OnEMI Technology Solutions Ltd.

•

kissht.comBSE: 544754NSE: KISSHT

Market Cap₹ 5,416 Cr.

Current Price

High / Low₹ 352 / 190

Stock P/E37.6

Book Value₹ 105

Price to Book2.94

Dividend Yield0.00 %

ROCE22.6 %

ROE20.4 %

Face Value₹ 1

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ABOUT

AI Sector View

AI GENERATED

Financial Services

Buy

Financials remain one of the clearest macro beneficiaries. Loan growth was 18.3% (Aug/26) versus deposit growth 14.7% (Aug/26), SCB credit growth was 17.5% YoY (2026-07), UPI transactions rose 22.0% YoY (2026-07), and M3 money supply grew 15.0% YoY (2026-07). Sector flows have also turned meaningfully supportive, with INR 13171 crore net FPI inflow over 3 months to 2026-08-31 after INR -114652 crore in the prior 3 months.

Confidence

84%

View full sector analysis →

PROS

Solid return on assets for a lender - ROA of 14.2%
Latest quarter profit grew 859.1% YoY, showing strong momentum
Operating margins have improved to 24.7% from 17.3%
Attractively priced for its growth - PEG of 0.5

CONS

Free cash flow has been persistently negative
Equity base is being diluted - shares outstanding up 143.4%
Though reporting repeated profits, the company pays out little dividend (0.0%)

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

Financial ServicesFinanceFinance - NBFC

Part ofNIFTY 50 NIFTY 500 NIFTY LARGEMIDCAP 250 NIFTY 100 NIFTY 200

S.No.	Name
1.	BAJFINANCE	1045.10	32.05	650674.48	0.57	6080.60	27.60	23165.45	20.37	10.87	70.70
2.	SHRIRAMFIN	1049.00	21.81	246827.97	1.03	3452.77	59.90	13400.43	17.46	11.49	74.63
3.	CHOLAFIN	1858.00	27.59	158685.46	0.11	1656.22	45.56	8856.29	21.89	9.70	70.07
4.	TATACAP	371.70	29.20	157781.78	0.15	16281.80	1464.16	88219.30	1051.00	8.66	75.72
5.	JIOFIN	237.70	75.95	156956.68	0.25	830.25	155.73	2004.47	227.28	2.11	69.71
6.	BAJAJHLDNG	11150.00	14.01	124092.26	1.75	2708.08	-92.27	394.33	23.34	14.81	684.72
7.	MUTHOOTFIN	2935.00	10.36	117831.00	1.02	2824.84	43.08	8671.60	36.25	15.87	83.76
8.	ABCAPITAL	399.10	26.62	109254.11	0.00	1223.85	43.85	12179.54	137.84	8.82	41.91
9.	LTF	315.00	24.81	78950.11	0.87	915.99	30.70	5212.92	22.38	8.54	62.13
10.	SBICARD	657.00	27.48	62522.95	0.38	664.44	19.51	5040.55	7.60	11.75	29.83
11.	HDBFS	692.90	26.45	57563.70	0.58	785.20	38.31	4937.90	18.71	9.09	57.98
12.	KISSHT	305.50	19.24	5415.58	0.00	950.77	—	6695.00	1713.43	21.53	30.97

Detailed Comparison with:

Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2025	Jun 2025	Mar 2026	Jun 2026
	100	140	204	2,157
	66	110	147	1,579
Operating Profit	34	30	57	579
OPM %	33.60%	21.29%	27.88%	26.83%
	4	8	11	116
Interest	1	1	1	5
Depreciation	3	3	3	26
Profit before Tax	34	37	64	695
Tax %	21.46%	25.51%	25.57%	25.21%
Net Profit	27	28	47	519
	5.33	5.19	5.97	3.50

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
	259	412	306	698	2,601
	227	300	237	526	1,902
Operating Profit	32	112	69	173	699
OPM %	12.41%	27.26%	22.59%	24.73%	26.87%
	13	17	15	36	139
Interest	4	4	4	4	8
Depreciation	15	15	14	13	35
Profit before Tax	26	111	67	192	830
Tax %	6.66%	25.83%	23.85%	24.97%	25.09%
Net Profit	25	82	51	144	622
EPS	21.55	172.53	94.91	12.13	—
Dividend Payout %	0.00%	0.00%	0.00%	0.00%	—

