Nalwa Sons Investments Ltd.

•

nalwasons.comBSE: 532256NSE: NSIL

Market Cap₹ 2,929 Cr.

Current Price

High / Low₹ 8,730 / 4,700

Stock P/E52.9

Book Value₹ 29,593

Price to Book0.19

Dividend Yield0.00 %

ROCE0.4 %

ROE0.3 %

Face Value₹ 10

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ABOUT

KEY POINTS

Revenue Breakup Mar 2025 • Investments & Finance: 86.5% • Trading of Goods: 13.5%

AI Sector View

AI GENERATED

Financial Services

Buy

Financials remain one of the clearest macro beneficiaries. Loan growth was 18.3% (Aug/26) versus deposit growth 14.7% (Aug/26), SCB credit growth was 17.5% YoY (2026-07), UPI transactions rose 22.0% YoY (2026-07), and M3 money supply grew 15.0% YoY (2026-07). Sector flows have also turned meaningfully supportive, with INR 13171 crore net FPI inflow over 3 months to 2026-08-31 after INR -114652 crore in the prior 3 months.

Confidence

84%

View full sector analysis →

PROS

Comfortable capital adequacy - CAR of 31.3%
Asset quality is healthy - gross NPA of just 0.0%
Company has consistently been profitable over the last 5 years
Company has delivered good sales growth of 16.3% CAGR over last 5 years
Company generates healthy free cash flow

CONS

Net NPA is elevated at 6.8% - provisioning cushion is thin
Company has a low return on capital employed of 0.9%
Company has a low return on equity of 0.7% over last 3 years
Operating margins have contracted to 51.0% from 86.4%
Thin net interest margin of 0.0%

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

Financial ServicesFinanceFinance - Investment

Part ofNIFTY 50 NIFTY 500 NIFTY LARGEMIDCAP 250 NIFTY 100 NIFTY 200

S.No.	Name
1.	BAJAJFINSV	1940.00	30.64	310799.90	0.08	6296.67	18.15	42036.90	92.22	11.88	40.79
2.	AIIL	514.60	20.83	43701.14	0.00	11082.20	1075.19	14695.40	1109.37	13.85	88.91
3.	CHOLAHLDNG	1521.30	10.70	28566.59	0.09	1788.99	42.04	11113.57	42.92	10.52	57.53
4.	TVSHLTD	13755.15	14.12	27829.56	0.63	1173.58	73.77	17076.18	40.01	19.39	16.25
5.	CGCL	275.45	23.50	26502.53	0.07	353.38	102.04	1576.47	62.12	11.68	68.54
6.	MAHSCOOTER	13476.50	55.30	15401.71	1.63	3.32	-90.61	5.41	-81.52	1.06	84.10
7.	JSWHL	11350.85	91.71	12599.02	0.00	24.54	-92.74	34.58	14.97	0.58	92.45
8.	JMFINANCIL	130.25	11.98	12464.40	2.50	368.57	-19.66	1200.53	9.69	11.91	58.30
9.	TSFINV	403.60	18.41	8964.11	2.76	124.95	-92.11	305.57	102.23	3.47	53.35
10.	RELIGARE	255.60	160.40	8811.39	0.00	-46.98	-674.86	2353.40	1051.76	4.71	-2.08
11.	KAMAHOLD	2328.35	8.03	7471.81	1.78	584.02	10.80	4657.56	7.07	20.86	22.01
12.	NSIL	5701.95	52.88	2928.61	0.00	26.69	3.51	34.38	-7.31	0.44	98.50

Detailed Comparison with:

Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	25	27	26	11	40	60	14	12	37	25	12	27	34
	1	1	5	6	1	15	2	43	4	3	0	17	1
Operating Profit	24	26	20	5	39	44	11	-31	33	21	12	10	34
OPM %	94.76%	95.91%	79.42%	43.22%	97.73%	74.44%	84.13%	-250.37%	88.35%	86.53%	96.40%	36.30%	98.50%
Other Income	0	0	0	0	0	0	0	0	0	0	0	0	0
Interest	0	0	0	0	0	0	0	0	0	0	0	0	0
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0
	24	26	20	5	39	44	11	-31	33	21	12	10	34
Tax %	31.24%	21.20%	16.64%	63.45%	24.78%	23.22%	25.97%	12.57%	21.37%	23.25%	32.35%	39.18%	21.14%
Net Profit	0	0	0	0	29	35	8	-26	26	18	8	6	27
	32	40	34	3	57	68	16	-51	50	35	15	11	5

