Oracle Financial Services Software Ltd.

•

investor.ofss.oracle.com/BSE: 532466NSE: OFSS

Market Cap₹ 1,02,410 Cr.

Current Price

High / Low₹ 12,540 / 6,234

Stock P/E30.0

Book Value₹ 1,041

Price to Book7.65

Dividend Yield3.40 %

ROCE45.5 %

ROE33.3 %

Face Value₹ 5

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ABOUT

KEY POINTS

Revenue Breakup Mar 2026 • Products: 90.5% • Services: 9.5%

AI Sector View

AI GENERATED

Information Technology

Buy

IT is supported by a still-expanding services backdrop and a weaker rupee. Export of services grew 13.0% YoY (2026-06), services PMI was 54.1 (Aug/26), and the currency at 95.23 (Sep/26) is depreciated versus the previous 95.16, which helps INR translation of export revenues. FPI positioning is only neutral-to-soft with net 3-month flow of INR -5 crore to 2026-08-31, so the positive stance is primarily macro-driven.

Confidence

68%

View full sector analysis →

PROS

Company is almost debt free
Company has a healthy return on capital (ROCE) of 42.1%
Company has a good return on equity (ROE) track record: 3 Years ROE 30.9%
Company has consistently been profitable over the last 5 years
Latest quarter profit grew 120.5% YoY, showing strong momentum
Strong cash generation - operating cash flow backs reported profits (CFO/PAT 0.92x)

CONS

Stock is trading at 7.7x its book value
Company has delivered a poor profit growth of 8.4% over past five years
Dividend payout exceeds earnings (131.9%) - may be unsustainable
Expensive relative to growth - PEG of 2.2

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

Information TechnologyITIT - Software

Part ofNIFTYM150MOMNTM50 NIFTY IT NIFTY MNC NIFTY DIV OPPS 50 NIFTYLARGEMIDCAP250

S.No.	Name
1.	TCS	2202.00	16.00	796702.87	5.00	13420.00	4.69	72275.00	13.93	66.25	25.67
2.	INFY	1038.20	13.91	421325.69	4.62	7775.00	12.29	48211.00	14.03	42.84	23.66
3.	HCLTECH	1207.00	18.80	327539.38	4.47	4626.00	20.34	34579.00	13.94	31.20	19.87
4.	WIPRO	167.50	12.55	165902.38	6.57	3356.30	0.59	24478.60	10.59	18.49	18.93
5.	TECHM	1539.50	29.38	150891.59	3.31	1486.30	31.67	15711.90	17.68	23.04	17.43
6.	LTM	4301.15	24.39	127581.28	1.74	1468.60	17.06	11608.00	17.96	30.25	17.75
7.	OFSS	11760.00	30.01	102409.76	3.40	1415.50	120.52	3125.20	68.73	45.50	60.04
8.	PERSISTENT	5537.45	45.42	87353.27	0.72	483.04	13.67	4303.23	29.09	35.09	16.19
9.	COFORGE	1847.40	46.58	81835.77	0.86	531.70	49.19	5527.70	49.86	24.70	19.14
10.	MPHASIS	2294.10	22.92	43790.98	2.70	489.51	10.82	4384.05	17.46	23.31	18.15
11.	LTTS	3334.95	26.80	35379.24	1.74	357.10	12.97	2940.10	11.47	27.70	18.65
12.	TATATECH	761.75	55.53	30931.00	1.54	180.75	6.15	1664.63	33.78	19.56	16.64

Detailed Comparison with:

Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	1,462	1,444	1,824	1,642	1,741	1,674	1,715	1,716	1,852	1,789	1,966	2,065	3,125
	841	886	955	918	910	925	1,004	952	1,013	1,034	1,146	1,009	1,264
Operating Profit	622	558	868	724	832	749	712	764	839	755	820	1,056	1,861
OPM %	42.50%	38.64%	47.63%	44.10%	47.75%	44.76%	41.48%	44.51%	45.29%	42.22%	41.69%	51.15%	59.55%
	104	65	94	93	64	106	72	83	80	66	60	71	78
Interest	0	8	9	14	5	8	-3	-9	-4	8	7	-8	1
Depreciation	18	19	19	18	18	18	17	17	18	16	16	15	15
Profit before Tax	707	596	934	785	873	829	770	839	905	797	857	1,120	1,939
Tax %	29.12%	29.98%	20.70%	28.67%	29.35%	30.31%	29.70%	23.25%	29.10%	31.50%	28.90%	24.85%	26.99%
Net Profit	0	0	0	0	617	578	541	644	642	546	610	842	1,416
	57.94	48.25	85.53	64.64	71.13	66.61	62.37	74.15	73.88	62.84	70.08	96.72	162.59