COMPOUNDED SALES GROWTH

10 Years:: —
5 Years:: —
3 Years:: 39%

COMPOUNDED PROFIT GROWTH

10 Years:: —
5 Years:: —
3 Years:: 80%

STOCK PRICE CAGR

10 Years:: —
5 Years:: —
3 Years:: —
1 Year:: —

RETURN ON EQUITY

10 Years:: —
5 Years:: —
3 Years:: 15%
Last Year:: 20%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	5	5	5	12
	481	556	611	782
	31	24	18	17
Trade Payables	11	12	21	51
	90	166	210	301
Total Liabilities	618	763	864	1,163
	53	40	29	24
	296	431	581	806
	0	134	82	98
Cash & Bank	232	121	11	45
	37	37	162	190
Total Assets	618	763	864	1,163

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	59	53	68	176
Cash from Investing	-179	-145	-181	-300
Cash from Financing	295	-18	3	137
	192	-110	-110	13

Ratios

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2023	Mar 2024	Mar 2025	Mar 2026
PER SHARE
EPS (₹)	50.57	172.53	94.91	12.13
Book Value (₹)	995.50	1173.56	1148.58	66.85
Dividend per Share (₹)	0.00	0.00	0.00	0.00
Cash EPS (₹)	8.08	20.29	12.09	13.24
PROFITABILITY
Operating Margin %	17.28%	27.26%	22.59%	24.73%
Net Margin %	9.53%	20.02%	16.62%	20.64%
ROE %	5.08%	15.76%	8.65%	20.44%
ROCE %	5.41%	18.71%	9.84%	22.63%
	3.99%	11.94%	6.25%	14.22%
EFFICIENCY
Debtor Days	32	70	129	47
Inventory Days	0	0	0	0
Payable Days	0	0	0	0
	32	70	129	47
FINANCIAL HEALTH
Debt to Equity (x)	0.00x	0.00x	0.00x	0.00x
Interest Coverage (x)	8.44x	32.66x	18.59x	55.63x
	6.34x	4.31x	2.50x	1.25x
GROWTH
Revenue Growth %	0.00%	59.16%	-25.69%	128.03%
Operating Profit Growth %	0.00%	188.76%	-34.53%	146.78%
Net Profit Growth %	0.00%	234.19%	-38.28%	183.16%
	0.00%	241.19%	-44.99%	-87.22%
VALUATION
P/E (x)	0.00x	0.00x	0.00x	0.00x
P/B (x)	0.00x	0.00x	0.00x	0.00x
Dividend Yield %	0.00%	0.00%	0.00%	0.00%
	0.00x	-0.86x	-0.00x	-0.16x

Shareholding Pattern

Numbers in percentages

	May 2026	Jun 2026
	24.80	24.80
	5.10	7.64
	19.10	19.05
Government	0.00	0.00
	50.15	48.52

Documents

Corporate disclosures, annual reports, credit ratings, and concall transcripts

2026-09-01

Analysts/Institutional Investor Meet/Con. Call Updates

2026-09-01 - OnEMI Technology Solutions Limited has informed the Exchange about Schedule of meet

2026-08-31

Analysts/Institutional Investor Meet/Con. Call Updates

2026-08-31 - OnEMI Technology Solutions Limited has informed the Exchange about Schedule of meet

2026-08-28

General Updates

2026-08-28 - OnEMI Technology Solutions Limited has informed the Exchange about dispatch of the letter under Regulation 36(1)(b) of SEBI Listing Regulations - providing a weblink of the Annual Report for Financial Year Ended March 31, 2026 and the Notice convening the 10th Annual General Meeting.

2026-08-28

Copy of Newspaper Publication

2026-08-28 - OnEMI Technology Solutions Limited has informed the Exchange about Copy of Newspaper Publication with respect to Notice of 10th Annual General Meeting.

2026-08-27

Shareholders meeting

2026-08-27 - Please find enclosed the Annual Report of the Company for the financial year 2025-26 along with the Notice of the 10th Annual General Meeting of the Company to be held on Tuesday September 22, 2026, at 04:00 p.m. IST.

2026-08-27

General Updates

2026-08-27 - Please find enclosed the Annual Report for financial year 2025-26 along with the Notice convening the 10th Annual General Meeting of the Company.

2026-08-27

Copy of Newspaper Publication

2026-08-27 - Please find enclosed the newspaper advertisements with respect to the information regarding 10th Annual General Meeting of the Company.

2026-08-26

General Updates

2026-08-26 - OnEMI Technology Solutions Limited has informed the Exchange about convening of the 10th Annual General Meeting of the Company on September 22, 2026.

2026-08-26

Outcome of Board Meeting

2026-08-26 - OnEMI Technology Solutions Limited has informed the Exchange regarding Outcome of Board Meeting held on August 26, 2026.

News

Recent coverage and analyst commentary for KISSHT

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OnEMI Technology Solutions Ltd.

