Naga Dhunseri Group Ltd.
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ABOUT
KEY POINTS
Revenue Breakup Mar 2014 • Dealing in Shares andDealing in Shares And Secutities: 86.9% • Hiring of Commercial Vehicles: 13.1%
AI Sector View
AI GENERATEDFinancial Services
Financials remain one of the clearest macro beneficiaries. Loan growth was 18.3% (Aug/26) versus deposit growth 14.7% (Aug/26), SCB credit growth was 17.5% YoY (2026-07), UPI transactions rose 22.0% YoY (2026-07), and M3 money supply grew 15.0% YoY (2026-07). Sector flows have also turned meaningfully supportive, with INR 13171 crore net FPI inflow over 3 months to 2026-08-31 after INR -114652 crore in the prior 3 months.
PROS
- Asset quality is healthy - gross NPA of just 0.0%
- Operating margins have improved to 150.7% from 85.4%
- Latest quarter profit grew 81.3% YoY, showing strong momentum
- Company has a consistent dividend-paying track record
- Company generates healthy free cash flow
CONS
- Company is loss-making at the operating / net level
- Recent results are weak - TTM profit is down 195.7% versus prior year
- Company has a low return on capital employed of 6.3%
- Company has a low return on equity of 4.7% over last 3 years
- Company's sales have been declining over the last five years
* The pros and cons are machine generated based on quantitative rules.
Peer comparison
| Name | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| BAJAJFINSV | 1971.00 | 31.13 | 315766.29 | 0.08 | 6296.67 | 18.15 | 42036.90 | 92.22 | 11.88 | 40.79 |
| AIIL | 518.75 | 21.00 | 44053.57 | 0.00 | 11082.20 | 1075.19 | 14695.40 | 1109.37 | 13.63 | 88.91 |
| CHOLAHLDNG | 1525.40 | 10.73 | 28643.57 | 0.09 | 1788.99 | 42.04 | 11113.57 | 42.92 | 10.52 | 57.53 |
| TVSHLTD | 13394.05 | 13.75 | 27098.98 | 0.64 | 1173.58 | 73.77 | 17076.18 | 40.01 | 19.39 | 16.25 |
| CGCL | 280.50 | 23.93 | 26988.42 | 0.07 | 353.38 | 102.04 | 1576.47 | 62.12 | 11.68 | 68.54 |
| MAHSCOOTER | 13585.75 | 55.75 | 15526.57 | 1.62 | 3.32 | -90.61 | 5.41 | -81.52 | 1.06 | 84.10 |
| JSWHL | 11516.95 | 93.05 | 12783.38 | 0.00 | 24.54 | -92.74 | 34.58 | 14.97 | 0.58 | 92.45 |
| JMFINANCIL | 132.10 | 12.15 | 12641.44 | 2.46 | 368.57 | -19.66 | 1200.53 | 9.69 | 11.91 | 58.30 |
| TSFINV | 404.70 | 18.46 | 8988.54 | 2.76 | 124.95 | -92.11 | 305.57 | 102.23 | 3.47 | 53.35 |
| RELIGARE | 257.05 | 161.31 | 8861.38 | 0.00 | -46.98 | -674.86 | 2353.40 | 1051.76 | 4.71 | -2.08 |
| KAMAHOLD | 2349.00 | 8.10 | 7538.08 | 1.76 | 584.02 | 10.80 | 4657.56 | 7.07 | 20.86 | 22.01 |
| NDGL | 2787.70 | 0.00 | 278.77 | 0.09 | 38.41 | -88.66 | 94.48 | -20.42 | 0.56 | 60.92 |
Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 5 | 9 | 12 | 3 | 9 | 4 | 2 | 22 | 4 | -2 | -4 | -7 | 9 | |
| 0 | 0 | 0 | 1 | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 1 | |
| Operating Profit | 5 | 9 | 12 | 3 | 8 | 4 | 2 | 21 | 4 | -2 | -4 | -8 | 9 |
| OPM % | 92.67% | 96.33% | 96.64% | 84.71% | 96.11% | 92.58% | 123.73% | 95.35% | 90.83% | 138.73% | 116.99% | 117.37% | 91.41% |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 4 | 8 | 11 | 3 | 8 | 3 | 2 | 20 | 4 | -3 | -5 | -8 | 8 | |
| Tax % | 7.89% | 14.98% | 13.41% | -8.24% | 11.15% | 89.91% | 73.89% | 22.09% | 26.30% | 31.32% | 26.11% | -6.73% | 38.17% |