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
	4,427	4,527	4,959	4,861	4,984	5,221	5,698	6,373	6,847	7,672	8,945
	2,731	2,744	2,883	2,655	2,570	2,729	3,243	3,605	3,844	4,304	4,453
Operating Profit	1,696	1,783	2,076	2,206	2,414	2,493	2,456	2,768	3,003	3,368	4,492
OPM %	38.31%	39.39%	41.87%	45.38%	48.43%	47.74%	43.09%	43.44%	43.86%	43.90%	50.22%
	132	118	245	200	187	141	208	356	378	380	276
Interest	0	0	0	47	19	12	13	28	0	2	7
Depreciation	70	61	54	106	104	93	81	74	69	65	62
Profit before Tax	1,757	1,840	2,267	2,252	2,477	2,528	2,570	3,022	3,311	3,680	4,713
Tax %	32.53%	32.79%	38.87%	35.08%	28.88%	25.29%	29.72%	26.57%	28.13%	28.28%	27.59%
Net Profit	1,185	1,237	1,386	1,462	1,762	1,889	1,806	2,219	2,380	2,639	3,413
EPS	139.29	144.37	161.11	169.66	203.99	218.04	208.25	256.28	274.15	303.37	—
Dividend Payout %	121.82%	89.69%	0.00%	105.72%	97.69%	86.76%	107.63%	93.65%	96.66%	131.85%	—

COMPOUNDED SALES GROWTH

10 Years:: 6%
5 Years:: 9%
3 Years:: 10%

COMPOUNDED PROFIT GROWTH

10 Years:: 10%
5 Years:: 8%
3 Years:: 13%

STOCK PRICE CAGR

10 Years:: 13%
5 Years:: 20%
3 Years:: 40%
1 Year:: 29%

RETURN ON EQUITY

10 Years:: 29%
5 Years:: 29%
3 Years:: 31%
Last Year:: 33%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	42	43	43	43	43	43	43	43	43	44
	3,036	4,475	4,729	6,354	6,654	6,900	7,262	7,683	8,160	7,605
	27	23	19	73	48	77	49	40	31	25
Trade Payables	11	65	57	35	46	40	38	102	70	94
	2,770	1,206	1,222	1,415	1,362	1,533	1,726	1,882	1,648	1,968
Total Liabilities	5,886	5,810	6,070	7,920	8,153	8,592	9,119	9,749	9,952	9,736
	860	827	854	953	874	861	837	795	786	772
Capital Work in Progress	1	3	0	0	0	4	1	3	9	16
	0	0	0	0	0	0	0	1,319	1,184	1,351
Cash & Bank	3,032	2,646	2,828	4,497	4,914	5,122	5,470	5,538	5,951	5,510
	1,994	2,335	2,388	2,470	2,364	2,605	2,812	2,094	2,022	2,087
Total Assets	5,886	5,810	6,070	7,920	8,153	8,592	9,119	9,749	9,952	9,736

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	1,839	1,783	2,344	2,294	2,631	2,556	2,451	1,791	2,199	2,638
Cash from Investing	1,849	-1,353	221	-1,384	46	-167	137	1,598	-2,453	936
Cash from Financing	-931	-1,630	-1,250	-47	-1,590	-1,733	-1,665	-1,958	-2,096	-3,449
	2,038	-1,825	351	90	376	-45	230	1,430	-2,350	126

Ratios

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026

Shareholding Pattern

Numbers in percentages

Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
72.71	72.69	72.62	72.59	72.56	72.53	72.46	72.44	72.41
5.10	7.73	8.48	8.74	8.55	8.66	8.36	8.04	9.70
11.49	9.91	9.37	8.69	8.50	8.45	8.82	9.12	8.79
0.01	0.00	0.00	0.01	0.00	0.00	0.00	0.00	0.00
10.69	9.67	9.51	9.97	10.39	10.37	10.36	10.39	9.10

Documents

Corporate disclosures, annual reports, credit ratings, and concall transcripts

2026-09-05

General Updates

2026-09-05 - Oracle Financial Services Software Limited has informed the Exchange about General Updates

2026-09-03

Copy of Newspaper Publication

2026-09-03 - Oracle Financial Services Software Limited has informed the Exchange about copies of Newspaper Publication published by the Company confirming dispatch of the postal ballot notice.