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Free 5nance Account

Name

BAJFINANCE

1045.10

32.05

650674.48

0.57

6080.60

27.60

23165.45

20.37

10.87

70.70

SHRIRAMFIN

1049.00

21.81

246827.97

1.03

3452.77

59.90

13400.43

17.46

11.49

74.63

CHOLAFIN

1858.00

27.59

158685.46

0.11

1656.22

45.56

8856.29

21.89

9.70

70.07

TATACAP

371.70

29.20

157781.78

0.15

16281.80

1464.16

88219.30

1051.00

8.66

75.72

JIOFIN

237.70

75.95

156956.68

0.25

830.25

155.73

2004.47

227.28

2.11

69.71

BAJAJHLDNG

11150.00

14.01

124092.26

1.75

2708.08

-92.27

394.33

23.34

14.81

684.72

MUTHOOTFIN

2935.00

10.36

117831.00

1.02

2824.84

43.08

8671.60

36.25

15.87

83.76

ABCAPITAL

399.10

26.62

109254.11

0.00

1223.85

43.85

12179.54

137.84

8.82

41.91

LTF

315.00

24.81

78950.11

0.87

915.99

30.70

5212.92

22.38

8.54

62.13

SBICARD

657.00

27.48

62522.95

0.38

664.44

19.51

5040.55

7.60

11.75

29.83

HDBFS

692.90

26.45

57563.70

0.58

785.20

38.31

4937.90

18.71

9.09

57.98

KISSHT

305.50

19.24

5415.58

0.00

950.77

—

6695.00

1713.43

21.53

30.97

Mar 2025

Jun 2025

Mar 2026

Jun 2026

100

140

204

2,157

110

147

1,579

Operating Profit

579

OPM %

33.60%

21.29%

27.88%

26.83%

116

Interest

Depreciation

Profit before Tax

695

Tax %

21.46%

25.51%

25.57%

25.21%

Net Profit

519

5.33

5.19

5.97

3.50

Mar 2023

Mar 2024

Mar 2025

Mar 2026

TTM

259

412

306

698

2,601

227

300

237

526

1,902

Operating Profit

112

173

699

OPM %

12.41%

27.26%

22.59%

24.73%

26.87%

139

Interest

Depreciation

Profit before Tax

111

192

830

Tax %

6.66%

25.83%

23.85%

24.97%

25.09%

Net Profit

144

622

EPS

21.55

172.53

94.91

12.13

—

Dividend Payout %

0.00%

—

Mar 2023

Mar 2024

Mar 2025

Mar 2026

481

556

611

782

Trade Payables

166

210

301

Total Liabilities

618

763

864

1,163

296

431

581

806

134

Cash & Bank

232

121

162

190

Total Assets

618

763

864

1,163

Mar 2023

Mar 2024

Mar 2025

Mar 2026

176

Cash from Investing

-179

-145

-181

-300

Cash from Financing

295

-18

137

192

-110

Mar 2023

Mar 2024

Mar 2025

Mar 2026

PER SHARE

EPS (₹)

50.57

172.53

94.91

12.13

Book Value (₹)

995.50

1173.56

1148.58

66.85

Dividend per Share (₹)

0.00

Cash EPS (₹)

8.08

20.29

12.09

13.24

PROFITABILITY

Operating Margin %

17.28%

27.26%

22.59%

24.73%

Net Margin %

9.53%

20.02%

16.62%

20.64%

ROE %

5.08%

15.76%

8.65%

20.44%

ROCE %

5.41%

18.71%

9.84%

22.63%

3.99%

11.94%

6.25%

14.22%

EFFICIENCY

Debtor Days

129

Inventory Days

Payable Days

129

FINANCIAL HEALTH

Debt to Equity (x)

0.00x

Interest Coverage (x)

8.44x

32.66x

18.59x

55.63x

6.34x

4.31x

2.50x

1.25x

GROWTH

Revenue Growth %

0.00%

59.16%

-25.69%

128.03%

Operating Profit Growth %

0.00%

188.76%

-34.53%

146.78%

Net Profit Growth %

0.00%

234.19%

-38.28%

183.16%

0.00%

241.19%

-44.99%

-87.22%

VALUATION

P/E (x)

0.00x

P/B (x)

0.00x

Dividend Yield %

0.00%

0.00x

-0.86x

-0.00x

-0.16x

May 2026

Jun 2026

24.80

5.10

7.64

19.10

19.05

Government

0.00

50.15

48.52

OnEMI Technology Solutions Ltd.

AI Sector View

Peer comparison

Quarterly Results

Profit & Loss

Balance Sheet

Corporate actions

Cash Flows

Ratios

Shareholding Pattern

Documents

News

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OnEMI Technology Solutions Ltd.

AI Sector View

Peer comparison

Quarterly Results

Profit & Loss

Balance Sheet

Corporate actions

Cash Flows

Ratios

Shareholding Pattern

Documents

News

Sign in to Chat with AI