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Geojit Financial Services Ltd.

•
geojit.comBSE: 532285NSE: GEOJITFSL
Market Cap₹ 2,234 Cr.
Current Price
High / Low₹ 86 / 51
Stock P/E30.8
Book Value₹ 44
Price to Book1.22
Dividend Yield1.87 %
ROCE9.3 %
ROE6.7 %
Face Value₹ 1

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ABOUT

KEY POINTS

Revenue Breakup Mar 2026 • Financial services: 95.2% • Software services: 4.8%

AI Sector View

AI GENERATED

Financial Services

Buy

Financials remain one of the clearest macro beneficiaries. Loan growth was 18.3% (Aug/26) versus deposit growth 14.7% (Aug/26), SCB credit growth was 17.5% YoY (2026-07), UPI transactions rose 22.0% YoY (2026-07), and M3 money supply grew 15.0% YoY (2026-07). Sector flows have also turned meaningfully supportive, with INR 13171 crore net FPI inflow over 3 months to 2026-08-31 after INR -114652 crore in the prior 3 months.

Confidence
84%
View full sector analysis →

PROS

  • Solid return on assets for a lender - ROA of 5.9%
  • Asset quality is healthy - gross NPA of just 0.0%
  • Company has consistently been profitable over the last 5 years
  • Company has been maintaining a healthy dividend payout of 52.1%
  • Institutional investors have been accumulating - FII+DII up 7.3pp
  • Company generates healthy free cash flow

CONS

  • Capital adequacy is tight at 0.0% - limited headroom to grow
  • Recent results are weak - TTM profit is down 38.6% versus prior year
  • Promoter holding has decreased over last 2 years: -16.1pp
  • Company has delivered a poor profit growth of -8.4% over past five years
  • Valuation is stretched - P/E of 30.8 is well above its own 5-year median (11.9)
  • Operating margins have contracted to 24.0% from 35.5%

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

Financial ServicesFinanceFinance - Stock Broking
Part ofNIFTY 50NIFTY 500NIFTY LARGEMIDCAP 250NIFTY 100NIFTY 200
S.No.Name
1.MCX3340.0555.2485168.550.24413.44103.47702.0088.1048.1070.40
2.MOTILALOFS1023.0031.1261617.670.591273.719.533425.7625.4912.6857.49
3.360ONE1096.2535.4044679.261.09330.5316.111226.0926.8512.2863.01
4.NUVAMA1784.2030.3932909.411.56305.6415.831376.2222.5917.5252.80
5.ANGELONE299.4026.5227366.251.352313.981921.5114296.911153.5314.8733.92
6.CHOICEIN749.8570.2816704.900.0060.6126.37309.7932.4619.4333.83
7.IIFLCAPS337.6518.6710642.010.89184.164.92631.483.1323.2735.76
8.SHAREINDIA189.7511.424152.210.84124.4147.45448.0931.2521.0044.76
9.ARSSBL505.7024.573189.270.9923.352.35246.1022.3719.7239.54
10.MONARCH370.9516.242941.940.2745.18-0.1590.89-7.2533.2666.00
11.GEOJITFSL80.0230.802233.541.8719.83-30.83160.407.469.3520.55
12.ALGOQUANT63.8039.471793.390.00164.803610.04778.701328.8133.5733.64
Detailed Comparison with:

Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
107141150206178215169171149168156183160
788794127105124109125106131122151143
Operating Profit32575881769463524839203733
OPM %30.20%40.18%38.78%39.26%42.61%43.75%37.19%30.42%31.86%23.21%12.78%20.08%20.55%
Other Income6220000103029
Interest23579118533223
Depreciation7778788889101111
29484866607648403730162527
Tax %28.38%25.04%24.37%25.10%25.44%26.40%24.41%22.56%25.52%26.79%20.20%32.32%27.13%
Net Profit0000465737322923141720
1212221111010

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
274334308305425500439614748671667
200238221205235269292386463510548
Operating Profit749687101190231148228284161120
OPM %27.11%28.86%28.16%33.04%44.64%46.24%33.58%37.13%38.03%23.97%17.92%
3234-6-3218101-44
Interest112335817321011
Depreciation1414212523252929313841
Profit before Tax91115587016520211919222310899
Tax %33.02%32.63%48.19%26.88%25.42%25.51%18.90%25.40%25.03%26.63%27.19%
Net Profit61783051123151961431677972
EPS0.000.000.000.005.176.304.066.066.002.88—
Dividend Payout %52.56%64.96%103.15%76.00%67.74%47.61%36.91%24.76%24.98%52.07%—

