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Nippon Life India Asset Management Ltd.

•
mf.nipponindiaim.comBSE: 540767NSE: NAM-INDIA
Market Cap₹ 74,592 Cr.
Current Price
High / Low₹ 1,270 / 796
Stock P/E46.7
Book Value₹ 74
Price to Book12.00
Dividend Yield1.84 %
ROCE46.0 %
ROE36.7 %
Face Value₹ 10

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ABOUT

AI Sector View

AI GENERATED

Financial Services

Buy

Financials remain one of the clearest macro beneficiaries. Loan growth was 18.3% (Aug/26) versus deposit growth 14.7% (Aug/26), SCB credit growth was 17.5% YoY (2026-07), UPI transactions rose 22.0% YoY (2026-07), and M3 money supply grew 15.0% YoY (2026-07). Sector flows have also turned meaningfully supportive, with INR 13171 crore net FPI inflow over 3 months to 2026-08-31 after INR -114652 crore in the prior 3 months.

Confidence
84%
View full sector analysis →

PROS

  • Solid return on assets for a lender - ROA of 32.2%
  • Company has a healthy return on capital (ROCE) of 41.5%
  • Company has a good return on equity (ROE) track record: 3 Years ROE 33.2%
  • Asset quality is healthy - gross NPA of just 0.0%
  • Company has delivered good sales growth of 20.7% CAGR over last 5 years
  • Latest quarter profit grew 26.2% YoY, showing strong momentum

CONS

  • Capital adequacy is tight at 0.0% - limited headroom to grow
  • Stock is trading at 12.0x its book value
  • Operating margins have contracted to 69.8% from 75.5%
  • Valuation is stretched - P/E of 46.7 is well above its own 5-year median (29.3)
  • Thin net interest margin of 0.0%

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

Financial ServicesFinanceFinance - Asset Management
Part ofNIFTYM150MOMNTM50NIFTY MNCNIFTYLARGEMIDCAP250NIFTY TOTAL MKTNIFTY 500
S.No.Name
1.ICICIAMC3002.90217.28148420.893.409646.301130.9615642.201075.51115.1072.41
2.SBIFUNDS551.9536.65112422.7014.428802.55—11527.29—56.5080.51
3.HDFCAMC2427.0035.31104072.322.238371.301019.8310997.201035.9042.8977.33
4.NAM-INDIA1165.9045.5774592.131.84503.7027.16766.8726.4244.6166.30
5.ABSLAMC1065.4530.6030829.702.39309.4911.68462.963.4832.7155.65
6.UTIAMC900.3525.1011573.034.44293.8615.76583.517.4214.6165.56
7.CRAMC238.4521.774755.111.68756.031139.861162.011097.3641.1062.65
8.IVC9.9763.58313.0912.0412.125239.2181.721309.694.55-18.65
Detailed Comparison with:

Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
329368392432466527545526564612659693721
131132138147157165168168180191198196231
Operating Profit198236254285309362378359384421461497502
OPM %60.22%64.22%64.72%65.94%66.37%68.66%69.27%68.10%68.15%68.84%70.03%71.73%69.64%
Other Income10672938511911523261363769-27155
Interest1222222222211
Depreciation8767778888101111
295300339361420468392374510448518457644
Tax %24.50%21.53%21.90%10.06%24.70%26.60%24.39%20.97%24.50%24.50%24.51%16.33%24.50%
Net Profit222235265325317344296296385338391383486
4445555565661

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
1,2701,5321,4151,1329871,2141,2591,5212,0652,5282,685
8001,034892622446453481548658764815
Operating Profit4694985235105417617789731,4081,7631,869
OPM %36.95%32.53%36.95%45.04%54.79%62.69%61.81%63.95%68.16%69.76%69.63%
13114917490339215172356283215233
Interest02064446776
Depreciation188103333272928293841
Profit before Tax5826366875618439459181,2941,6551,9342,068
Tax %30.46%29.66%30.81%26.56%22.96%24.77%22.10%19.10%24.32%22.57%22.69%
Net Profit4054484754126497117151,0471,2521,4981,599
EPS6.907.487.776.6510.4111.2811.4016.6219.7323.47—
Dividend Payout %61.19%82.04%77.28%74.23%75.95%96.21%100.24%99.26%91.23%91.60%—

