Kalyani Investment Company Ltd.
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ABOUT
AI Sector View
AI GENERATEDFinancial Services
Financials remain one of the clearest macro beneficiaries. Loan growth was 18.3% (Aug/26) versus deposit growth 14.7% (Aug/26), SCB credit growth was 17.5% YoY (2026-07), UPI transactions rose 22.0% YoY (2026-07), and M3 money supply grew 15.0% YoY (2026-07). Sector flows have also turned meaningfully supportive, with INR 13171 crore net FPI inflow over 3 months to 2026-08-31 after INR -114652 crore in the prior 3 months.
PROS
- Latest quarter profit grew 102.2% YoY, showing strong momentum
- Company has consistently been profitable over the last 5 years
- Company has delivered good sales growth of 57.9% CAGR over last 5 years
CONS
- Recent results are weak - TTM profit is down 77.4% versus prior year
- Company has a low return on capital employed of 1.0%
- Company has a low return on equity of 0.7% over last 3 years
- Valuation is stretched - P/E of 54.2 is well above its own 5-year median (25.6)
- Operating margins have contracted to 82.2% from 94.7%
- Company has delivered a poor profit growth of 1.2% over past five years
* The pros and cons are machine generated based on quantitative rules.
Peer comparison
| Name | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| BAJAJFINSV | 1917.30 | 30.28 | 307163.22 | 0.08 | 62966.70 | 1081.55 | 420369.00 | 1091.26 | 11.88 | 40.79 |
| AIIL | 546.65 | 22.13 | 46422.91 | 0.00 | 11082.20 | 1075.19 | 14695.40 | 1109.37 | 13.85 | 88.91 |
| CHOLAHLDNG | 1525.75 | 10.74 | 28650.15 | 0.09 | 1788.99 | 42.04 | 11113.57 | 42.92 | 10.52 | 57.53 |
| TVSHLTD | 13000.05 | 13.35 | 26301.84 | 0.66 | 1173.58 | 73.77 | 17076.18 | 40.01 | 19.39 | 16.25 |
| CGCL | 266.10 | 22.71 | 25602.92 | 0.08 | 353.38 | 102.04 | 1576.47 | 62.12 | 11.68 | 68.54 |
| MAHSCOOTER | 13002.55 | 53.35 | 14860.05 | 1.69 | 3.32 | -90.61 | 5.41 | -81.52 | 1.06 | 84.10 |
| JSWHL | 11435.95 | 92.40 | 12693.48 | 0.00 | 24.54 | -92.74 | 34.58 | 14.97 | 0.58 | 92.45 |
| JMFINANCIL | 124.75 | 11.48 | 11938.08 | 2.61 | 368.57 | -19.66 | 1200.53 | 9.69 | 11.91 | 58.30 |
| TSFINV | 437.25 | 19.95 | 9711.49 | 2.55 | 124.95 | -92.11 | 305.57 | 102.23 | 3.47 | 53.35 |
| RELIGARE | 256.95 | 161.25 | 8857.93 | 0.00 | -46.98 | -674.86 | 2353.40 | 1051.76 | 4.71 | -2.08 |
| KAMAHOLD | 2282.95 | 7.87 | 7326.12 | 1.82 | 584.02 | 10.80 | 4657.56 | 7.07 | 20.86 | 22.01 |
| KICL | 5040.50 | 54.16 | 2200.33 | 0.20 | 0.68 | 102.15 | 5.95 | 2.91 | 0.49 | 16.69 |
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 3 | 39 | 4 | 20 | 5 | 46 | 6 | 21 | 6 | 44 | 7 | 22 | 6 | |
| 1 | 1 | 1 | 1 | 1 | 1 | 5 | 2 | 3 | 6 | 2 | 3 | 3 | |
| Operating Profit | 3 | 38 | 3 | 19 | 4 | 46 | 0 | 19 | 3 | 38 | 4 | 19 | 1 |
| OPM % | 82.18% | 97.03% | 69.95% | 92.90% | 83.99% | 98.27% | 8.54% | 88.76% | 51.73% | 86.52% | 64.07% | 87.11% | 16.69% |
| Other Income | 0 | 0 | 0 | 7 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 3 | 38 | 3 | 26 | 4 | 46 | 0 | 19 | 3 | 38 | 4 | 19 | 1 | |
| Tax % | 45.42% | 27.63% | 66.23% | 28.99% | 36.07% | 28.10% | 569.57% | 47.79% | -28.43% | 21.42% | 15.04% | 22.12% | 31.12% |
| Net Profit | 0 | 0 | 0 | 0 | 42 | 38 | 32 | 257 | -32 | 19 | 17 | 19 | 1 |
| 9 | 71 | 14 | 67 | 10 | 88 | 7 | 59 | -7 | 43 | 4 | 44 | 0 |
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 0 | 29 | 33 | 41 | 8 | 31 | 56 | 67 | 78 | 78 | 78 | |
| 2 | 3 | 4 | 5 | 3 | 3 | 3 | 5 | 9 | 14 | 14 | |
