OnEMI Technology Solutions Ltd.

•

kissht.comBSE: 544754NSE: KISSHT

Market Cap₹ 5,874 Cr.

Current Price

High / Low₹ 352 / 190

Stock P/E20.9

Book Value₹ 120

Price to Book2.70

Dividend Yield0.00 %

ROCE21.5 %

ROE27.7 %

Face Value₹ 1

Add ratio to table

ABOUT

AI Sector View

AI GENERATED

Financial Services

Buy

Financials remain one of the clearest macro beneficiaries. Loan growth was 18.3% (Aug/26) versus deposit growth 14.7% (Aug/26), SCB credit growth was 17.5% YoY (2026-07), UPI transactions rose 22.0% YoY (2026-07), and M3 money supply grew 15.0% YoY (2026-07). Sector flows have also turned meaningfully supportive, with INR 13171 crore net FPI inflow over 3 months to 2026-08-31 after INR -114652 crore in the prior 3 months.

Confidence

84%

View full sector analysis →

PROS

Solid return on assets for a lender - ROA of 14.2%
Comfortable capital adequacy - CAR of 25.3%
Company has a good return on equity (ROE) track record: 3 Years ROE 27.2%
Company has a healthy return on capital (ROCE) of 22.7%
Asset quality is healthy - gross NPA of just 0.0%

CONS

Free cash flow has been persistently negative
Equity base is being diluted - shares outstanding up 148.5%
Though reporting repeated profits, the company pays out little dividend (0.0%)

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

Financial ServicesFinanceFinance - NBFC

Part ofNIFTY 50 NIFTY 500 NIFTY LARGEMIDCAP 250 NIFTY 100 NIFTY 200

S.No.	Name
1.	BAJFINANCE	1055.00	32.35	656838.18	0.57	6080.60	27.60	23165.45	20.37	10.87	70.70
2.	SHRIRAMFIN	1029.95	21.41	242345.54	1.05	3452.77	59.90	13400.43	17.46	11.49	74.63
3.	TATACAP	367.80	28.89	156126.28	0.15	16281.80	1464.16	88219.30	1051.00	8.66	75.72
4.	CHOLAFIN	1824.90	27.10	155858.50	0.11	1656.22	45.56	8856.29	21.89	9.70	70.07
5.	JIOFIN	233.50	74.61	154183.36	0.26	8302.50	2457.29	20044.70	3172.82	2.11	69.71
6.	BAJAJHLDNG	11055.60	13.89	123041.65	1.76	2708.08	-92.27	394.33	23.34	14.81	684.72
7.	MUTHOOTFIN	2896.70	10.23	116293.37	1.04	2824.84	43.08	8671.60	36.25	15.87	83.76
8.	ABCAPITAL	396.20	26.43	108461.67	0.00	1223.85	43.85	12179.54	137.84	8.82	41.91
9.	LTF	308.50	24.30	77320.98	0.89	915.99	30.70	5212.92	22.38	8.54	62.13
10.	SBICARD	668.55	27.96	63622.10	0.37	664.44	19.51	5040.55	7.60	11.75	29.83
11.	HDBFS	682.70	26.07	56716.32	0.59	785.20	38.31	4937.90	18.71	9.09	57.98
12.	KISSHT	331.35	20.87	5873.82	0.00	950.77	—	6695.00	1713.43	21.53	30.97

Detailed Comparison with:

Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2025	Jun 2025	Mar 2026	Jun 2026
	369	463	619	6,695
	246	386	433	5,489
Operating Profit	123	77	186	1,206
OPM %	33.31%	16.66%	30.07%	18.02%
	4	3	6	71
Interest	52	59	77	819
Depreciation	5	5	5	48
Profit before Tax	70	80	110	1,277
Tax %	22.76%	25.09%	25.45%	25.55%
Net Profit	0	60	82	951
	10.67	11.14	10.37	6.41