| Net Profit | 4 | 7 | 10 | 3 | 7 | 0 | 0 | 16 | 3 | -2 | -3 | -9 | 5 |
| 40 | 71 | 97 | 28 | 73 | 3 | 4 | 159 | 28 | -18 | -33 | -86 | 5 |
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 44 | 79 | 3 | 2 | 7 | 7 | 11 | 29 | 37 | -7 | -3 | |
| 31 | 64 | 2 | 3 | 2 | 1 | 2 | 2 | 3 | 3 | 4 | |
| Operating Profit | 13 | 15 | 0 | -1 | 6 | 5 | 10 | 27 | 34 | -10 | -7 |
| OPM % | 29.67% | 18.63% | 12.51% | -22.14% | 77.49% | 80.49% | 85.40% | 93.51% | 93.01% | 150.73% | 249.62% |
| 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 |
| Depreciation | 0 | 0 | 0 | 0 | 1 | 1 | 0 | 1 | 0 | 0 | 0 |
| Profit before Tax | 13 | 15 | 0 | -1 | 5 | 4 | 9 | 27 | 34 | -11 | -7 |
| Tax % | 19.04% | 20.27% | 75.70% | 74.22% | 25.19% | 3.88% | 13.31% | 10.95% | 28.63% | 4.05% | -24.64% |
| Net Profit | 11 | 12 | 0 | -0 | 4 | 4 | 8 | 24 | 24 | -11 | -9 |
| EPS | 0.00 | 0.00 | 0.00 | -3.60 | 35.48 | 41.86 | 75.38 | 236.21 | 239.55 | -108.80 | — |
| Dividend Payout % | 2.35% | 2.06% | 236.74% | -34.69% | 7.05% | 5.97% | 3.32% | 1.06% | 1.04% | -2.30% | — |
COMPOUNDED SALES GROWTH
- 10 Years:
- —
- 5 Years:
- —
- 3 Years:
- —
COMPOUNDED PROFIT GROWTH
- 10 Years:
- —
- 5 Years:
- —
- 3 Years:
- —
STOCK PRICE CAGR
- 10 Years:
- 16%
- 5 Years:
- 14%
- 3 Years:
- 15%
- 1 Year:
- -28%
RETURN ON EQUITY
- 10 Years:
- 5%
- 5 Years:
- 4%
- 3 Years:
- 5%
- Last Year:
- -3%
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| 76 | 88 | 125 | 99 | 140 | 194 | 195 | 286 | 317 | 306 | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 5 | 5 | 5 | |
| 5 | 8 | 5 | 4 | 7 | 12 | 11 | 18 | 33 | 10 | |
| Total Liabilities | 82 | 96 | 131 | 104 | 148 | 207 | 207 | 310 | 356 | 323 |
| 1 | 1 | 1 | 5 | 5 | 5 | 5 | 5 | 6 | 5 | |
| Capital Work in Progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 3 |
| 60 | 56 | 118 | 76 | 123 | 184 | 188 | 282 | 313 | 283 | |
| 11 | 19 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Cash & Bank | 1 | 4 | 1 | 9 | 1 | 3 | 1 | 5 | 1 | 17 |
| 10 | 16 | 11 | 13 | 19 | 15 | 14 | 18 | 36 | 14 | |
| Total Assets | 82 | 96 | 131 | 104 | 148 | 207 | 207 | 310 | 356 | 323 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | -4 | 1 | 6 | -6 | 4 | -1 | 5 | -5 | 20 | |
| Cash from Investing | 1 | 10 | -4 | 3 | -1 | -0 | -0 | 0 | 1 | -3 |
| Cash from Financing | -2 | 1 | -0 | -0 | -0 | -1 | -1 | -1 | 0 | -1 |
| 1 | 3 | -4 | 9 | -8 | 2 | -2 | 4 | -3 | 16 |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| PER SHARE | ||||||||||
| EPS (₹) | 106.20 | 121.30 | 1.06 | -3.60 | 35.48 | 41.86 | 75.38 | 236.21 | 239.55 | -108.80 |
| Book Value (₹) | 770.23 | 888.52 | 1260.12 | 1003.93 | 1409.31 | 1951.25 | 1964.00 | 2874.60 | 3176.89 | 3070.93 |
| Dividend per Share (₹) | 2.50 | 2.50 | 2.50 | 1.25 | 2.50 | 2.50 | 2.50 | 2.50 | 2.50 | 2.50 |
| Cash EPS (₹) | 107.95 | 123.11 | 4.32 | 1.16 | 40.68 | 46.89 | 80.37 | 241.49 | 244.46 | -104.45 |
| PROFITABILITY | ||||||||||
| Operating Margin % | 30.37% | 19.44% | 28.59% | -21.58% | 77.73% | 80.64% | 85.43% | 93.51% | 93.01% | 150.73% |
| Net Margin % | 24.25% | 15.32% | 3.94% | -15.29% | 48.34% | 63.73% | 66.82% | 80.33% | 65.19% | 157.92% |