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	TTM
	29	34	36	49	59	65	93	134	88	125	98
	6	12	26	18	50	21	17	8	14	61	22
Operating Profit	24	22	10	31	9	44	76	125	75	64	77
OPM %	80.00%	64.75%	28.84%	63.11%	15.69%	67.13%	81.76%	93.77%	84.28%	50.99%	77.84%
	1	0	0	61	0	4	4	0	0	0	0
Interest	0	0	0	0	0	0	0	1	0	0	0
Depreciation	0	0	0	0	0	0	0	0	0	0	0
Profit before Tax	24	22	11	92	9	48	80	124	76	65	76
Tax %	22.87%	18.45%	19.31%	7.39%	-109.11%	9.35%	17.54%	25.54%	25.48%	29.25%	25.72%
Net Profit	19	18	8	85	20	43	66	93	56	46	57
EPS	0.00	0.00	0.00	0.00	0.00	84.00	128.24	180.26	109.56	90.95	—
Dividend Payout %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	—

COMPOUNDED SALES GROWTH

10 Years:: 15%
5 Years:: 16%
3 Years:: 10%

COMPOUNDED PROFIT GROWTH

10 Years:: 14%
5 Years:: 19%
3 Years:: -11%

STOCK PRICE CAGR

10 Years:: 22%
5 Years:: 28%
3 Years:: 29%
1 Year:: -21%

RETURN ON EQUITY

10 Years:: 2%
5 Years:: 1%
3 Years:: 1%
Last Year:: 0%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Equity Capital	5	5	5	5	5	5	5	5	5	5
Minority Interest	32	31	28	27	26	28	31	36	48	41
	334	354	365	3,615	3,182	5,101	7,934	7,988	12,600	16,678
	33	32	33	1	2	0	0	0	0	0
Trade Payables	10	9	9	0	0	0	0	0	0	1
	-5	-6	-7	275	182	635	1,446	1,413	1,903	2,222
Total Liabilities	408	426	433	3,923	3,397	5,769	9,417	9,442	14,556	18,947
	197	232	235	3,704	3,141	5,492	9,079	9,081	14,148	18,507
	6	4	2	30	31	34	30	35	34	34
	0	0	0	0	0	0	0	0	0	1
Cash & Bank	3	1	11	1	10	14	15	19	37	38
	203	189	186	188	214	229	293	307	336	367
Total Assets	408	426	433	3,923	3,397	5,769	9,417	9,442	14,556	18,947

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
	-5	29	26	-35	-5	52	52	101	41	62
Cash from Investing	-19	-26	-13	-1	-20	-48	-41	-68	-30	-75
Cash from Financing	2	-1	0	-0	0	-2	0	-1	-0	-0
	1	-2	10	-10	-0	0	1	4	11	-14

Ratios

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025

Shareholding Pattern

Numbers in percentages

	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	55.62	55.62	55.62	55.62	55.62	55.62	55.62	55.62	55.62
	5.05	5.43	4.99	5.52	5.73	5.82	5.67	6.19	6.19
	0.05	0.05	0.05	0.09	0.15	0.15	0.16	0.16	0.16
Government	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	39.27	38.89	39.33	38.77	38.49	38.40	38.54	38.02	38.02

Documents

Corporate disclosures, annual reports, credit ratings, and concall transcripts

2026-09-07

General Updates

2026-09-07 - Letter to Shareholders pursuant to Regulation 36(1)(b) of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 ( SEBI Listing Regulations )

2026-09-05

General Updates

2026-09-05 - Business Responsibility and Sustainability Report for the Financial Year 2025-26

2026-09-05

General Updates

2026-09-05 - Annual Report for the Financial Year 2025-26 including Notice of the 55th Annual General Meeting Pursuant to Regulation 30 & 34 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015( SEBI Listing Regulations ).

2026-09-05

Shareholders meeting

2026-08-07

Change in Management

2026-08-07 - Nalwa Sons Investments Limited has informed the Exchange about change in Management

2026-08-07

Outcome of Board Meeting

2026-08-07 - Nalwa Sons Investments Limited has submitted to the Exchange, the financial results for the period ended Jun 30, 2026.

2026-07-22

Certificate under SEBI (Depositories and Participants) Regulations, 2018

2026-07-22 - Compliance Certificate- Regulation 74(5) of SEBI (Depository and Participants)Regulations, 2018.

2026-06-25

Updates

2026-06-25 - Intimation of closure of Trading Window

2026-06-25

Trading Window

2026-06-25 - Nalwa Sons Investments Limited has informed the Exchange regarding the Trading Window closure pursuant to SEBI (Prohibition of Insider Trading) Regulations, 2015

News

Recent coverage and analyst commentary for NSIL

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Nalwa Sons Investments Ltd.