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
	984	1,674	1,337	2,179	8,147
	893	1,328	1,104	1,515	6,554
Operating Profit	91	346	233	665	1,593
OPM %	9.26%	20.67%	17.42%	30.49%	19.55%
	21	26	180	30	83
Interest	70	82	174	297	1,007
Depreciation	18	23	23	22	64
Profit before Tax	24	267	216	377	1,537
Tax %	-15.51%	26.23%	25.73%	25.28%	25.39%
Net Profit	28	197	161	281	1,147
EPS	2.50	412.74	299.50	23.70	—
Dividend Payout %	0.00%	0.00%	0.00%	0.00%	—

COMPOUNDED SALES GROWTH

10 Years:: —
5 Years:: —
3 Years:: 30%

COMPOUNDED PROFIT GROWTH

10 Years:: —
5 Years:: —
3 Years:: 117%

STOCK PRICE CAGR

10 Years:: —
5 Years:: —
3 Years:: —
1 Year:: —

RETURN ON EQUITY

10 Years:: —
5 Years:: —
3 Years:: 27%
Last Year:: 28%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	5	5	5	12
	493	689	852	1,161
	429	821	1,540	2,414
Trade Payables	25	32	52	105
	268	203	168	273
Total Liabilities	1,220	1,749	2,618	3,965
	66	57	53	43
	0	0	0	8
	0	162	70	104
Cash & Bank	661	318	144	241
	492	1,211	2,351	3,569
Total Assets	1,220	1,749	2,618	3,965

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	-480	-1,816	-1,694	-1,804
Cash from Investing	-72	40	-33	-70
Cash from Financing	444	312	542	608
	483	-285	-152	77

Ratios

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2023	Mar 2024	Mar 2025	Mar 2026

Shareholding Pattern

Numbers in percentages

	May 2026	Jun 2026
	24.80	24.80
	5.10	7.64
	19.10	19.05
Government	0.00	0.00
	50.15	48.52

Documents

Corporate disclosures, annual reports, credit ratings, and concall transcripts

2026-09-08

Analysts/Institutional Investor Meet/Con. Call Updates

2026-09-08 - OnEMI Technology Solutions Limited has informed the Exchange about Schedule of meet

2026-09-01

Analysts/Institutional Investor Meet/Con. Call Updates

2026-09-01 - OnEMI Technology Solutions Limited has informed the Exchange about Schedule of meet

2026-08-31

Analysts/Institutional Investor Meet/Con. Call Updates

2026-08-31 - OnEMI Technology Solutions Limited has informed the Exchange about Schedule of meet

2026-08-28

General Updates

2026-08-28 - OnEMI Technology Solutions Limited has informed the Exchange about dispatch of the letter under Regulation 36(1)(b) of SEBI Listing Regulations - providing a weblink of the Annual Report for Financial Year Ended March 31, 2026 and the Notice convening the 10th Annual General Meeting.

2026-08-28

Copy of Newspaper Publication

2026-08-28 - OnEMI Technology Solutions Limited has informed the Exchange about Copy of Newspaper Publication with respect to Notice of 10th Annual General Meeting.

2026-08-27

Shareholders meeting

2026-08-27 - Please find enclosed the Annual Report of the Company for the financial year 2025-26 along with the Notice of the 10th Annual General Meeting of the Company to be held on Tuesday September 22, 2026, at 04:00 p.m. IST.

2026-08-27

General Updates

2026-08-27 - Please find enclosed the Annual Report for financial year 2025-26 along with the Notice convening the 10th Annual General Meeting of the Company.

2026-08-27

Copy of Newspaper Publication

2026-08-27 - Please find enclosed the newspaper advertisements with respect to the information regarding 10th Annual General Meeting of the Company.

2026-08-26

General Updates

2026-08-26 - OnEMI Technology Solutions Limited has informed the Exchange about convening of the 10th Annual General Meeting of the Company on September 22, 2026.

News

Recent coverage and analyst commentary for KISSHT

Loading news…

🤖

AI Stock Analyst

OnEMI Technology Solutions Ltd.

