Oracle Financial Services Software Ltd.

•

investor.ofss.oracle.com/BSE: 532466NSE: OFSS

Market Cap₹ 1,01,852 Cr.

Current Price

High / Low₹ 12,540 / 6,234

Stock P/E28.7

Book Value₹ 942

Price to Book8.56

Dividend Yield3.42 %

ROCE49.6 %

ROE39.0 %

Face Value₹ 5

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ABOUT

KEY POINTS

Revenue Breakup Mar 2024 • Products: 91.9% • Services: 8.1%

AI Sector View

AI GENERATED

Information Technology

Buy

IT is supported by a still-expanding services backdrop and a weaker rupee. Export of services grew 13.0% YoY (2026-06), services PMI was 54.1 (Aug/26), and the currency at 95.23 (Sep/26) is depreciated versus the previous 95.16, which helps INR translation of export revenues. FPI positioning is only neutral-to-soft with net 3-month flow of INR -5 crore to 2026-08-31, so the positive stance is primarily macro-driven.

Confidence

68%

View full sector analysis →

PROS

Company is almost debt free
Company has a healthy return on capital (ROCE) of 51.9%
Company has a good return on equity (ROE) track record: 3 Years ROE 41.0%
Latest quarter profit grew 132.2% YoY, showing strong momentum
Company has a consistent dividend-paying track record
Working capital cycle has improved - days down from 405 to 326

CONS

Stock is trading at 8.6x its book value
Operating margins have contracted to 50.4% from 56.5%
Dividend payout exceeds earnings (125.4%) - may be unsustainable

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

Information TechnologyITIT - Software

Part ofNIFTYM150MOMNTM50 NIFTY IT NIFTY MNC NIFTY DIV OPPS 50 NIFTYLARGEMIDCAP250

S.No.	Name
1.	TCS	2216.50	16.10	801949.10	4.96	13420.00	4.69	72275.00	13.93	66.25	25.67
2.	INFY	1031.55	13.82	418626.97	4.65	7775.00	12.29	48211.00	14.03	42.84	23.66
3.	HCLTECH	1196.80	18.64	324771.44	4.51	4626.00	20.34	34579.00	13.94	31.20	19.87
4.	WIPRO	166.15	12.45	164565.26	6.62	3356.30	0.59	24478.60	10.59	18.49	18.93
5.	TECHM	1518.60	28.98	148843.11	3.36	1486.30	31.67	15711.90	17.68	23.04	17.43
6.	LTM	4350.00	24.67	129030.27	1.72	1468.60	17.06	11608.00	17.96	30.25	17.75
7.	OFSS	11696.00	29.84	101852.43	3.42	1415.50	120.52	3125.20	68.73	45.50	60.04
8.	PERSISTENT	5500.00	45.11	86762.50	0.73	483.04	13.67	4303.23	29.09	35.09	16.19
9.	COFORGE	1843.00	46.47	81640.86	0.86	531.70	49.19	5527.70	49.86	24.70	19.14
10.	MPHASIS	2290.00	22.88	43712.72	2.71	489.51	10.82	4384.05	17.46	23.31	18.15
11.	LTTS	3377.30	27.14	35828.52	1.72	357.10	12.97	2940.10	11.47	27.70	18.65
12.	TATATECH	778.20	56.72	31598.95	1.50	180.75	6.15	1664.63	33.78	19.56	16.64

Detailed Comparison with:

Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	1,117	1,080	1,375	1,213	1,295	1,209	1,305	1,290	1,397	1,301	1,453	1,566	2,567
	564	581	589	603	592	606	664	612	661	719	704	643	808
Operating Profit	553	499	786	610	703	602	641	677	736	582	749	924	1,759
OPM %	49.53%	46.25%	57.16%	50.29%	54.29%	49.83%	49.13%	52.52%	52.67%	44.70%	51.55%	58.96%	68.51%
	76	38	80	56	33	88	46	1,580	71	55	64	490	62
Interest	1	1	1	0	0	0	0	0	1	1	0	0	1
Depreciation	14	15	15	15	15	16	14	14	15	14	14	13	12
Profit before Tax	614	522	850	650	721	674	673	2,242	791	622	799	1,400	1,821
Tax %	25.86%	24.55%	17.68%	26.30%	25.68%	26.26%	28.34%	18.13%	25.76%	25.58%	23.16%	20.62%	25.12%
Net Profit	455	394	700	479	536	497	482	1,836	587	463	614	1,111	1,364
	52.62	45.50	80.83	55.31	61.82	57.32	55.55	211.37	67.58	53.23	70.55	127.68	156.63