| Operating Profit | -2 | 26 | 29 | 36 | 5 | 28 | 53 | 62 | 69 | 64 | 65 |
| OPM % | — | 89.93% | 88.75% | 87.13% | 59.63% | 90.55% | 94.63% | 93.23% | 88.35% | 82.23% | 82.47% |
| 10 | 0 | 0 | 1 | 0 | 0 | 0 | 7 | 0 | 0 | 0 | |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before Tax | 8 | 26 | 29 | 37 | 46 | 71 | 77 | 91 | 97 | 49 | 62 |
| Tax % | -0.10% | -0.51% | 0.13% | 41.41% | 25.48% | 19.83% | 24.74% | 23.24% | 26.62% | 24.76% | 21.35% |
| Net Profit | 8 | 27 | 29 | 22 | 35 | 57 | 58 | 70 | 72 | 37 | 49 |
| EPS | 0.00 | 0.00 | 0.00 | 0.00 | 79.23 | 130.97 | 133.05 | 160.49 | 163.90 | 84.24 | — |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 11.87% | — |
COMPOUNDED SALES GROWTH
- 10 Years:
- 65%
- 5 Years:
- 58%
- 3 Years:
- 12%
COMPOUNDED PROFIT GROWTH
- 10 Years:
- 0%
- 5 Years:
- 1%
- 3 Years:
- -14%
STOCK PRICE CAGR
- 10 Years:
- 15%
- 5 Years:
- 19%
- 3 Years:
- 23%
- 1 Year:
- 4%
RETURN ON EQUITY
- 10 Years:
- 1%
- 5 Years:
- 1%
- 3 Years:
- 1%
- Last Year:
- 0%
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 |
| 459 | 5,044 | 3,773 | 2,004 | 4,623 | 5,346 | 5,847 | 8,300 | 8,711 | 11,387 | |
| 17 | 12 | 4 | 45 | 113 | 115 | 164 | 474 | 594 | 1,043 | |
| Total Liabilities | 480 | 5,061 | 3,781 | 2,054 | 4,741 | 5,466 | 6,015 | 8,779 | 9,310 | 12,434 |
| 1 | 1 | 1 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | |
| 479 | 5,058 | 3,780 | 2,017 | 4,684 | 5,380 | 5,888 | 8,596 | 9,063 | 12,124 | |
| Cash & Bank | 0 | 2 | 0 | 25 | 56 | 86 | 127 | 183 | 246 | 310 |
| 0 | 0 | 0 | 11 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Total Assets | 480 | 5,061 | 3,781 | 2,054 | 4,741 | 5,466 | 6,015 | 8,779 | 9,310 | 12,434 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| -0 | 10 | 30 | 2 | -22 | -1 | 10 | -12 | -16 | -18 | |
| Cash from Investing | 0 | -9 | -32 | -1 | 23 | 9 | 4 | 12 | 16 | 18 |
| Cash from Financing | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| -0 | 2 | -2 | 0 | -0 | 0 | 0 | -0 | 0 | -0 |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
Documents
Corporate disclosures, annual reports, credit ratings, and concall transcripts
2026-09-03 - Kalyani Investment Company Limited has informed the Exchange regarding Resignation of Mr Nihal Gupta as Company Secretary & Compliance Officer of the company w.e.f. September 18, 2026.
2026-08-21 - Announcement U/R 30 of SEBI LODR-Newspaper Publication-Notice of AGM and e-Voting Information
2026-08-20 - Kalyani Investment Company Limited has informed the Exchange regarding Notice of Annual General Meeting to be held on September 17, 2026
2026-08-19 - Kalyani Investment Company Limited has informed the Exchange about Copy of Newspaper Publication - Reminder III - Special Trading Window for Physical Transfer
2026-08-14 - Kalyani Investment Company Limited has informed the Exchange about Copy of Newspaper Publication
2026-08-13 - Kalyani Investment Company Limited has submitted to the Exchange, the financial results for the period ended June 30, 2026.
2026-08-06 - Kalyani Investment Company Limited has informed the Exchange regarding 'Communication to Shareholders for Tax Deduction at Source (TDS) on Dividend for FY 2025-26'.
2026-08-04 - Kalyani Investment Company Limited has informed the Exchange about Copy of Newspaper Publication
2026-08-03 - Kalyani Investment Company Limited has informed the Exchange that Record date for the purpose of Dividend is 14-Aug-2026.
News
Recent coverage and analyst commentary for KICL
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