Seshaasai Technologies Ltd.

•

seshaasai.comBSE: 544533NSE: STYL

Market Cap₹ 6,240 Cr.

Current Price

High / Low₹ 437 / 209

Stock P/E23.6

Book Value₹ 92

Price to Book2.43

Dividend Yield0.65 %

ROCE28.0 %

ROE23.2 %

Face Value₹ 10

Add ratio to table

ABOUT

AI Sector View

AI GENERATED

Financial Services

Buy

Financials remain one of the clearest macro beneficiaries. Loan growth was 18.3% (Aug/26) versus deposit growth 14.7% (Aug/26), SCB credit growth was 17.5% YoY (2026-07), UPI transactions rose 22.0% YoY (2026-07), and M3 money supply grew 15.0% YoY (2026-07). Sector flows have also turned meaningfully supportive, with INR 13171 crore net FPI inflow over 3 months to 2026-08-31 after INR -114652 crore in the prior 3 months.

Confidence

84%

View full sector analysis →

PROS

Company is almost debt free
Company has a good return on equity (ROE) track record: 3 Years ROE 34.6%
Company has a healthy return on capital (ROCE) of 33.7%
Latest quarter profit grew 63.8% YoY, showing strong momentum
Strong cash generation - operating cash flow backs reported profits (CFO/PAT 0.93x)

CONS

Working capital days have increased from 69 to 205 days

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

Financial ServicesITFintech

Part ofNIFTY MICROCAP250 NIFTY TOTAL MKT

S.No.	Name
1.	GROWW	195.95	50.39	122931.13	0.00	7350.40	—	15014.20	1560.13	37.54	64.60
2.	PAYTM	1739.00	171.65	111575.60	0.00	220.00	79.59	2448.00	27.67	3.87	8.29
3.	POLICYBZR	1803.00	111.51	83434.32	0.00	1629.10	1824.51	18882.80	1300.81	10.84	7.24
4.	PINELABS	173.10	156.91	19973.28	0.00	195.70	3985.59	7369.20	1096.47	4.21	12.88
5.	STYL	385.65	23.65	6240.04	0.65	60.34	63.78	376.47	21.10	28.03	23.21
6.	CCAVENUE	15.37	18.28	5374.00	0.00	84.77	45.08	2680.40	109.37	7.98	3.80
7.	TURTLEMINT	132.00	0.00	3887.12	0.00	-377.80	—	2940.80	—	-38.38	-11.20
8.	MOBIKWIK	194.20	0.00	1529.27	0.00	7.62	118.17	281.48	3.73	8.02	2.88
9.	SUVIDHAA	2.40	0.00	50.35	0.00	-1.91	55.58	2.40	135.29	-32.85	-70.42

Detailed Comparison with:

Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	360	395	339	369	311	352	374	404	376
	280	291	262	271	239	258	278	286	302
Operating Profit	80	104	77	98	71	94	96	118	75
OPM %	22.21%	26.40%	22.79%	26.61%	22.97%	26.69%	25.59%	29.30%	19.84%
	2	2	3	3	2	1	5	6	7
Interest	8	9	8	9	8	8	2	3	2
Depreciation	10	11	11	10	11	12	12	10	11
Profit before Tax	64	87	62	82	55	76	86	112	82
Tax %	36.34%	25.32%	13.12%	23.44%	33.00%	24.30%	25.90%	26.81%	26.27%
Net Profit	0	0	0	0	37	58	64	82	60
	2.74	4.41	3.64	4.27	2.50	3.85	3.95	5.06	3.73

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2024	Mar 2025	Mar 2026	TTM
	1,558	1,463	1,441	1,507
	1,267	1,103	1,062	1,124
Operating Profit	292	360	380	383
OPM %	18.71%	24.60%	26.33%	25.41%
	11	10	14	19
Interest	34	34	21	15
Depreciation	36	41	44	44
Profit before Tax	233	295	329	356
Tax %	27.35%	24.61%	27.05%	25.93%
Net Profit	169	222	240	264
EPS	11.47	15.06	14.83	—
Dividend Payout %	15.95%	12.13%	16.85%	—

COMPOUNDED SALES GROWTH

10 Years:: —
5 Years:: —
3 Years:: —

COMPOUNDED PROFIT GROWTH

10 Years:: —
5 Years:: —
3 Years:: —

STOCK PRICE CAGR

10 Years:: —
5 Years:: —
3 Years:: —
1 Year:: —

RETURN ON EQUITY

10 Years:: —
5 Years:: —
3 Years:: 35%
Last Year:: 23%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2024	Mar 2025	Mar 2026
Equity Capital	148	148	162
	286	491	1,264
	305	325	80
Trade Payables	128	89	105
	91	109	57
Total Liabilities	958	1,160	1,667
	371	447	526
Capital Work in Progress	3	8	50
	0	0	14
	158	152	188
	221	292	329
Cash & Bank	107	128	416
	99	133	145
Total Assets	958	1,160	1,667

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2024	Mar 2025	Mar 2026
	200	167	220
Cash from Investing	-111	-113	-374
Cash from Financing	-32	-34	243
	57	20	90

Ratios

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2024	Mar 2025	Mar 2026

Shareholding Pattern

Numbers in percentages

	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	81.80	81.80	81.80	81.80
	1.24	0.69	0.33	0.29
	5.23	7.26	7.05	7.74
Government	0.00	0.00	0.00	0.00
	11.72	10.25	10.83	10.18

Documents

Corporate disclosures, annual reports, credit ratings, and concall transcripts

2026-09-10

Shareholders meeting

2026-09-10 - Seshaasai Technologies Limited has informed the Exchange regarding revision in Annual report for the FY 2025-26

2026-08-31

Analysts/Institutional Investor Meet/Con. Call Updates

2026-08-31 - Seshaasai Technologies Limited has informed the Exchange about Schedule of Non-Deal Roadshow

2026-08-25

Copy of Newspaper Publication

2026-08-25 - Seshaasai Technologies Limited has informed the Exchange about Copy of Newspaper Publication

2026-08-25

General Updates

2026-08-25 - Seshaasai Technologies Limited has informed the Exchange about Intimation under Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 Acquisition/Purchase of Immovable Property

2026-08-24

General Updates

2026-08-24 - Seshaasai Technologies Limited has informed the Exchange about Letters to be sent to the shareholders - Notice and Annual Report for the financial year 2025-26

2026-08-24

Shareholders meeting

2026-08-24 - Seshaasai Technologies Limited has informed the Exchange regarding Notice of Annual General Meeting to be held on September 16, 2026

2026-08-13

Copy of Newspaper Publication

2026-08-13 - Seshaasai Technologies Limited has informed the Exchange about Copy of Newspaper Publication

2026-08-13

General Updates

2026-08-13 - Seshaasai Technologies Limited has informed the Exchange about Communication sent to Shareholders for Deduction of Tax on Dividend

2026-08-12

Record Date

2026-08-12 - Seshaasai Technologies Limited has informed the Exchange that Record date for the purpose of Dividend is 18-Aug-2026.