COMPOUNDED SALES GROWTH

10 Years:
8%
5 Years:
21%
3 Years:
26%

COMPOUNDED PROFIT GROWTH

10 Years:
15%
5 Years:
18%
3 Years:
28%

STOCK PRICE CAGR

10 Years:
—
5 Years:
22%
3 Years:
52%
1 Year:
44%

RETURN ON EQUITY

10 Years:
25%
5 Years:
29%
3 Years:
33%
Last Year:
37%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

Corporate actions

2026

Jun 25

₹ 1.25

Rs.12.5000 per share(125%)Final Dividend

2025

Nov 6

₹ 0.90

Rs.9.0000 per share(90%)Interim Dividend

2025

Jul 4

₹ 1

Rs.10.0000 per share(100%)Final Dividend

2024

Nov 6

₹ 0.80

Rs.8.0000 per share(80%)Interim Dividend

2024

Jun 28

₹ 1.10

Rs.11.0000 per share(110%)Final Dividend

2023

Nov 9

₹ 0.55

Rs.5.5000 per share(55%)Interim Dividend

2023

Jun 30

₹ 0.75

Rs.7.5000 per share(75%)Final Dividend

2022

Nov 1

₹ 0.40

Rs.4.0000 per share(40%)Interim Dividend

2022

Jun 30

₹ 0.75

Rs.7.5000 per share(75%)Final Dividend

2021

Nov 8

₹ 0.35

Rs.3.5000 per share(35%)Interim Dividend

2021

Jun 10

₹ 0.50

Rs.5.0000 per share(50%)Final Dividend

2021

Feb 5

₹ 0.30

Rs.3.0000 per share(30%)Interim Dividend

2020

Jun 29

₹ 0.20

Rs.2.0000 per share(20%)Final Dividend

2018

Sep 12

₹ 0.10

Rs.1.0000 per share(10%)Dividend

2018

Jan 31

₹ 0.50

Rs.5.0000 per share(50%)Interim Dividend

Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
12612612612616622623630635638
1,8091,7271,9081,8732,3182,6352,6623,0753,2563,639
0000010776554
Trade Payables1031124266604641404878
489131138251295340372337412476
Total Liabilities2,4122,5822,7002,8033,2893,6443,6984,1594,4164,885
251257256322300296303330862905
Capital Work in Progress0312102242
9749511,2801,8702,5132,8782,9353,3543,1233,562
00000001144460
Cash & Bank5560477395289275231212210205
1,183811686214186196226148173150
Total Assets2,4122,5822,7002,8033,2893,6443,6984,1594,4164,885

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
7065526017186047637637391,1541,421
Cash from Investing-294-239-11278-383-138115-57-45-277
Cash from Financing-300-108-292-467-239-425-713-670-1,115-1,148
-3720-11181-187-2-312-5-4

Ratios

Standalone Figures in Rs. Crores / View Consolidated

Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026

Shareholding Pattern

Numbers in percentages

Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
72.6672.4972.4372.3272.2572.1072.0571.9371.80
6.567.738.288.347.597.657.907.357.04
14.3413.4713.0212.8113.4512.9513.8314.7715.49
Government0.000.000.000.000.000.000.000.000.00
Public6.446.316.266.536.707.306.215.945.67

Documents

Corporate disclosures, annual reports, credit ratings, and concall transcripts

2026-09-09
Analysts/Institutional Investor Meet/Con. Call Updates

2026-09-09 - Nippon Life India Asset Management Limited has informed the Exchange about Schedule of meet

2026-09-09
Analysts/Institutional Investor Meet/Con. Call Updates

2026-09-09 - Nippon Life India Asset Management Limited has informed the Exchange about Schedule of meet

2026-08-31
Investor Presentation

2026-08-31 - Nippon Life India Asset Management Limited has informed the Exchange about Investor Presentation

2026-08-25
Analysts/Institutional Investor Meet/Con. Call Updates

2026-08-25 - Nippon Life India Asset Management Limited has informed the Exchange about Schedule of meet

2026-08-24
Analysts/Institutional Investor Meet/Con. Call Updates

2026-08-24 - Nippon Life India Asset Management Limited has informed the Exchange about Schedule of meet

2026-08-21
ESOP/ESOS/ESPS

2026-08-21 - Nippon Life India Asset Management Limited has informed the Exchange regarding Allotment of 63529 Shares.

2026-08-19
Analysts/Institutional Investor Meet/Con. Call Updates

2026-08-19 - Nippon Life India Asset Management Limited has informed the Exchange about Schedule of meet

2026-08-19
Analysts/Institutional Investor Meet/Con. Call Updates

2026-08-19 - Nippon Life India Asset Management Limited has informed the Exchange about Schedule of meet

2026-08-12
ESOP/ESOS/ESPS

2026-08-12 - Nippon Life India Asset Management Limited has informed the Exchange regarding Allotment of 422140 Shares.

News

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