Dhunseri Investments Ltd.
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ABOUT
KEY POINTS
Revenue Breakup Mar 2026 • Treasury: 100.0%
AI Sector View
AI GENERATEDFinancial Services
Financials remain one of the clearest macro beneficiaries. Loan growth was 18.3% (Aug/26) versus deposit growth 14.7% (Aug/26), SCB credit growth was 17.5% YoY (2026-07), UPI transactions rose 22.0% YoY (2026-07), and M3 money supply grew 15.0% YoY (2026-07). Sector flows have also turned meaningfully supportive, with INR 13171 crore net FPI inflow over 3 months to 2026-08-31 after INR -114652 crore in the prior 3 months.
PROS
- Asset quality is healthy - gross NPA of just 0.0%
- Latest quarter profit grew 182.7% YoY, showing strong momentum
- Operating margins have improved to 137.3% from 90.2%
- Company generates healthy free cash flow
- Company has a consistent dividend-paying track record
CONS
- Company is loss-making at the operating / net level
- Company has a low return on capital employed of 3.3%
- Company has a low return on equity of 2.7% over last 3 years
- Company's sales have been declining over the last five years
- Recurring exceptional / one-off items are inflating headline profit
* The pros and cons are machine generated based on quantitative rules.
Peer comparison
| Name | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| BAJAJFINSV | 1958.00 | 30.92 | 313683.61 | 0.08 | 6296.67 | 18.15 | 42036.90 | 92.22 | 11.88 | 40.79 |
| AIIL | 519.30 | 21.02 | 44100.28 | 0.00 | 11082.20 | 1075.19 | 14695.40 | 1109.37 | 30.27 | 88.91 |
| CHOLAHLDNG | 1503.20 | 10.58 | 28226.71 | 0.09 | 1788.99 | 42.04 | 11113.57 | 42.92 | 10.52 | 57.53 |
| TVSHLTD | 13145.00 | 13.50 | 26595.10 | 0.65 | 1173.58 | 73.77 | 17076.18 | 40.01 | 19.39 | 16.25 |
| CGCL | 271.75 | 23.19 | 26146.53 | 0.07 | 353.38 | 102.04 | 1576.47 | 62.12 | 11.68 | 68.54 |
| MAHSCOOTER | 13642.20 | 55.98 | 15591.08 | 1.61 | 3.32 | -90.61 | 5.41 | -81.52 | 1.06 | 84.10 |
| JMFINANCIL | 134.50 | 12.38 | 12871.11 | 2.42 | 368.57 | -19.66 | 1200.53 | 9.69 | 11.91 | 58.30 |
| JSWHL | 11523.05 | 93.10 | 12790.15 | 0.00 | 24.54 | -92.74 | 34.58 | 14.97 | 0.58 | 92.45 |
| TSFINV | 406.05 | 18.52 | 9018.53 | 2.75 | 124.95 | -92.11 | 305.57 | 102.23 | 3.47 | 53.35 |
| RELIGARE | 251.85 | 158.05 | 8682.12 | 0.00 | -46.98 | -674.86 | 2353.40 | 1051.76 | 4.71 | -2.08 |
| KAMAHOLD | 2344.15 | 8.08 | 7522.51 | 1.77 | 584.02 | 10.80 | 4657.56 | 7.07 | 20.86 | 22.01 |
| DHUNINV | 1025.00 | 6.37 | 624.96 | 0.29 | 193.78 | -74.93 | 258.95 | 40.23 | 3.98 | 92.99 |
Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 6 | 23 | 9 | 9 | 10 | 13 | 3 | -6 | 8 | 3 | -8 | -15 | 23 | |
| 0 | 3 | 1 | 4 | 2 | 2 | 1 | 2 | 1 | 1 | 1 | 1 | 1 | |
| Operating Profit | 6 | 20 | 9 | 5 | 8 | 12 | 3 | -7 | 7 | 3 | -9 | -16 | 22 |
| OPM % | 95.73% | 86.73% | 90.45% | 56.84% | 81.68% | 93.61% | 102.53% | 120.62% | 92.45% | 81.17% | 112.48% | 109.00% | 96.27% |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 6 | 20 | 8 | 5 | 8 | 12 | 3 | -7 | 7 | 2 | -9 | -16 | 22 | |
| Tax % | 15.95% | 18.86% | 13.52% | 7.60% | 13.53% | 28.38% | 17.75% | 10.53% | 13.64% | 21.37% | 19.20% | 18.52% | 22.84% |
