Elcid Investments Ltd.

•

elcidinvestments.comBSE: 503681NSE: ELCIDIN

Market Cap₹ 2,137 Cr.

Current Price

High / Low₹ 1,33,700 / 1,05,000

Stock P/E22.4

Book Value₹ 4,36,551

Price to Book0.20

Dividend Yield0.02 %

ROCE1.4 %

ROE1.2 %

Face Value₹ 10

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ABOUT

AI Sector View

AI GENERATED

Financial Services

Buy

Financials remain one of the clearest macro beneficiaries. Loan growth was 18.3% (Aug/26) versus deposit growth 14.7% (Aug/26), SCB credit growth was 17.5% YoY (2026-07), UPI transactions rose 22.0% YoY (2026-07), and M3 money supply grew 15.0% YoY (2026-07). Sector flows have also turned meaningfully supportive, with INR 13171 crore net FPI inflow over 3 months to 2026-08-31 after INR -114652 crore in the prior 3 months.

Confidence

84%

View full sector analysis →

PROS

Comfortable capital adequacy - CAR of 94.3%
Asset quality is healthy - gross NPA of just 0.0%
Company has consistently been profitable over the last 5 years
Company has a consistent dividend-paying track record

CONS

Company has a low return on capital employed of 1.8%
Company has a low return on equity of 1.4% over last 3 years
Company has delivered a poor profit growth of 6.0% over past five years
Company has delivered a poor sales growth of 4.5% over past five years
Thin net interest margin of 0.0%

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

Financial ServicesFinanceFinance - Investment

Part ofNIFTY 50 NIFTY 500 NIFTY LARGEMIDCAP 250 NIFTY 100 NIFTY 200

S.No.	Name
1.	BAJAJFINSV	1917.30	30.28	307163.22	0.08	6296.67	18.15	42036.90	92.22	11.88	40.79
2.	AIIL	546.65	22.13	46422.91	0.00	11082.20	1075.19	14695.40	1109.37	13.85	88.91
3.	CHOLAHLDNG	1525.75	10.74	28650.15	0.09	1788.99	42.04	11113.57	42.92	10.52	57.53
4.	TVSHLTD	13000.05	13.35	26301.84	0.66	1173.58	73.77	17076.18	40.01	19.39	16.25
5.	CGCL	266.10	22.71	25602.92	0.08	353.38	102.04	1576.47	62.12	11.68	68.54
6.	MAHSCOOTER	13002.55	53.35	14860.05	1.69	3.32	-90.61	5.41	-81.52	1.06	84.10
7.	JSWHL	11435.95	92.40	12693.48	0.00	24.54	-92.74	34.58	14.97	0.58	92.45
8.	JMFINANCIL	124.75	11.48	11938.08	2.61	368.57	-19.66	1200.53	9.69	11.91	58.30
9.	TSFINV	437.25	19.95	9711.49	2.55	124.95	-92.11	305.57	102.23	3.47	53.35
10.	RELIGARE	256.95	161.25	8857.93	0.00	-46.98	-674.86	2353.40	1051.76	4.71	-2.08
11.	KAMAHOLD	2282.95	7.87	7326.12	1.82	584.02	10.80	4657.56	7.07	20.86	22.01
12.	ELCIDIN	106850.00	22.39	2137.00	0.02	57.57	-18.49	73.39	-20.20	1.43	98.76

Detailed Comparison with:

Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	128	23	60	23	178	56	-5	-17	92	44	62	-64	73
	1	1	1	1	1	1	1	3	1	2	1	3	1
Operating Profit	128	22	59	22	176	55	-6	-21	91	42	61	-66	72
OPM %	99.48%	95.66%	98.37%	97.15%	99.40%	98.42%	115.21%	119.57%	99.05%	96.61%	98.17%	104.14%	98.76%
Other Income	0	1	1	0	0	0	0	1	0	0	0	0	0
Interest	0	0	0	0	0	0	0	0	0	0	0	0	0
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0
	128	22	59	22	177	55	-6	-20	91	42	61	-66	72
Tax %	23.60%	29.29%	21.95%	28.39%	23.00%	21.64%	-14.10%	2.10%	22.52%	25.30%	21.72%	37.76%	20.59%
Net Profit	0	0	0	0	136	43	-7	-20	71	32	47	-41	58
	4,870	778	2,311	796	6,797	2,174	-344	-977	3,531	1,587	2,369	-2,061	288