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
	3,736	3,862	3,581	3,526	3,645	3,896	4,256	4,784	5,099	5,717	6,887
	2,405	2,433	1,752	1,622	1,519	1,711	2,119	2,338	2,517	2,835	2,874
Operating Profit	1,331	1,429	1,829	1,904	2,126	2,185	2,137	2,446	2,582	2,881	4,013
OPM %	35.62%	37.00%	51.08%	54.00%	58.33%	56.08%	50.21%	51.13%	50.63%	50.40%	58.27%
	418	115	208	196	147	262	268	252	1,789	788	671
Interest	0	0	0	8	5	3	3	2	1	2	2
Depreciation	67	57	50	83	80	68	58	60	60	56	53
Profit before Tax	1,683	1,487	1,986	2,009	2,188	2,376	2,343	2,636	4,310	3,611	4,641
Tax %	23.45%	32.34%	35.44%	21.21%	25.07%	23.78%	24.36%	23.07%	22.26%	23.16%	23.49%
Net Profit	1,288	1,006	1,282	1,583	1,639	1,811	1,773	2,028	3,351	2,775	3,551
EPS	151.06	117.21	149.01	183.62	189.80	209.08	204.37	234.17	386.03	318.92	—
Dividend Payout %	112.32%	110.38%	0.00%	97.67%	105.00%	90.47%	109.67%	102.49%	68.65%	125.42%	—

COMPOUNDED SALES GROWTH

10 Years:: 5%
5 Years:: 9%
3 Years:: 10%

COMPOUNDED PROFIT GROWTH

10 Years:: 12%
5 Years:: 11%
3 Years:: 16%

STOCK PRICE CAGR

10 Years:: 13%
5 Years:: 20%
3 Years:: 40%
1 Year:: 29%

RETURN ON EQUITY

10 Years:: 36%
5 Years:: 37%
3 Years:: 41%
Last Year:: 39%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	43	43	43	43	43	43	43	43	43	44
	2,447	3,574	3,673	5,293	5,452	5,603	5,809	6,008	7,359	6,793
	16	16	12	28	25	53	30	11	23	17
Trade Payables	8	56	42	27	18	16	24	20	22	26
	2,479	856	634	602	568	632	628	675	754	826
Total Liabilities	4,992	4,545	4,404	5,993	6,104	6,347	6,534	6,758	8,201	7,706
	243	211	239	284	222	217	198	166	164	153
Capital Work in Progress	1	2	0	0	0	4	0	2	9	15
	755	778	765	768	773	790	791	791	792	809
	0	0	0	0	0	0	0	820	860	990
Cash & Bank	2,438	1,880	1,706	3,254	3,330	3,406	3,454	3,288	4,809	4,126
	1,556	1,674	1,693	1,687	1,780	1,930	2,091	1,691	1,568	1,614
Total Assets	4,992	4,545	4,404	5,993	6,104	6,347	6,534	6,758	8,201	7,706

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	1,284	1,559	1,837	2,026	2,127	2,202	2,138	1,644	1,961	2,129
Cash from Investing	2,182	-1,291	275	-1,531	52	6	161	1,525	-1,025	1,297
Cash from Financing	-925	-1,668	-1,267	-33	-1,570	-1,713	-1,651	-1,943	-2,087	-3,441
	1,961	-1,892	60	-80	27	-108	16	1,225	-1,151	-16

Ratios

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026

Shareholding Pattern

Numbers in percentages

Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
72.71	72.69	72.62	72.59	72.56	72.53	72.46	72.44	72.41
5.10	7.73	8.48	8.74	8.55	8.66	8.36	8.04	9.70
11.49	9.91	9.37	8.69	8.50	8.45	8.82	9.12	8.79
0.01	0.00	0.00	0.01	0.00	0.00	0.00	0.00	0.00
10.69	9.67	9.51	9.97	10.39	10.37	10.36	10.39	9.10

Documents

Corporate disclosures, annual reports, credit ratings, and concall transcripts

2026-09-05

General Updates

2026-09-05 - Oracle Financial Services Software Limited has informed the Exchange about General Updates

2026-09-03

Copy of Newspaper Publication

2026-09-03 - Oracle Financial Services Software Limited has informed the Exchange about copies of Newspaper Publication published by the Company confirming dispatch of the postal ballot notice.

