Canara Bank

•

canarabank.com / www.canarabank.bank.inBSE: 532483NSE: CANBK

Market Cap₹ 1,12,657 Cr.

Current Price

High / Low₹ 163 / 108

Stock P/E5.8

Book Value₹ 124

Price to Book1.05

Dividend Yield3.38 %

ROCE14.0 %

ROE19.1 %

Face Value₹ 2

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ABOUT

KEY POINTS

Revenue Breakup Mar 2026 • Retail Banking Operations: 45.0% • Wholesale Banking Operations: 33.0% • Treasury Operations: 22.0%

AI Sector View

AI GENERATED

Financial Services

Buy

Financials remain one of the clearest macro beneficiaries. Loan growth was 18.3% (Aug/26) versus deposit growth 14.7% (Aug/26), SCB credit growth was 17.5% YoY (2026-07), UPI transactions rose 22.0% YoY (2026-07), and M3 money supply grew 15.0% YoY (2026-07). Sector flows have also turned meaningfully supportive, with INR 13171 crore net FPI inflow over 3 months to 2026-08-31 after INR -114652 crore in the prior 3 months.

Confidence

84%

View full sector analysis →

PROS

Company has delivered good profit growth of 49.6% CAGR over last 5 years
Comfortable capital adequacy - CAR of 17.0%
Asset quality is healthy - gross NPA of just 1.8%
Strong provisioning - provision coverage ratio of 94.8%
Healthy loan book growth of 16.3% with stable asset quality

CONS

A large part of profit comes from other income (107.8% of PBT)
Operating margins have contracted to 26.1% from 32.8%
Thin net interest margin of 2.0%
Growth is decelerating - 3Y profit CAGR (21.9%) trails the 5Y trend (49.6%)

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

Financial ServicesBankBank - Public

Part ofNIFTY BANK NIFTY NEXT 50 NIFTY ALPHA 50 NIFTY DIV OPPS 50 NIFTYLARGEMIDCAP250

S.No.	Name
1.	SBIN	1001.60	10.72	924538.66	1.73	24579.04	13.65	136240.49	8.36	12.16	52.34
2.	UNIONBANK	183.40	6.78	140000.33	2.73	5368.17	29.77	27427.10	1.21	14.57	69.42
3.	PNB	115.60	6.02	132858.42	2.60	5339.15	191.40	33589.17	3.12	13.26	75.40
4.	BANKBARODA	234.90	6.69	121475.30	3.62	1572.59	-53.08	35114.52	6.84	11.20	33.10
5.	INDIANB	855.00	9.01	115165.42	2.13	3299.48	48.73	18095.14	11.11	16.28	67.14
6.	CANBK	124.20	5.67	112657.49	3.38	4864.08	61.96	32957.16	4.55	14.46	68.47
7.	MAHABANK	84.45	8.62	64955.18	2.61	2020.54	26.83	8034.65	13.90	16.53	68.61
8.	BANKINDIA	140.70	5.44	64056.04	3.30	3138.46	77.92	20096.90	8.83	10.97	73.18
9.	IOB	33.01	10.67	63566.00	0.00	1659.24	49.25	8777.57	18.82	11.31	54.56
10.	UCOBANK	23.99	12.19	30082.40	1.83	652.43	24.09	6744.59	15.10	11.00	54.71
11.	CENTRALBK	30.58	6.06	27679.19	3.92	1328.95	5.43	9725.90	12.79	8.27	67.83
12.	PSB	22.67	11.62	16085.69	1.72	331.51	23.16	3213.37	10.40	9.07	71.38

Detailed Comparison with:

Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	25,004	26,838	28,039	28,807	28,701	29,740	30,312	31,002	31,003	31,544	31,982	31,838	32,957
Interest Expended	16,338	17,935	18,622	19,227	19,535	20,425	21,163	21,560	21,994	22,403	22,729	22,030	22,742
Net Interest Income	8,666	8,903	9,417	9,580	9,166	9,315	9,149	9,442	9,009	9,141	9,252	9,808	10,215
	4,819	4,634	4,295	5,218	5,319	4,981	5,802	6,351	7,060	7,054	7,899	4,824	6,727
Total Income	0	0	0	0	36,966	38,006	37,430	40,256	41,442	42,014	33,089	36,539	39,684
Operating Expenses	5,881	5,922	6,907	7,411	6,869	6,642	7,114	7,509	7,516	7,607	8,032	7,875	8,307
Operating Profit	7,604	7,616	6,806	7,387	7,616	7,654	7,837	8,284	8,554	8,588	9,119	6,757	8,636
Provisions & Contingencies	2,719	2,608	1,899	2,482	2,282	2,251	2,398	1,832	2,352	2,354	2,414	992	2,080
Profit before Tax	4,885	5,008	4,907	4,906	5,334	5,403	5,438	6,452	6,202	6,234	6,705	5,766	6,556
Tax %	27.64%	27.99%	25.49%	23.41%	26.78%	25.69%	24.53%	22.46%	23.38%	23.42%	23.12%	21.85%	25.93%
Net Profit	3,535	3,606	3,656	3,757	3,905	4,015	4,104	5,003	4,752	4,774	5,155	4,506	4,856
EPS	19	20	20	21	4	4	5	6	5	5	6	5	1

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
	0	0	0	0	0	0	0	1,08,688	1,19,755	1,26,366	—
Interest Expended	31,516	29,089	32,332	35,811	45,178	43,026	52,989	72,122	82,683	89,156	89,904
Net Interest Income	-31,516	-29,089	-32,332	-35,811	-45,178	-43,026	-52,989	36,566	37,072	37,210	—
	7,554	6,943	6,575	7,813	14,924	16,497	18,762	18,966	22,453	26,838	26,505
Total Income	0	0	0	0	0	0	0	1,27,654	1,42,208	1,53,204	1,51,326
	0	0	0	0	0	0	0	26,120	28,134	31,030	—
Operating Profit	-31,516	-29,089	-32,332	-35,811	-45,178	-43,026	-52,989	29,413	31,390	33,019	—
	7,265	16,263	213	10,830	14,221	11,043	12,875	9,708	8,764	8,112	—
Profit before Tax	1,642	-6,561	-2,327	-1,756	3,707	8,962	14,173	19,705	22,627	24,907	25,260
Tax %	0.00%	-0.00%	-0.00%	-0.00%	0.00%	0.00%	0.00%	26.14%	24.75%	22.97%	23.63%
Net Profit	1,122	-4,222	347	-2,236	2,558	5,678	10,604	14,554	17,027	19,187	19,290
EPS	21	-70	0	-26	17	32	58	80	19	21	—

COMPOUNDED SALES GROWTH

10 Years:: 11%
5 Years:: 13%
3 Years:: 14%

COMPOUNDED PROFIT GROWTH

10 Years:: —
5 Years:: 50%
3 Years:: 22%

STOCK PRICE CAGR

10 Years:: 8%
5 Years:: 32%
3 Years:: 20%
1 Year:: 13%

RETURN ON EQUITY

10 Years:: 8%
5 Years:: 17%
3 Years:: 20%
Last Year:: 19%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
LIABILITIES	-	-	-	-	-	-	-	-	-	-
Equity Capital	597	733	753	1,030	1,647	1,814	1,814	1,814	1,814	1,814
	33,088	34,872	35,424	38,263	57,238	64,297	71,793	85,140	98,086	1,11,568
	4,95,275	5,24,772	5,99,033	6,25,351	10,10,875	10,86,409	11,79,219	13,12,367	14,29,862	15,68,678
	39,504	38,809	40,992	42,762	49,984	46,285	58,090	57,592	1,16,686	1,55,288
Other Liabilities & Provisions	15,055	17,701	18,564	16,469	33,932	29,299	34,817	34,627	38,237	45,853
Total Liabilities	5,83,519	6,16,886	6,94,767	7,23,875	11,53,675	12,28,105	13,45,732	149	168	188
ASSETS	-	-	-	-	-	-	-	-	-	-
	19,922	22,100	29,919	22,570	43,112	51,603	54,988	71,068	89,999	54,054
Balances with Banks & Money at Call	38,903	27,812	36,234	45,701	1,35,296	1,30,451	86,435	79,692	1,15,342	1,52,249
	1,50,266	1,44,054	1,52,985	1,76,245	2,61,690	2,82,013	3,19,038	3,57,454	3,82,179	4,03,415
	3,42,009	3,81,703	4,27,727	4,32,175	6,39,049	7,03,602	8,30,673	9,31,613	10,49,155	12,20,017
	7,169	8,319	8,411	8,276	11,204	11,353	10,230	12,228	10,215	10,570
	25,251	32,898	39,491	38,907	63,321	49,080	44,367	39,486	37,796	42,896
Total Assets	5,83,519	6,16,886	6,94,767	7,23,875	11,53,675	12,28,105	13,45,732	149	168	188