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
	0	0	61	78	108	135	109	235	211	134	115
	1	1	2	6	1	3	6	3	6	6	7
Operating Profit	-1	-1	59	72	107	132	103	232	205	128	109
OPM %	-386.54%	-245.05%	97.30%	92.49%	99.13%	97.69%	94.39%	98.60%	97.07%	95.42%	94.35%
	37	47	0	0	0	0	0	1	2	1	1
Interest	0	0	0	0	0	0	0	0	0	0	0
Depreciation	0	0	0	0	0	1	1	1	1	1	1
Profit before Tax	36	47	59	72	107	131	102	232	206	128	109
Tax %	1.97%	0.74%	7.64%	-2.33%	23.92%	23.67%	28.02%	24.12%	25.75%	15.18%	12.64%
Net Profit	35	46	55	73	81	100	73	176	153	109	95
EPS	0.00	0.00	0.00	3659.01	4052.46	5001.94	3670.64	8786.78	7649.78	5426.02	—
Dividend Payout %	0.85%	0.65%	0.55%	0.41%	0.37%	0.30%	0.68%	0.28%	0.33%	0.46%	—

COMPOUNDED SALES GROWTH

10 Years:: 79%
5 Years:: 4%
3 Years:: 7%

COMPOUNDED PROFIT GROWTH

10 Years:: 14%
5 Years:: 6%
3 Years:: 14%

STOCK PRICE CAGR

10 Years:: —
5 Years:: —
3 Years:: —
1 Year:: —

RETURN ON EQUITY

10 Years:: 5%
5 Years:: 1%
3 Years:: 1%
Last Year:: 1%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	212	258	5,133	6,952	10,165	12,329	11,192	11,684	9,168	8,673
	0	1	1,307	269	700	870	816	892	1,566	1,326
Total Liabilities	213	259	6,440	7,221	10,865	13,199	12,008	12,576	10,734	9,999
	1	1	1	1	16	17	17	27	31	33
	206	254	6,438	7,212	10,831	13,159	11,916	12,449	10,571	9,955
Cash & Bank	4	3	1	7	9	1	11	4	2	2
	1	1	1	1	10	22	64	96	131	9
Total Assets	213	259	6,440	7,221	10,865	13,199	12,008	12,576	10,734	9,999

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	-1	-1	-1	-1	21	73	79	78	94	70
Cash from Investing	5	0	1	8	-12	-68	-27	-85	-95	-69
Cash from Financing	-0	-0	-0	-0	-0	-0	-0	-0	-0	-1
	3	-1	-0	6	2	-7	10	-7	-1	-0

Ratios

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026

Shareholding Pattern

Numbers in percentages

	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	75.00	75.00	75.00	75.00	75.00	75.00	75.00	75.00	75.00
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.01	0.00
	0.00	0.00	0.00	0.00	0.05	0.05	0.05	0.05	0.06
Government	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	25.00	25.00	25.00	25.00	24.95	24.95	24.95	24.94	24.94

Documents

Corporate disclosures, annual reports, credit ratings, and concall transcripts

No announcements filed.

News

Recent coverage and analyst commentary for ELCIDIN

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Elcid Investments Ltd.