2026-09-02

Shareholders meeting

2026-09-02 - Oracle Financial Services Software Limited has informed the Exchange regarding Notice of Postal Ballot

2026-08-19

Updates

2026-08-19 - Oracle Financial Services Software Limited has informed the Exchange regarding 'Allotment of 7,617 equity shares pursuant to the OFSS Stock Plan, 2014'.

2026-08-10

Updates

2026-08-10 - Oracle Financial Services Software Limited has informed the Exchange regarding 'Allotment of 6,411 OFSS Stock Units (OSUs) and 465 Stock Options under OFSS Stock Plan 2014.'.

2026-08-05

Updates

2026-08-05 - Oracle Financial Services Software Limited has informed the Exchange regarding 'Transcript of the 37th Annual General Meeting held on Thursday, July 23, 2026'.

2026-07-27

Shareholders meeting

2026-07-27 - Oracle Financial Services Software Limited has submitted the Exchange a copy Srutinizers report of Annual General Meeting held on July 23, 2026. Further, the company has informed the Exchange regarding voting results.

2026-07-24

Copy of Newspaper Publication

2026-07-24 - Oracle Financial Services Software Limited has informed the Exchange about copies of Newspaper Publications of financial results for the three month period ended June 30, 2026

2026-07-23

Shareholders meeting

2026-07-23 - Oracle Financial Services Software Limited has informed the Exchange regarding Proceedings of Annual General Meeting held on July 23, 2026

News

Recent coverage and analyst commentary for OFSS

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Oracle Financial Services Software Ltd.

