Jindal Poly Investment and Finance Company Ltd.

•

jindalgroup.comBSE: 536773NSE: JPOLYINVST

Market Cap₹ 1,048 Cr.

Current Price

High / Low₹ 1,488 / 852

Stock P/E1.2

Book Value₹ 1,525

Price to Book1.02

Dividend Yield0.00 %

ROCE4.4 %

ROE8.1 %

Face Value₹ 10

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ABOUT

AI Sector View

AI GENERATED

Financial Services

Buy

Financials remain one of the clearest macro beneficiaries. Loan growth was 18.3% (Aug/26) versus deposit growth 14.7% (Aug/26), SCB credit growth was 17.5% YoY (2026-07), UPI transactions rose 22.0% YoY (2026-07), and M3 money supply grew 15.0% YoY (2026-07). Sector flows have also turned meaningfully supportive, with INR 13171 crore net FPI inflow over 3 months to 2026-08-31 after INR -114652 crore in the prior 3 months.

Confidence

84%

View full sector analysis →

PROS

Company has a good return on equity (ROE) track record: 3 Years ROE 35.8%
Company has a healthy return on capital (ROCE) of 35.3%
Solid return on assets for a lender - ROA of 7.5%
Asset quality is healthy - gross NPA of just 0.0%
Operating margins have improved to 98.8% from -17.1%

CONS

Capital adequacy is tight at 0.0% - limited headroom to grow
Effective tax rate is unusually low at -86.6% - earnings may be flattered
Thin net interest margin of 0.0%

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

Financial ServicesFinanceFinance - Investment

Part ofNIFTY 50 NIFTY 500 NIFTY LARGEMIDCAP 250 NIFTY 100 NIFTY 200

S.No.	Name
1.	BAJAJFINSV	1971.00	31.13	315766.29	0.08	6296.67	18.15	42036.90	92.22	11.88	40.79
2.	AIIL	518.75	21.00	44053.57	0.00	11082.20	1075.19	14695.40	1109.37	13.63	88.91
3.	CHOLAHLDNG	1525.40	10.73	28643.57	0.09	1788.99	42.04	11113.57	42.92	10.52	57.53
4.	TVSHLTD	13394.05	13.75	27098.98	0.64	1173.58	73.77	17076.18	40.01	19.39	16.25
5.	CGCL	280.50	23.93	26988.42	0.07	353.38	102.04	1576.47	62.12	11.68	68.54
6.	MAHSCOOTER	13585.75	55.75	15526.57	1.62	3.32	-90.61	5.41	-81.52	1.06	84.10
7.	JSWHL	11516.95	93.05	12783.38	0.00	24.54	-92.74	34.58	14.97	0.58	92.45
8.	JMFINANCIL	132.10	12.15	12641.44	2.46	368.57	-19.66	1200.53	9.69	11.91	58.30
9.	TSFINV	404.70	18.46	8988.54	2.76	124.95	-92.11	305.57	102.23	3.47	53.35
10.	RELIGARE	257.05	161.31	8861.38	0.00	-46.98	-674.86	2353.40	1051.76	4.71	-2.08
11.	KAMAHOLD	2349.00	8.10	7538.08	1.76	584.02	10.80	4657.56	7.07	20.86	22.01
12.	JPOLYINVST	997.20	1.30	1048.25	0.00	138.90	121.32	88.30	957.49	12.83	175.20

Detailed Comparison with:

Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	7	7	7	14	8	8	8	8	8	19	962	47	9
	0	0	0	0	0	0	0	0	0	0	0	0	0
Operating Profit	7	7	7	14	8	8	8	8	8	19	962	47	9
OPM %	98.64%	98.93%	98.66%	99.06%	99.02%	98.74%	98.85%	98.60%	99.04%	99.48%	100.00%	99.73%	98.87%
Other Income	0	0	0	0	0	0	0	0	0	0	0	0	0
Interest	0	0	0	0	0	0	0	0	0	0	0	0	0
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0
	7	7	7	13	8	7	7	7	8	19	961	47	8
Tax %	8.99%	9.84%	9.46%	2.10%	9.86%	9.68%	9.41%	-380.68%	14.81%	20.43%	14.30%	14.62%	14.98%
Net Profit	6	6	6	13	7	7	7	35	7	15	824	40	7
	6	6	6	12	7	6	6	34	6	14	784	38	1