| Net Profit | 5 | 16 | 7 | 4 | 7 | 9 | 2 | -7 | 6 | 2 | -7 | -13 | 17 |
| 8 | 26 | 12 | 7 | 12 | 14 | 4 | -11 | 10 | 3 | -12 | -21 | 3 |
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 15 | 16 | 10 | 12 | 12 | 14 | 10 | 47 | 22 | -11 | 4 | |
| 1 | 1 | 3 | 1 | 1 | 1 | 1 | 8 | 6 | 4 | 4 | |
| Operating Profit | 13 | 14 | 7 | 11 | 11 | 12 | 9 | 39 | 16 | -15 | -1 |
| OPM % | 90.93% | 91.12% | 74.60% | 88.90% | 91.37% | 92.23% | 89.96% | 83.16% | 70.97% | 137.25% | -20.16% |
| 0 | 0 | 0 | 0 | 4 | 0 | -0 | 0 | 1 | 0 | 0 | |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before Tax | 13 | 14 | 8 | 11 | 15 | 12 | 9 | 39 | 16 | -15 | -1 |
| Tax % | 3.79% | 11.68% | 7.06% | 6.03% | 76.57% | 17.23% | 19.98% | 15.84% | 27.11% | 20.65% | -157.41% |
| Net Profit | 13 | 13 | 7 | 10 | 3 | 10 | 7 | 33 | 11 | -12 | -1 |
| EPS | 0.00 | 0.00 | 0.00 | 0.00 | 5.66 | 16.85 | 11.90 | 53.55 | 18.85 | -20.11 | — |
| Dividend Payout % | 7.12% | 7.22% | 13.04% | 9.02% | 44.13% | 14.83% | 21.00% | 4.67% | 15.92% | -14.91% | — |
COMPOUNDED SALES GROWTH
- 10 Years:
- —
- 5 Years:
- —
- 3 Years:
- —
COMPOUNDED PROFIT GROWTH
- 10 Years:
- —
- 5 Years:
- —
- 3 Years:
- —
STOCK PRICE CAGR
- 10 Years:
- 22%
- 5 Years:
- 10%
- 3 Years:
- 12%
- 1 Year:
- -29%
RETURN ON EQUITY
- 10 Years:
- 3%
- 5 Years:
- 3%
- 3 Years:
- 3%
- Last Year:
- -2%
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 |
| 258 | 270 | 282 | 290 | 314 | 340 | 345 | 445 | 511 | 504 | |
| 5 | 1 | -1 | 1 | 13 | 17 | 11 | 25 | 24 | 8 | |
| Total Liabilities | 269 | 276 | 287 | 297 | 333 | 363 | 362 | 476 | 541 | 518 |
| 1 | 1 | 1 | 1 | 3 | 3 | 1 | 11 | 5 | 16 | |
| Capital Work in Progress | 0 | 0 | 0 | 0 | 0 | 1 | 3 | 0 | 0 | 0 |
| 256 | 265 | 279 | 284 | 318 | 342 | 345 | 441 | 507 | 482 | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2 | 0 | 0 | |
| Cash & Bank | 1 | 1 | 1 | 5 | 2 | 1 | 1 | 4 | 6 | 10 |
| 12 | 9 | 6 | 7 | 10 | 16 | 11 | 19 | 23 | 10 | |
| Total Assets | 269 | 276 | 287 | 297 | 333 | 363 | 362 | 476 | 541 | 518 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| -2 | -2 | 10 | 10 | 1 | 5 | 9 | 12 | 3 | 10 | |
| Cash from Investing | 2 | 6 | -9 | -5 | 0 | 2 | -5 | -7 | 1 | -5 |
| Cash from Financing | -1 | -1 | -1 | -1 | -1 | -2 | -2 | -2 | -2 | -2 |
| -1 | 1 | -0 | 4 | -3 | -1 | -0 | 3 | 2 | 3 |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| PER SHARE | ||||||||||
| EPS (₹) | 21.06 | 20.78 | 11.50 | 16.63 | 5.66 | 16.85 | 11.90 | 53.55 | 18.85 | -20.11 |
| Book Value (₹) | 433.08 | 452.36 | 472.69 | 485.85 | 524.59 | 567.29 | 575.88 | 740.14 | 848.90 | 837.21 |
| Dividend per Share (₹) | 1.50 | 1.50 | 1.50 | 1.50 | 2.50 | 2.50 | 2.50 | 2.50 | 3.00 | 3.00 |
| Cash EPS (₹) | 21.27 | 20.98 | 11.72 | 16.74 | 5.73 | 16.92 | 11.97 | 53.96 | 19.63 | -19.55 |
| PROFITABILITY | ||||||||||
| Operating Margin % | 91.01% | 91.12% | 77.83% | 89.46% | 91.37% | 92.23% | 90.24% | 83.16% | 70.97% | 137.25% |
| Net Margin % | 86.71% | 79.80% | 71.07% | 83.55% | 29.79% | 76.04% | 71.08% | 69.64% | 52.23% | 109.45% |
| ROE % | 4.99% | 4.69% | 2.49% | 3.47% | 1.12% | 3.09% | 2.08% | 8.14% | 2.37% | -2.39% |