COMPOUNDED SALES GROWTH

10 Years:
11%
5 Years:
10%
3 Years:
15%

COMPOUNDED PROFIT GROWTH

10 Years:
8%
5 Years:
-8%
3 Years:
-6%

STOCK PRICE CAGR

10 Years:
9%
5 Years:
2%
3 Years:
16%
1 Year:
6%

RETURN ON EQUITY

10 Years:
14%
5 Years:
16%
3 Years:
14%
Last Year:
7%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Corporate actions

2026

Jul 10

₹ 1.50

Rs.1.5000 per share(150%)Final Dividend

2025

Jul 11

₹ 1.50

Rs.1.5000 per share(150%)Final Dividend

2024

Jul 1

₹ 1.50

Rs.1.5000 per share(150%)Final Dividend

2023

Jul 3

₹ 1.50

Rs.1.5000 per share(150%)Final Dividend

2022

Jul 1

₹ 3

Rs.3.0000 per share(300%)Final Dividend

2021

Jul 19

₹ 2

Rs.2.0000 per share(200%)Final Dividend

2020

Nov 12

₹ 1.50

Rs.1.5000 per share(150%)Interim Dividend

2018

Jul 17

₹ 2

Rs.2.0000 per share(200%)Final Dividend

2017

Jul 11

₹ 1.25

Rs.1.2500 per share(125%)Dividend

2016

Mar 28

₹ 1

Interim Dividend

Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital24242424242424242828
Minority Interest53556063677175808594
4895344994755636716988081,1301,169
7211164978397151119
Trade Payables10141012232020474858
232219307328470574419657586656
Total Liabilities8158479019031,1621,4091,3142,0122,0282,123
60609083738599112116152
Capital Work in Progress0000000013
165186871051312111417117
0000000114115114
Cash & Bank2522613365117448457171,0661,030931
337341389204332468487706748806
Total Assets8158479019031,1621,4091,3142,0122,0282,123

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
136990158-8413768-124167236
Cash from Investing-74-999-3089-15-17-15-21-145
Cash from Financing6-37-64-82-31-26-61210-125-109
44131124-6342-397122-17

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026

Shareholding Pattern

Numbers in percentages

Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
54.5954.5955.0655.0652.1451.7338.4838.4838.48
3.373.773.313.423.532.962.581.871.58
0.020.050.040.160.830.8310.139.8810.04
Government0.000.000.000.000.000.000.000.000.00
42.0341.6041.5941.3643.4944.4848.8149.7849.90

Documents

Corporate disclosures, annual reports, credit ratings, and concall transcripts

2026-08-01
Change in Director(s)

2026-08-01 - Geojit Financial Services Limited has informed the Exchange regarding Change in Director(s) of the company.

2026-07-29
Analysts/Institutional Investor Meet/Con. Call Updates

2026-07-29 - Geojit Financial Services Limited has informed the Exchange about Transcript

2026-07-28
Updates

2026-07-28 - Geojit Financial Services Limited has informed the Exchange regarding 'Submission of Application to Stock Exchanges for obtaining NoObjection Certificate for Promoter Reclassification'.

2026-07-28
Shareholders meeting

2026-07-28 - Geojit Financial Services Limited has submitted the Exchange a copy Srutinizers report of Annual General Meeting held on July 24, 2026. Further, the company has informed the Exchange regarding voting results.

2026-07-24
Shareholders meeting

2026-07-24 - Geojit Financial Services Limited has informed the Exchange regarding Proceedings of Annual General Meeting held on July 24, 2026

2026-07-23
Copy of Newspaper Publication

2026-07-23 - Geojit Financial Services Limited has informed the Exchange about Copy of Newspaper Publication

2026-07-22
Investor Presentation

2026-07-22 - Geojit Financial Services Limited has informed the Exchange about Investor Presentation

2026-07-22
Press Release

2026-07-22 - Geojit Financial Services Limited has informed the Exchange regarding a press release dated July 22, 2026, titled "Q1 FY27 Earnings Press Release".

2026-07-22
Updates

2026-07-22 - Geojit Financial Services Limited has informed the Exchange regarding 'Board has approved the request received from members of Promoter Group for reclassification from Promoter Group category to Public Category '.

News

Recent coverage and analyst commentary for GEOJITFSL

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