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	TTM
	0	0	0	0	0	0	3	153	36	32	1,037
	1	1	2	2	77	0	4	0	0	0	1
Operating Profit	-1	-1	-2	-2	-77	-0	-1	152	36	31	1,036
OPM %	—	—	—	—	—	-268.93%	-18.35%	99.74%	98.90%	98.79%	99.93%
	0	0	-158	-392	0	0	60	237	0	0	0
Interest	0	0	0	0	0	0	0	2	1	1	1
Depreciation	0	0	0	0	0	0	0	0	0	0	0
Profit before Tax	-1	-0	-159	-394	-77	-0	60	387	34	30	1,035
Tax %	-5.56%	30.73%	-0.10%	-0.00%	-0.00%	-0.00%	0.00%	9.67%	6.57%	-86.59%	14.43%
Net Profit	-1	-0	-160	-394	-77	-0	60	350	32	56	886
EPS	0.00	0.00	0.00	0.00	0.00	-0.20	56.63	332.52	30.44	52.93	—
Dividend Payout %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	—

COMPOUNDED SALES GROWTH

10 Years:: —
5 Years:: —
3 Years:: 115%

COMPOUNDED PROFIT GROWTH

10 Years:: —
5 Years:: —
3 Years:: -2%

STOCK PRICE CAGR

10 Years:: 28%
5 Years:: 89%
3 Years:: 28%
1 Year:: 7%

RETURN ON EQUITY

10 Years:: -10%
5 Years:: 37%
3 Years:: 36%
Last Year:: 8%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Equity Capital	11	11	11	11	11	11	11	11	11	11
	636	636	483	89	12	24	108	613	645	700
	0	0	0	0	0	0	40	27	27	27
	0	-0	-3	-3	-3	-3	0	38	42	17
Total Liabilities	647	646	490	96	19	31	158	688	724	755
	621	624	471	96	17	29	158	688	724	755
	26	23	19	0	2	2	0	0	0	0
Total Assets	647	646	490	96	19	31	158	688	724	755

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
	-1	3	-1	-1	-3	-0	2	0	-1	1
Cash from Investing	0	-3	1	1	3	0	-41	15	1	0
Cash from Financing	0	0	0	0	0	0	39	-15	-0	-1
	-0	-0	-0	-0	0	-0	-0	-0	0	-0

Ratios

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
PER SHARE
EPS (₹)	-0.60	-0.33	-151.82	-374.68	-73.29	-0.20	56.63	332.52	30.44	52.93
Book Value (₹)	615.20	614.87	469.37	94.69	21.40	32.47	112.66	592.92	623.36	676.30
Dividend per Share (₹)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Cash EPS (₹)	-0.60	-0.33	-151.82	-374.68	-73.29	-0.20	56.63	332.52	30.44	52.93
PROFITABILITY
Operating Margin %	0.00%	0.00%	0.00%	0.00%	0.00%	-220.04%	-17.06%	99.76%	98.90%	98.79%
Net Margin %	0.00%	0.00%	0.00%	0.00%	0.00%	-221.21%	1867.24%	228.89%	88.76%	175.60%
ROE %	-0.10%	-0.05%	-28.00%	-132.85%	-126.28%	-0.74%	78.04%	94.25%	5.00%	8.15%
ROCE %	-0.09%	-0.08%	-27.98%	-132.85%	-126.26%	-0.73%	62.04%	96.28%	5.36%	4.41%
	-0.10%	-0.05%	-28.08%	-134.31%	-133.39%	-0.83%	63.00%	82.59%	4.53%	7.53%
EFFICIENCY
Debtor Days	0	0	0	0	0	0	0	0	0	0
Inventory Days	0	0	0	0	0	0	0	0	0	0
Payable Days	0	0	0	0	0	0	0	0	0	0
	0	0	0	0	0	0	0	0	0	0
FINANCIAL HEALTH
Debt to Equity (x)	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.33x	0.04x	0.04x	0.04x
Interest Coverage (x)	-329.99x	-204.20x	0.00x	0.00x	0.00x	-188.64x	993.19x	183.94x	24.02x	21.10x
	170.44x	277.67x	277.58x	45.17x	45.34x	23.71x	0.99x	0.66x	0.05x	0.07x
GROWTH
Revenue Growth %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	3280.91%	4689.84%	-76.40%	-12.10%
Operating Profit Growth %	-306.16%	16.43%	-248.83%	-30.37%	-3323.65%	99.73%	-162.07%	0.00%	-76.54%	-12.39%
Net Profit Growth %	-295.81%	45.06%	0.00%	-146.79%	80.44%	99.73%	0.00%	487.15%	-90.85%	73.91%
	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	-90.85%	73.91%
VALUATION
P/E (x)	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	20.42x	13.00x
P/B (x)	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	1.00x	1.02x
Dividend Yield %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	19.04x	23.96x