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Free 5nance Account

Name

TCS

2216.50

16.10

801949.10

4.96

13420.00

4.69

72275.00

13.93

66.25

25.67

INFY

1031.55

13.82

418626.97

4.65

7775.00

12.29

48211.00

14.03

42.84

23.66

HCLTECH

1196.80

18.64

324771.44

4.51

4626.00

20.34

34579.00

13.94

31.20

19.87

WIPRO

166.15

12.45

164565.26

6.62

3356.30

0.59

24478.60

10.59

18.49

18.93

TECHM

1518.60

28.98

148843.11

3.36

1486.30

31.67

15711.90

17.68

23.04

17.43

LTM

4350.00

24.67

129030.27

1.72

1468.60

17.06

11608.00

17.96

30.25

17.75

OFSS

11696.00

29.84

101852.43

3.42

1415.50

120.52

3125.20

68.73

45.50

60.04

PERSISTENT

5500.00

45.11

86762.50

0.73

483.04

13.67

4303.23

29.09

35.09

16.19

COFORGE

1843.00

46.47

81640.86

0.86

531.70

49.19

5527.70

49.86

24.70

19.14

MPHASIS

2290.00

22.88

43712.72

2.71

489.51

10.82

4384.05

17.46

23.31

18.15

LTTS

3377.30

27.14

35828.52

1.72

357.10

12.97

2940.10

11.47

27.70

18.65

TATATECH

778.20

56.72

31598.95

1.50

180.75

6.15

1664.63

33.78

19.56

16.64

Jun 2023

Sep 2023

Dec 2023

Mar 2024

Jun 2024

Sep 2024

Dec 2024

Mar 2025

Jun 2025

Sep 2025

Dec 2025

Mar 2026

Jun 2026

1,117

1,080

1,375

1,213

1,295

1,209

1,305

1,290

1,397

1,301

1,453

1,566

2,567

564

581

589

603

592

606

664

612

661

719

704

643

808

Operating Profit

553

499

786

610

703

602

641

677

736

582

749

924

1,759

OPM %

49.53%

46.25%

57.16%

50.29%

54.29%

49.83%

49.13%

52.52%

52.67%

44.70%

51.55%

58.96%

68.51%

1,580

490

Interest

Depreciation

Profit before Tax

614

522

850

650

721

674

673

2,242

791

622

799

1,400

1,821

Tax %

25.86%

24.55%

17.68%

26.30%

25.68%

26.26%

28.34%

18.13%

25.76%

25.58%

23.16%

20.62%

25.12%

Net Profit

455

394

700

479

536

497

482

1,836

587

463

614

1,111

1,364

52.62

45.50

80.83

55.31

61.82

57.32

55.55

211.37

67.58

53.23

70.55

127.68

156.63

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

Mar 2026

TTM

3,736

3,862

3,581

3,526

3,645

3,896

4,256

4,784

5,099

5,717

6,887

2,405

2,433

1,752

1,622

1,519

1,711

2,119

2,338

2,517

2,835

2,874

Operating Profit

1,331

1,429

1,829

1,904

2,126

2,185

2,137

2,446

2,582

2,881

4,013

OPM %

35.62%

37.00%

51.08%

54.00%

58.33%

56.08%

50.21%

51.13%

50.63%

50.40%

58.27%

418

115

208

196

147

262

268

252

1,789

788

671

Interest

Depreciation

Profit before Tax

1,683

1,487

1,986

2,009

2,188

2,376

2,343

2,636

4,310

3,611

4,641

Tax %

23.45%

32.34%

35.44%

21.21%

25.07%

23.78%

24.36%

23.07%

22.26%

23.16%

23.49%

Net Profit

1,288

1,006

1,282

1,583

1,639

1,811

1,773

2,028

3,351

2,775

3,551

EPS

151.06

117.21

149.01

183.62

189.80

209.08

204.37

234.17

386.03

318.92

—

Dividend Payout %

112.32%

110.38%

0.00%

97.67%

105.00%

90.47%

109.67%

102.49%

68.65%

125.42%

—

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

Mar 2026

Equity Capital

2,447

3,574

3,673

5,293

5,452

5,603

5,809

6,008

7,359

6,793

Trade Payables

2,479

856

634

602

568

632

628

675

754

826

Total Liabilities

4,992

4,545

4,404

5,993

6,104

6,347

6,534

6,758

8,201

7,706

243

211

239

284

222

217

198

166

164

153

Capital Work in Progress

755

778

765

768

773

790

791

792

809

820

860

990

Cash & Bank

2,438

1,880

1,706

3,254

3,330

3,406

3,454

3,288

4,809

4,126

1,556

1,674

1,693

1,687

1,780

1,930

2,091

1,691

1,568

1,614

Total Assets

4,992

4,545

4,404

5,993

6,104

6,347

6,534

6,758

8,201

7,706

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

Mar 2026

1,284

1,559

1,837

2,026

2,127

2,202

2,138

1,644

1,961

2,129

Cash from Investing

2,182

-1,291

275

-1,531

161

1,525

-1,025

1,297

Cash from Financing

-925

-1,668

-1,267

-33

-1,570

-1,713

-1,651

-1,943

-2,087

-3,441

1,961

-1,892

-80

-108

1,225

-1,151

-16

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

Mar 2026

Jun 2024

Sep 2024

Dec 2024

Mar 2025

Jun 2025

Sep 2025

Dec 2025

Mar 2026

Jun 2026

72.71

72.69

72.62

72.59

72.56

72.53

72.46

72.44

72.41

5.10

7.73

8.48

8.74

8.55

8.66

8.36

8.04

9.70

11.49

9.91

9.37

8.69

8.50

8.45

8.82

9.12

8.79

0.01

0.00

0.01

0.00

10.69

9.67

9.51

9.97

10.39

10.37

10.36

10.39

9.10

Oracle Financial Services Software Ltd.

AI Sector View

Peer comparison

Quarterly Results

Profit & Loss

Balance Sheet

Corporate actions

Cash Flows

Ratios

Shareholding Pattern

Documents

News

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Oracle Financial Services Software Ltd.

AI Sector View

Peer comparison

Quarterly Results

Profit & Loss

Balance Sheet

Corporate actions

Cash Flows

Ratios

Shareholding Pattern

Documents

News

Sign in to Chat with AI