🔒

Sign in to Chat with AI

✨ Sign In to Chat

Free 5nance Account

Name

BAJFINANCE

1055.00

32.35

656838.18

0.57

6080.60

27.60

23165.45

20.37

10.87

70.70

SHRIRAMFIN

1029.95

21.41

242345.54

1.05

3452.77

59.90

13400.43

17.46

11.49

74.63

TATACAP

367.80

28.89

156126.28

0.15

16281.80

1464.16

88219.30

1051.00

8.66

75.72

CHOLAFIN

1824.90

27.10

155858.50

0.11

1656.22

45.56

8856.29

21.89

9.70

70.07

JIOFIN

233.50

74.61

154183.36

0.26

8302.50

2457.29

20044.70

3172.82

2.11

69.71

BAJAJHLDNG

11055.60

13.89

123041.65

1.76

2708.08

-92.27

394.33

23.34

14.81

684.72

MUTHOOTFIN

2896.70

10.23

116293.37

1.04

2824.84

43.08

8671.60

36.25

15.87

83.76

ABCAPITAL

396.20

26.43

108461.67

0.00

1223.85

43.85

12179.54

137.84

8.82

41.91

LTF

308.50

24.30

77320.98

0.89

915.99

30.70

5212.92

22.38

8.54

62.13

SBICARD

668.55

27.96

63622.10

0.37

664.44

19.51

5040.55

7.60

11.75

29.83

HDBFS

682.70

26.07

56716.32

0.59

785.20

38.31

4937.90

18.71

9.09

57.98

KISSHT

331.35

20.87

5873.82

0.00

950.77

—

6695.00

1713.43

21.53

30.97

Mar 2025

Jun 2025

Mar 2026

Jun 2026

369

463

619

6,695

246

386

433

5,489

Operating Profit

123

186

1,206

OPM %

33.31%

16.66%

30.07%

18.02%

Interest

819

Depreciation

Profit before Tax

110

1,277

Tax %

22.76%

25.09%

25.45%

25.55%

Net Profit

951

10.67

11.14

10.37

6.41

Mar 2023

Mar 2024

Mar 2025

Mar 2026

TTM

984

1,674

1,337

2,179

8,147

893

1,328

1,104

1,515

6,554

Operating Profit

346

233

665

1,593

OPM %

9.26%

20.67%

17.42%

30.49%

19.55%

180

Interest

174

297

1,007

Depreciation

Profit before Tax

267

216

377

1,537

Tax %

-15.51%

26.23%

25.73%

25.28%

25.39%

Net Profit

197

161

281

1,147

EPS

2.50

412.74

299.50

23.70

—

Dividend Payout %

0.00%

—

Mar 2023

Mar 2024

Mar 2025

Mar 2026

493

689

852

1,161

429

821

1,540

2,414

Trade Payables

105

268

203

168

273

Total Liabilities

1,220

1,749

2,618

3,965

162

104

Cash & Bank

661

318

144

241

492

1,211

2,351

3,569

Total Assets

1,220

1,749

2,618

3,965

Mar 2023

Mar 2024

Mar 2025

Mar 2026

-480

-1,816

-1,694

-1,804

Cash from Investing

-72

-33

-70

Cash from Financing

444

312

542

608

483

-285

-152

Mar 2023

Mar 2024

Mar 2025

Mar 2026

May 2026

Jun 2026

24.80

5.10

7.64

19.10

19.05

Government

0.00

50.15

48.52

OnEMI Technology Solutions Ltd.

AI Sector View

Peer comparison

Quarterly Results

Profit & Loss

Balance Sheet

Corporate actions

Cash Flows

Ratios

Shareholding Pattern

Documents

News

Sign in to Chat with AI

OnEMI Technology Solutions Ltd.

AI Sector View

Peer comparison

Quarterly Results

Profit & Loss

Balance Sheet

Corporate actions

Cash Flows

Ratios

Shareholding Pattern

Documents

News

Sign in to Chat with AI