Shareholding Pattern

Numbers in percentages

	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	74.63	74.63	74.63	74.63	74.63	74.63	74.63	74.63	74.63
	0.10	0.13	0.20	0.12	0.12	0.12	0.12	0.19	0.10
	0.44	0.44	0.53	0.45	0.44	0.44	0.44	0.44	0.45
Government	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	24.83	24.80	24.65	24.80	24.81	24.81	24.81	24.74	24.83

Documents

Corporate disclosures, annual reports, credit ratings, and concall transcripts

2026-08-29

Copy of Newspaper Publication

2026-08-29 - Jindal Poly Investment and Finance Company Limited has informed the Exchange about Copy of Newspaper Publication

2026-08-27

Shareholders meeting

2026-08-27 - Jindal Poly Investment and Finance Company Limited has informed the Exchange regarding Notice of Annual General Meeting to be held on September 21, 2026

2026-08-24

Copy of Newspaper Publication

2026-08-24 - Jindal Poly Investment and Finance Company Limited has informed the Exchange about Copy of Newspaper Publication

2026-08-15

Copy of Newspaper Publication

2026-08-15 - Jindal Poly Investment and Finance Company Limited has informed the Exchange about Copy of Newspaper Publication

2026-08-13

Updates

2026-08-13 - Jindal Poly Investment and Finance Company Limited has informed the Exchange regarding 'Intimation of 14th Annual General Meeting'.

2026-08-13

Record Date

2026-08-13 - Jindal Poly Investment and Finance Company Limited has informed the Exchange that Record date for the purpose of Meeting is 14-Sep-2026.

2026-08-13

Outcome of Board Meeting

2026-08-13 - Jindal Poly Investment and Finance Company Limited has submitted to the Exchange, the financial results for the period ended Jun 30, 2026.

2026-08-06

Outcome of Board Meeting

2026-08-06 - Jindal Poly Investment and Finance Company Limited has informed the Exchange regarding Outcome of Board Meeting held on August 06, 2026.

2026-08-06

Change in Director(s)

2026-08-06 - Jindal Poly Investment and Finance Company Limited has informed the Exchange regarding Change in Director(s) of the company.

News

Recent coverage and analyst commentary for JPOLYINVST

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Jindal Poly Investment and Finance Company Ltd.

