.90%

28.47%

27.33%

Credit-Deposit Ratio %

0.00%

0.04%

0.06%

0.10%

0.00%

GROWTH & VALUATION

Net Profit Growth %

146.20%

-431.33%

113.39%

-469.64%

233.60%

114.48%

86.50%

36.77%

17.27%

9.32%

Book Value Growth %

0.00%

17.64%

-76.16%

12.44%

P/E (x)

0.00x

1.38x

4.60x

6.27x

P/B (x)

0.00x

1.27x

0.82x

1.01x

0.00%

2.77%

4.49%

3.40%

Sep 2024

Dec 2024

Mar 2025

Jun 2025

Sep 2025

Dec 2025

Mar 2026

Jun 2026

62.93

11.24

11.09

10.53

11.37

11.88

14.60

14.23

12.67

11.65

11.71

11.85

11.41

12.23

10.47

10.91

11.91

Government

0.00

14.17

14.23

14.67

14.27

12.92

11.97

11.93

12.48

Canara Bank

AI Sector View

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Canara Bank

AI Sector View

Peer comparison

Quarterly Results

Profit & Loss

Balance Sheet

Corporate actions

Cash Flows

Ratios

Shareholding Pattern

Documents

News

Sign in to Chat with AI