EFC (I) Ltd.

•

efclimited.inBSE: 512008NSE: EFCIL

Market Cap₹ 2,780 Cr.

Current Price

High / Low₹ 331 / 171

Stock P/E59.8

Book Value₹ 48

Price to Book6.33

Dividend Yield0.00 %

ROCE7.1 %

ROE4.8 %

Face Value₹ 2

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ABOUT

KEY POINTS

Revenue Breakup Mar 2025 • Rental/ Leasing Of Commercial Property: 100.0%

AI Sector View

AI GENERATED

Services

Buy

Broad services remain in expansion. Services PMI was 54.1 (Aug/26), export of services grew 13.0% YoY (2026-06), and urban employment was still positive at 2.0% YoY (2026-07), although airport passenger traffic was -2.0% YoY (2026-06). FPI inflows of INR 7081 crore over 3 months to 2026-08-31 support the constructive sector view.

Confidence

72%

View full sector analysis →

PROS

Company is almost debt free
Promoters have been increasing their shareholding - up 10.5pp over 2 years
Latest quarter profit grew 87.6% YoY, showing strong momentum
Company comfortably covers its interest (13.3x coverage)

CONS

A large part of profit comes from other income (93.7% of PBT)
Company has a low return on capital employed of 4.3%
Company has a low return on equity of 2.5% over last 3 years
Poor cash conversion - profits are not backed by operating cash flow (CFO/PAT -0.19x)
Operating cash flow has been negative in recent years

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

ServicesBusiness ServicesBusiness Support

Part ofNIFTY 50 NIFTY 500 NIFTY LARGEMIDCAP 250 NIFTY 100 NIFTY 200

S.No.	Name
1.	PFOCUS	312.75	210.73	24356.15	0.00	-457.78	-514.43	12668.15	1196.88	2.74	23.76
2.	SAGILITY	44.57	21.01	20864.68	0.34	216.81	45.94	1963.48	27.59	13.82	22.32
3.	HORIZONIND	55.59	243.77	16026.06	0.00	-116.27	—	2005.46	—	3.32	80.26
4.	SYNGENE	384.20	70.18	15508.97	0.33	-9.00	-110.38	736.00	-15.84	9.48	12.34
5.	INDGN	577.00	34.68	13903.78	0.39	116.20	-0.17	1063.10	39.73	18.92	16.39
6.	IGIL	311.90	22.11	13479.06	1.60	165.74	30.98	370.78	23.22	77.00	60.35
7.	NESCO	1091.55	18.46	7691.06	0.64	99.96	3.97	211.80	9.55	19.23	48.33
8.	SPARC	196.95	4.03	6391.45	0.00	-20.78	59.94	39.92	314.11	163.94	-85.17
9.	LEAPIND	140.95	99.60	6209.36	0.00	247.33	—	2034.13	—	9.32	51.19
10.	SMARTWORKS	537.60	220.61	6149.13	0.00	13.15	413.27	546.25	44.05	61.12	63.33
11.	JUSTDIAL	667.45	15.64	5676.60	0.00	115.74	38.44	270.27	16.23	12.88	26.17
12.	EFCIL	187.90	11.29	2779.91	0.00	708.52	51.81	2828.80	28.80	37.32	43.47

Detailed Comparison with:

Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	3	2	5	0	2	4	65	70	96	110	1,257	1,199	986
	2	1	3	5	2	3	48	62	74	75	1,145	1,096	852
Operating Profit	1	1	2	-5	-0	1	16	8	21	35	112	103	134
OPM %	31.48%	51.60%	31.65%	-1792.86%	-4.81%	30.72%	25.29%	11.10%	22.25%	32.03%	8.93%	8.57%	13.58%
	0	0	0	8	5	7	55	64	66	77	65	81	36
Interest	0	0	0	0	0	0	7	5	3	0	4	84	7
Depreciation	0	0	1	1	0	1	13	13	11	8	8	8	9
Profit before Tax	0	1	0	2	4	7	71	72	87	112	177	184	170
Tax %	11.76%	22.22%	43.24%	29.36%	25.00%	25.72%	26.51%	28.34%	25.15%	26.90%	24.07%	31.49%	27.71%
Net Profit	0	0	0	2	3	5	52	51	65	82	135	126	123
	0.42	0.13	0.05	0.15	0.29	1.03	1.05	0.51	0.66	0.82	0.98	0.92	0.86