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Name

BAJAJFINSV

1917.30

30.28

307163.22

0.08

6296.67

18.15

42036.90

92.22

11.88

40.79

AIIL

546.65

22.13

46422.91

0.00

11082.20

1075.19

14695.40

1109.37

13.85

88.91

CHOLAHLDNG

1525.75

10.74

28650.15

0.09

1788.99

42.04

11113.57

42.92

10.52

57.53

TVSHLTD

13000.05

13.35

26301.84

0.66

1173.58

73.77

17076.18

40.01

19.39

16.25

CGCL

266.10

22.71

25602.92

0.08

353.38

102.04

1576.47

62.12

11.68

68.54

MAHSCOOTER

13002.55

53.35

14860.05

1.69

3.32

-90.61

5.41

-81.52

1.06

84.10

JSWHL

11435.95

92.40

12693.48

0.00

24.54

-92.74

34.58

14.97

0.58

92.45

JMFINANCIL

124.75

11.48

11938.08

2.61

368.57

-19.66

1200.53

9.69

11.91

58.30

TSFINV

437.25

19.95

9711.49

2.55

124.95

-92.11

305.57

102.23

3.47

53.35

RELIGARE

256.95

161.25

8857.93

0.00

-46.98

-674.86

2353.40

1051.76

4.71

-2.08

KAMAHOLD

2282.95

7.87

7326.12

1.82

584.02

10.80

4657.56

7.07

20.86

22.01

ELCIDIN

106850.00

22.39

2137.00

0.02

57.57

-18.49

73.39

-20.20

1.43

98.76

Jun 2023

Sep 2023

Dec 2023

Mar 2024

Jun 2024

Sep 2024

Dec 2024

Mar 2025

Jun 2025

Sep 2025

Dec 2025

Mar 2026

Jun 2026

128

178

-5

-17

-64

Operating Profit

128

176

-6

-21

-66

OPM %

99.48%

95.66%

98.37%

97.15%

99.40%

98.42%

115.21%

119.57%

99.05%

96.61%

98.17%

104.14%

98.76%

Other Income

Interest

Depreciation

128

177

-6

-20

-66

Tax %

23.60%

29.29%

21.95%

28.39%

23.00%

21.64%

-14.10%

2.10%

22.52%

25.30%

21.72%

37.76%

20.59%

Net Profit

136

-7

-20

-41

4,870

778

2,311

796

6,797

2,174

-344

-977

3,531

1,587

2,369

-2,061

288

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

Mar 2026

TTM

108

135

109

235

211

134

115

Operating Profit

-1

107

132

103

232

205

128

109

OPM %

-386.54%

-245.05%

97.30%

92.49%

99.13%

97.69%

94.39%

98.60%

97.07%

95.42%

94.35%

Interest

Depreciation

Profit before Tax

107

131

102

232

206

128

109

Tax %

1.97%

0.74%

7.64%

-2.33%

23.92%

23.67%

28.02%

24.12%

25.75%

15.18%

12.64%

Net Profit

100

176

153

109

EPS

0.00

3659.01

4052.46

5001.94

3670.64

8786.78

7649.78

5426.02

—

Dividend Payout %

0.85%

0.65%

0.55%

0.41%

0.37%

0.30%

0.68%

0.28%

0.33%

0.46%

—

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

Mar 2026

212

258

5,133

6,952

10,165

12,329

11,192

11,684

9,168

8,673

1,307

269

700

870

816

892

1,566

1,326

Total Liabilities

213

259

6,440

7,221

10,865

13,199

12,008

12,576

10,734

9,999

206

254

6,438

7,212

10,831

13,159

11,916

12,449

10,571

9,955

Cash & Bank

131

Total Assets

213

259

6,440

7,221

10,865

13,199

12,008

12,576

10,734

9,999

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

Mar 2026

-1

Cash from Investing

-12

-68

-27

-85

-95

-69

Cash from Financing

-0

-1

-0

-7

-1

-0

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

Mar 2026

Jun 2024

Sep 2024

Dec 2024

Mar 2025

Jun 2025

Sep 2025

Dec 2025

Mar 2026

Jun 2026

75.00

0.00

0.01

0.00

0.05

0.06

Government

0.00

25.00

24.95

24.94

Elcid Investments Ltd.

AI Sector View

Peer comparison

Quarterly Results

Profit & Loss

Balance Sheet

Corporate actions

Cash Flows

Ratios

Shareholding Pattern

Documents

News

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Elcid Investments Ltd.

AI Sector View

Peer comparison

Quarterly Results

Profit & Loss

Balance Sheet

Corporate actions

Cash Flows

Ratios

Shareholding Pattern

Documents

News

Sign in to Chat with AI