EFC (I) Ltd.

•

efclimited.inBSE: 512008NSE: EFCIL

Market Cap₹ 2,780 Cr.

Current Price

High / Low₹ 331 / 171

Stock P/E11.3

Book Value₹ 70

Price to Book4.54

Dividend Yield0.00 %

ROCE37.3 %

ROE29.0 %

Face Value₹ 2

Add ratio to table

ABOUT

KEY POINTS

Revenue Breakup Mar 2025 • Rental/ Leasing of Commercial Property: 56.7% • Designing: 40.1% • Sale of Furniture: 3.2%

AI Sector View

AI GENERATED

Services

Buy

Broad services remain in expansion. Services PMI was 54.1 (Aug/26), export of services grew 13.0% YoY (2026-06), and urban employment was still positive at 2.0% YoY (2026-07), although airport passenger traffic was -2.0% YoY (2026-06). FPI inflows of INR 7081 crore over 3 months to 2026-08-31 support the constructive sector view.

Confidence

72%

View full sector analysis →

PROS

Company has a healthy return on capital (ROCE) of 34.9%
Promoters have been increasing their shareholding - up 10.5pp over 2 years
Company has a good return on equity (ROE) track record: 3 Years ROE 21.7%
Latest quarter profit grew 51.8% YoY, showing strong momentum
Working capital cycle has improved - days down from 261 to 83
Company maintains a comfortable, low leverage position

CONS

Poor cash conversion - profits are not backed by operating cash flow (CFO/PAT 0.45x)
Total debt has risen sharply - up 100.1% year on year
Though reporting repeated profits, the company pays out little dividend (0.0%)

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

ServicesBusiness ServicesBusiness Support

Part ofNIFTY 50 NIFTY 500 NIFTY LARGEMIDCAP 250 NIFTY 100 NIFTY 200

S.No.	Name
1.	PFOCUS	312.75	210.73	24356.15	0.00	-457.78	-514.43	12668.15	1196.88	2.74	23.76
2.	SAGILITY	44.57	21.01	20864.68	0.34	216.81	45.94	1963.48	27.59	13.82	22.32
3.	HORIZONIND	55.59	243.77	16026.06	0.00	-116.27	—	2005.46	—	3.32	80.26
4.	SYNGENE	384.20	70.18	15508.97	0.33	-9.00	-110.38	736.00	-15.84	9.48	12.34
5.	INDGN	577.00	34.68	13903.78	0.39	116.20	-0.17	1063.10	39.73	18.92	16.39
6.	IGIL	311.90	22.11	13479.06	1.60	165.74	30.98	370.78	23.22	77.00	60.35
7.	NESCO	1091.55	18.46	7691.06	0.64	99.96	3.97	211.80	9.55	19.23	48.33
8.	SPARC	196.95	4.03	6391.45	0.00	-20.78	59.94	39.92	314.11	163.94	-85.17
9.	LEAPIND	140.95	99.60	6209.36	0.00	247.33	—	2034.13	—	9.32	51.19
10.	SMARTWORKS	537.60	220.61	6149.13	0.00	13.15	413.27	546.25	44.05	61.12	63.33
11.	JUSTDIAL	667.45	15.64	5676.60	0.00	115.74	38.44	270.27	16.23	12.88	26.17
12.	EFCIL	187.90	11.29	2779.91	0.00	708.52	51.81	2828.80	28.80	37.32	43.47

Detailed Comparison with:

Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	56	98	172	93	102	166	177	2,110	2,196	2,546	2,696	2,929	2,829
	27	58	111	41	56	87	85	1,459	1,571	1,813	1,942	2,123	1,930
Operating Profit	29	40	61	52	46	79	93	652	625	733	754	806	899
OPM %	51.63%	41.03%	35.48%	56.14%	45.45%	47.67%	52.27%	30.88%	28.46%	28.80%	27.97%	27.53%	31.79%
	1	1	2	6	3	5	4	54	36	22	69	44	114
Interest	10	7	11	7	5	7	18	145	116	65	105	277	103
Depreciation	17	20	20	19	23	21	26	296	282	310	258	352	227
Profit before Tax	3	15	31	32	21	56	52	705	661	756	823	850	1,013
Tax %	-7.43%	24.33%	32.70%	12.69%	26.12%	34.33%	22.59%	32.00%	29.35%	24.97%	24.17%	18.96%	30.08%
Net Profit	0	0	0	0	16	37	40	480	467	567	624	689	709
	4.49	2.20	5.27	2.81	3.17	14.69	3.22	4.82	4.69	5.70	4.61	5.06	4.83

