5nance5nance
5nance5nance
HomeScreens
LOGINGET FREE ACCOUNT

Edelweiss Financial Services Ltd.

•
edelweissfin.comBSE: 532922NSE: EDELWEISS
Market Cap₹ 12,665 Cr.
Current Price
High / Low₹ 140 / 98
Stock P/E28.0
Book Value₹ 65
Price to Book1.56
Dividend Yield1.12 %
ROCE9.3 %
ROE7.8 %
Face Value₹ 1

Add ratio to table

ABOUT

KEY POINTS

Revenue Breakup Mar 2024 • Holding Company Activities: 98.6% • Unallocated: 1.0% • Agency Business: 0.4%

AI Sector View

AI GENERATED

Financial Services

Buy

Financials remain one of the clearest macro beneficiaries. Loan growth was 18.3% (Aug/26) versus deposit growth 14.7% (Aug/26), SCB credit growth was 17.5% YoY (2026-07), UPI transactions rose 22.0% YoY (2026-07), and M3 money supply grew 15.0% YoY (2026-07). Sector flows have also turned meaningfully supportive, with INR 13171 crore net FPI inflow over 3 months to 2026-08-31 after INR -114652 crore in the prior 3 months.

Confidence
84%
View full sector analysis →

PROS

  • Comfortable capital adequacy - CAR of 28.8%
  • Solid return on assets for a lender - ROA of 4.9%
  • Company has been maintaining a healthy dividend payout of 31.7%
  • Company has a consistent dividend-paying track record

CONS

  • Net NPA is elevated at 1.9% - provisioning cushion is thin
  • A large part of profit comes from other income (92.0% of PBT)
  • Company has a low return on capital employed of 7.3%
  • Company has a low return on equity of 5.9% over last 3 years
  • Operating margins have contracted to 78.3% from 108.7%
  • Company has delivered a poor profit growth of -9.0% over past five years

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

Financial ServicesFinanceFinance - NBFC
Part ofNIFTY MICROCAP250NIFTY TOTAL MKT
S.No.Name
1.BAJFINANCE1040.0031.89647499.250.586080.6027.6023165.4520.3710.8770.70
2.SHRIRAMFIN1029.3521.40242204.361.053452.7759.9013400.4317.4611.4974.63
3.CHOLAFIN1829.0027.16156208.670.111656.2245.568856.2921.899.7070.07
4.TATACAP362.9528.51154067.520.1616281.801464.1688219.301051.008.6675.72
5.JIOFIN231.0073.81152532.570.26830.25155.732004.47227.282.1169.71
6.BAJAJHLDNG11093.2513.94123460.671.762708.08-92.27394.3323.3414.81684.72
7.MUTHOOTFIN2820.009.95113214.111.062824.8443.088671.6036.2515.8783.76
8.ABCAPITAL398.8026.60109173.430.001223.8543.8512179.54137.848.8241.91
9.LTF310.2024.4377747.060.89915.9930.705212.9222.388.5462.13
10.SBICARD670.0028.0263760.090.37664.4419.515040.557.6011.7529.83
11.HDBFS674.9025.7756068.330.59785.2038.314937.9018.719.0957.98
12.EDELWEISS133.8021.0312664.721.12134.3730.852328.5028.0814.8026.89
Detailed Comparison with:

Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
987-143-101-25148105110166122129130245
654237411540211882452-124146
Operating Profit33-34-180-142-4010884921589976255205
OPM %33.77%-456.61%126.00%140.49%157.15%73.00%80.23%83.74%95.21%80.74%58.67%195.25%83.80%
Other Income32593902024211028110
Interest819079777882101848896103102106
Depreciation0000000000000
-45135-257682-1182925970325515399
Tax %102.33%-16.54%24.14%-7.28%24.74%-1.39%63.76%117.74%7.27%-1111.44%26.78%-5.83%29.43%
Net Profit1158-195732-89299-2653318716270
02-28-100-010220

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
4504213032353448362,409-139338547626
1641892101449303094821859411997
Operating Profit2872319391-5865281,927-324244429530
OPM %63.70%55.04%30.74%38.65%-170.26%63.07%80.01%232.93%72.24%78.31%84.59%
02033241,3785426901,16746443282
Interest14175163297214303327344389407
Depreciation34431000000
Profit before Tax144173106806948552,315516-54482511
Tax %10.16%20.03%2.88%-3.81%-3.21%-9.20%-3.18%-34.86%4.33%7.15%11.45%
Net Profit129138103837169332,388695-52448452
EPS1.491.621.150.928.0110.4326.597.73-0.564.73—
Dividend Payout %83.90%85.01%120.81%0.00%18.04%13.95%5.64%19.39%-266.24%31.73%—