| ROCE % | 5.18% | 5.31% | 2.68% | 3.69% | 4.79% | 3.73% | 2.60% | 9.67% | 3.26% | -3.01% |
| 4.88% | 4.65% | 2.49% | 3.47% | 1.10% | 2.95% | 2.00% | 7.79% | 2.26% | -2.32% | |
| EFFICIENCY | ||||||||||
| Debtor Days | 0 | 17 | 0 | 0 | 0 | 0 | 0 | 13 | 14 | 0 |
| Inventory Days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2 | 4 | 0 |
| Payable Days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 9 | 15 | 0 |
| 0 | 17 | 0 | 0 | 0 | 0 | 0 | 6 | 2 | 0 | |
| FINANCIAL HEALTH | ||||||||||
| Debt to Equity (x) | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x |
| Interest Coverage (x) | 0.00x | 0.00x | 0.00x | 0.00x | 1239.47x | 1496.71x | 2062.43x | 3261.13x | 1900.28x | -3511.95x |
| 4.12x | 49.98x | 3.82x | 4.69x | 48.59x | 64.56x | 54.85x | 4.60x | 6.78x | 21.14x | |
| GROWTH | ||||||||||
| Revenue Growth % | -54.20% | 7.23% | -37.84% | 22.98% | -4.47% | 16.56% | -24.43% | 359.09% | -53.08% | -150.94% |
| Operating Profit Growth % | -28.42% | 7.36% | -46.91% | 41.35% | -2.43% | 17.65% | -26.07% | 323.85% | -59.41% | -196.71% |
| Net Profit Growth % | -25.34% | -1.31% | -44.65% | 44.58% | -65.94% | 197.52% | -29.37% | 349.82% | -64.81% | -206.74% |
| 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 349.82% | -64.81% | -206.74% | |
| VALUATION | ||||||||||
| P/E (x) | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 21.31x | 75.96x | 0.00x |
| P/B (x) | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 1.54x | 1.69x | 0.83x |
| Dividend Yield % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.22% | 0.21% | 0.43% |
| 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 17.71x | 54.66x | -26.94x |
Documents
Corporate disclosures, annual reports, credit ratings, and concall transcripts
2026-08-20 - Dhunseri Investments Limited has informed the Exchange regarding 'Updates regarding 29th Annual General Meeting of the Company'.
2026-08-20 - Dhunseri Investments Limited has submitted the Exchange a copy Srutinizers report of 29th Annual General Meeting held on August 20, 2026. Further, the company has informed the Exchange regarding voting results.
2026-08-20 - Dhunseri Investments Limited has informed the Exchange regarding Proceedings of 29th Annual General Meeting held on August 20, 2026
2026-08-13 - Dhunseri Investments Limited has submitted to the Exchange, the Un-audited Financial results for the Quarter ended Jun 30, 2026.
2026-08-09 - Dhunseri Investments Limited has informed the Exchange regarding Cessation of Mr RAJ VARDHAN KEJRIWAL as Non- Executive Independent Director of the company w.e.f. August 09, 2026.
2026-07-28 - Dhunseri Investments Limited has informed the Exchange about General Updates
2026-07-25 - Dhunseri Investments Limited has informed the Exchange about Copy of Newspaper Publication
2026-07-24 - Dhunseri Investments Limited has informed the Exchange regarding Notice of Annual General Meeting to be held on August 20, 2026
2026-07-22 - Dhunseri Investments Limited has informed the Exchange about Copy of Newspaper Publication
News
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