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2022	Mar 2023	Mar 2024	Mar 2025	TTM
	0	103	419	657	10,999
	0	48	237	329	7,807
Operating Profit	-0	55	183	328	3,193
OPM %	—	53.69%	43.53%	49.89%	29.03%
	0	1	9	18	249
Interest	0	15	35	46	550
Depreciation	0	34	76	100	1,148
Profit before Tax	0	7	81	200	3,442
Tax %	34.03%	46.27%	21.82%	29.56%	24.80%
Net Profit	0	4	63	141	2,588
EPS	0.18	8.34	11.65	11.33	—
Dividend Payout %	0.00%	0.00%	0.00%	0.00%	—

COMPOUNDED SALES GROWTH

10 Years:: —
5 Years:: —
3 Years:: —

COMPOUNDED PROFIT GROWTH

10 Years:: —
5 Years:: —
3 Years:: 1977%

STOCK PRICE CAGR

10 Years:: —
5 Years:: —
3 Years:: —
1 Year:: -38%

RETURN ON EQUITY

10 Years:: —
5 Years:: —
3 Years:: 22%
Last Year:: 29%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Equity Capital	1	7	10	20
Minority Interest	0	2	5	38
	1	64	417	523
	0	302	391	771
Trade Payables	0	15	79	81
	0	85	78	264
Total Liabilities	2	474	979	1,697
	0	341	371	702
Capital Work in Progress	0	19	27	0
	0	0	0	5
	0	0	35	3
	0	0	124	98
Cash & Bank	1	3	185	141
	1	112	235	748
Total Assets	2	474	979	1,697

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2022	Mar 2023	Mar 2024	Mar 2025
	-0	-46	11	134
Cash from Investing	1	-35	-256	-105
Cash from Financing	0	89	255	-24
	1	2	10	4

Ratios

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2022	Mar 2023	Mar 2024	Mar 2025

Shareholding Pattern

Numbers in percentages

	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	45.57	45.57	45.57	45.55	45.46	45.46	60.45	60.44	56.08
	5.45	5.36	4.59	3.87	4.22	3.84	2.36	2.01	1.26
	1.78	2.03	3.72	4.58	5.14	6.71	5.80	6.35	8.88
Government	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	47.20	47.04	46.12	46.01	45.18	43.99	31.39	31.04	33.79

Documents

Corporate disclosures, annual reports, credit ratings, and concall transcripts

2026-09-09

Copy of Newspaper Publication

2026-09-09 - EFC (I) Limited has informed the Exchange about Copy of Newspaper Publication for Notice of the 42nd Annual General Meeting scheduled to be held on September 30, 2026.

2026-09-08

Updates

2026-09-08 - EFC (I) Limited has informed the Exchange regarding 'Business Responsibility and Sustainability Report for the Financial Year 2025-26'.

2026-09-08

General Updates

2026-09-08 - EFC (I) Limited has informed the Exchange about Issuance of Letters to Shareholders Under Regulation 36(1)(B) of SEBI (LODR) Regulations, 2015.

2026-09-08

Shareholders meeting

2026-09-08 - EFC (I) Limited has informed the Exchange about Shareholders meeting

2026-09-05

Diversification/Disinvestment

2026-09-05 - EFC (I) Limited has informed the Exchange about Completion of Sale of 100 percentEquity Shares in Sanvritti Alpha Private Limited, a Wholly Owned Subsidiary

2026-08-31

Amendment to AOA/MOA

2026-08-31 - EFC (I) Limited has informed the Exchange regarding the Amendment to AOA/MOA of the company.

2026-08-31

Shareholders meeting

2026-08-31 - EFC (I) Limited has submitted the Exchange a copy Srutinizers report of Postal Ballot. Further, the company has informed the Exchange regarding voting results.

2026-08-23

Copy of Newspaper Publication

2026-08-23 - EFC (I) Limited has informed the Exchange about Newspaper Advertisements regarding the dispatch of the Corrigendum to the Postal Ballot Notice dated August 18, 2026.

2026-08-22

Corrigendum

2026-08-22 - EFC (I) Limited has informed the Exchange regarding Corrigendum to Notice of Postal Ballot

News

Recent coverage and analyst commentary for EFCIL

Loading news…

🤖

AI Stock Analyst

EFC (I) Ltd.