2026-09-02

Shareholders meeting

2026-09-02 - Oracle Financial Services Software Limited has informed the Exchange regarding Notice of Postal Ballot

2026-08-19

Updates

2026-08-19 - Oracle Financial Services Software Limited has informed the Exchange regarding 'Allotment of 7,617 equity shares pursuant to the OFSS Stock Plan, 2014'.

2026-08-10

Updates

2026-08-10 - Oracle Financial Services Software Limited has informed the Exchange regarding 'Allotment of 6,411 OFSS Stock Units (OSUs) and 465 Stock Options under OFSS Stock Plan 2014.'.

2026-08-05

Updates

2026-08-05 - Oracle Financial Services Software Limited has informed the Exchange regarding 'Transcript of the 37th Annual General Meeting held on Thursday, July 23, 2026'.

2026-07-27

Shareholders meeting

2026-07-27 - Oracle Financial Services Software Limited has submitted the Exchange a copy Srutinizers report of Annual General Meeting held on July 23, 2026. Further, the company has informed the Exchange regarding voting results.

2026-07-24

Copy of Newspaper Publication

2026-07-24 - Oracle Financial Services Software Limited has informed the Exchange about copies of Newspaper Publications of financial results for the three month period ended June 30, 2026

2026-07-23

Shareholders meeting

2026-07-23 - Oracle Financial Services Software Limited has informed the Exchange regarding Proceedings of Annual General Meeting held on July 23, 2026

News

Recent coverage and analyst commentary for OFSS

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Oracle Financial Services Software Ltd.