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	2,316	-11,504	17,886	-5,459	58,533	268	-40,676	14,254	59,947	6,786
Cash from Investing	-348	-274	-461	-277	-666	-657	-390	-1,083	-1,860	-1,028
Cash from Financing	124	2,865	-1,185	7,855	284	4,035	435	-3,834	-3,506	-4,795
	2,092	-8,913	16,240	2,119	58,151	3,646	-40,631	9,337	54,580	963

Ratios

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
PER SHARE
EPS (₹)	18.78	-57.58	4.61	-21.70	15.53	31.30	58.45	80.23	18.77	21.15
Book Value (₹)	474.01	396.59	394.68	319.93	307.28	317.54	364.54	429.13	103.02	117.92
Dividend per Share (₹)	1.00	0.00	0.00	0.00	0.00	6.50	12.00	16.10	4.00	4.20
PROFITABILITY
Net Interest Margin %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	2.54%	2.27%	2.03%
ROA %	0.20%	-0.70%	0.05%	-0.32%	0.27%	0.48%	0.82%	1.03%	1.07%	1.08%
ROE %	4.12%	-14.71%	1.18%	-7.13%	6.12%	10.50%	17.14%	20.22%	19.88%	19.15%
	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	47.04%	47.27%	48.45%
ASSET QUALITY
Gross NPA %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	2.94%	1.84%
Net NPA %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.70%	0.43%
Provision Coverage %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	92.70%	94.21%
Slippage Ratio %	—	—	—	—	—	—	—	—	—	—
BALANCE SHEET & LIQUIDITY
CASA %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	29.90%	29.03%	27.34%
Credit-Deposit Ratio %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.04%	0.08%	0.10%
	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	16.28%	16.33%	17.04%
GROWTH & VALUATION
Net Profit Growth %	139.89%	-476.34%	108.22%	-744.27%	214.40%	122.02%	86.74%	37.26%	16.99%	12.69%
Book Value Growth %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	17.72%	-75.99%	14.46%
P/E (x)	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	1.45x	4.74x	5.84x
P/B (x)	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	1.35x	0.86x	1.05x
	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	2.77%	4.49%	3.40%

Shareholding Pattern

Numbers in percentages

	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	62.93	62.93	62.93	62.93	62.93	62.93	62.93	62.93
	11.24	11.09	10.53	11.37	11.88	14.60	14.23	12.67
	11.65	11.71	11.85	11.41	12.23	10.47	10.91	11.91
Government	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	14.17	14.23	14.67	14.27	12.92	11.97	11.93	12.48

Documents

Corporate disclosures, annual reports, credit ratings, and concall transcripts

2026-09-10

Strikes/Lockouts/Disturbances

2026-09-10 - Canara Bank has informed the Exchange about strikes/lockouts/disturbances

2026-09-10

Copy of Newspaper Publication

2026-09-10 - Canara Bank has informed the Exchange about Copy of Newspaper Publication

2026-09-08

Credit Rating

2026-09-08 - Canara Bank has informed the Exchange about Credit Rating

2026-09-04

Credit Rating

2026-09-04 - Canara Bank has informed the Exchange about Credit Rating

2026-09-04

Updates

2026-09-04 - Canara Bank has informed the Exchange regarding 'Excercising of call option'.

2026-09-03

Updates

2026-09-03 - Canara Bank has informed the Exchange regarding 'Excercise of Call option by the Bank subject to RBI approval'.

2026-09-03

Outcome of Board Meeting

2026-09-03 - Canara Bank has informed the Exchange regarding Outcome of Board Meeting held on September 03, 2026.

