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ICICI Prudential Life Insurance Company Ltd.

•
iciciprulife.comBSE: 540133NSE: ICICIPRULI
Market Cap₹ 68,389 Cr.
Current Price
High / Low₹ 707 / 455
Stock P/E40.6
Book Value₹ 98
Price to Book5.44
Dividend Yield0.35 %
ROCE11.8 %
ROE12.6 %
Face Value₹ 10

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ABOUT

AI Sector View

AI GENERATED

Financial Services

Buy

Financials remain one of the clearest macro beneficiaries. Loan growth was 18.3% (Aug/26) versus deposit growth 14.7% (Aug/26), SCB credit growth was 17.5% YoY (2026-07), UPI transactions rose 22.0% YoY (2026-07), and M3 money supply grew 15.0% YoY (2026-07). Sector flows have also turned meaningfully supportive, with INR 13171 crore net FPI inflow over 3 months to 2026-08-31 after INR -114652 crore in the prior 3 months.

Confidence
84%
View full sector analysis →

PROS

  • Latest quarter profit grew 27.8% YoY, showing strong momentum
  • Stock looks reasonably valued - P/E of 40.6 is below its historical median
  • Company generates healthy free cash flow
  • Company has a consistent dividend-paying track record

CONS

  • Company is loss-making at the operating / net level
  • Operating margins have contracted to -19.2% from 6.4%
  • Company's return on assets is weak at 0.5%

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

Financial ServicesInsuranceInsurance
Part ofNIFTYLARGEMIDCAP250NIFTYMIDCAP150NIFTY MIDCAP 150NIFTY TOTAL MKTNIFTY 500
S.No.Name
1.LICI403.708.50510680.312.48135866.9023.981276231.606.6937.75-76.97
2.SBILIFE1695.0065.39170067.750.167249.3021.97200782.1016.8814.15-127.01
3.HDFCLIFE530.0058.30115147.220.40611.1911.4616727.6315.0510.01-98.79
4.ICICIGI1459.0030.0272892.050.934031.70439.6659500.401058.4823.62-10.35
5.ICICIPRULI471.2540.6068388.760.35623.9161.9419180.0817.1711.8279.46
6.GICRE349.556.9161325.053.791743.67-31.1011097.77-1.5622.43-10.45
7.STARHEALTH562.2039.2033092.420.00549.73109.404917.2024.869.702.89
8.NIACL198.1542.4532655.120.76-2391.50-695.3997472.80934.315.44-24.14
9.GODIGIT255.8548.0723669.820.0086.39-37.552006.967.6113.56-15.23
10.NIVABUPA79.9741.0914791.610.00137.80250.702273.7286.373.75-0.22
11.CANHLIFE151.95109.9214435.250.26281.401101.5420475.201138.358.35-112.52
Detailed Comparison with:

Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
7,02010,0229,92914,7887,87510,75412,26116,3698,50311,84311,80919,1809,749
23,65717,67626,57822,75325,35424,8314,28615,26225,17711,94022,0783,93828,219
Operating Profit-16,637-7,654-16,649-7,965-17,479-14,0767,9761,107-16,674-97-10,26915,242-18,470
OPM %-237.00%-76.36%-167.69%-53.86%-221.96%-130.89%65.05%6.76%-196.09%-0.82%-86.96%79.47%-189.45%
16,8557,93116,9158,23517,75114,380-7,564-50717,06649110,771-14,97618,940
Interest0000000000000
Depreciation0000000000000
Profit before Tax217277266271272303411599392394502266470
Tax %4.79%11.82%14.52%35.79%17.26%17.06%20.83%35.54%22.86%24.01%22.28%-128.64%17.78%
Net Profit207244227174225252326386302299390609386
1.441.701.581.211.561.742.252.672.092.072.704.202.66

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
000000000052,582
000000000066,176
Operating Profit0000000000-13,594
OPM %——————————-25.85%
29591021143115,226
Interest00000000000
Depreciation00000000000
Profit before Tax1,7851,7201,1631,0691,0817918979231,3361,8071,632
Tax %5.76%5.80%1.92%0.00%11.21%4.61%9.61%7.67%11.03%11.42%-3.22%
Net Profit1,6821,6201,1411,0699607548118521,1891,6001,684
EPS0.000.000.000.000.000.000.005.928.2311.04—
Dividend Payout %62.71%59.38%39.65%10.75%29.91%10.48%10.65%10.14%10.33%14.94%—

