UTI Asset Management Company Ltd.
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ABOUT
AI Sector View
AI GENERATEDFinancial Services
Financials remain one of the clearest macro beneficiaries. Loan growth was 18.3% (Aug/26) versus deposit growth 14.7% (Aug/26), SCB credit growth was 17.5% YoY (2026-07), UPI transactions rose 22.0% YoY (2026-07), and M3 money supply grew 15.0% YoY (2026-07). Sector flows have also turned meaningfully supportive, with INR 13171 crore net FPI inflow over 3 months to 2026-08-31 after INR -114652 crore in the prior 3 months.
PROS
- Solid return on assets for a lender - ROA of 12.2%
- Asset quality is healthy - gross NPA of just 0.0%
- Company has a healthy return on capital (ROCE) of 20.8%
- Company has consistently been profitable over the last 5 years
- Company has a consistent dividend-paying track record
- Company generates healthy free cash flow
CONS
- Capital adequacy is tight at 0.0% - limited headroom to grow
- Recent results are weak - TTM profit is down 28.0% versus prior year
- Company has delivered a poor profit growth of -0.9% over past five years
- Thin net interest margin of 0.0%
- Company has delivered a poor sales growth of 7.8% over past five years
* The pros and cons are machine generated based on quantitative rules.
Peer comparison
| Name | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| ICICIAMC | 3002.90 | 217.28 | 148420.89 | 3.40 | 9646.30 | 1130.96 | 15642.20 | 1075.51 | 115.10 | 72.41 |
| SBIFUNDS | 551.95 | 36.65 | 112422.70 | 14.42 | 8802.55 | — | 11527.29 | — | 56.50 | 80.51 |
| HDFCAMC | 2427.00 | 35.31 | 104072.32 | 2.23 | 8371.30 | 1019.83 | 10997.20 | 1035.90 | 42.89 | 77.33 |
| NAM-INDIA | 1165.90 | 45.57 | 74592.13 | 1.84 | 503.70 | 27.16 | 766.87 | 26.42 | 44.61 | 66.30 |
| ABSLAMC | 1065.45 | 30.60 | 30829.70 | 2.39 | 309.49 | 11.68 | 462.96 | 3.48 | 32.71 | 55.65 |
| UTIAMC | 900.35 | 25.10 | 11573.03 | 4.44 | 293.86 | 15.76 | 583.51 | 7.42 | 14.61 | 65.56 |
| CRAMC | 238.45 | 21.77 | 4755.11 | 1.68 | 756.03 | 1139.86 | 1162.01 | 1097.36 | 41.10 | 62.65 |
| IVC | 9.97 | 63.58 | 313.09 | 12.04 | 12.12 | 5239.21 | 81.72 | 1309.69 | 4.55 | -18.65 |
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 465 | 401 | 446 | 412 | 526 | 535 | 414 | 372 | 543 | 415 | 513 | 386 | 584 | |
| 168 | 173 | 176 | 188 | 178 | 190 | 185 | 207 | 207 | 241 | 215 | 402 | 217 | |
| Operating Profit | 300 | 232 | 273 | 228 | 351 | 348 | 233 | 169 | 340 | 177 | 85 | -12 | 383 |
| OPM % | 64.53% | 57.75% | 61.19% | 55.41% | 66.82% | 65.14% | 56.25% | 45.44% | 62.59% | 42.73% | 16.48% | -3.16% | 65.56% |
| Other Income | 1 | 2 | 1 | 4 | 5 | 2 | 3 | 0 | 2 | 3 | 1 | 12 | 2 |
| Interest | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 |
| Depreciation | 10 | 10 | 10 | 12 | 11 | 11 | 11 | 12 | 12 | 13 | 13 | 13 | 13 |
| 288 | 220 | 261 | 218 | 341 | 336 | 221 | 154 | 326 | 164 | 178 | -17 | 368 | |
| Tax % | 18.73% | 16.81% | 21.99% | 16.76% | 19.64% | 21.62% | 21.52% | 33.77% | 22.13% | 19.44% | 22.70% | -206.19% | 20.13% |
| Net Profit | 0 | 0 | 0 | 0 | 274 | 263 | 174 | 102 | 254 | 132 | 138 | -51 | 294 |
| 18 | 14 | 15 | 13 | 20 | 19 | 12 | 7 | 18 | 9 | 9 | -5 | 2 |
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1,035 | 1,172 | 1,053 | 865 | 1,169 | 1,319 | 1,267 | 1,737 | 1,851 | 1,698 | 1,898 | |
| 493 | 629 | 568 | 514 | 526 | 621 | 655 | 704 | 750 | 889 | 1,076 | |
| Operating Profit | 542 | 543 | 485 | 351 | 643 | 698 | 612 | 1,033 | 1,102 | 809 | 822 |
| OPM % | 52.36% | 46.31% | 46.04% | 40.54% | 55.00% | 52.91% | 48.30% | 59.49% | 59.51% | 47.62% | 43.33% |
| 14 | 11 | 30 | 36 | 4 | 8 | 23 | 7 | 9 | -93 | -92 | |
