AvenuesAI Ltd.

•

avenuesai.comBSE: 539807NSE: CCAVENUE

Market Cap₹ 5,388 Cr.

Current Price

High / Low₹ 20 / 13

Stock P/E50.1

Book Value₹ 12

Price to Book1.13

Dividend Yield0.00 %

ROCE3.4 %

ROE2.5 %

Face Value₹ 1

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ABOUT

KEY POINTS

Revenue Breakup Mar 2025 • Payment Business: 95.2% • E-Commerce Platform Business: 4.8%

AI Sector View

AI GENERATED

Financial Services

Buy

Financials remain one of the clearest macro beneficiaries. Loan growth was 18.3% (Aug/26) versus deposit growth 14.7% (Aug/26), SCB credit growth was 17.5% YoY (2026-07), UPI transactions rose 22.0% YoY (2026-07), and M3 money supply grew 15.0% YoY (2026-07). Sector flows have also turned meaningfully supportive, with INR 13171 crore net FPI inflow over 3 months to 2026-08-31 after INR -114652 crore in the prior 3 months.

Confidence

84%

View full sector analysis →

PROS

Company is almost debt free
Company has delivered good sales growth of 67.4% CAGR over last 5 years
Strong cash generation - operating cash flow backs reported profits (CFO/PAT 3.70x)
Working capital cycle has improved - days down from 82 to 53

CONS

Recent results are weak - TTM profit is down 34.0% versus prior year
A large part of profit comes from other income (34.2% of PBT)
Company has a low return on capital employed of 4.6%
Company has a low return on equity of 3.4% over last 3 years
Operating margins have contracted to 1.5% from 13.4%

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

Financial ServicesITFintech

Part ofNIFTY 50 NIFTY 500 NIFTY LARGEMIDCAP 250 NIFTY 100 NIFTY 200

S.No.	Name
1.	GROWW	194.60	50.04	122084.19	0.00	7350.40	—	15014.20	1560.13	37.54	64.60
2.	PAYTM	1752.25	172.96	112425.73	0.00	220.00	79.59	2448.00	27.67	3.87	8.29
3.	POLICYBZR	1799.30	111.26	83252.69	0.00	1629.10	1824.51	18882.80	1300.81	10.84	7.24
4.	PINELABS	175.10	158.72	20204.06	0.00	195.70	3985.59	7369.20	1096.47	4.21	12.88
5.	STYL	388.55	23.83	6286.97	0.64	60.34	63.78	376.47	21.10	28.03	23.21
6.	CCAVENUE	15.41	18.33	5387.98	0.00	84.77	45.08	2680.40	109.37	7.98	3.80
7.	TURTLEMINT	134.55	0.00	3962.21	0.00	-377.80	—	2940.80	—	-38.38	-11.20
8.	MOBIKWIK	195.30	0.00	1537.93	0.00	7.62	118.17	281.48	3.73	8.02	2.88
9.	SUVIDHAA	2.43	0.00	50.98	0.00	-1.91	55.58	2.40	135.29	-32.85	-70.42

Detailed Comparison with:

Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	697	739	860	665	682	903	953	1,047	1,198	1,842	2,248	2,339	2,533
	647	676	794	604	637	875	927	1,018	1,148	1,804	2,216	2,313	2,521
Operating Profit	50	64	66	61	46	28	25	29	51	38	32	26	12
OPM %	7.23%	8.60%	7.67%	9.20%	6.70%	3.11%	2.66%	2.75%	4.22%	2.05%	1.42%	1.13%	0.48%
	2	2	6	9	17	5	14	11	20	11	10	14	22
Interest	1	1	0	1	1	2	1	2	1	2	1	1	2
Depreciation	15	13	13	13	13	6	6	6	9	6	6	6	6
Profit before Tax	37	52	58	56	49	25	31	31	61	41	34	33	34
Tax %	25.65%	29.02%	20.19%	28.96%	25.53%	25.89%	28.02%	32.44%	28.34%	23.94%	28.47%	20.12%	25.04%
Net Profit	28	37	46	40	36	19	22	21	44	31	25	27	25
	0.10	0.14	0.17	0.15	0.13	0.07	0.08	0.07	0.16	0.11	0.08	0.08	0.07