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Free 5nance Account

Name

TCS

2202.00

16.00

796702.87

5.00

13420.00

4.69

72275.00

13.93

66.25

25.67

INFY

1038.20

13.91

421325.69

4.62

7775.00

12.29

48211.00

14.03

42.84

23.66

HCLTECH

1207.00

18.80

327539.38

4.47

4626.00

20.34

34579.00

13.94

31.20

19.87

WIPRO

167.50

12.55

165902.38

6.57

3356.30

0.59

24478.60

10.59

18.49

18.93

TECHM

1539.50

29.38

150891.59

3.31

1486.30

31.67

15711.90

17.68

23.04

17.43

LTM

4301.15

24.39

127581.28

1.74

1468.60

17.06

11608.00

17.96

30.25

17.75

OFSS

11760.00

30.01

102409.76

3.40

1415.50

120.52

3125.20

68.73

45.50

60.04

PERSISTENT

5537.45

45.42

87353.27

0.72

483.04

13.67

4303.23

29.09

35.09

16.19

COFORGE

1847.40

46.58

81835.77

0.86

531.70

49.19

5527.70

49.86

24.70

19.14

MPHASIS

2294.10

22.92

43790.98

2.70

489.51

10.82

4384.05

17.46

23.31

18.15

LTTS

3334.95

26.80

35379.24

1.74

357.10

12.97

2940.10

11.47

27.70

18.65

TATATECH

761.75

55.53

30931.00

1.54

180.75

6.15

1664.63

33.78

19.56

16.64

Jun 2023

Sep 2023

Dec 2023

Mar 2024

Jun 2024

Sep 2024

Dec 2024

Mar 2025

Jun 2025

Sep 2025

Dec 2025

Mar 2026

Jun 2026

1,462

1,444

1,824

1,642

1,741

1,674

1,715

1,716

1,852

1,789

1,966

2,065

3,125

841

886

955

918

910

925

1,004

952

1,013

1,034

1,146

1,009

1,264

Operating Profit

622

558

868

724

832

749

712

764

839

755

820

1,056

1,861

OPM %

42.50%

38.64%

47.63%

44.10%

47.75%

44.76%

41.48%

44.51%

45.29%

42.22%

41.69%

51.15%

59.55%

104

106

Interest

-3

-9

-4

-8

Depreciation

Profit before Tax

707

596

934

785

873

829

770

839

905

797

857

1,120

1,939

Tax %

29.12%

29.98%

20.70%

28.67%

29.35%

30.31%

29.70%

23.25%

29.10%

31.50%

28.90%

24.85%

26.99%

Net Profit

617

578

541

644

642

546

610

842

1,416

57.94

48.25

85.53

64.64

71.13

66.61

62.37

74.15

73.88

62.84

70.08

96.72

162.59

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

Mar 2026

TTM

4,427

4,527

4,959

4,861

4,984

5,221

5,698

6,373

6,847

7,672

8,945

2,731

2,744

2,883

2,655

2,570

2,729

3,243

3,605

3,844

4,304

4,453

Operating Profit

1,696

1,783

2,076

2,206

2,414

2,493

2,456

2,768

3,003

3,368

4,492

OPM %

38.31%

39.39%

41.87%

45.38%

48.43%

47.74%

43.09%

43.44%

43.86%

43.90%

50.22%

132

118

245

200

187

141

208

356

378

380

276

Interest

Depreciation

106

104

Profit before Tax

1,757

1,840

2,267

2,252

2,477

2,528

2,570

3,022

3,311

3,680

4,713

Tax %

32.53%

32.79%

38.87%

35.08%

28.88%

25.29%

29.72%

26.57%

28.13%

28.28%

27.59%

Net Profit

1,185

1,237

1,386

1,462

1,762

1,889

1,806

2,219

2,380

2,639

3,413

EPS

139.29

144.37

161.11

169.66

203.99

218.04

208.25

256.28

274.15

303.37

—

Dividend Payout %

121.82%

89.69%

0.00%

105.72%

97.69%

86.76%

107.63%

93.65%

96.66%

131.85%

—

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

Mar 2026

Equity Capital

3,036

4,475

4,729

6,354

6,654

6,900

7,262

7,683

8,160

7,605

Trade Payables

102

2,770

1,206

1,222

1,415

1,362

1,533

1,726

1,882

1,648

1,968

Total Liabilities

5,886

5,810

6,070

7,920

8,153

8,592

9,119

9,749

9,952

9,736

860

827

854

953

874

861

837

795

786

772

Capital Work in Progress

1,319

1,184

1,351

Cash & Bank

3,032

2,646

2,828

4,497

4,914

5,122

5,470

5,538

5,951

5,510

1,994

2,335

2,388

2,470

2,364

2,605

2,812

2,094

2,022

2,087

Total Assets

5,886

5,810

6,070

7,920

8,153

8,592

9,119

9,749

9,952

9,736

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

Mar 2026

1,839

1,783

2,344

2,294

2,631

2,556

2,451

1,791

2,199

2,638

Cash from Investing

1,849

-1,353

221

-1,384

-167

137

1,598

-2,453

936

Cash from Financing

-931

-1,630

-1,250

-47

-1,590

-1,733

-1,665

-1,958

-2,096

-3,449

2,038

-1,825

351

376

-45

230

1,430

-2,350

126

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

Mar 2026

Jun 2024

Sep 2024

Dec 2024

Mar 2025

Jun 2025

Sep 2025

Dec 2025

Mar 2026

Jun 2026

72.71

72.69

72.62

72.59

72.56

72.53

72.46

72.44

72.41

5.10

7.73

8.48

8.74

8.55

8.66

8.36

8.04

9.70

11.49

9.91

9.37

8.69

8.50

8.45

8.82

9.12

8.79

0.01

0.00

0.01

0.00

10.69

9.67

9.51

9.97

10.39

10.37

10.36

10.39

9.10

Oracle Financial Services Software Ltd.

AI Sector View

Peer comparison

Quarterly Results

Profit & Loss

Balance Sheet

Corporate actions

Cash Flows

Ratios

Shareholding Pattern

Documents

News

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Oracle Financial Services Software Ltd.

AI Sector View

Peer comparison

Quarterly Results

Profit & Loss

Balance Sheet

Corporate actions

Cash Flows

Ratios

Shareholding Pattern

Documents

News

Sign in to Chat with AI