2026-09-01

Resignation of Director/KMP/SMP

2026-09-01 - Canara Bank has informed the Exchange about Resignation of Director/KMP/SMP

2026-09-01

Change in Management

2026-09-01 - Canara Bank has informed the Exchange about change in Management

News

Recent coverage and analyst commentary for CANBK

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Free 5nance Account

Name

SBIN

1001.60

10.72

924538.66

1.73

24579.04

13.65

136240.49

8.36

12.16

52.34

UNIONBANK

183.40

6.78

140000.33

2.73

5368.17

29.77

27427.10

1.21

14.57

69.42

PNB

115.60

6.02

132858.42

2.60

5339.15

191.40

33589.17

3.12

13.26

75.40

BANKBARODA

234.90

6.69

121475.30

3.62

1572.59

-53.08

35114.52

6.84

11.20

33.10

INDIANB

855.00

9.01

115165.42

2.13

3299.48

48.73

18095.14

11.11

16.28

67.14

CANBK

124.20

5.67

112657.49

3.38

4864.08

61.96

32957.16

4.55

14.46

68.47

MAHABANK

84.45

8.62

64955.18

2.61

2020.54

26.83

8034.65

13.90

16.53

68.61

BANKINDIA

140.70

5.44

64056.04

3.30

3138.46

77.92

20096.90

8.83

10.97

73.18

IOB

33.01

10.67

63566.00

0.00

1659.24

49.25

8777.57

18.82

11.31

54.56

UCOBANK

23.99

12.19

30082.40

1.83

652.43

24.09

6744.59

15.10

11.00

54.71

CENTRALBK

30.58

6.06

27679.19

3.92

1328.95

5.43

9725.90

12.79

8.27

67.83

PSB

22.67

11.62

16085.69

1.72

331.51

23.16

3213.37

10.40

9.07

71.38

Jun 2023

Sep 2023

Dec 2023

Mar 2024

Jun 2024

Sep 2024

Dec 2024

Mar 2025

Jun 2025

Sep 2025

Dec 2025

Mar 2026

Jun 2026

25,004

26,838

28,039

28,807

28,701

29,740

30,312

31,002

31,003

31,544

31,982

31,838

32,957

Interest Expended

16,338

17,935

18,622

19,227

19,535

20,425

21,163

21,560

21,994

22,403

22,729

22,030

22,742

Net Interest Income

8,666

8,903

9,417

9,580

9,166

9,315

9,149

9,442

9,009

9,141

9,252

9,808

10,215

4,819

4,634

4,295

5,218

5,319

4,981

5,802

6,351

7,060

7,054

7,899

4,824

6,727

Total Income

36,966

38,006

37,430

40,256

41,442

42,014

33,089

36,539

39,684

Operating Expenses

5,881

5,922

6,907

7,411

6,869

6,642

7,114

7,509

7,516

7,607

8,032

7,875

8,307

Operating Profit

7,604

7,616

6,806

7,387

7,616

7,654

7,837

8,284

8,554

8,588

9,119

6,757

8,636

Provisions & Contingencies

2,719

2,608

1,899

2,482

2,282

2,251

2,398

1,832

2,352

2,354

2,414

992

2,080

Profit before Tax

4,885

5,008

4,907

4,906

5,334

5,403

5,438

6,452

6,202

6,234

6,705

5,766

6,556

Tax %

27.64%

27.99%

25.49%

23.41%

26.78%

25.69%

24.53%

22.46%

23.38%

23.42%

23.12%

21.85%

25.93%

Net Profit

3,535

3,606

3,656

3,757

3,905

4,015

4,104

5,003

4,752

4,774

5,155

4,506

4,856

EPS

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

Mar 2026

TTM

1,08,688

1,19,755

1,26,366

—

Interest Expended

31,516

29,089

32,332

35,811

45,178

43,026

52,989

72,122

82,683

89,156

89,904

Net Interest Income

-31,516

-29,089

-32,332

-35,811

-45,178

-43,026

-52,989

36,566

37,072

37,210

—

7,554

6,943

6,575

7,813

14,924

16,497

18,762

18,966

22,453

26,838

26,505

Total Income

1,27,654

1,42,208

1,53,204

1,51,326

26,120

28,134

31,030

—

Operating Profit

-31,516

-29,089

-32,332

-35,811

-45,178

-43,026

-52,989

29,413

31,390

33,019

—

7,265

16,263

213

10,830

14,221

11,043

12,875

9,708

8,764

8,112

—

Profit before Tax

1,642

-6,561

-2,327

-1,756

3,707

8,962

14,173

19,705

22,627

24,907

25,260

Tax %

0.00%

-0.00%

0.00%

26.14%