| Interest | 9 | 0 | 2 | 12 | 8 | 9 | 10 | 11 | 13 | 13 | 13 |
| Depreciation | 26 | 14 | 16 | 34 | 36 | 37 | 40 | 42 | 46 | 51 | 52 |
| Profit before Tax | 521 | 539 | 497 | 341 | 603 | 660 | 586 | 987 | 1,052 | 652 | 694 |
| Tax % | 24.07% | 26.38% | 29.13% | 19.45% | 18.03% | 19.02% | 24.92% | 18.73% | 22.73% | 27.50% | 26.11% |
| Net Profit | 395 | 397 | 352 | 275 | 494 | 535 | 440 | 802 | 813 | 472 | 512 |
| EPS | 31.57 | 31.31 | 28.15 | 21.41 | 38.97 | 41.96 | 34.44 | 60.17 | 57.16 | 31.44 | — |
| Dividend Payout % | 12.67% | 17.75% | 17.76% | 32.69% | 43.62% | 49.90% | 63.87% | 78.12% | 83.98% | 127.21% | — |
COMPOUNDED SALES GROWTH
- 10 Years:
- —
- 5 Years:
- 8%
- 3 Years:
- 10%
COMPOUNDED PROFIT GROWTH
- 10 Years:
- —
- 5 Years:
- -4%
- 3 Years:
- -3%
STOCK PRICE CAGR
- 10 Years:
- —
- 5 Years:
- -5%
- 3 Years:
- 4%
- 1 Year:
- -31%
RETURN ON EQUITY
- 10 Years:
- 15%
- 5 Years:
- 15%
- 3 Years:
- 16%
- Last Year:
- 10%
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 127 | 127 | 127 | 127 | 127 | 127 | 127 | 127 | 128 | 129 |
| Minority Interest | 105 | 42 | 37 | 11 | 11 | 11 | 0 | 585 | 561 | 0 |
| 1,899 | 2,248 | 2,489 | 2,635 | 3,084 | 3,435 | 3,663 | 4,186 | 4,415 | 4,334 | |
| 0 | 0 | 63 | 163 | 161 | 168 | 119 | 138 | 157 | 154 | |
| Trade Payables | 118 | 152 | 69 | 65 | 92 | 115 | 128 | 28 | 60 | 24 |
| 254 | 222 | 145 | 165 | 337 | 406 | 314 | 465 | 603 | 670 | |
| Total Liabilities | 2,503 | 2,791 | 2,930 | 3,165 | 3,812 | 4,261 | 4,352 | 5,530 | 5,924 | 5,311 |
| 369 | 261 | 257 | 362 | 349 | 348 | 359 | 285 | 286 | 286 | |
| Capital Work in Progress | 0 | 2 | 1 | 0 | 4 | 7 | 6 | 3 | 8 | 0 |
| 1,812 | 2,149 | 2,261 | 2,356 | 2,747 | 2,978 | 3,248 | 4,428 | 4,558 | 3,988 | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 83 | 80 | 77 | |
| Cash & Bank | 110 | 149 | 124 | 119 | 332 | 399 | 357 | 154 | 258 | 176 |
| 211 | 229 | 287 | 328 | 380 | 530 | 381 | 575 | 734 | 783 | |
| Total Assets | 2,503 | 2,791 | 2,930 | 3,165 | 3,812 | 4,261 | 4,352 | 5,530 | 5,924 | 5,311 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| 478 | 404 | 268 | 263 | 225 | 466 | 537 | 325 | 536 | 407 | |
| Cash from Investing | -263 | -185 | -45 | -102 | -57 | -60 | -93 | -146 | 124 | -34 |
| Cash from Financing | -65 | -37 | -81 | -84 | -104 | -215 | -267 | -238 | -554 | -594 |
| 33 | 39 | -25 | -5 | -8 | 62 | 36 | -59 | 106 | -221 |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
Documents
Corporate disclosures, annual reports, credit ratings, and concall transcripts
2026-09-09 - UTI Asset Management Company Limited has informed the Exchange regarding Allotment of 200 Shares.
2026-09-08 - UTI Asset Management Company Limited has informed the Exchange about Copy of Newspaper Publication
2026-09-07 - UTI Asset Management Company Limited has informed the Exchange regarding Notice of Postal Ballot
2026-08-21 - UTI Asset Management Company Limited has informed the Exchange regarding Allotment of 200 Shares.
2026-08-19 - UTI Asset Management Company Limited has informed the Exchange about Schedule of meet
2026-08-13 - UTI Asset Management Company Limited has informed the Exchange about Revised Schedule of meet
2026-08-13 - UTI Asset Management Company Limited has informed the Exchange about Schedule of meet
2026-08-11 - UTI Asset Management Company Limited has informed the Exchange about Schedule of meet
2026-08-07 - UTI Asset Management Company Limited has informed the Exchange regarding 'Re-constitution of Board-level Committees'.
News
Recent coverage and analyst commentary for UTIAMC
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UTI Asset Management Company Ltd.
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