IRB InvIT Fund

•

irbfl.co.inBSE: 540526NSE: IRBINVIT

Market Cap₹ 0 Cr.

Current Price

High / Low₹ 65 / 57

Stock P/E—

Book Value—

Price to Book1.00

Dividend Yield0.00 %

ROCE7.3 %

ROE5.9 %

Face Value₹ 102

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ABOUT

AI Sector View

AI GENERATED

Financial Services

Buy

Financials remain one of the clearest macro beneficiaries. Loan growth was 18.3% (Aug/26) versus deposit growth 14.7% (Aug/26), SCB credit growth was 17.5% YoY (2026-07), UPI transactions rose 22.0% YoY (2026-07), and M3 money supply grew 15.0% YoY (2026-07). Sector flows have also turned meaningfully supportive, with INR 13171 crore net FPI inflow over 3 months to 2026-08-31 after INR -114652 crore in the prior 3 months.

Confidence

84%

View full sector analysis →

PROS

Solid return on assets for a lender - ROA of 5.5%
Company has consistently been profitable over the last 5 years
Latest quarter profit grew 749.4% YoY, showing strong momentum
Operating margins have improved to 79.5% from 56.0%
Company generates healthy free cash flow

CONS

Company has a low return on capital employed of 8.7%
Company has a low return on equity of 8.2% over last 3 years
Equity base is being diluted - shares outstanding up 80.6%
Valuation is stretched - P/E of 22.8 is well above its own 5-year median (10.4)
Effective tax rate is unusually low at 8.7% - earnings may be flattered
Company has delivered a poor sales growth of 5.7% over past five years

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

Financial ServicesFinanceFinance - Investment

Part ofNIFTY 50 NIFTY 500 NIFTY LARGEMIDCAP 250 NIFTY 100 NIFTY 200

S.No.	Name
1.	BAJAJFINSV	1917.30	30.28	307163.22	0.08	62966.70	1081.55	420369.00	1091.26	11.88	40.79
2.	AIIL	546.65	22.13	46422.91	0.00	11082.20	1075.19	14695.40	1109.37	13.85	88.91
3.	CHOLAHLDNG	1525.75	10.74	28650.15	0.09	1788.99	42.04	11113.57	42.92	10.52	57.53
4.	TVSHLTD	13000.05	13.35	26301.84	0.66	1173.58	73.77	17076.18	40.01	19.39	16.25
5.	CGCL	266.10	22.71	25602.92	0.08	353.38	102.04	1576.47	62.12	11.68	68.54
6.	MAHSCOOTER	13002.55	53.35	14860.05	1.69	3.32	-90.61	5.41	-81.52	1.06	84.10
7.	JSWHL	11435.95	92.40	12693.48	0.00	24.54	-92.74	34.58	14.97	0.58	92.45
8.	JMFINANCIL	124.75	11.48	11938.08	2.61	368.57	-19.66	1200.53	9.69	11.91	58.30
9.	TSFINV	437.25	19.95	9711.49	2.55	124.95	-92.11	305.57	102.23	3.47	53.35
10.	RELIGARE	256.95	161.25	8857.93	0.00	-46.98	-674.86	2353.40	1051.76	4.71	-2.08
11.	KAMAHOLD	2282.95	7.87	7326.12	1.82	584.02	10.80	4657.56	7.07	20.86	22.01
12.	IRBINVIT	64.50	0.00	0.00	0.00	794.44	—	4746.34	1616.64	7.25	79.79

Detailed Comparison with:

Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2025	Jun 2025	Mar 2026	Jun 2026
	276	285	515	4,746
	49	189	140	4,118
Operating Profit	227	96	375	628
OPM %	82.14%	33.65%	72.83%	13.23%
	6	7	45	176
Interest	71	72	184	1,881
Depreciation	66	71	138	1,278
Profit before Tax	97	103	99	804
Tax %	3.29%	3.37%	2.30%	1.16%
Net Profit	0	100	97	794
	1.61	1.72	0.75	0.62

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
	1,213	1,241	1,143	1,392	1,442	1,075	1,092	1,508	5,823
	233	247	228	242	634	200	194	309	4,497
Operating Profit	979	993	915	1,150	808	875	898	1,199	1,326
OPM %	80.76%	80.05%	80.07%	82.63%	56.03%	81.41%	82.25%	79.48%	22.77%
	21	30	19	9	20	11	19	71	234
Interest	160	164	146	142	193	272	294	519	2,208
Depreciation	641	685	608	681	261	230	254	380	1,552
Profit before Tax	199	173	181	336	374	384	368	371	1,102
Tax %	0.76%	0.07%	-0.01%	9.92%	1.17%	2.92%	3.34%	8.68%	1.65%
Net Profit	198	173	181	303	370	373	356	339	1,084
EPS	3.41	2.98	3.12	5.21	6.37	6.43	6.13	2.64	—
Dividend Payout %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	—

COMPOUNDED SALES GROWTH

10 Years:: —
5 Years:: 6%
3 Years:: 2%

COMPOUNDED PROFIT GROWTH

10 Years:: —
5 Years:: 13%
3 Years:: -3%

STOCK PRICE CAGR

10 Years:: —
5 Years:: -5%
3 Years:: -9%
1 Year:: -24%

RETURN ON EQUITY

10 Years:: —
5 Years:: 8%
3 Years:: 8%
Last Year:: 6%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	5,608	5,428	5,312	5,103	4,914	4,862	4,748	8,873
	-499	-802	-959	-963	-908	-947	-942	-1,135
	7,687	7,465	7,232	6,919	7,936	7,609	7,497	14,271
Trade Payables	19	32	11	20	108	18	5	52
	481	439	613	881	474	1,044	1,031	920
Total Liabilities	13,295	12,561	12,208	11,959	12,524	12,585	12,340	22,981
	12,975	12,290	11,629	10,951	10,692	10,461	10,203	18,888
	227	53	159	215	185	138	237	591
Cash & Bank	65	191	396	690	36	118	163	526
	28	27	25	102	1,611	1,868	1,736	2,977
Total Assets	13,295	12,561	12,208	11,959	12,524	12,585	12,340	22,981

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	940	873	928	1,027	809	987	961	1,275
Cash from Investing	-142	112	-494	-378	-284	-186	-389	-9,647
Cash from Financing	-878	-806	-581	-679	-516	-784	-579	8,588
	-79	176	-146	-30	9	17	-7	216

Ratios

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026

Shareholding Pattern

Numbers in percentages

No quarterly shareholding data found

We don't have this information yet. Please check back later.

Documents

Corporate disclosures, annual reports, credit ratings, and concall transcripts

No announcements filed.

News

Recent coverage and analyst commentary for IRBINVIT

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