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Name

BAJAJFINSV

1940.00

30.64

310799.90

0.08

6296.67

18.15

42036.90

92.22

11.88

40.79

AIIL

514.60

20.83

43701.14

0.00

11082.20

1075.19

14695.40

1109.37

13.85

88.91

CHOLAHLDNG

1521.30

10.70

28566.59

0.09

1788.99

42.04

11113.57

42.92

10.52

57.53

TVSHLTD

13755.15

14.12

27829.56

0.63

1173.58

73.77

17076.18

40.01

19.39

16.25

CGCL

275.45

23.50

26502.53

0.07

353.38

102.04

1576.47

62.12

11.68

68.54

MAHSCOOTER

13476.50

55.30

15401.71

1.63

3.32

-90.61

5.41

-81.52

1.06

84.10

JSWHL

11350.85

91.71

12599.02

0.00

24.54

-92.74

34.58

14.97

0.58

92.45

JMFINANCIL

130.25

11.98

12464.40

2.50

368.57

-19.66

1200.53

9.69

11.91

58.30

TSFINV

403.60

18.41

8964.11

2.76

124.95

-92.11

305.57

102.23

3.47

53.35

RELIGARE

255.60

160.40

8811.39

0.00

-46.98

-674.86

2353.40

1051.76

4.71

-2.08

KAMAHOLD

2328.35

8.03

7471.81

1.78

584.02

10.80

4657.56

7.07

20.86

22.01

NSIL

5701.95

52.88

2928.61

0.00

26.69

3.51

34.38

-7.31

0.44

98.50

Jun 2023

Sep 2023

Dec 2023

Mar 2024

Jun 2024

Sep 2024

Dec 2024

Mar 2025

Jun 2025

Sep 2025

Dec 2025

Mar 2026

Jun 2026

Operating Profit

-31

OPM %

94.76%

95.91%

79.42%

43.22%

97.73%

74.44%

84.13%

-250.37%

88.35%

86.53%

96.40%

36.30%

98.50%

Other Income

Interest

Depreciation

-31

Tax %

31.24%

21.20%

16.64%

63.45%

24.78%

23.22%

25.97%

12.57%

21.37%

23.25%

32.35%

39.18%

21.14%

Net Profit

-26

-51

Mar 2016

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

TTM

134

125

Operating Profit

125

OPM %

80.00%

64.75%

28.84%

63.11%

15.69%

67.13%

81.76%

93.77%

84.28%

50.99%

77.84%

Interest

Depreciation

Profit before Tax

124

Tax %

22.87%

18.45%

19.31%

7.39%

-109.11%

9.35%

17.54%

25.54%

25.48%

29.25%

25.72%

Net Profit

EPS

0.00

84.00

128.24

180.26

109.56

90.95

—

Dividend Payout %

0.00%

—

Mar 2016

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

Equity Capital

Minority Interest

334

354

365

3,615

3,182

5,101

7,934

7,988

12,600

16,678

Trade Payables

-5

-6

-7

275

182

635

1,446

1,413

1,903

2,222

Total Liabilities

408

426

433

3,923

3,397

5,769

9,417

9,442

14,556

18,947

197

232

235

3,704

3,141

5,492

9,079

9,081

14,148

18,507

Cash & Bank

203

189

186

188

214

229

293

307

336

367

Total Assets

408

426

433

3,923

3,397

5,769

9,417

9,442

14,556

18,947

Mar 2016

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

-5

-35

-5

101

Cash from Investing

-19

-26

-13

-1

-20

-48

-41

-68

-30

-75

Cash from Financing

-1

-0

-2

-1

-0

-2

-10

-0

-14

Mar 2016

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

Jun 2024

Sep 2024

Dec 2024

Mar 2025

Jun 2025

Sep 2025

Dec 2025

Mar 2026

Jun 2026

55.62

5.05

5.43

4.99

5.52

5.73

5.82

5.67

6.19

0.05

0.09

0.15

0.16

Government

0.00

39.27

38.89

39.33

38.77

38.49

38.40

38.54

38.02

Nalwa Sons Investments Ltd.

AI Sector View

Peer comparison

Quarterly Results

Profit & Loss

Balance Sheet

Corporate actions

Cash Flows

Ratios

Shareholding Pattern

Documents

News

Sign in to Chat with AI

Nalwa Sons Investments Ltd.

AI Sector View

Peer comparison

Quarterly Results

Profit & Loss

Balance Sheet

Corporate actions

Cash Flows

Ratios

Shareholding Pattern

Documents

News

Sign in to Chat with AI