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Name

BAJAJFINSV

1971.00

31.13

315766.29

0.08

6296.67

18.15

42036.90

92.22

11.88

40.79

AIIL

518.75

21.00

44053.57

0.00

11082.20

1075.19

14695.40

1109.37

13.63

88.91

CHOLAHLDNG

1525.40

10.73

28643.57

0.09

1788.99

42.04

11113.57

42.92

10.52

57.53

TVSHLTD

13394.05

13.75

27098.98

0.64

1173.58

73.77

17076.18

40.01

19.39

16.25

CGCL

280.50

23.93

26988.42

0.07

353.38

102.04

1576.47

62.12

11.68

68.54

MAHSCOOTER

13585.75

55.75

15526.57

1.62

3.32

-90.61

5.41

-81.52

1.06

84.10

JSWHL

11516.95

93.05

12783.38

0.00

24.54

-92.74

34.58

14.97

0.58

92.45

JMFINANCIL

132.10

12.15

12641.44

2.46

368.57

-19.66

1200.53

9.69

11.91

58.30

TSFINV

404.70

18.46

8988.54

2.76

124.95

-92.11

305.57

102.23

3.47

53.35

RELIGARE

257.05

161.31

8861.38

0.00

-46.98

-674.86

2353.40

1051.76

4.71

-2.08

KAMAHOLD

2349.00

8.10

7538.08

1.76

584.02

10.80

4657.56

7.07

20.86

22.01

JPOLYINVST

997.20

1.30

1048.25

0.00

138.90

121.32

88.30

957.49

12.83

175.20

Jun 2023

Sep 2023

Dec 2023

Mar 2024

Jun 2024

Sep 2024

Dec 2024

Mar 2025

Jun 2025

Sep 2025

Dec 2025

Mar 2026

Jun 2026

962

Operating Profit

962

OPM %

98.64%

98.93%

98.66%

99.06%

99.02%

98.74%

98.85%

98.60%

99.04%

99.48%

100.00%

99.73%

98.87%

Other Income

Interest

Depreciation

961

Tax %

8.99%

9.84%

9.46%

2.10%

9.86%

9.68%

9.41%

-380.68%

14.81%

20.43%

14.30%

14.62%

14.98%

Net Profit

824

784

Mar 2016

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

TTM

153

1,037

Operating Profit

-1

-2

-77

-0

-1

152

1,036

OPM %

—

-268.93%

-18.35%

99.74%

98.90%

98.79%

99.93%

-158

-392

237

Interest

Depreciation

Profit before Tax

-1

-0

-159

-394

-77

-0

387

1,035

Tax %

-5.56%

30.73%

-0.10%

-0.00%

0.00%

9.67%

6.57%

-86.59%

14.43%

Net Profit

-1

-0

-160

-394

-77

-0

350

886

EPS

0.00

-0.20

56.63

332.52

30.44

52.93

—

Dividend Payout %

0.00%

—

Mar 2016

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

Equity Capital

636

483

108

613

645

700

-0

-3

Total Liabilities

647

646

490

158

688

724

755

621

624

471

158

688

724

755

Total Assets

647

646

490

158

688

724

755

Mar 2016

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

-1

-3

-0

-1

Cash from Investing

-3

-41

Cash from Financing

-15

-0

-1

-0

Mar 2016

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

PER SHARE

EPS (₹)

-0.60

-0.33

-151.82

-374.68

-73.29

-0.20

56.63

332.52

30.44

52.93

Book Value (₹)

615.20

614.87

469.37

94.69

21.40

32.47

112.66

592.92

623.36

676.30

Dividend per Share (₹)

0.00

Cash EPS (₹)

-0.60

-0.33

-151.82

-374.68

-73.29

-0.20

56.63

332.52

30.44

52.93

PROFITABILITY

Operating Margin %

0.00%

-220.04%

-17.06%

99.76%

98.90%

98.79%

Net Margin %

0.00%

-221.21%

1867.24%

228.89%

88.76%

175.60%

ROE %

-0.10%

-0.05%

-28.00%

-132.85%

-126.28%

-0.74%

78.04%

94.25%

5.00%

8.15%

ROCE %

-0.09%

-0.08%

-27.98%

-132.85%

-126.26%

-0.73%

62.04%

96.28%

5.36%

4.41%

-0.10%

-0.05%

-28.08%

-134.31%

-133.39%

-0.83%

63.00%

82.59%

4.53%

7.53%

EFFICIENCY

Debtor Days

Inventory Days

Payable Days

FINANCIAL HEALTH

Debt to Equity (x)

0.00x

0.33x

0.04x

Interest Coverage (x)

-329.99x

-204.20x

0.00x

-188.64x

993.19x

183.94x

24.02x

21.10x

170.44x

277.67x

277.58x

45.17x

45.34x

23.71x

0.99x

0.66x

0.05x

0.07x

GROWTH

Revenue Growth %

0.00%

3280.91%

4689.84%

-76.40%

-12.10%

Operating Profit Growth %

-306.16%

16.43%

-248.83%

-30.37%

-3323.65%

99.73%

-162.07%

0.00%

-76.54%

-12.39%

Net Profit Growth %

-295.81%

45.06%

0.00%

-146.79%

80.44%

99.73%

0.00%

487.15%

-90.85%

73.91%

0.00%

-90.85%

73.91%

VALUATION

P/E (x)

0.00x

20.42x

13.00x

P/B (x)

0.00x

1.00x

1.02x

Dividend Yield %

0.00%

0.00x

19.04x

23.96x

Jun 2024

Sep 2024

Dec 2024

Mar 2025

Jun 2025

Sep 2025

Dec 2025

Mar 2026

Jun 2026

74.63

0.10

0.13

0.20

0.12

0.19

0.10

0.44

0.53

0.45

0.44

0.45

Government

0.00

24.83

24.80

24.65

24.80

24.81

24.74

24.83

Jindal Poly Investment and Finance Company Ltd.

AI Sector View

Peer comparison

Quarterly Results

Profit & Loss

Balance Sheet

Corporate actions

Cash Flows

Ratios

Shareholding Pattern

Documents

News

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Jindal Poly Investment and Finance Company Ltd.

AI Sector View

Peer comparison

Quarterly Results

Profit & Loss

Balance Sheet

Corporate actions

Cash Flows

Ratios

Shareholding Pattern

Documents

News

Sign in to Chat with AI