24.75%

22.97%

23.63%

Net Profit

1,122

-4,222

347

-2,236

2,558

5,678

10,604

14,554

17,027

19,187

19,290

EPS

-70

-26

—

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

Mar 2026

LIABILITIES

Equity Capital

597

733

753

1,030

1,647

1,814

33,088

34,872

35,424

38,263

57,238

64,297

71,793

85,140

98,086

1,11,568

4,95,275

5,24,772

5,99,033

6,25,351

10,10,875

10,86,409

11,79,219

13,12,367

14,29,862

15,68,678

39,504

38,809

40,992

42,762

49,984

46,285

58,090

57,592

1,16,686

1,55,288

Other Liabilities & Provisions

15,055

17,701

18,564

16,469

33,932

29,299

34,817

34,627

38,237

45,853

Total Liabilities

5,83,519

6,16,886

6,94,767

7,23,875

11,53,675

12,28,105

13,45,732

149

168

188

ASSETS

19,922

22,100

29,919

22,570

43,112

51,603

54,988

71,068

89,999

54,054

Balances with Banks & Money at Call

38,903

27,812

36,234

45,701

1,35,296

1,30,451

86,435

79,692

1,15,342

1,52,249

1,50,266

1,44,054

1,52,985

1,76,245

2,61,690

2,82,013

3,19,038

3,57,454

3,82,179

4,03,415

3,42,009

3,81,703

4,27,727

4,32,175

6,39,049

7,03,602

8,30,673

9,31,613

10,49,155

12,20,017

7,169

8,319

8,411

8,276

11,204

11,353

10,230

12,228

10,215

10,570

25,251

32,898

39,491

38,907

63,321

49,080

44,367

39,486

37,796

42,896

Total Assets

5,83,519

6,16,886

6,94,767

7,23,875

11,53,675

12,28,105

13,45,732

149

168

188

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

Mar 2026

2,316

-11,504

17,886

-5,459

58,533

268

-40,676

14,254

59,947

6,786

Cash from Investing

-348

-274

-461

-277

-666

-657

-390

-1,083

-1,860

-1,028

Cash from Financing

124

2,865

-1,185

7,855

284

4,035

435

-3,834

-3,506

-4,795

2,092

-8,913

16,240

2,119

58,151

3,646

-40,631

9,337

54,580

963

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

Mar 2026

PER SHARE

EPS (₹)

18.78

-57.58

4.61

-21.70

15.53

31.30

58.45

80.23

18.77

21.15

Book Value (₹)

474.01

396.59

394.68

319.93

307.28

317.54

364.54

429.13

103.02

117.92

Dividend per Share (₹)

1.00

0.00

6.50

12.00

16.10

4.00

4.20

PROFITABILITY

Net Interest Margin %

0.00%

2.54%

2.27%

2.03%

ROA %

0.20%

-0.70%

0.05%

-0.32%

0.27%

0.48%

0.82%

1.03%

1.07%

1.08%

ROE %

4.12%

-14.71%

1.18%

-7.13%

6.12%

10.50%

17.14%

20.22%

19.88%

19.15%

0.00%

47.04%

47.27%

48.45%

ASSET QUALITY

Gross NPA %

0.00%

2.94%

1.84%

Net NPA %

0.00%

0.70%

0.43%

Provision Coverage %

0.00%

92.70%

94.21%

Slippage Ratio %

—

BALANCE SHEET & LIQUIDITY

CASA %

0.00%

29.90%

29.03%

27.34%

Credit-Deposit Ratio %

0.00%

0.04%

0.08%

0.10%

0.00%

16.28%

16.33%

17.04%

GROWTH & VALUATION

Net Profit Growth %

139.89%

-476.34%

108.22%

-744.27%

214.40%

122.02%

86.74%

37.26%

16.99%

12.69%

Book Value Growth %

0.00%

17.72%

-75.99%

14.46%

P/E (x)

0.00x

1.45x

4.74x

5.84x

P/B (x)

0.00x

1.35x

0.86x

1.05x

0.00%

2.77%

4.49%

3.40%

Sep 2024

Dec 2024

Mar 2025

Jun 2025

Sep 2025

Dec 2025

Mar 2026

Jun 2026

62.93

11.24

11.09

10.53

11.37

11.88

14.60

14.23

12.67

11.65

11.71

11.85

11.41

12.23

10.47

10.91

11.91

Government

0.00

14.17

14.23

14.67

14.27

12.92

11.97

11.93

12.48

Canara Bank

AI Sector View

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Canara Bank

AI Sector View

Peer comparison

Quarterly Results

Profit & Loss

Balance Sheet

Corporate actions

Cash Flows

Ratios

Shareholding Pattern

Documents

News

Sign in to Chat with AI