| ROE % | 14.81% | 14.63% | 0.10% | -0.32% | 2.94% | 2.49% | 3.85% | 9.76% | 7.92% | -3.48% |
| ROCE % | 18.27% | 18.34% | 0.41% | -0.87% | 4.30% | 2.85% | 4.67% | 11.15% | 11.24% | -3.45% |
| 14.09% | 13.61% | 0.09% | -0.31% | 2.82% | 2.36% | 3.64% | 9.13% | 7.19% | -3.21% | |
| EFFICIENCY | ||||||||||
| Debtor Days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Inventory Days | 98 | 69 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Payable Days | 3 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 96 | 69 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| FINANCIAL HEALTH | ||||||||||
| Debt to Equity (x) | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x |
| Interest Coverage (x) | 1704.53x | 0.00x | 97.56x | -2.39x | 11.72x | 10.91x | 20.66x | 58.97x | 70.31x | -20.66x |
| 5.86x | 12.11x | 128.21x | 7.79x | 7.11x | 8.16x | 9.17x | 18.37x | 5.19x | 270.27x | |
| GROWTH | ||||||||||
| Revenue Growth % | 145.51% | 80.75% | -96.62% | -11.97% | 211.34% | -10.48% | 71.71% | 160.66% | 24.97% | -118.75% |
| Operating Profit Growth % | 421.66% | 15.69% | -95.03% | -166.44% | 1221.43% | -7.14% | 81.91% | 185.49% | 24.24% | -130.37% |
| Net Profit Growth % | 368.96% | 14.22% | -99.13% | -441.19% | 1084.60% | 18.01% | 80.05% | 213.37% | 1.42% | -145.42% |
| 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 213.37% | 1.42% | -145.42% | |
| VALUATION | ||||||||||
| P/E (x) | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 9.05x | 17.23x | 0.00x |
| P/B (x) | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.74x | 1.30x | 0.71x |
| Dividend Yield % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.12% | 0.06% | 0.11% |
| 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 7.61x | 12.06x | -19.44x |
Documents
Corporate disclosures, annual reports, credit ratings, and concall transcripts
2026-08-21 - Naga Dhunseri Group Limited has submitted the Exchange a copy Srutinizers report of 108th Annual General Meeting held on August 20, 2026. Further, the company has informed the Exchange regarding voting results.
2026-08-20 - Naga Dhunseri Group Limited has informed the Exchange regarding Proceedings of 108th Annual General Meeting held on August 20, 2026
2026-08-14 - Naga Dhunseri Group Limited has submitted to the Exchange, the Un-Audited Financial Results for the quarter ended Jun 30, 2026.
2026-07-30 - Naga Dhunseri Group Limited has informed the Exchange about General Updates
2026-07-29 - Naga Dhunseri Group Limited has informed the Exchange about Copy of Newspaper Publication
2026-07-28 - Naga Dhunseri Group Limited has informed the Exchange regarding Notice of Annual General Meeting to be held on August 20, 2026
2026-07-22 - Naga Dhunseri Group Limited has informed the Exchange about Copy of Newspaper Publication
2026-07-09 - Naga Dhunseri Group Limited has informed the Exchange about Certificate under SEBI (Depositories and Participants) Regulations, 2018
2026-06-30 - Chandra Kumar Dhanuka has Submitted to the Exchange a copy of Disclosure under Regulation 31(4) of the Securities and Exchange Board of India (Substantial Acquisition of Shares and Takeovers) Regulations, 2011.
News
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