COMPOUNDED SALES GROWTH

10 Years:
5%
5 Years:
10%
3 Years:
-39%

COMPOUNDED PROFIT GROWTH

10 Years:
11%
5 Years:
-9%
3 Years:
-43%

STOCK PRICE CAGR

10 Years:
3%
5 Years:
11%
3 Years:
34%
1 Year:
19%

RETURN ON EQUITY

10 Years:
12%
5 Years:
16%
3 Years:
6%
Last Year:
8%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

Corporate actions

2026

Sep 11

₹ 1.50

Rs.1.5000 per share(150%)Dividend

2025

Sep 11

₹ 1.50

Rs.1.5000 per share(150%)Final Dividend

2024

Sep 17

₹ 1.50

Rs.1.5000 per share(150%)Final Dividend

2023

Sep 18

₹ 1.25

Rs.1.2500 per share(125%)Final Dividend

2023

Apr 13

₹ 0.25

Rs.0.2500 per share(25%)Interim Dividend

2022

Aug 25

₹ 1.20

Rs.1.2000 per share(120%)Final Dividend

2022

Apr 7

₹ 0.25

09/04/2022 25/04/2022 Equity Rs.0.2500 per share(25%)Interim Dividend

2021

Aug 26

₹ 0.55

Rs.0.5500 per share(55%)Final Dividend

2021

Apr 7

₹ 0.90

Rs.0.9000 per share(90%)Interim Dividend

2018

Jul 18

₹ 0.30

Rs.0.3000 per share(30%)Final Dividend

2018

Feb 2

₹ 1.05

Rs.1.0500 per share(105%)Interim Dividend

2017

Jul 20

₹ 0.30

Rs.0.3000 per share(30%)Dividend

2017

Feb 17

₹ 1

07/03/2017 Equity Rs.1.0000 per share(100%)Interim Dividend

2016

Mar 17

₹ 0.25

Rs.0.2500 per share (25%) Second Interim Dividend

2016

Feb 2

₹ 1

Rs.1.0000 per share(100%)Interim Dividend

2026

Sep 7

₹ 1.50

Rs.1.5000 per share(150%)Dividend

Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital83878989899090909295
1,6323,2173,2163,2843,9244,8347,0965,3365,4025,947
740213671478382,4322,5893,0483,1373,995
Trade Payables1426115235952233112059
332301369125857475532-286-294-270
Total Liabilities2,8023,6534,0513,6505,9437,92610,5298,4998,3579,826
775311111918
1,6632,7363,3393,4674,3824,9637,2104,6085,0315,726
0000000153719
Cash & Bank321517214951613947544
1,1008966911781,4122,4463,1793,8273,2664,019
Total Assets2,8023,6534,0513,6505,9437,92610,5298,4998,3579,826

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
238322-1757117-510-309-1,266-518-120
Cash from Investing-31-918-244221-570-4302851,265604-444
Cash from Financing-179604263-2705991,280-284-88-128603
10-211-10147314-327-89-4339

Ratios

Standalone Figures in Rs. Crores / View Consolidated

Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026

Shareholding Pattern

Numbers in percentages

Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
32.7632.7432.7232.7132.7132.7032.6932.2632.26
28.3227.9826.8928.2325.3319.5518.4119.0319.47
2.693.083.223.133.745.095.716.447.24
Government0.000.000.000.000.000.000.000.000.00
36.2336.2037.1835.9338.2242.6643.2042.2741.03

Documents

Corporate disclosures, annual reports, credit ratings, and concall transcripts

2026-09-10
Updates

2026-09-10 - Edelweiss Financial Services Limited has informed the Exchange regarding 'Public Issue Of Non-Convertible Debentures'.

2026-09-04
Copy of Newspaper Publication

2026-09-04 - Edelweiss Financial Services Limited has informed the Exchange about Copy of Newspaper Publication

2026-09-04
Updates

2026-09-04 - Edelweiss Financial Services Limited has informed the Exchange regarding Disclosure under Regulation 30 of the SEBI (Listing Obligations and DisclosureRequirements) Regulations, 2015

2026-09-03
Record Date

2026-09-03 - Edelweiss Financial Services Limited has informed the Exchange that Record date for the purpose of Dividend is 13-Sep-2026.

2026-09-03
Updates

2026-09-03 - Edelweiss Financial Services Limited has informed the Exchange regarding ''.

2026-09-03
Shareholders meeting

2026-09-03 - Edelweiss Financial Services Limited has informed the Exchange regarding Notice of Annual General Meeting to be held on September 28, 2026

2026-09-03
General Updates

2026-09-03 - Edelweiss Financial Services Limited has informed the Exchange about Allotment of Equity Shares under Edelweiss Employees Stock Incentive Plan, 2011

2026-08-27
Credit Rating- New

2026-08-27 - Edelweiss Financial Services Limited has informed the Exchange about Credit Rating- New

2026-08-26
Copy of Newspaper Publication

2026-08-26 - Edelweiss Financial Services Limited has informed the Exchange about Copy of Newspaper Publication

News

Recent coverage and analyst commentary for EDELWEISS

Loading news…

🤖

AI Stock Analyst

Edelweiss Financial Services Ltd.

🔒

Sign in to Chat with AI

Log in with your 5nance account to ask institutional questions about performance, financials, and outlook.

✨ Sign In to Chat

Free 5nance Account

5nance5nance

Stock analysis and screening tool

5nanceAI © 2020-2026

Made with ❤️ in India.

Data provided by Accord Fintech

Terms & Privacy.

Product

PremiumWhat's new?Learn

Team

About usSupport

Theme

5nance5nance

Product

PremiumWhat's new?Learn

Team

About usSupport

Theme

5nanceAI © 2020-2026

Data provided by Accord Fintech

Made with ❤️ in India.

HomeScreens
Login