🔒

Sign in to Chat with AI

✨ Sign In to Chat

Free 5nance Account

Name

PFOCUS

312.75

210.73

24356.15

0.00

-457.78

-514.43

12668.15

1196.88

2.74

23.76

SAGILITY

44.57

21.01

20864.68

0.34

216.81

45.94

1963.48

27.59

13.82

22.32

HORIZONIND

55.59

243.77

16026.06

0.00

-116.27

—

2005.46

—

3.32

80.26

SYNGENE

384.20

70.18

15508.97

0.33

-9.00

-110.38

736.00

-15.84

9.48

12.34

INDGN

577.00

34.68

13903.78

0.39

116.20

-0.17

1063.10

39.73

18.92

16.39

IGIL

311.90

22.11

13479.06

1.60

165.74

30.98

370.78

23.22

77.00

60.35

NESCO

1091.55

18.46

7691.06

0.64

99.96

3.97

211.80

9.55

19.23

48.33

SPARC

196.95

4.03

6391.45

0.00

-20.78

59.94

39.92

314.11

163.94

-85.17

LEAPIND

140.95

99.60

6209.36

0.00

247.33

—

2034.13

—

9.32

51.19

SMARTWORKS

537.60

220.61

6149.13

0.00

13.15

413.27

546.25

44.05

61.12

63.33

JUSTDIAL

667.45

15.64

5676.60

0.00

115.74

38.44

270.27

16.23

12.88

26.17

EFCIL

187.90

11.29

2779.91

0.00

708.52

51.81

2828.80

28.80

37.32

43.47

Jun 2023

Sep 2023

Dec 2023

Mar 2024

Jun 2024

Sep 2024

Dec 2024

Mar 2025

Jun 2025

Sep 2025

Dec 2025

Mar 2026

Jun 2026

172

102

166

177

2,110

2,196

2,546

2,696

2,929

2,829

111

1,459

1,571

1,813

1,942

2,123

1,930

Operating Profit

652

625

733

754

806

899

OPM %

51.63%

41.03%

35.48%

56.14%

45.45%

47.67%

52.27%

30.88%

28.46%

28.80%

27.97%

27.53%

31.79%

114

Interest

145

116

105

277

103

Depreciation

296

282

310

258

352

227

Profit before Tax

705

661

756

823

850

1,013

Tax %

-7.43%

24.33%

32.70%

12.69%

26.12%

34.33%

22.59%

32.00%

29.35%

24.97%

24.17%

18.96%

30.08%

Net Profit

480

467

567

624

689

709

4.49

2.20

5.27

2.81

3.17

14.69

3.22

4.82

4.69

5.70

4.61

5.06

4.83

Mar 2022

Mar 2023

Mar 2024

Mar 2025

TTM

103

419

657

10,999

237

329

7,807

Operating Profit

-0

183

328

3,193

OPM %

—

53.69%

43.53%

49.89%

29.03%

249

Interest

550

Depreciation

100

1,148

Profit before Tax

200

3,442

Tax %

34.03%

46.27%

21.82%

29.56%

24.80%

Net Profit

141

2,588

EPS

0.18

8.34

11.65

11.33

—

Dividend Payout %

0.00%

—

Mar 2022

Mar 2023

Mar 2024

Mar 2025

Equity Capital

Minority Interest

417

523

302

391

771

Trade Payables

264

Total Liabilities

474

979

1,697

341

371

702

Capital Work in Progress

124

Cash & Bank

185

141

112

235

748

Total Assets

474

979

1,697

Mar 2022

Mar 2023

Mar 2024

Mar 2025

-0

-46

134

Cash from Investing

-35

-256

-105

Cash from Financing

255

-24

Mar 2022

Mar 2023

Mar 2024

Mar 2025

Jun 2024

Sep 2024

Dec 2024

Mar 2025

Jun 2025

Sep 2025

Dec 2025

Mar 2026

Jun 2026

45.57

45.55

45.46

60.45

60.44

56.08

5.45

5.36

4.59

3.87

4.22

3.84

2.36

2.01

1.26

1.78

2.03

3.72

4.58

5.14

6.71

5.80

6.35

8.88

Government

0.00

47.20

47.04

46.12

46.01

45.18

43.99

31.39

31.04

33.79

EFC (I) Ltd.

AI Sector View

Peer comparison

Quarterly Results

Profit & Loss

Balance Sheet

Corporate actions

Cash Flows

Ratios

Shareholding Pattern

Documents

News

Sign in to Chat with AI

EFC (I) Ltd.

AI Sector View

Peer comparison

Quarterly Results

Profit & Loss

Balance Sheet

Corporate actions

Cash Flows

Ratios

Shareholding Pattern

Documents

News

Sign in to Chat with AI