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	TTM
	5	5	3	2	0	0	0	7	11	20	3,551
	5	5	3	2	0	0	0	5	12	13	3,167
Operating Profit	-0	-0	-0	-0	-0	-0	-0	2	-1	7	384
OPM %	-1.49%	-1.21%	-2.48%	-5.74%	-185.32%	—	—	33.39%	-10.53%	37.15%	10.81%
	0	0	0	0	0	0	0	0	9	23	259
Interest	0	0	0	0	0	0	0	0	1	2	96
Depreciation	0	0	0	0	0	0	0	1	3	4	34
Profit before Tax	-0	0	0	-0	0	0	0	1	4	25	643
Tax %	-47.20%	29.76%	11.57%	-73.90%	29.48%	11.14%	34.03%	54.76%	27.82%	26.58%	27.65%
Net Profit	-0	0	0	-0	0	0	0	0	3	18	465
EPS	-0.03	0.40	1.04	-0.35	2.12	1.02	0.18	1.06	0.51	1.85	—
Dividend Payout %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	—

COMPOUNDED SALES GROWTH

10 Years:: 15%
5 Years:: 247%
3 Years:: —

COMPOUNDED PROFIT GROWTH

10 Years:: 79%
5 Years:: 162%
3 Years:: 1035%

STOCK PRICE CAGR

10 Years:: —
5 Years:: —
3 Years:: —
1 Year:: -38%

RETURN ON EQUITY

10 Years:: 3%
5 Years:: 3%
3 Years:: 2%
Last Year:: 5%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Equity Capital	1	1	1	1	1	1	1	7	10	20
	1	1	1	1	1	1	1	61	361	370
	1	1	0	0	0	0	0	10	19	36
Trade Payables	0	0	1	1	0	0	0	2	3	3
	0	0	0	0	0	0	0	5	4	11
Total Liabilities	2	2	2	2	2	2	2	84	397	440
	0	0	0	0	0	0	0	9	18	21
Capital Work in Progress	0	0	0	0	0	0	0	2	1	0
	0	0	0	0	0	0	0	50	50	194
	0	0	0	0	0	0	0	0	4	1
Cash & Bank	0	0	0	0	0	0	1	1	161	102
	2	2	2	2	2	2	1	23	163	123
Total Assets	2	2	2	2	2	2	2	84	397	440

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
	1	-0	-0	-0	-0	-0	-0	-3	-1	0
Cash from Investing	-1	0	0	0	0	0	1	-16	-295	6
Cash from Financing	0	0	0	0	0	0	0	19	295	-5
	0	0	-0	-0	-0	0	1	0	-1	1

Ratios

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025

Shareholding Pattern

Numbers in percentages

	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	45.57	45.57	45.57	45.55	45.46	45.46	60.45	60.44	56.08
	5.45	5.36	4.59	3.87	4.22	3.84	2.36	2.01	1.26
	1.78	2.03	3.72	4.58	5.14	6.71	5.80	6.35	8.88
Government	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	47.20	47.04	46.12	46.01	45.18	43.99	31.39	31.04	33.79

Documents

Corporate disclosures, annual reports, credit ratings, and concall transcripts

2026-09-09

Copy of Newspaper Publication

2026-09-09 - EFC (I) Limited has informed the Exchange about Copy of Newspaper Publication for Notice of the 42nd Annual General Meeting scheduled to be held on September 30, 2026.

2026-09-08

Updates

2026-09-08 - EFC (I) Limited has informed the Exchange regarding 'Business Responsibility and Sustainability Report for the Financial Year 2025-26'.

2026-09-08

General Updates

2026-09-08 - EFC (I) Limited has informed the Exchange about Issuance of Letters to Shareholders Under Regulation 36(1)(B) of SEBI (LODR) Regulations, 2015.

2026-09-08

Shareholders meeting

2026-09-08 - EFC (I) Limited has informed the Exchange about Shareholders meeting

2026-09-05

Diversification/Disinvestment

2026-09-05 - EFC (I) Limited has informed the Exchange about Completion of Sale of 100 percentEquity Shares in Sanvritti Alpha Private Limited, a Wholly Owned Subsidiary

2026-08-31

Amendment to AOA/MOA

2026-08-31 - EFC (I) Limited has informed the Exchange regarding the Amendment to AOA/MOA of the company.

2026-08-31

Shareholders meeting

2026-08-31 - EFC (I) Limited has submitted the Exchange a copy Srutinizers report of Postal Ballot. Further, the company has informed the Exchange regarding voting results.

2026-08-23

Copy of Newspaper Publication

2026-08-23 - EFC (I) Limited has informed the Exchange about Newspaper Advertisements regarding the dispatch of the Corrigendum to the Postal Ballot Notice dated August 18, 2026.