COMPOUNDED SALES GROWTH

10 Years:
—
5 Years:
—
3 Years:
—

COMPOUNDED PROFIT GROWTH

10 Years:
0%
5 Years:
11%
3 Years:
25%

STOCK PRICE CAGR

10 Years:
—
5 Years:
-8%
3 Years:
-5%
1 Year:
-21%

RETURN ON EQUITY

10 Years:
15%
5 Years:
10%
3 Years:
10%
Last Year:
13%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

Corporate actions

2026

Jun 5

₹ 0.16

Rs.1.6500 per share(16.5%)Final Dividend

2025

Jun 12

₹ 0.08

Rs.0.8500 per share(8.5%)Final Dividend

2024

Jun 13

₹ 0.06

Rs.0.6000 per share(6%)Final Dividend

2023

Jul 13

₹ 0.06

Rs.0.6000 per share(6%)Final Dividend

2022

Jun 16

₹ 0.05

Rs.0.5500 per share(5.5%)Dividend

2021

Jun 16

₹ 0.20

Rs.2.0000 per share(20%)Final Dividend

2018

Jun 18

₹ 0.11

Rs.1.1000 per share(11%)Special Dividend & Rs.2.2000 per share(22%)Final Dividend

2018

Jun 18

₹ 0.22

Rs.1.1000 per share(11%)Special Dividend & Rs.2.2000 per share(22%)Final Dividend

2017

Nov 2

₹ 0.23

Interim Dividend

2017

Nov 2

₹ 0.11

2017

Jul 7

₹ 0.12

Rs.1.2000 per share(12%)Special Dividend

2017

Jul 7

₹ 0.23

2016

Nov 2

Interim Dividend

Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital1,4351,4351,4361,4361,4361,4371,4391,4411,4451,449
4,7005,1415,4406,1067,0677,5928,3739,22210,51312,244
00001,2001,2001,2001,2002,6002,595
-6,135-6,576-6,876-7,541-9,703-10,2292,39,1482,81,6642,94,2892,96,437
Total Liabilities0000002,50,1592,93,5273,08,8473,12,725
207404463457435433478669810668
Capital Work in Progress000000117493543
Cash & Bank2142046618115576707718371,0061,138
-420-608-1,124-1,268-993-1,1032,48,7932,91,9723,06,9953,10,877
Total Assets0000002,50,1592,93,5273,08,8473,12,725

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
4,9456,56712,2119,4998,5573,3271,591-7,305-9,400-5,341
Cash from Investing-699-5,392-7,563-10,802-5,090-815-1,1477,4146,8617,557
Cash from Financing-994-1,188-843-4051,205-319-112-881,423-171
2,440-8872,975-2,6083,434696-1,17221-1,1162,046

Ratios

Standalone Figures in Rs. Crores / View Consolidated

Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026

Shareholding Pattern

Numbers in percentages

Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
73.1873.0573.0173.0072.9672.9372.8872.8072.73
13.2312.9712.7713.2313.1113.1411.4810.8910.22
8.829.299.458.808.868.6510.4111.0711.81
Government0.000.000.000.000.000.000.000.000.00
4.764.674.764.955.075.265.235.255.23

Documents

Corporate disclosures, annual reports, credit ratings, and concall transcripts

2026-09-11
Analysts/Institutional Investor Meet/Con. Call Updates

2026-09-11 - ICICI Prudential Life Insurance Company Limited has informed the Exchange about Schedule of meet

2026-09-11
Analysts/Institutional Investor Meet/Con. Call Updates

2026-09-11 - ICICI Prudential Life Insurance Company Limited has informed the Exchange about Schedule of meet

2026-09-11
Analysts/Institutional Investor Meet/Con. Call Updates

2026-09-11 - ICICI Prudential Life Insurance Company Limited has informed the Exchange about Schedule of meet

2026-09-11
Analysts/Institutional Investor Meet/Con. Call Updates

2026-09-11 - ICICI Prudential Life Insurance Company Limited has informed the Exchange about Schedule of meet

2026-09-10
Action(s) taken or orders passed

2026-09-10 - ICICI Prudential Life Insurance Company Limited has informed the Exchange about orders passed (sub-para 20)

2026-09-08
ESOP/ESOS/ESPS

2026-09-08 - ICICI Prudential Life Insurance Company Limited has informed the Exchange regarding allotment of 184265 equity shares under the employee stock option scheme (2005) and the employee stock unit scheme (2023).

2026-09-07
General Updates

2026-09-07 - ICICI Prudential Life Insurance Company Limited has informed the Exchange about monthly business performance update for the month of August 2026.

2026-09-01
ESOP/ESOS/ESPS

2026-09-01 - ICICI Prudential Life Insurance Company Limited has informed the Exchange regarding allotment of 214,255 equity shares under the employees stock option scheme (2005) and the employees stock unit scheme (2023).

2026-08-25
ESOP/ESOS/ESPS

2026-08-25 - ICICI Prudential Life Insurance Company Limited has informed the Exchange regarding allotment of 9894 shares under the employees stock unit scheme (2023).

News

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