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
	53	306	545	582	577	1,167	1,787	2,961	3,546	7,585	8,962
	33	245	455	454	453	1,030	1,612	2,720	3,447	7,473	8,854
Operating Profit	20	60	90	128	124	137	176	242	100	112	108
OPM %	37.05%	19.75%	16.46%	21.97%	21.52%	11.76%	9.83%	8.16%	2.81%	1.47%	1.21%
	36	27	23	9	9	8	64	19	46	42	57
Interest	3	4	5	4	4	2	2	3	7	5	6
Depreciation	6	43	46	71	69	59	56	53	25	24	24
Profit before Tax	46	40	62	61	60	85	182	205	114	124	142
Tax %	99.61%	66.17%	36.91%	35.50%	18.27%	17.37%	25.35%	25.83%	28.15%	24.74%	24.41%
Net Profit	0	13	39	39	49	70	135	152	82	94	108
EPS	0.00	0.20	0.57	0.29	0.37	0.26	0.50	0.55	0.29	0.27	—
Dividend Payout %	0.00%	80.58%	0.00%	16.85%	13.47%	19.16%	9.88%	9.15%	0.00%	0.00%	—

COMPOUNDED SALES GROWTH

10 Years:: 68%
5 Years:: 67%
3 Years:: 62%

COMPOUNDED PROFIT GROWTH

10 Years:: 14%
5 Years:: 25%
3 Years:: 4%

STOCK PRICE CAGR

10 Years:: —
5 Years:: —
3 Years:: —
1 Year:: —

RETURN ON EQUITY

10 Years:: 2%
5 Years:: 4%
3 Years:: 3%
Last Year:: 3%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	54	54	66	66	133	268	268	278	279	349
	721	2,488	2,499	2,510	2,496	2,426	2,570	2,811	2,974	3,776
	85	57	35	30	24	28	20	16	31	13
Trade Payables	1	3	3	8	8	19	12	24	27	23
	94	244	390	267	612	827	948	1,505	1,193	1,679
Total Liabilities	955	2,847	2,994	2,881	3,273	3,567	3,817	4,635	4,504	5,840
	22	2,019	2,051	2,106	2,078	2,036	2,075	1,915	1,877	1,792
Capital Work in Progress	99	23	22	0	0	0	0	0	1	2
	75	75	221	301	391	447	628	838	869	1,760
	0	0	0	0	0	0	0	122	92	67
Cash & Bank	243	109	124	86	111	109	169	596	253	614
	515	621	576	388	694	976	946	1,163	1,412	1,604
Total Assets	955	2,847	2,994	2,881	3,273	3,567	3,817	4,635	4,504	5,840

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	-1	17	200	42	172	155	162	605	23	583
Cash from Investing	-493	29	-99	-48	-112	-68	-156	-274	-349	-916
Cash from Financing	115	-56	-46	-21	-9	-36	37	106	-18	680
	-383	-24	35	-45	37	-2	59	438	-343	346

Ratios

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026

Shareholding Pattern

Numbers in percentages

	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	27.43	27.43	27.36	27.36	27.36	27.27	27.29	27.29	27.29
	6.56	6.80	7.17	7.72	6.38	5.91	5.66	5.74	5.93
	0.09	0.12	0.15	0.20	0.18	0.22	0.23	0.21	0.17
Government	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	65.91	65.64	65.32	64.73	66.09	66.59	66.81	66.75	66.62

Documents

Corporate disclosures, annual reports, credit ratings, and concall transcripts

2026-09-04

Copy of Newspaper Publication

2026-09-04 - AvenuesAI Limited has informed the Exchange about Copy of Newspaper Advertisement Notice of 16th Annual General Meeting and E-voting information

2026-09-03

Updates

2026-09-03 - AvenuesAI Limited has informed the Exchange regarding 'Business Responsibility and Sustainability Report for the Financial Year ended March 31, 2026'.

2026-09-03

Shareholders meeting

2026-09-03 - AvenuesAI Limited has informed the Exchange regarding Notice of 16th Annual General Meeting to be held on September 29, 2026

2026-08-26

Copy of Newspaper Publication

2026-08-26 - AvenuesAI Limited has informed the Exchange about Copy of Newspaper Publication.

2026-08-17

Analysts/Institutional Investor Meet/Con. Call Updates

2026-08-17 - AvenuesAI Limited has informed the Exchange about Transcript of Earnings Conference Call for the quarter ended June 30, 2026

2026-08-13

Copy of Newspaper Publication

2026-08-13 - AvenuesAI Limited has informed the Exchange about Copy of Newspaper Advertisement - 16th Annual General Meeting through Video Conferencing/Other Audio Visual Means Facility.

2026-08-11

Analysts/Institutional Investor Meet/Con. Call Updates

2026-08-11 - AvenuesAI Limited has informed the Exchange about Link of Recording

2026-08-11

Monitoring Agency Report

2026-08-11 - Monitoring Agency Report for the quarter ended June 30, 2026.

2026-08-11

Updates

2026-08-11 - AvenuesAI Limited has informed the Exchange regarding Last & Final Reminder cum Forfeiture Notice to the holders of Partly Paid-up Equity Shares.

News

Recent coverage and analyst commentary for CCAVENUE

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