2026-08-22

Corrigendum

2026-08-22 - EFC (I) Limited has informed the Exchange regarding Corrigendum to Notice of Postal Ballot

News

Recent coverage and analyst commentary for EFCIL

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EFC (I) Ltd.

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Name

PFOCUS

312.75

210.73

24356.15

0.00

-457.78

-514.43

12668.15

1196.88

2.74

23.76

SAGILITY

44.57

21.01

20864.68

0.34

216.81

45.94

1963.48

27.59

13.82

22.32

HORIZONIND

55.59

243.77

16026.06

0.00

-116.27

—

2005.46

—

3.32

80.26

SYNGENE

384.20

70.18

15508.97

0.33

-9.00

-110.38

736.00

-15.84

9.48

12.34

INDGN

577.00

34.68

13903.78

0.39

116.20

-0.17

1063.10

39.73

18.92

16.39

IGIL

311.90

22.11

13479.06

1.60

165.74

30.98

370.78

23.22

77.00

60.35

NESCO

1091.55

18.46

7691.06

0.64

99.96

3.97

211.80

9.55

19.23

48.33

SPARC

196.95

4.03

6391.45

0.00

-20.78

59.94

39.92

314.11

163.94

-85.17

LEAPIND

140.95

99.60

6209.36

0.00

247.33

—

2034.13

—

9.32

51.19

SMARTWORKS

537.60

220.61

6149.13

0.00

13.15

413.27

546.25

44.05

61.12

63.33

JUSTDIAL

667.45

15.64

5676.60

0.00

115.74

38.44

270.27

16.23

12.88

26.17

EFCIL

187.90

11.29

2779.91

0.00

708.52

51.81

2828.80

28.80

37.32

43.47

Jun 2023

Sep 2023

Dec 2023

Mar 2024

Jun 2024

Sep 2024

Dec 2024

Mar 2025

Jun 2025

Sep 2025

Dec 2025

Mar 2026

Jun 2026

110

1,257

1,199

986

1,145

1,096

852

Operating Profit

-5

-0

112

103

134

OPM %

31.48%

51.60%

31.65%

-1792.86%

-4.81%

30.72%

25.29%

11.10%

22.25%

32.03%

8.93%

8.57%

13.58%

Interest

Depreciation

Profit before Tax

112

177

184

170

Tax %

11.76%

22.22%

43.24%

29.36%

25.00%

25.72%

26.51%

28.34%

25.15%

26.90%

24.07%

31.49%

27.71%

Net Profit

135

126

123

0.42

0.13

0.05

0.15

0.29

1.03

1.05

0.51

0.66

0.82

0.98

0.92

0.86

Mar 2016

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

TTM

3,551

3,167

Operating Profit

-0

-1

384

OPM %

-1.49%

-1.21%

-2.48%

-5.74%

-185.32%

—

33.39%

-10.53%

37.15%

10.81%

259

Interest

Depreciation

Profit before Tax

-0

643

Tax %

-47.20%

29.76%

11.57%

-73.90%

29.48%

11.14%

34.03%

54.76%

27.82%

26.58%

27.65%

Net Profit

-0

465

EPS

-0.03

0.40

1.04

-0.35

2.12

1.02

0.18

1.06

0.51

1.85

—

Dividend Payout %

0.00%

—

Mar 2016

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

Equity Capital

361

370

Trade Payables

Total Liabilities

397

440

Capital Work in Progress

194

Cash & Bank

161

102

163

123

Total Assets

397

440

Mar 2016

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

-0

-3

-1

Cash from Investing

-1

-16

-295

Cash from Financing

295

-5

-0

-1

Mar 2016

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

Jun 2024

Sep 2024

Dec 2024

Mar 2025

Jun 2025

Sep 2025

Dec 2025

Mar 2026

Jun 2026

45.57

45.55

45.46

60.45

60.44

56.08

5.45

5.36

4.59

3.87

4.22

3.84

2.36

2.01

1.26

1.78

2.03

3.72

4.58

5.14

6.71

5.80

6.35

8.88

Government

0.00

47.20

47.04

46.12

46.01

45.18

43.99

31.39

31.04

33.79

EFC (I) Ltd.

AI Sector View

Peer comparison

Quarterly Results

Profit & Loss

Balance Sheet

Corporate actions

Cash Flows

Ratios

Shareholding Pattern

Documents

News

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EFC (I) Ltd.

AI Sector View

Peer comparison

Quarterly Results

Profit & Loss

Balance Sheet

Corporate actions

Cash Flows

Ratios

Shareholding Pattern

Documents

News

Sign in to Chat with AI